Prudent Nation

Happy Monday!

It's time to start your week off right. We know how hard it can be to keep your motivation up, especially when you're feeling tired and overworked. But we have one thing that will help: HAPPY MONDAY.

Be sure to celebrate every day of the week with some kind of healthy activity or positive mindset. And don't forget to share your happiness on social media!

We all know that kids are a lot more likely to get into accidents than adults. But, did you know that parents are also at risk for accidents? If you're a parent, you should consider getting your own insurance policy as soon as possible!

It's important for parents to protect their children because they can't be expected to always be around or even able to help if something happens. Plus, it's just good sense—no one wants to think about what could happen to their child if there's an accident and they don't have coverage.

If you don't have insurance and your child gets into an accident, it could be devastating. Not only will they need medical attention and therapy after an accident, but they'll have lost wages while they're recovering from injuries caused by the accident. In addition, they'll have to pay any additional medical expenses not covered by insurance (like prescription costs).

That's why it's so important that parents get coverage as soon as possible—it'll save them money in the long run!

We want to know your opinion.
https://poll.app.do/where-do-you-save-your-money

POLL: WHERE DO YOU SAVE YOUR MONEY? Click the image to voice your opinion!

WHY INSURANCE IS IMPORTANT?

📌👨‍💼Insurance plans will help you pay for medical emergencies, hospitalisation, contraction of any illnesses and treatment, and medical care required in the future.

📌👨‍💼The financial loss to the family due to the unfortunate death of the sole earner can be covered by insurance plans.

📌👨‍💼Insurance plans will help your family maintain their standard of living in case you are not around in the future. This will help them cover the costs of running the household through the insurance lump sum payout.

📌👨‍💼Insurance plans will help in protecting the future of your child in terms of his/her education. They will make sure that your children are financially secured while pursuing their dreams and ambitions without any compromises, even when you are not around

📌👨‍💼Many insurance plans come with savings and investment schemes along with regular coverage. These help in building wealth/savings for the future through regular investments. You pay premiums regularly and a portion of the same goes towards life coverage while the other portion goes towards either a savings plan or investment plan, whichever you choose based on your future goals and needs

Insurance is one of the most important financial instruments that every Filipino family must have. It gives your family protection against unforeseen events that can happen throughout the years such as accidents, illnesses and natural disasters.

Insurance is an important way to ensure the future of your family and beyond. Financial literacy awareness is linked to better financial management and financial education can be the solution. Our goal is to provide educational information on insurance so that every Filipino family can be insured as much as possible

Make your money grow through while keeping your family protected.

Save 100php/ day and enjoy high protection benefits.

Message ME to know more about this plan.

How do you define wealth?

How do you spend your hard earned money each month? Do you have a budgeting guideline or you just spend everything after your salary?

Budgeting is creating a plan to spend your money. Good budgeting is spending less than you are earning as you plan for your financial goals. ...

Budgeting is the process of creating a plan to spend and invest your hard earned money wisely to meet your personal and financial goals in life.

Illustrated below is the 70, 20, 10 rule which i strictly follow.

Getting your life an has never been so easy today.

Starting with the inquiry down to the processing is now online.

Be insured with a non face to face set up.

Message ME today for a .

uncertainties such as unemployment, medical expenses, and other emergencies can come at you any time. That's why you need to be prepared at all time.

One thing is certain—we can never truly know what will happen tomorrow.

Here are 10 tips to consider to be able for you to create a Solid Financial Foundation.

If you are looking for a suitable investment with protection just right for your financial needs, do not hesitate to leave me a message so I can able to assist you.

I will be your long time always at your service.

Happy Thursday everyone!
Just a quick reminder.

