IMG international marketing group

Sino Ang ayaw makapag ipon para sa future? Cguro lahat tayo gustong mapaghandaan Ang future Diba? Kaya habang may work at may income pa, magtabi na para sa future at ilagay Yan sa safe na vehicle at yong Hindi lang matutulog Ang pera mo. If ilagay mo Yan s alkansiya, abutin man Yan ng 20yrs or more kung magkano Ang nilagay mo, Yan pa dn Ang amount pagdating ng panahon. Pero pag ilagay mo Yan sa mutual funds, may chance pa na kikita Ang pera mo Lalo na if IMG member ka, may savings na at may benefit pa.
Pm me now para matulungan kita dito na makapag umpisa para Hindi mahihirapan kung sakaling dumating Ang panahon na di na makapagwork. Kailangan sa Ngayon pa lang alamin na natin kung paano patatrabahuin Ang pera.

𝐌𝐚𝐤𝐢-𝐌𝐚𝐫𝐢𝐭𝐞𝐬 𝐭𝐚𝐲𝐨 𝐟𝐫𝐨𝐦 𝐚 𝐛𝐚𝐧𝐤 𝐭𝐞𝐥𝐥𝐞𝐫 𝐚𝐭 𝐬𝐚 𝐢𝐬𝐚𝐧𝐠 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐧𝐚 𝐈𝐌𝐆 𝐌𝐞𝐦𝐛𝐞𝐫, 𝐡𝐚𝐛𝐚𝐧𝐠 𝐧𝐚𝐠𝐝𝐞𝐝𝐞𝐩𝐨𝐬𝐢𝐭 𝐧𝐠 𝐊𝐚𝐢𝐬𝐞𝐫 𝐚𝐧𝐝 𝐌𝐮𝐭𝐮𝐚𝐥 𝐅𝐮𝐧𝐝 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬: :)

𝐓𝐞𝐥𝐥𝐞𝐫: Ano po yung IMG mam?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: International Marketing Group po. Financial distribution company and benefit platform po mam.

𝐓𝐞𝐥𝐥𝐞𝐫: Para saan po itong deposit niyo sa IMG?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Para po sa mutual funds and Kaiser savings plan ko po.

𝐓𝐞𝐥𝐥𝐞𝐫: Safe po ba ang investment niyo sa IMG?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Hindi naman po sa IMG ako nag-iinvest mam, sa mutual funds company po at sa Kaiser.
Naging bridge ko lang po ang IMG para magkaroon ako ng access sa mga investments na ito.

𝐓𝐞𝐥𝐥𝐞𝐫: Magkano naman po ang rate of return dyan sa mutual funds niyo?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Same lang po sa mutual funds na ini-ooffer niyo po. Magbi-base po sa market performance.

𝐓𝐞𝐥𝐥𝐞𝐫: Eh bakit kay IMG pa kayo dumaan para makapag invest sa mutual funds, pwede naman sa amin po?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Kapag thru IMG kasi mam part ng benefit namin ay yong tinatawag na Zero Entry Fee forever.

Halimbawa po yong additional investment na idineposit ko po ngayon, buo po yan ibibili ng shares at walang kaltas.

Everytime po na naglalagay ako, hindi kinakaltasan ng entry fee yong investment ko.... Yong po bang ini-ooffer niyo na mutual funds ay Zero Entry Fee?

𝐓𝐞𝐥𝐥𝐞𝐫:(hindi nakasagot) Ito na po ang resibo niyo maam..

Dito sa IMG madami ka talaga matutunan at makukuha na benefits para mas maintindihan mo ang investment na sinasalihan mo.

Then, we will educate others, not to sell.

The IMG Advantage and Solution!!!

Para malaman sino si IMG, at malaman kung paano magsave and maginvest ng tama, send me a message para ma guide kita :)





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Img/kaiser Financial literacy

DID YOU KNOW?

