Takeaways with Josh

Takeaways with Josh aims to share our biggest takeaways in life, finance, career and business.

26/12/2023

๐€๐ง๐จ๐ง๐  ๐ซ๐จ๐ฅ๐ž ๐ฆ๐จ ๐ฌ๐š ๐‚๐ก๐ซ๐ข๐ฌ๐ญ๐ฆ๐š๐ฌ ๐๐š๐ซ๐ญ๐ฒ ๐ง๐ข๐ฒ๐จ?

Inassign ako ng team namin sa venue and designs ng Christmas Party.

โ€œKelan pa ako naging artistic?โ€
โ€œBakit dun ako assigned?โ€

Heto nalang ang naging reaksyon ko. ๐Ÿคฆโ€โ™‚๏ธ

Wala na akong nagawa dahil absent ako nung nagkaroon ng assignments ๐Ÿคฃ

Pero mas kinabahan talaga ako nang malaman kong di magiging available ang committee teammates ko sa event mismo.

โ€œGagawin ko pala magisa ang designs?โ€๐Ÿ˜ข

Ang nangyari?

One man team akoโ€ฆ

โ€œPaano ko gagawin to ng walang kasama?โ€

Stressful dahil madami din ako kailangan ayusin.

Sa bahay.
Sa trabaho at negosyo.

Relate ka din ba?

Pag may bagong bagay na pinapagawa sayo, nasstress ka din ba?

Lalo na kung never mo pang natry tapos alam mong weakness mo yun?

Lalo na kung alam mong sobrang dami mo nang responsibilidad tapos may sisingit pang hindi mo naman alam?

Naranasan mo na din ba ang ganitong stress?

Sabi nila may 2 types of reactions na pwede mangyari dito.

Either you FIGHT or you FLY.

Either I get mad sa mga tao bakit ganito ang assigned sakin.

Or

Tumakbo ako sa responsibilities na ito.

Pwede kong sabihin na โ€œay may ibang ganap pala ako na pupuntahan that timeโ€ para lang makaiwas sa stress

I know these kind of stressful situations can cause so much stress at pwede talaga tayong mag shutdown.

Madami na akong nakilalang pag nastress, they will isolate themselves and just shutdown.

Pero 2 options lang ba talaga ang meron tayo?

FIGHT or FLIGHT lang ba?

Or maybe

Pwede tayo humingi ng tulong sa iba?

Kaya ang ginawa ko, humingi ako ng tulong sa asawa ko.

Hindi din siya into creatives pero magaling siya magresearch research.

Nagbigay siya ng ideas na pwede namin gawin for a pool christmas party.

And boom!

Need lang namin bumili ng baloons, hipan-hipan baloons at pagdikitdikitin.

Bumili kami sa shopee ng lobo.

The day before the party, nagpupump ako ng baloons habang nagpplano, nagaaral at nagttrabaho.

Kinabukasan tinulungan ako ng asawa ko pagdikit-dikitin ang lobo.

Hindi ko alam bakit namin pagdidikitin sa totoo lang ๐Ÿคฃ

Sabi nya humanap ako ng pader na pede idikit yung lobo.

Pero pgdating sa venue, walang maayos na pader.

Ano ang naging solusyon?

sinabit namin sa taas!

Sa tulong ng mga early bird attendees ay naiangat namin ang loob na supposedly patayo ang initial designsโค๏ธ

And boomโ€ฆ

Ang gandaa ng kinalabasan kahit hindi pino ang pagkakagawa..

Maliit na bagay to sa iba pero sobrang proud ko na ang ganda ng kinalabasan.

At the end of the day..

โ€œKaya ko naman palaโ€

โ€œKaya naman pala kung marunong ako humingi ng tulongโ€

Kaibigan, sana huwag ka basta basta magresort sa FIGHT or FLIGHT options pag stressful ang situation..

Minsan isa sa pinakamaganda mong magagawa is to face it and ask help from others.

Hindi mo alam, opportunity pala yan to build networks, connections and more importantly, mas makilala mo ang sarili mo.

Na kaya mo pala tong mga bagay na to..

Na may talent ka din pala sa ganitong bagay..

At marealize mo na..

Okay naman pala humingi ng tulong.โค๏ธ

23/12/2023

๐“๐ก๐ž ๐จ๐ง๐ฅ๐ฒ ๐ฉ๐ž๐ซ๐ฌ๐จ๐ง ๐ฐ๐ก๐จ ๐ซ๐ž๐š๐ฅ๐ฅ๐ฒ ๐œ๐š๐ซ๐ž๐ฌ ๐ฐ๐ก๐ž๐ง ๐ฒ๐จ๐ฎ ๐ฆ๐ž๐ฌ๐ฌ ๐ฎ๐ฉโ€ฆ ๐ข๐ฌ ๐˜๐Ž๐”.

Stop obsessing and assuming everyone is judging you or laughing at you.

