Financial Freedom Within Your Reach with EJ

Financial Literacy

03/05/2023

⚠️ Bakit sobrang eager naming Financial Advisors makipag meet and set ng appointments sa clients?

Because Life Insurance is only for HEALTHY people who will be needing it when they are no longer healthy.

⚠️Critically ill people can’t have Life Insurance
⚠️ Disabled people can’t have Life Insurance
⚠️ A Very Old person can’t apply for a Life Insurance
⚠️ A Dying person can’t be Insured Anymore

So when a Life Insurance Advisor is approaching you when you are healthy, it means he/she is racing against these Life Uncertainties.

He/She is representing you to a Life Insurance Company. Taking the risk of providing income/money when you & your family need it most.💞

If you are HEALTHY, INVEST in it and INSURE yourself.

Talk to an insurance professional today.👌

©️

➡️Erlyn Joy Celestial
Your Advisor for Life! 🥰

10/03/2023

On what goes into winning...

08/03/2023

Being financially responsible is important for your health and your financial life. To "live within your means" means that what you spend each month is less than or at least equal to the amount of money you bring in each month. For many people, it’s a lot easier said than done but let’s all do it anyway!

Photos from The Bright Millennial's post 20/11/2022
Mobile uploads 28/10/2022

❤️

20/10/2022

"sabi ni Mommy, hindi nya kayang bumili ng mamahalin na bag. Pero kaya nyang bumili ng mamahaling Plans para sa future namin ❤️"

Ano yung nagustuhan ko dito? I will just pay 100k yearly for 10years and Praises will get 40k pesos every other year In Her whole life! 💕 as in habang buhay. If God's will umabot sya ng age 90-100 yrs, continues ang endowment nya. Doing nothing. 💎

Not to mention the other benefits and the covered insurance.

ctto

14/10/2022

Be brave enough to bet on your dreams – and unlock your path to a brighter life. ☀

Be inspired by the story of IdeasXMachina (IXM)'s CEO, Third Domingo at Sun Life's SME Rising series, only at https://sunlife.co/brightdreams.

12/10/2022

Yes pwede…. 🥰

Photos from Sun Life Philippines's post 05/10/2022

Happy Teacher's Day! 🥰🥳

29/09/2022

Be Faithful Over A Little

Throughout life, God will bless you with an infinite amount of resources. You will be blessed with only so much money, time, assets and talents. With each blessing God has given you, He expects you to be a good steward of what He has blessed you with.

FAITHFULNESS CREATES FRUITFULNESS

How can you ask God to bless you with millions if you can’t take care of a thousand? Real financial healing takes place when you learn how to take care of the little that God has blessed you with already. Think about it, how can you desire a big house, but fail to take care of your small apartment? If you want to really see blessings in your life, you have to learn to take care of small matters before He can trust you with larger ones!

CONSIDER YOUR WAYS

A passage in the Bible reminds us to consider our ways. Haggai 1:6-7 reminds us that while we may earn much, but we have very little to show for it. We have to understand, it is a true blessing to earn a lot of money, but the reality is if you spend just as much – the occurrence of one negative financial event can cause a financial downward spiral.

LEARN TO LIVE ON LESS

Take time to commit to live off less than what you earn. No matter if you are earning 20,000 or 200,000, if you are not careful about your spending habits, then you may find yourself having more debt than money. After creating and reviewing your budget, look for ways to live off less of your earned income. A good rule of thumb is to spend a maximum of only 70% of your income and save and invest the rest, month in - month out.
- - - - -

“One who is faithful in a very little is also faithful in much, and one who is dishonest in a very little is also dishonest in much.” Luke‬ ‭16:10‬ ‭ESV‬‬

Photos from Sun Life Philippines's post 29/09/2022

Are you a Gen Z or a millennial striving for financial independence? Here are some tips for you!

Don't worry! You can do it, especially when you have a reliable partner. 😉

27/09/2022

Sarap ng feeling na malaman mo na approved na yung insurance application mo. May extra peace of mind ka, and one less thing to worry about sa dami ng ganap sa buhay.