WHEN IS THE BEST TIME TO SAVE AND INVEST YOUR MONEY?
(A Must Read)

How long have you been putting off your plan to save and invest? Parang alarm lang na pilit mong sni snooze. GISING NA! 🙂 Sayang ang oras. Basahin ang kwento ni Petra - the Procrastinator

January
Petra: Gusto kong gawing part ng New Year's Resolution ko yung mag save and invest. Sisimulan ko na talaga. Bayaran ko lang lahat ng mga natirang utang from December tapos mag simula na ako.
Me: 😐

February
Petra: Pasensya na di ako nakasimula last month. Try ko this month kaso siguro after Valentine's Day.
Me: 😦

March
Petra: I'm sorry, di parin ako nakakasimula. Graduation season. Nag promise kasi ako sa kapatid ko na bibigyan ko siya ng regalo. Next month, push na!
Me: 😮

April
Petra: Sorry, may out of town trip kasi next month. After that I'll start investing na talaga.
Me: 😓

May
Petra: Naparami yung gastos sa out of town trip last month e. 😭 Wala ng matitira sa akin if invest ko pa. Maybe by June, I can start.
Me: 😑

June
Petra: Nakalimutan ko, meron nga pala kaming mid year event sa company. Kasal pa ng kapatid ko. May mga kailangan bayaran. Hindi parin ako makakapag save.
Me: 😣

July
Petra: It's the start of the rainy season! Kailangan ko muna mag tabi for emergencies. Maybe by next month, I'll start saving.
Me: 😔

August
Petra: I heard it's ghost month so it's probably not a good time to invest? May Fiesta inbitado mga kaibigan at boss ko. Next month!
Me: 😰

September
Petra: Hala! It's my dad's birthday. We're planning to surprise him with a simple birthday celebration. Hmm, maybe by October. Bonus na!
Me: 😨

October
Petra: Friend, sorry. Alam ko matatapos na yung taon. Pero gusto ko kasi sana muna bayaran yung mga utang ko pa. Baka by November mas makaluwag na konti.
Me: 😳

November
Petra: Kailangan ko sana yunng pera pang bili ng mga regalo e. After Christmas na siguro.
Me: 😭

December
Petra: UHMM, December na. Alam mo namang maraming gastos. By January na lang siguro ako mag start.
Me: 🤒

Avoid PROCRASTINATION, TIME IS GOLD!

READ CAREFULLY, then read AGAIN para mag sink in talaga! This is a realization everyone should pay attention to! 👇🏻👇🏻👇🏻

Ang PAGOD pwedeng ipahinga.
Ang GUTOM pwedeng ikain.
Ang PUYAT pwedeng itulog.

Pero ang kahirapan hangga't wala kang binabago sa nakasanayan mong gawin araw araw... ipahinga mo man yan, ikain mo man yan at itulog mo man yan, paggising mo kahirapan pa rin ang bubungad sayo.

‼️Hindi mo kasalanang ipinanganak na mahirap. Pero pag namatay kang mahirap....that's different story na!

😰 At alam mo ba ang masakit? Yung mawala ka sa mundo na ang naipamana mo sa iyong pamilya ay KAHIRAPAN pa rin!

Ngayon pa lang mag-isip isip kana.
Walang FOREVER sa kahirapan....
dahil may pag-asa ka pa, buksan mo lang ang iyong isipan.

📷ctto😀

"Build your DREAMS & reach your goals, with the right financial FOUNDATION"

Pag-aralan mo libre lang ito...
Pm mo lang Ako turuan kita..
Message me.

Pinag-iisipan mo p rin ba hanggang ngayon kung magjo-join ka sa ?

Okay lang pag-isipan. Wag mo lang tagalan.😁
Sayang ang mga araw na lumilipas na nakakapag- start ka na sana ng iyong investment sa stock market o mutual fund. Sayang na nakakapag-build ka na sana ng 'yong solid financial foundation. Yung nakapag-start ka na sana na ma-secure at magkaroon ng WORRY-FREE future mo by having long-term healthcare and insurance.
Ang IMG ay para sa lahat ng taong gustong may mabago sa kanilang financial life. May opportunity to become a financial educator or entrepreneur aside from being an investor.
Wala din kaming alam dati about handling our finances. Pero di kami nag-dalawang isip na mag-join sa IMG. Malayo pa kami sa aming financial goals. Pero malayo na rin ang narating namin.

Tulungan po namin kayong makapag-decide na why you have to be part na rin of IMG.
Tara, usap po tayo. 🙂 💚

IMG Real Talk from
Bro. Bo Sanchez

A quote from the motivational speaker/evangelist/preacher Brother Bo Sanchez:

Man: "Twenty years from now or 30 years from now, how can I be sure that the money I’m investing will still be there?"

