Provide Financial Education

Provide Financial Education

BE A PART OF A FAST GROWING COMPANIES IN THE PHILIPPINES. INVEST INUTUAL FUNDS AS LOW AS 1,000 PESOS. STARY EARLY AS YOU CAN. TO ACHIEVE FINANCIAL FREEDOM.

FOR ANY QUERIES PLEASE FEEL.FREE.TO CONTACT US.....

link.: https://5029hk.30m2030.com/

15/03/2023

Ayaw mong kumuha ng KAISER kasi may SSS, Philhealth at Savings sa Bangko?

ANO ang pagkaka-iba ng BENEPISYO NG KAISER, sa ibang HMO at PHILHEALTH? ๐€๐ง๐จ ๐›๐š ๐ฆ๐ž๐ซ๐จ๐ง ๐ฌ๐š ๐Š๐€๐ˆ๐’๐„๐‘ ๐ง๐š ๐๐š๐ฉ๐š๐ญ ๐ฆ๐จ๐ง๐  ๐ฉ๐š๐  ๐ข๐ฌ๐ข๐ฉ๐š๐ง?

Read till the End to know better ๐Ÿ˜Š

โ€ผ๐—ฅ๐—ฒ๐—ด๐˜‚๐—น๐—ฎ๐—ฟ ๐—›๐— ๐—ข
โžณ Taon-taon ka mag babayad para ikaw ay covered at tumataas ang binabayaran mo kasi nadadagdagan ang edad mo.
โžณ Hindi kana makakaavail kung may sakit ka sa panahon na ikaw ay nag apply, kahit regular kang client.
โžณ No rebate pag di mo nagamit dahil healthy ka that year.

โ€ผ๐—ฃ๐—ต๐—ถ๐—น๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต
โžณ Sa PhilHealth up to 60 years old tayo magrerenew. Hindi magagamit kung hindi din tuloy-tuloy ang pag hulog.
โžณ 15% to 20% lang ang discount sa hospital bills mo at hindi lahat ng sakit ay covered.
โžณ No assistance for beneficiaries beyond the age of 19 y.o.