My clients can definitely attest to this.

But still, many people do not understand what life insurance is or the benefits of having one (or many).

Why? Do you even need one?

If you're looking to get insurance or at least considering to (or you don't know if you should), this is a must watch for you!

▶️ https://youtu.be/CsmqAJCtQYg
▶️ https://youtu.be/CsmqAJCtQYg

26/09/2022

Amazing Day to you!

Hope all is well with you and your families after Super Typhoon Karding struck over the weekend.

We may be vulnerable now but as Filipinos, we are born resilient, and we have the ability to withstand adversity and bounce back from difficult life events. Being resilient does not mean that people don’t experience stress, emotional upheaval, and suffering. Demonstrating resilience includes working through emotional pain and suffering.

May you get out of the hardships you’ve been encountering now, whatever it may be.

Have a great week ahead! 🥰

22/09/2022

A new financial solution that preserves wealth, guarantees income, and eases financial worries is coming soon!

11/09/2022

Life insurance can be used in many ways 💯

And one of the GREATEST things that you can use it for is to build Generational Wealth and protect your loved ones 👇

09/09/2022
23/08/2022

Start today 💯

FREE FINANCIAL TIPS: https://youtu.be/ScyR_xWiCT0

Funds for costly medical bills 14/07/2022

Funds for costly medical bills Learn about Sun Fit & Well

13/07/2022

Adulting may be moving out of your parent’s house, getting independent, or opening a savings account. But real adulting take into account the future. Start when you’re still young. Talk to your financial advisor now.

13/07/2022

See you here! 🥰

Single or married, we are here to guide you and on how Family & Finances can work together – like a true Partner for Life. Slots are limited, so register right away via this link: https://sunlife.co/familyfinance2022

21/06/2022

Rewarding ang bawat pagtitiis at sakripisyo sa ibang bansa kung merong tamang plano sa family milestones. 🎑 🚙🏠

Check out Sun Life's Home for Good Packages here: https://sunlife.co/OFWMilestonesPlan

15/06/2022

🥰💛

We just want to inspire you na kahit mahirap mag budget, kapag gusto may paraan.

Meet my colleague’s client, a 27yrs old business owner/food vendor. Nagtatabi siya ng 50/day para sa kanyang Sun Life Plan na Insurance at Investment.

“Naalala ko pa nung nag-meet kami ginagawa niya daw to para hindi mahirapan ang kanyang pamilya sa future. Konting sakripisyo ngayon para sa magandang kinabukasan nila. At sinabi niya pa last time na balak niya din kuhanan yung kapatid niya para habang bata siya mag-start na siya makapag-ipon.

Sobrang hanga ako sayo maam kasi pinatunayan mo kung gaano kahalaga ang pagkakaroon ng Insurance at Investment habang maaga pa. Salamat po sa pagtitiwala!!💛”

Kung interesado ka, message mo lang ako! 📩🤗

10/06/2022
10/06/2022

Naalala mo nung kumuha ka ng first car mo na 20K monthly, yung cellphone plan mo na 3,000 per month, yung refrigerator mo na kinuha na 4,000 monthly, yung tv mo at washing machine na 5000 monthly.

Ang mindset mo kakayanin mo.
Kaya natapos at kinakaya mo. 💛

Yung life insurance na 50-100 pesos a day - ang mindset mo ang mahal. Kaya until now hindi ka pa rin insured.

I feel you! Nung 22yo ako, ang mahal din ng tingin ko sa 1758 monthly. Ayun, hinayaan ko mag-lapse!

Ngayong 30+ na ko, mas tumaas na ang premium payment kasi nga tumatanda na ako.

Pero so far ay di pa ko nagkakaron ng late payment kasi nag-iba na yung mindset ko sa pagbabayad ng insurance. Syempre, nakita ko na rin ang importansya nito!

Kaya tama yung sinasabi nila na, “mindset ba, mindset!” ☺️☀️💛
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