Bo Sanchez: “I agree. Life is unpredictable. God never promised certainty. There are no guarantees in life. But I’d rather face that unpredictability with the CHANCE of having P20 million when I hit 60 or 70 years old, from my investments, rather than face that unpredictability with just my SSS pension to feed me.”

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KAISER TESTIMONY OF MY HUSBAND❤

HEALTHCARE is REALLY A MUST.
MAGKakasakit tlga tau, di lng natin alam kung kelan

Thank you Kaiser International HealthGroup, Inc. TO COVERED OUR EXPENSES..🙏🙌💪

Thanks ate cha s pagbantay kay balong Charlene Mundo

Thank you lord,🙏for fast recovery sa aking asawa.
He just done having of pain.

Mabuti nalang at pinush mo ako kumuha kami ng KAISER mag asawa sir Junjun Hortezano Jr. . Sobrang laki tlga ng tulong just in case of emergency❤

PS. thanks our Mentor/Sponsor SMD junjun to pushing me TO get KAISER HEALTHCARE insurance
❤🥰💪sana marami pa kayong matulungan sir Jun n tulad namin. ❤❤❤

Diagnosis:
EROSIVE GASTRITIS - inflammation of the stomach
Causing ULCER- LIKE.
A burning and heavy feeling in the pit of the stomach,
Mild nausea, Vomiting, Loss of appetite and weakness
In short PANANAKIT NG SIKMURA😔

Total cost of billing:
Php 33,564.09

Good thing he have a KAISER HEALTHCARE insurance ang aking asawa. At sa loob ng 4days sinong mag aakala n ganun kabilis ay aabot na sa 33,564.09 ang bill ?? PERO no worries because IMG and KAISER HE got covered.. what if kung wla kaming healthcare mag asawa? Di pwedeng iasa lng s philhealth at kng anu meron. Mas maganda tlgang may back up po tau.

GANITO KAHALAGA ANG PAGKAAROON NG HEALTHCARE..❤🙌

This is Financial education guys, teaching us how to prepare with life,uncertainties, thank you IMG FOR giving us the platform in securing and building our future!. Kaya wag po nating hintayin na may mangyayare pa satin before tau mag TAKE ACTION. Insead, TAKE ACTION TO BE READY.!

Be prepared,Be part of our IMG COMMUNITY today🙌
START GETTING YOUR OWN HEALTHCARE AND MSG me for details❤❤
P.S. thank you to Doc Alfonso Lim Bitoy...

Para sa mga gustong mag-invest. Ito po ang LEGIT. Huwag po doon sa "do-doble ang kita" . If you dont know how your money works. Never risk you hard-earned money kahit may mga nakilala kang nakatanggap ng malaking pay-out.

If it's too good to be true, it might be a scam. First, Invest in yourself.

ADVANTAGES OF MUTUAL FUNDS

1. Low Initial Invesment
- It takes only P1,000 to start in MF investing. After that, you can invest P500 every month or every other month, or as often as you want.

2.Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.

3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.

4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.

5. Liquid Investment
- This means you can get your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing NAVPS.

6. No more tax and additional charges
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therefore, investors in MF are no longer subject to tax.

7. Regulated by the Securities & Exchange Commission.

But first, invest in yourself, learn HOW..
Pm me

BAKIT BA MAGANDA ANG KAISER 3-IN-1 INVESTMENT?

Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.

✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Send a message for more details..👇

Eto Yung simple explanation how Mutual Funds works.

Kaya lagi naming sinasabi when market is down wag mag panic, kundi buy more pa...

30 yrs ago kung bumili ka ng 50 kilos na bigas na tag 20 pesos, total gastos mo is only 1000.. itago mo lang yung bigas, ibenta mo ngayon taong 2023. 50kls X 50 pesos, that is 2500. Kumita ka ng isang libo at limang daan.

Pero syempre hindi mo pwede itago ang bigas ng 30 yrs dahil masisira yan.. 😅😅

Pero sa Mutual Funds pwede mong itago ang pera mo, at siguradong kikita ito over time.

Ganyan lang kasimple ang pag-iinvest. Invest lang ng invest, then wait for ur money to grow. Hindi instant ang kitaan, pero legit. 😊

Gusto mo bang maging INVESTOR through STOCK MARKET AND MUTUAL FUNDS?