โ€ผ ๐Š๐€๐ˆ๐’๐„๐‘ ๐‡๐„๐€๐‹๐“๐‡ ๐๐”๐ˆ๐‹๐ƒ๐„๐‘ ๐๐‹๐€๐ (๐Ÿ‘-๐ข๐ง-๐Ÿ):
โœ… 3 in 1 product na. May ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„ + ๐ˆ๐๐‚๐Ž๐Œ๐„ ๐‘๐„๐๐‹๐€๐‚๐„๐Œ๐„๐๐“ + ๐ˆ๐๐•๐„๐’๐“๐Œ๐„๐๐“ ka nang magagamit. Wala kang extrang babayaran para e-avail isa isa. Kaya makakatipid at may peace of mind ka.
โœ… ๐Ÿ†…๐Ÿ…ด๐Ÿ†๐Ÿ†ˆ ๐Ÿ…ฐ๐Ÿ…ต๐Ÿ…ต๐Ÿ…พ๐Ÿ†๐Ÿ…ณ๐Ÿ…ฐ๐Ÿ…ฑ๐Ÿ…ป๐Ÿ…ด. 7 years ka lang mag-iipon. Mabuhay ka man hanggang 100 years may healthcare ka pa rin.
โœ… Covered lahat ng sakit, kahit pre-existing after the ๐€๐‚๐‚๐”๐Œ๐”๐‹๐€๐“๐ˆ๐Ž๐ ๐๐„๐‘๐ˆ๐Ž๐ƒ.
โœ…Sagot ang hospital bills, from room accommodation, doctors fee- ang ๐Ÿ…ป๐Ÿ…ธ๐Ÿ…ผ๐Ÿ…ธ๐Ÿ†ƒ ay depende sa plan na kinuha mo. ๐˜œ๐˜ถ๐˜ธ๐˜ช ๐˜ฌ๐˜ข๐˜ฏ๐˜จ ๐˜ฎ๐˜ข๐˜บ ๐˜ฏ๐˜จ๐˜ช๐˜ต๐˜ช ๐˜ด๐˜ข ๐˜ญ๐˜ข๐˜ฃ๐˜ช ๐˜ข๐˜ต ๐˜ธ๐˜ข๐˜ญ๐˜ข๐˜ฏ๐˜จ ๐˜ช๐˜ฏ๐˜ช๐˜ช๐˜ด๐˜ช๐˜ฑ ๐˜ฏ๐˜ข ๐˜ถ๐˜ต๐˜ข๐˜ฏ๐˜จ.
โœ… ๐๐„ ๐€๐ ๐ˆ๐Œ๐† ๐Œ๐„๐Œ๐๐„๐‘ para magkaroon ng ๐ฎ๐ง๐ฅ๐ข๐ฆ๐ข๐ญ๐ž๐ ๐Ÿ๐ซ๐ž๐ž ๐œ๐จ๐ง๐ฌ๐ฎ๐ฅ๐ญ๐š๐ญ๐ข๐จ๐ง๐ฌ sa lahat ng Kaiser Medical Centers. Kahit araw araw at iba ibang sakit ang iyong ipapacheck up sagot yan ng benefit mo as member.
โœ… Kung magkano ang amount na binabayaran mo pagkasign mo ng plan kay Kaiser, yun lang din ang babayarn mo for 7 years. ๐๐Ž ๐€๐ƒ๐ƒ๐ˆ๐“๐ˆ๐Ž๐๐€๐‹ ๐…๐„๐„๐’ ๐๐„๐„๐ƒ๐„๐ƒ.
โœ… ๐–๐ข๐ญ๐ก ๐…๐š๐ฆ๐ข๐ฅ๐ฒ ๐€๐ฌ๐ฌ๐ข๐ฌ๐ญ๐š๐ง๐œ๐ž. ๐˜”๐˜ข๐˜ข๐˜ข๐˜ณ๐˜ช ๐˜ฎ๐˜ฐ๐˜ฏ๐˜จ ๐˜ช๐˜ฑ๐˜ข๐˜จ๐˜ข๐˜ฎ๐˜ช๐˜ต ๐˜ด๐˜ข ๐˜ช๐˜ฎ๐˜ฎ๐˜ฆ๐˜ฅ๐˜ช๐˜ข๐˜ต๐˜ฆ ๐˜ง๐˜ข๐˜ฎ๐˜ช๐˜ญ๐˜บ ๐˜ฎ๐˜ฐ๐˜ฏ๐˜จ ๐˜ฏ๐˜ข๐˜จ๐˜ฌ๐˜ข๐˜ด๐˜ข๐˜ฌ๐˜ช๐˜ต (subject for approval from Kaiser).
โœ… May ๐’๐“๐Ž๐‚๐Š๐Œ๐€๐‘๐Š๐„๐“ ๐Ÿ…ธ๐Ÿ…ฝ๐Ÿ†…๐Ÿ…ด๐Ÿ†‚๐Ÿ†ƒ๐Ÿ…ผ๐Ÿ…ด๐Ÿ…ฝ๐Ÿ†ƒ na 6 ๐˜ต๐˜ฐ 10% na pwede mong gamitin o ipamana sa iyong principal beneficiary pagdating ng maturity.
โœ… Kung Healthy ka while paying your policy for 7 years, ๐Ÿ–๐Ÿ“% ๐Ÿ…ฒ๐Ÿ…ฐ๐Ÿ†‚๐Ÿ…ท ๐Ÿ†๐Ÿ…ด๐Ÿ…ฑ๐Ÿ…ฐ๐Ÿ†ƒ๐Ÿ…ด ang mababalik sayo na palalaguin mo kasabay ng ๐’๐“๐Ž๐‚๐Š๐Œ๐€๐‘๐Š๐„๐“ ๐Ÿ…ธ๐Ÿ…ฝ๐Ÿ†…๐Ÿ…ด๐Ÿ†‚๐Ÿ†ƒ๐Ÿ…ผ๐Ÿ…ด๐Ÿ…ฝ๐Ÿ†ƒ mo.

So alin nga ba ang mas maganda?

Kung ako ang tatanungin, dapat meron ka pareho. Pero malaki po ang pagkaka iba nila. ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ ๐ฐ๐ข๐ฌ๐ž๐ฅ๐ฒ.