‼️ＳＴＯＣＫ ＭＡＲＫＥＴ ＵＰＤＡＴＥ​‼️
“If you aren’t thinking about owning a stock for 10 years, don’t even think about owning it for 10 minutes.”- W.Buffet
Investing now when the Market is "LOW" 📉
is like buying stocks at the price from 5-10 years ago! 😮
2 types of investment, saan ba dito yung prefer mo? 🤗
DIRECT and INDIRECT.
1. Direct Investment is when yung ikaw directly magttrade (buy and sell). You have the capability to choose what companies you'll invest your money. Since ikaw mismo magmamanage nung iyong account, this requires more time kasi need mo icheck yung trend ng prices ng mga companies. You need to be knowledgeable also on how to do it.
2. Indirect Investment naman, there's a professional Fund Manager. Sila ang gumagawa and nag aasikaso ng lahat. Sila na din nagdedecide saan pinaka best na industry ilagay ang pera mo para mag grow siya. For Indirect investment, ibig sabihin meron ng mag mamanage ng money niyo and hindi kana need mag monitor everyday.
If you want to know more about #2, we have plans that you can take advantage of. 😊🚩
Be a "SECURED INVESTOR." 🔐
Be an ELITE InsuraVestor!

Many Christian denominations observe a 40-day period of fasting and prayer called Lent. This is in preparation for the spring celebration of Easter, a religious holiday commemorating the resurrection of Jesus Christ from the dead.

Let us all Pray.

Mamili ka! Gusto mo ba maging burden or blessing sa family mo.

Choose wisely!

Get advise from the experts.

No matter how much or how little you're paid, you'll never get ahead if you spend more than you earn.

Happy Monday!

Quick Question guys, If you have 3000php, where do you want to put your money?

A. In a bank
B. In an investment vehicle like VUL

Type in your choice. Is it A or B?

Agree ka ba dito?

Tunay talagang di mo madadala ang pera sa hukay, pero gugustuhin mo bang mamroblema ang iyong maiiwan dahil wala kang maiiwang pera para mabuhay silang matiwasay?

Anu ang gusto mo?

Ikaw ang mag decide friend!!!

I felt so grateful and honored to receive an appreciation from one of my clients.

Thank you for trusting me as your Financial Advisor.

I will continue to provide the best service and will constantly assist all my future clients with any lingering concerns that may cropped up and answer any questions regarding financial queries.

I will be your Financial Advisor, always at your service.

How many percentage are insured in the Philippines?

In 2019, the insurance pe*******on rate in the Philippines was around 3.04 percent. Over the last few years, the insurance industry has seen a steady development owing to the ratio of premiums underwritten for both life and general insurance.

Source from: https://www.statista.com/statistics/1184188/philippines-insurance-pe*******on-rate-yearly/

Many Filipinos consider insurance as a liability rather than a source of funds for life’s unforeseen events. However, this notion has continually changed in the past years as newer insurance coverage covering individual customers with pre-existing needs or with a medical condition was introduced in the Philippines. This has resulted in increasing insurance pe*******on in the Philippines and a change in consumers’ behavior towards purchasing an insurance policy. This change has impacted the overall insurance premiums written, which accounted for almost 1.4 percent of the Philippines’ gross national income.

Saving money on a low income earner, I believe is still achievable, it is very simple but not always easy.

SPEND LESS THAN YOU EARN. That is the only way, no matter how low your income is.

Here are 3 simple steps on HOW YOU CAN SAVE MONEY EVEN ON A LOW INCOME:
1. Have a budget. Budgeting is the process of creating a plan to spend your money. It is simply balancing your expenses with your income.

2. Cut down unnecessary expenses. When I say, cut it down, you absolutely need to ignore buying things that are not basically important. Examples of this are dining out and buying on online stores such as Lazada and Shopee.

3. Find a way to look for extra or more sources of Income. LIVING FROM PAYCHECK TO PAYCHECK is stressful. Making extra money will help you save for your future plans and goals.
Saving money on a low-income earner, I believe is still achievable, it is very simple but not always easy.

Now it's easier to send Prudent Nation a message.

It is not your salary that makes you rich. It is your spending habits.

Spend your hard earned money wisely!

How to spend your hard-earned money?

I have some tips for you to consider.
1. Try to break your debt habit
2. Start saving
3. Start investing
4. Live below your means
5. Set a budget
6. Grow your income

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