Kung highly recommended Blue Chip Companies here in the Philippines ang hanap nyo message me personally. I can assist you to a FREE Financial Class para learn muna bago invest.
Be wise where to put your hard-earned money.

Financial Education is the key to Financial Freedom!
Attend our Free Financial Class

Send me a MESSAGE so I can give you the Steps on how to join our free online Seminars via ZOOM. 📩and how to start to become an investor.

Before I started my savings and investing journey, I always hear, "Time is Money".

Hindi ko maintindihan noon kung bakit.

But, thru time and by reading books and attending seminars about financial literacy I found out..

If you started investing as young as you are, the more opportunity for your money to grow.

Hindi importante na malaki kaagad ang i-save or i-invest mo, ang importante, makapag umpisa ka ka-agad.

Join our FREE financial classes at matuto.

International membership benefit # 60 Worldwide Protection” Accident Medical Reimbursement .

Si Sir Jhune Marcos ay isang OFW working in Brunei. Accidentally na damage ang daliri dahil sa work. Dahil international member siya ng IMG, meron siyang medical reimbursement na nakuha.

Sa IMG, may back up ka talaga. 💯🙌🙌 Emergencies and Accidents happen na hindi natin alam kelan.

Buti nalang member si Kuya Jhune ng IMG, may nakuha syang 100k reimbursement dahil sa accident. Napakaliit lang ng membership fee kumpara sa nakuha nyan 100k.

Bawing bawi na!

Be an IMG member now lalo kung ikaw ay OFW!

CLICK this to be an IMG MEMBER, choose country kung saan ka nakabased:

>> https://img-corp.net/register.php?agentcode= 364940ph

This is a SAD NEWS from our kabayan in HK

Kakalungkot man ang nangyari, walang gusto na mamatay tayo pero sadyang hindi talaga natin alam kung hanggang kelan lang tayo mabubuhay, only our Creator lang ang nakaka-alam.🙏☝️

Sino ba mag aakala na simpleng nahilo lang sa daan habang hinahatid sa school ang alaga ay tuluyan na syang bawian ng buhay.😭

Hirap man ang maging OFW sa Hongkong, daming sakripisyo at pagtitiis. 😢

Buti na lang kahit papaano active ang membership nya sa IMG, active din ang KAISER nya. Nawala man sya, may makukuhang pera pa din ang pamilya nya sa Pinas...
Kung hindi double ang sakit Lalo na breadwinner sya ng family..Namatay na sya mamomoblema pa ang pamilya ng pera dahil siya ang source of income ng kanyang pamilya sa Pilipinas.

Taos pusong nakikiramay po ang iyong IMG FAMILY sa iyong pamilyang naiwanan.😢🙏🙏

Sana lang hindi na umabot ng 50yrs.old na mag work pa rin sa abroad..
Bigyan natin ng timeframe na ang pagtatrabaho sa abroad para makapag ipon, makapag pundar at balang araw makakasama na ang pamilya sa Pinas para mas maayos na ang pamumuhay.

Laban OFW's....

Kaiser international Health Group.. Kong Ikaw ay Wala pa nito? Naku mam/Sir need poh natin ito Kasi ito poh yong sasalo sa mga Hospitalization natin..Lalo na Kong Ikaw ay Isang Breadwinner. Ito poh Ang pinaka importante sa atin.. ohhppss hnd to pang patay ha.. at hnd poh dahilan na khit Bata ka pa d mo kailangan to.. naku mas kailangan natin to. At ito Ang solution ng problma natin. Gusto mo ba Malaman ito? Pm me at e guide kita..

Lugi ka pa bah sa IMG Fee na babayaran mo? Bayad yan sa sarili mo kasi ikaw ang Breadwinner , Ikaw ang Takbuhan , Ikaw lahat!! Pay yourself first after paying back GOD 😊

DO IT YOURSELF

IMG BUSINESS

PEOPLE BUSINESS

Kung mamuhunan ka man ,, Invest on your Knowledge Because Solid Financial Foundation is the KEY.. Kahit ano pa estado ng buhay mo ngayon, kahit gaano ka kayaman kapag hindi mo namanage ng maayos finances mo mawawala din yan.... Been There and I want to share this here with all my Facebook Friends..