๐‚๐จ๐ฆ๐ฆ๐ž๐ง๐ญ or ๐๐‘๐„๐’๐’ ๐ญ๐ก๐ž ๐ฌ๐ž๐ง๐ ๐ฆ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐›๐ฎ๐ญ๐ญ๐จ๐ง to know more about ๐Š๐š๐ข๐ฌ๐ž๐ซ ๐‡๐ž๐š๐ฅ๐ญ๐ก๐œ๐š๐ซ๐ž.

15/11/2022

If U want to be a debt free and be a financial literate and manage ur income! Come! Join Us for FREE Seminar. Comment down below those who wants to attend the webinar to know about Financial Education.

15/08/2022

Gusto mo din ba maging Investor ng mga Malalaking Kumpanya dito sa Pilipinas?

Ang Mutual Funds ay isa sa mga pinaka mabilis at pinaka Madaling paraan para maging isa ka sa mga Shareholders at investors ng mga ito.

โœ”Lahat ng New IMG Member: may 1,000 Initial Investment in Soldivo Funds!
โœ” Pwede mag-create ng Sub Accounts for Educational Funds ng anak mo, Retirement funds, Travel funds or kahit Emergency funds dahil withdrawable ito anytime.
โœ” Pwede ka na mag TOP UP sa halagang 20 PESOS lang!!!

Kayang-kaya diba? ilang 20 pesos na ba dumaan sa kamay mo?
Kaya naman, sulit na sulit ang pag-join sa IMG! just imagine, 20 pesos pwede ka mag-invest! ๐Ÿ˜Ž

Pwede mo rin naman ma-experience ang benefits na ito!

Comment "invest" below if you want to know more ๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡ or just message us!

*Disclaimer: IMG does not sell mutual funds. All mutual funds are sold by Rampver Financials.

15/08/2022

Mahal ko yung PAMILYA ko, I will take care of them by taking care of MYSELF as well. - ๐˜—๐˜ช๐˜ฏ๐˜ฐ๐˜บ ๐˜–๐˜๐˜ž๐˜ด

Worth it ang HIRAP at PAGOD sa ABROAD kung mayroong tamang kaalaman sa sa pagreretiro!

"Kasama mo ang Kaiser, kahit MAPUTI na ang buhok mo!"
Avail your Online policy account now! Habang ikaw ay bata at malakas pa at most importantly kumikita pa!

15/08/2022

Seafarer Friends eyes here ๐Ÿ’ช๐Ÿ’ช๐Ÿ’ช
Sa mga nabiktima ng scam dyan basahin nyo ito,and attend Financial Literacy in IMG

FEATURED IMG MEMBER:
SIR JEJOMAR CELESTE

A lot of seafarers are now becoming financially educated here in IMG and learned how to save their hard-earned money.

Let's read his story and be inspired!

Post coming from Sir Jejomar:

White to Green: My turn around Dream! ๐Ÿ™๐Ÿ˜‡

"Good day mga Kabaro! Radio check, how do you read me over?
Thank you for sparing your time with us and for giving yourselves a chance to learn and change your lives for the better!"
Ito na po siguro yung greetings na favorite kong sasabihin everytime magco-conduct ako ng talk about Financial Education.

My name is Jejomar A. Celeste, 24 years old, a seafarer by profession and a proud Financial Educator of IMG.

I would like to share how IMG changed me personally and helped me find my true calling in life.

This story is dedicated to everyone na until now is feeling lost, undecided, exhausted, at malapit ng mag give up sa buhay.

To tell you honestly guys, in my 5 years of being a seafarer and earning well in this industry i'm in, I felt that I AM NOT HAPPY AND CONTENTED. Hindi naman po sa pagrereklamo at pagiinarte kasi marami naman ding nangagarap sa kinalalagyan ko ngayon. But this is maybe because napilitan lang po ako na maging seaman. I came from a big family and napakahirap talaga ng buhay especially si Papa lang ang breadwinner na inaasahan namin at 7 kaming magkakapatid na sabay niyang pinaaral at sinusoportahan. I'm very proud of my parents kasi hindi nila kami pinabayaan at ginagawa talaga ang lahat para mabigyan kami ng magandang buhay. Until such time na 4 na kami sa college at hindi na talaga sapat ang kita ni Papa para mapag-aral kaming lahat. So, after I graduated sa high school, instead na Architecture (yung dream ko at bukambibig since elementary) is napilitan akong mag-apply sa isang Norwegian Scholarship Program sa pagiging seaman. To cut the story short, pumasa, nag-aral ng mabuti (+camaraderie), nag-graduate, nakasakay ng barko at kumita.

