The Gutsy Hustler

My 1st 5km 🏃‍♀️✨

I have reached 300 followers! Thank you for your continued support. I could not have done it without each of you. 🙏🤗🎉

Securing your future with Sun Life is one of the best decisions you can make this May🥳

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Feel free to reach out today for a free financial planning and let me help you take the first step towards a more bright and secure future.☀️

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Yes, enjoy the fruit of your labor, but do it according to your priority and capacity.

Money isn't just about accumulating wealth; it's about achieving your financial goals while staying true to your priorities and capacity.

Here, we share some of the secrets to finding that balance:

💰 *Financial Priorities*: Discover how to set clear financial priorities that reflect your aspirations, whether it's saving for a dream vacation, paying off debt, or securing your retirement.

📈 *Investing Strategically*: Learn how to invest wisely to make your money work for you, all while considering your risk tolerance and long-term goals.

🏠 *Homeownership*: Explore the world of real estate and how it can be a part of your financial journey, whether you're buying a home or investing in properties.

📊 *Budgeting with Purpose*: Master the art of budgeting to ensure that every money aligns with your priorities, allowing you to enjoy life's pleasures without financial stress.

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The younger you is the only one who can help the older you ❤️

"Here are some things that can help you improve your finances if you are on a low income:

-Find a good part-time job to make extra money.

-Evaluate your career path. Find ways to improve your performance to have a salary increase .

- Closely monitor your expenses on the basic expenses like rent, mortgage, groceries, etc.

- Create a zero-based monthly budget (your income minus your expenditures should equal zero. Savings goals, mortgage payment and fun are all included.)"

Remember, even small steps toward financial improvement can make a big difference over time. It’s essential to be patient and persistent in your efforts.

"Think you're too young (or too old) to invest? Think again. There are two milestones everyone should reach before putting money into the investment

1. Get out of debt. Paying off debt can help you build confidence in starting an investment. This confidence will help you as you begin to explore more advanced personal finance issues like investing.

2. Fully Fund your Emergency Fund. A key step to take before investing is to ensure you have enough saved up to cover 3-6 months of expenses in case of emergency. This is important as without this buffer, you may have to liquidate investments during difficult times instead of weathering the storm.

Investing in your future is like building a house. You need to lay the groundwork first by paying off debt and saving up money. Only then can you start to invest and grow your wealth."

"Follow these simple tips and make saving money a habit. Saving money isn’t easy, but it is definitely possible. It’s time to get started!

1. Don’t spend your change. Save all the coins you can accumulate. You will be surprised on how much you’ll be saving at the end of the month or year!

2. Automate your savings. Make sure a portion of your income will go automatically to a certain savings account. If you don’t know how to do this, call your bank today :)

3. Bank your bonuses and salary raises. If you are just starting in building your habit of saving money, it’s important to save a part or even the whole amount of your bonuses and increase. It will help you maintain your lifestyle while saving money for your goals.

When these habits are formed, it will become a routine, then you will be rewarded in the form of achieving your financial goals. :) "

“Disconnect to Reconnect”

Focus on experiences that captivate your attention and make you forget about your phone. The real world offers countless moments worth savoring.

⭐️

Life insurance is not an additional obligation, it is actually the best way of meeting the obligations that you already have. It gives peace of mind that your obligations will surely be taken care of no matter what happens.

It’s a financial safety net for your loved ones and a responsible way to protect your family’s future.



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"Retirement could be the longest holiday of your life, or it could be the longest nightmare, depending on your preparation today.

Preparing for retirement is something that you cannot procrastinate or delegate."

“Your retirement is your future, and your future should never be left to chance. Start today by setting clear financial goals and crafting a solid retirement plan. Don’t delay, because the earlier you start, the more secure your retirement will be.

"Kanino ka lumalapit kapag may emergency?

Admit it, nakakahiya lumapit sa kamag anak kapag kinakailangan natin ng money to finance for any emergency na nangyayari sa ating pamilya. Nevertheless, we have to do it kasi kailangan.

I also once witnessed ang haba ng pila sa isang public hospital para lang makapagpacheck up. It was heartbreaking when I saw lolos and lolas na nakapila sa super init na hospital 🙁

What if you don't have to experience these things because you've prepared for these emergencies? It will definitely make a BIG difference.

Prepare for emergencies now. Set aside a portion of your income as emergency fund. It will definitely give you and your family a peace of mind. "

# peaceofmind

One single negative thought can ruin your day and can steal your joy.
Replace negative thoughts with thoughts that will make you feel better.

If you're thinking right now that makes you feel bad, remember:
You are in charge of what you tell yourself.
So why not come up with something more encouraging?

Your choices about money can impact the future generation. You get to choose what kind of legacy you want to leave behind.❤️

A health insurance plan can help you protect yourself from unexpected or unwanted conditions, as well as give you peace of mind that you are prepared for whatever happens.

Here are three reasons why you should have health insurance:

1. Changing Lifestyle - busy working schedules, unhealthy eating habits and long traffic hours that create health disorders

2. Raising Medical Costs - Medical treatment costs are rising at a much faster rate than the rate of inflation.

3. To achieve your other Financial Goals - Financial plans are disrupted when critical illness strikes if we do not have health insurance.

There are health insurance plans that are fit to your goals and budget. Contact me for the options available to you :)

It’s better to be 5 years too early than 5 minutes too late ❤️

"Disasters can strike when least expected. Prepare today, so you're ready tomorrow. Don't wait for the unexpected – start planning now to keep yourself and your loved ones safe.

Let us a be blessing to our children, not a burden :)

If you want to change the state of your finances, you must change the way you manage your money.

To avoid the top money mistakes, Financial planning is very important in every stage of our lives.
Planning encourages us to keep inflation under control and we become aware of the cost of our financial goals.

If you need help in planning your finances, send us a message and will gladly assist you.

In the midst of life's uncertain swamps – where 'not-quite,' 'not-yet,' and 'not at all' seem to linger – remember this: your heroic soul is meant for more. 🌟

Each spark within you is irreplaceable, a beacon of hope in the darkness. Don't let frustration dim your inner hero; you deserve the life you yearn for. 🌍

The world you desire isn't just a dream; it's a reality waiting to be claimed. 🌈 Believe in the possible, the reachable, and the attainable. Your journey to that world starts with one step, one spark, one unwavering belief at a time.

Hold onto your fire. Let it light your path. 🚀 Your adventure awaits – and it's yours for the taking! 💪✨

Like and follow my page for a daily dose of motivation.

Just as planting seeds in a garden requires patience and belief in the eventual growth of plants, the actions you take today may not yield immediate results, but they have the potential to lead to positive outcomes over time.

The efforts you're putting in now may not show their full potential right away, but if you remain patient and committed, you will eventually see the benefits. Just as a planted seed needs time to germinate and grow into a flourishing plant, your efforts will gradually manifest into achievements and success in the future.

The key is to continue nurturing your goals and staying focused on your path, even during times when you might not see immediate progress.

What is your favorite personal finance blog or personal finance fb page?

Answer in the comments below so we can have additional references in learning personal finance! :)

Remember: you can always turn your life back when you're broken.
Another day is a sign that you can always rebuild from the rock bottom.

Wisest advice ba ang hanap mo?
If you are looking for the wises advice you can ever receive, here are my suggestions:

- Pray.
- Read God's Word.
- Seek advice to godly people who will give advice based on the bible.

Kapag ang advice ay galing sa Word ni Lord, hinding hindi ka mapapahamak. ❤️

Happy Sunday!