We educate, We care..
We are committed to share the importance of financial education.

or DM me here 👇 para makaattend ka for Free Financial Coaching/ Literacy Class

Repost

Guys ikaw ba ay mahilig magtago 20 pesos? gusto mo ba lumago yan?

GOOD NEWS! 😃

kasi pwede na kayo magiging share holder or investors ng JOLLIBEE, SM, AYALA, PAL at sa lahat ng mga leading companies in the Phils. kahit 1,000 lang o kaya 500 pesos, pwedeng pwede. Oking ok diba?

so guys bilangin nyo na ang nakatago sa bag or piggy bank nyo baka nakaabot na yan ng 500 or 1000 or more. kasi pwede na kayo mag invest. Di lang mayayaman ang may chance to invest kahit mahirap welcome kayo ng IMG.

join now. 😃👍

Reposted..
👇👇
55,500 Pesos Ang St. Peter na full paid ko 3 years ago,Dahil Financially illiterate pa, Akala ko ito ung importante di kc alam ang mangyayari bukas buti na naghahanda..

Pero ng nakilala ko c IMG 500 pesos one time payment lang pala may Fedelity Life Insurance kana na pwde ma convert to cash para magamit sa Final Expense natin 😅..

55,500 pesos vs. 500 🙄 pesos, ang laki na difference nila tlga.. Kung nilagay ko pla ung 55k sa Kaiser Longterm Healthcare ko or MutualFunds ay pwde na pala ako mag sana all 😂..
Be Financially Educated, dapat alam mo ang importanteng dapat paghandaan

Ito ang isa sa benefits kung maging member ka ni IMG

Pm me to guide you🥰👇

Darating ka na lang sa point na bigla mong mari-realized na wala ka palang ipon. Pwedeng early 20s pa lang, ma-realized mo na. Mas okay yan! 👍

E paano kung nasa 30's ka na? 40's? 50's? May panahon ka pa ba para pag-ipunan ang retirement mo? O iisipin mo na lang kung kanino sa mga anak mo ikaw magpapaampon? Eh paano kung wala kang anak?

Habang mas maaga pa, sana ma-realized mo na agad ang kahalagahan ng pag-iipon. Para kung pagpalain man tayo ng mahabang buhay ay mayroon tayong pera na pwede nating magamit sa ating pangangailangan pagtanda natin.



Tara aralin natin kung paano inaapply ang

"X-Curve Concepts"

ATTEND our FREE WEBINAR via ZOOM

MESSAGE me po usap tayo ❤️

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Kaya wag mo hahayaan na maging alaala na lang ang lahat ng iyong mga kinita. Dito sa IMG, tuturuan ka paano mo poprotektahan ang mga kinikita mong pera at paano ito palalaguin. Kaya maging Financially literate dahil ito ang makakatulong sa atin paano natin palalaguin at paano natin poprotektahan ang mga perang kinikita natin. 😊

Attend tayo sa free financial class. Message mo lang ako para maka-access ka. 😄

💚Si IMG ay hinde po lending company.
💚Si IMG ay hinde po nagbebenta ng Insurance.
💚Si IMG ay lalong hinde scam.
💚Si IMG hinde MLM.
💚Si IMG ay isang community na nagtuturo paano?
Palaguin ang perang pinaghirapan mo sa tamang paraan.
Kaya nga kailangan mo ma Orient bago ka mag join.
Hinde po kami basta nagpapa member na wala kang idea.
Bilang myembro ito lang naman malalaking kompanya ang mga ka sosyo mo. Ikaw na din pipili kung saan mo gusto mag invest. Dati 100k ang kailangan mo para makapag invest sa mga company na ito. Pinababa na ni IMG para sa mga walang malaking puhunan. To know more Please attend our webinar. To Learn more..

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pm me if u want we will assist you.

MAINIT INIT PA🙂

Isa sa aking team ang nagjoin sa IMG noong June 15,2022 at nagsimulang magsave sa mutual funds.

and right now bigla nyang naisip na icheck kung totoong kumikita ba talaga sa mutual funds.

total shares na nabili nya is 105,073,
and ang total na amount na naihulog nya ay 69,303pesos,

As of now ang current NAV ng suldivo strategic growth fund is 0.7255,
And ang total value na ngayun ng kanyang investment sa suldivo ay umaabot na ng 76,230.46pesos, Kumita na ang investment nya ng 6,927.46 pesos or katumbas ng 10% sa loob ng 7buwan.