All throughout my seafaring career, I felt empty and stuck in a cross path. I tried to love seafaring, I worked hard for my promotion and maraming factors ang naghi-hinder and up until now walang progress. Nagtatanong sa sarili kung para ba talaga sa akin ang pagse-seaman? Kung baga, I felt that I am trapped sa isang rat race na paulit-ulit lang yung cycle at walang nangyayari. But I kept on trying because I have no choice but to go on with life and to support my family.
And within these 5 years, I've also seen a lot of seafarers na tumanda na sa pagbabarko at same ng situation ko but they have no choice na makawala sa rat race kasi meron na silang pamilyang binubuhay and seafaring is their only source of income.

I'm a victim of scam din like mostly sa mga kasamahan ko sa barko because gusto ko dati fast money, get-rich-quick scheme, and all. Not knowing anong pinapasok at invest lang ng invest kuno. Financially ignorant at hindi alam kung paano mag manage ng pera. Kada uwi parang kung sinong namulot lang ng pera sa barko. Party doon, party dito. Gala doon, gala dito. Yes dumaan ako sa pagiging YOLO (You Only Live Once) mindset not minding na YAGO (You Also Grow Old) din.

Then I met IMG.
A great 180 degrees shift happened. I learned how to build my solid financial foundation and properly save my hard-earned money. Together With the rich mindset community sorrounding and supporting you for your success, dreams do come true talaga. Not only that, na develop din ako personally, yung mindset ko at pananaw sa buhay. In IMG, I found my passion in helping and guiding people to change their lives for the better.

IMG taught me these things to help me get going when the going gets tough:
1. Declare to God your heart's desire and he will make a way to give it to you whenever you feel there it seems to be no way.
2. Have a word of honor within yourself kung anong dineclare mo kay God. Don't cheat on your dreams and goals. Work hard for it and do whatever it takes to hit that goal!
3. Don't make excuses. Making excuses mean your are delaying the realizations of your dream.
4. Never absorb 0.00001% of doubt within you. Everytime you let that in, it will compound and consume your belief in yourself.
5. Decide to win in life.

This is SMD Jejomar Celeste a Proud IMG Campaigner, Out!
By.ccto

13/07/2022

ALAM MO BA? ๐Ÿค”
Sa likod ni METROBANK.
Alam mo ba ang FUND Manager nya ay si (FAMI) First Metro Asset Management Inc.
Sa likod ni MAYBANK.
Alam mo ba ang Fund Manager nya ay si (ATRAM) ATR Kim Eng Asset Management Inc.
Sa likod ni PHILEQUITY.
Alam mo ba sya ang Fund Manager nila SM, BPI, PLDT, Meralco, Ayala Land, URC, DMCI, at iba pang bangko at blue chip companies.
Sa likod ni PHILAMLIFE.
Alam mo ba na ang Fund Manager niya ay si PHILAM Asset Management Inc.
Sa likod ni SUNLIFE.
Alam mo ba ang Fund Manager nya ay si Sunlife Asset Management Inc.
Sa likod ni SOLDIVO.
Alam mo ba sya din ang Fund Manager nila SM, Prime Holdings, Ayala Corporation, Meralco, BPI, BDO, Metrobank, Chinabank, PLDT .
Sa madaling salita, lahat ng nabanggit na malalaking kompanya sa Pilipinas ay may tiwala sa MUTUAL FUNDS.
Dati hindi ka pwede makapag invest sa Mutual Funds dahil malaki ang capital na kakailanganin.
Pero ngayon sa halagang 1k to 5k pwede kanang mag simula. Buti nalang pinayagan ni Philippines Stock Exchange (PSE) na pwede ng maging shareholder sa mga blue chips company ang ordinaryong tao.
Sa mga gustong malaman paano makapag umpisang mag invest sa mutual fund...send me a direct message or attend our FREE Financial Class.
MAG MESSAGE, COMMENT

13/07/2022

TOTOO BA PHP. 1,000 lang?
Ang galing di ba?! Dati you'll need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang!
Alam mo ba sa P1,000 mo pwede ka na maging Shareholder ni Jollibee at iba pang malalaking Company thru MUTUAL FUND!
Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.
Financial literacy is the key! Aral muna bago mag invest ma'am/sir.
Grab this opportunity to be one of the investor.
Start investing NOW!