Ikaw saan moba nilalagay ang extra money mo, lamang palagi ang may alam. Wag magdalawang isip na mag aral about financial literacy,

Pwede kitang turuan pm kalang,

IMG Mission 30Mby2030
Financially Educated Families

That's why We share because We care.
At the end IKAW ang makikinabang at ang iyong PAMILYA.

Kaya nating labanan ang KAHIRAPAN.
Pwede pang mabago ang ating buhay.
With Proper Knowledge ang Education
With the Right System/Platform.

Join us Now!
The Community of Savers and Investors
Attend our Free webinar orientation.

Bakit patok na patok si Kaiser Ultimate Health Builder?

9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )

✅ 1. SPECIAL ACCESS TO 800+ hospitals NATIONWIDE
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang free annual physical exam, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.

✅2. COMPREHENSIVE HEALTH CARE BENEFITS
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.

✅3. HOSPITALIZATION BENEFIT
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.

✅ 4. FAMILY ASSISTANCE
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

✅ 5. LIFE INSURANCE COVERAGE
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting
✅ 6. GUARANTEED CASH BENEFIT
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity.
Accumulated health benefits consumable anytime.
May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.

✅ 7. LIMITED PAYING PERIOD
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

✅ 8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

✅ 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeds, AND the fully paid plan is inherited by the primary beneficiary
Learn how to get covered with the No. 1 healthcare in the Philippines.

You can get free quotation via Kaiser online platform.
CLICK HERE....👇
https:// 364940PH mgcorp.com ME.imgcorp.com/quote/kaiser

If you have questions, feel free to send a message or contact me on my personal FB.

Matutong pahalagahan ang kinikita...Mag ipon ng tama kung saan ang pera mo ay lumalago.

Umpisahan mo na habang malakas ka pa at kumikita. Lalo na kung OFW ka, hindi forever ang isang OFW, darating ang araw uuwi tayo.

Ang tanong may naipon kna ba?
Kung wala pa magsimula ka na kaibigan.

Halika usap tayo para maiguide kita kung paano mag simula.

Attend our FREE Online Financial Class Via Zoom

Please take time to read.

An OFW asking for a good business to start in PH.
then I told her this.
Bago po tayo maginvest, pwede po nating sundan/pagisipan ito.
#1. HEALTHCARE.
Dahil kapag nagkasakit tayo, baka ibenta rin natin yung “investment” natin.
At kung kailangan na kailangan ang pera pampahospital, ibebenta mo ng palugi yung “investment”
(e.g. real estate, car, stocks). Sayang. Kung may healthcare, pwedeng di na magalaw yung investment.
#2. PROTECTION /
LIFE INSURANCE.
Instant cash na marereceive ng family kapag kinuha ni Lord ang breadwinner or policyholder.
Ito naman ay para sa family natin. Kasi kung kinuha tayo ni Lord at ang naiwan lang natin sa family ay yung “investment” natin,
kung wala silang pera (dahil walang life insurance) ay baka ibenta lang din ang ating investment ng palugi.
Sayang nanaman. 🙂
If you Love yourself,
dapat may healthcare.
If you love your family,
you need to protect them.
#3. DEBT-FREE.
Bago po natin simulan maginvest, siguraduhing walang utang na may malaking interest. Dahil baka mas malaki yung interest ng utang kaysa sa kikitain ng investment. Tignan mabuti.
#4. EMERGENCY FUNDS.
Hindi po emergency ang panganganak at pagpapaaral ng anak.
Dahil pinaghahandaan po ‘yan. Pwedeng maging emergency ay kung mawalan ng trabaho, nagkacalamity, pangsuporta sa kamaganak kung may di inaasahang mangyari, etc.
3x ng iyong monthly na gastos ay unti unting ipunin pang emergency.
Kung wala nito, baka mabenta mo ang investment ng palugi o kaya mangutang ng may interest.
#5. INVESTMENT.
Pwedeng pwede na at may peace of mind ka na. 🙂
Saan?
Kung may goal ka, mas madali mo malalaman kung saan mo ilalagay. Common na investment natin ay sa stocks or sa real estate or business.
Kung gusto mo ng business pero ayaw mo ng sakit sa ulo,
pwede kang makipartner nalang sa ibang companies.
Kung gusto mo real estate, bili ng stocks ni Ayala Land.
Kung gusto mo ng food business, bili ng stocks ni Jollibee., Etc. Pwede mong ipaubaya sa experts dahil sila sure na kumikita at di kailangan ng malaking kapital. May kita ka na, di pa stress.
Pwede mong gamitin ang iyong oras sa mas productive na bagay.
Paano magsisimula?
Pwede nating simulan sa tinatawag na long-term care.
Ano yun? Ganito yan...
☝️ Una, meron kang healthcare ngayon hanggang pagtanda.
Kahit retired ka na meron pa rin. Kailan ba lumalabas ang sakit? Pagtanda natin.
✌️ Pangalawa, kung sakaling may nangyari sa policyholder,
Yung family makakareceive ng insurance.
Considered paid na ang buong plan at malilipat yung buong healthcare sa beneficiary.
👌 Pangatlo, ito yung maganda. Kung di nagagamit yung healthcare fund,
nakasave and invest lang sya. Kaya di sayang. 🙂
Pwede nyo pong simulan sa ganyan. Wag po muna traditional business agad kung hindi pa tayo protected at lalo na kung di po kayo hands on at syempre kung wala ring experience ang magmamanage sa business. Normal po yan na pagkakamali lalo na ng ofws. Kadalasan nalulugi.
Sana po ay makatulong ito. 🙂