Message me "HOW?" for more details.

Disclaimer:IMG does not sell mutual funds.All mutual funds are sold by Rampver Financial.

10/07/2022

Ano ang pinagkaibahan ng Philhealth sa Kaiser Long Term Healthcare.
Philhealth-Monthly payment, Pero after 1 year na hindi nagkasakit or nahospitalized. Back to ZERO. Walang Ipon. Walang Insurance
KAISER- Monthly Payment for 7 years or Cash, May IPON, May Insurance, May Healthcare. 85% Moneyback after Maturity Date. At marami pang benefits.
Kung may Philhealth ka at wala kang other Healthcare Plan. Have your KAISER Long Term Healthcare and use your Philhealth to supplement it. Dahil hindi lahat sasagutin ni Philhealth.
"Mas mainam na maging handa sa gastusin kaysa mabaliw at dumating sa sitwasyon na sinisingil ka na ng hospital pero hindi mo alam kung saan mo huhugutin"
Lahat tayo ay nagkakasakit.
Bata o matanda, walang pinipili.
Pero pwede mong paghandaan..
Maganda na meron kang philhealth at the same time meron ka long term para sau at secured pamilya mo.
Message me for more details...

Photos from Provide Financial Education's post 21/03/2022

Kung Customer ka nila, dapat investor kadin ๐Ÿ™‚

Dati you'll need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang!

Alam mo ba sa P1,000 mo pwede ka na maging Shareholder ni Jollibee at iba pang malalaking Company thru MUTUAL FUND!

Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.

Financial literacy is the key! ARAL MUNA BAGO MAG-INVEST!

Grab this opportunity to be one of the investor.

Start investing NOW!
Message me for details

10/03/2022

Ang IMG po ay Membership Benefits,
Kapag nagpamember ka, sa Membership Fee na (P5,500.00) Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.

โœ”๏ธ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:

โœ”๏ธ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits

โœ”๏ธ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, โ€œ Paano nga ba makapag-umpisa?โ€ Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

โœ”๏ธ Manila Bankers Life 100K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100,000 pesos para sa kanila diba?๏ฟฝ๏ฟฝโœ”๏ธ Calamity & Emergency Financial Assistance Program up to 50,000 pesos for Floods, Typhoon, Landslide, Earthquake and Fire for every member.

โœ”๏ธ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!

โœ”๏ธ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision

โœ”๏ธ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

โœ”๏ธ24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.

โœจSulit ang membership fee ( one time payment ) dahil lifetime na tayong member sa IMG and sa sobrang daming benefits for you and your family. I will be your Financial Coach that will guide you all the way

04/03/2022

๐Ÿ‘‰PAY YOURSELF FIRST.

Isa ka bang empleyado?
Alam mo ba na darating ang panahon na kakailangan mo nang magretiro sa trabaho mo.. sa ayaw mo't sa gusto mo?
Ang tanong kapag dumating ang panahong iyon ano kaya ang magiging sitwasyon mo?

Base sa pag-aaral :

๐Ÿ‘‰2% lamang ang nakakapagretiro na may maayos na pamumuhay.

๐Ÿ‘‰45% naman ang nakadepende sa kanilang pamilya, anak, magulang o kamag-anak na karaniwang nagkakaroon ng hindi magandang resulta sa pagsasama sa katagalan.

๐Ÿ‘‰30% naman ay nauuwi sa bahay kalinga o kaya naman ay umaasa na lamang sa donasyon.

๐Ÿ‘‰23% naman ay napipilitan pa ring magtrabaho sa dahil walang ibang tutulong kundi sarili lamang, na kahit may sakit na at matanda na ay kailangan paring kumayod para lamang mabuhay.

Kung mayroon kang trabaho ngayon anong kapalaran ang gugustuhin mong maranasan kapag retirado ka na?

Piliin mo ang 2%.. Paano?!.. Simple lang!

โœ…Alamin mo paano ba pangangalagaan ang perang pinaghihirapan mo maliit man o malaki.
โœ… Magbigay ng oras para matutunan ang pgkakaroon ng tinatawag na.. SOLID FINANCIAL FOUNDATION
โœ…Isabuhay ang mga matutunang stratehiya paano mas magiging maayos ang paghawak sa perang kinikita.

Huwag sayangin ang panahon. Habang bata ka pa simulan mo na, dahil ang panahong nasayang ay hindi mo na maibabalik pa.

Pm mo aq pra maturuan kita.

Paano ako naging Jollibee Investor 03/02/2022

Dahil noon pa man, suki na ako niyan :)



https://www.youtube.com/watch?v=QDIMyhxdFDI&t=129s

Paano ako naging Jollibee Investor Video lesson no. 137Nahihiyang pumasok dati dahil hindi afford hanggang natuto ng personal finance at naging "investor" na nga ng Jollibee.Ito po ang kwenton...

Photos from Provide Financial Education's post 03/02/2022

PLEASE READ!!!DAHIL KELANGAN NATIN LAHAT TOH.

MARAMI ang nagtatanong, ANO daw ang pinaka-RECOMMENDED na healthcare provider sa Philippines?

We actually recommend LONG-TERM HEALTHCARE that does not only stand as healthcare, rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa PILIPINAS,
NAG-IISA lang ang ganito sa market:
โ€œKAISER LONG TERM HEALTHCAREโ€
It's a 3 in 1 plan, composed of
(1) Lifetime Healthcare,
(2) Lifetime Investment and
(3) Life Insurance.

HOW Does Kaiser Long Term Healthcare Work?
Itโ€™s a 3-in-1 product that solves the 3 major financial needs of Filipinos:
(1) Healthcare
(2) Investment
(3) Insurance

โš ๏ธ This long-term care product is called the Kaiser Ultimate Health Builder.

How does it work?
โš ๏ธ The long-term care program has 3 phases:
the accumulation period,
extended period, and
the start of long-term care period (maturity).
1. ACCUMMULATION Period (7years)
This is the part where the plan holder is made to save for 7 years. - paying period
At this period, the plan holder gets to have the following AMAZING BENEFITS:
โœ”๏ธ- Free Annual Physical Exam
โœ”๏ธ- Free Dental Benefits
โœ”๏ธ- Waiver of Installment due to death
โœ”๏ธ- Waiver of Installment due to disability
โœ”๏ธ- Basic Medical Benefits
โœ”๏ธ- Memberโ€™s choice of room and board
โœ”๏ธ- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan, or higher)

2. EXTENDED Period (13years)
Since it is also an investment product, the fund has an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.
The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.
The BENEFITS under EXTENDED period includes:
โ˜๐Ÿป- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
โ˜๐Ÿป- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
โ˜๐Ÿป- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
โ˜๐Ÿป- Lifetime Network access to over 500 major hospitals
โ˜๐Ÿป- Additional Health Bonus when the market is at top performance
โ˜๐Ÿป- Receives the VISA card after full contribution from the accumulation period

3. LONG TERM CARE Period (beyond 20 years)
Upon MARURITY, the plan holder will receive the following BENEFITS:
โ˜๐Ÿป- Total accumulation of unused health benefits
โ˜๐Ÿป- Long term care benefit or the plan coverage
โ˜๐Ÿป- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
โ˜๐ŸปAdditional health benefits when the market is at top performance
๐Ÿ’ฐ All the above benefits will be GOOD AS CASH.
The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.
๐Ÿ’ฐ Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lump sum retirement fund.
๐Ÿ’กThe beauty of Kaiser long-term care program is that when a person gets sick, it is a HEALTH fund, but if not, it becomes your SAVINGS/INVESTMENT.
๐Ÿ’กUnlike the traditional (short term or HMO) healthcare where the person contributes per year, and when he doesnโ€™t get sick, no return of premium is available.
๐Ÿ’กThe Kaiser long term plan covers beyond age 60 and above basing on the health fund accumulated in your account until age 100.

PM me for other details! Lorelen Aleligay
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ctto IMG International Marketing Group
(Financial Literacy)

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