Kung nais mo pang matuto, message me. ♥️
Pwede ka rin umattend ng aming FREE Financial Coaching Webinar.

STEPS TO FINANCIAL SUCCESS THIS YEAR 2023.

1. Increase your Cash flow.
- make more money when you can, while you can. Have multiple sources of Income.

2. Spend Less.
- cut down your expenses. It's not how much you earn that counts. It's what you keep. Set aside 5, 10, 15% of your income to savings or invest.

3. Reduce your debt and liabilities.
- interest on the debt will interfere with your goal for long-term asset accumulation.

4. Understanding how money works.
- you must take time to understand how money works. You must learn how to make money work for you.

5. Have a Financial Goal.
- Set up a pan of action. Take care of your responsibilities and build up your wealth.

6. Embrace change and expect to succeed.
- change your habits. Not only can you change the way you think, you must also change your habits. A better environment will help provide better thinking and better solutions.

INTERESTING?

Attend our FREE Financial Literacy Class and learn how to:
*Make Money
*Save Money
*Grow Money
*Protect Money

Message ka lang para maregister kita.




Let's be the channel of blessing to others.
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Many overseas Overseas Filipino Workers (OFWs) work hard for years and still end up retiring poor.

OFWs are heroes who sacrifice a lot just to be able to send money and gifts to their families and loved ones back home.

But we need to save also for our future self.
We need to build our own solid financial foundation.

Start saving and investing NOW! Make it a habit to religiously practice the Abundance Formula, the 10-20-70 rule.

Once you receive your income:

10% for Tithing, give back to God for all the blessings that you receive.

20% for your savings and investment, if you don’t set aside now, when will you start to prepare for your future and retirement?

70% for your lifestyle and expenses. Live within your means and eliminate unnecessary expenses.

Make saving and investing a regular habit!😀

Hindi sapat ang business lang pero di naman nag-iipon.

Hindi rin sapat ang nag iipon lang pero di naman nagpapalago.

Sa IMG, itinuturo dito paano mag ipon nang tama.

Mas ok kung yung ipon ay ilagay sa mutual funds para mas malaki ang kita kesa sa bangko. Ito ay para malabanan mo din ang inflation.

Imagine mo to:

𝐁𝐀𝐍𝐊
1,000 monthly savings
In 20 years = halos 250,000 lang
Dahil sa 1-3% lang na interest

𝐌𝐔𝐓𝐔𝐀𝐋 𝐅𝐔𝐍𝐃𝐒
1,000 montly savings
In 20 years = almost 1M
Dahil sa compounding interest.

Investment in knowledge pays the best interest 👌 and if we gain knowledge its better if we applied it to ourselves..

To learn more how it works attend our Financial Literacy Seminar via zoom message me for more info how to attend.

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