๐Ÿ“… May nakalimutan kang appointment
โŒจ๏ธ May maling grammar sa post mo
๐Ÿ—ฃ๏ธ Nagka utal-utal ka sa sinabi mo sa reporting
โ˜• Natapon mo kape mo sa pants mo
๐Ÿ˜ถ Or natawag mo sa maling pangalan ang isang tao

Trust me, Itโ€™s all going to be okay!

21/12/2023

Mas makakamura ka sa gantong memorial plan for your parents! ๐Ÿ˜ฏโœ…

21/12/2023

In my 5 years as a financial advisor, I learned that money is just like a game. ๐ŸŽฏ

Level 1 : paycheck to paycheck
Level 2 : learning to budget
Level 3 : paying off bad debt
Level 4 : saving some money
Level 5 : 6-months savings
Level 6 : investing some money
Level 7 : earning more money
Level 8 : investing 20% of income
Level 9 : financial freedom

Ikaw saang level ka ngayon?

19/12/2023

Imagine the epic story youโ€™ll get to tell in a few years if you keep going and succeed at this.

Visualize that for 5 seconds.

Now, let that image influence how you show up in your life and business this coming week.

15/12/2023

๐๐š๐ค๐ข๐ญ ๐ฆ๐š๐ฒ ๐ฆ๐ ๐š ๐ญ๐š๐จ๐ง๐  ๐ค๐š๐ก๐ข๐ญ ๐ค๐š๐ค๐š๐ฎ๐ง๐ญ๐ข ๐ฅ๐š๐ง๐  ๐š๐ง๐  ๐ฉ๐ž๐ซ๐š ๐ฉ๐ž๐ซ๐จ ๐ง๐š๐ฉ๐š๐ฉ๐š๐ฅ๐š๐ค๐ข ๐ง๐ข๐ฅ๐š ๐š๐ญ ๐ฎ๐ฆ๐ฎ๐ฎ๐ง๐ฅ๐š๐ ๐ฌ๐ข๐ฅ๐š? ๐Ÿค”

Ito ay base sa scripture sa bible na "If you are faithful with small things, God will give you bigger things"

So hindi hinahanap dito yung laki ng ating pera, dami ng koneksyon, or galing ng ating talino. Lahat yan importante.

Pero kung tayo ay marunong magtyaga, maging grateful tayo sa kung anong meron tayo at magpersevere tayo, siguradong lalaki yan.

Si Lord ang nagbigay ng ating kakayahan at gusto niyang magamit mo ito at maging blessing sa ibang tao.

So it doesn't matter kung pinanganak ka sa mahirap na pamilya o mayaman na pamilya, kahit hindi mo naman choice 'yun.

Ang pwede mong gawin ay pumili na palaguin ang iyong kakayahan, talento, mga biyaya, at kasanayan, pati na rin ang iyong mga koneksyon o anumang meron ka.

Hindi natin kasalanan na ipinanganak na mahirap o mayaman, pero ang mga desisyon natin sa mga susunod na hakbang ang pinakamahalagang bagay. ๐Ÿ’ฏ

15/12/2023

Guard your present and secure your future โ€“ have both life and health insurance. Your well-being is worth the

Episode: Insurance Explained by a 10-Year Old: Importance, Benefits, Types of Insurance

Watch the full episode here:

https://www.youtube.com/watch?v=WJ1JdXb3Xro

13/12/2023

๐Ÿ๐ŸŽ ๐ˆ๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ ๐‹๐ž๐ฌ๐ฌ๐จ๐ง๐ฌ ๐ˆโ€™๐ฏ๐ž ๐ฅ๐ž๐š๐ซ๐ง๐ž๐ ๐Ÿ๐ซ๐จ๐ฆ ๐ฆ๐ฒ ๐๐ž๐š๐ฎ๐ญ๐ข๐Ÿ๐ฎ๐ฅ ๐–๐ข๐Ÿ๐ž

Mahalaga to kaya Basahin mo para alam mo din ๐Ÿ˜‰

1. Huwag lalabas ng bahay na walang dalang wetwipes at tissue. ๐Ÿ’ฉ
2. Heto ang magsisilbing sandata sa mga sakunang di inaasahan. Eto ang magdadala ng confidence sayo sa pagpasok mo at pagupo sa trono ๐Ÿšฝ
3. Bago umupo, punasan muna ng wetwipes ang uupuan para sure na malinis.โœจ
4. Kumuha ng 2 sheets of tissue ilagay sa kanang parte ng upuan
5. Kumuha ng 2 sheets of tissue, ilagay sa kaliwang parte ng upuan
6. Kumuha ng 2 sheets of tissue ilagay sa unahang parte ng upuan.
7. Eto ang magsisilbing proteksyon mo sa mga umaaligid na bacteria. ๐Ÿฆ 
8. Upuan mo at magchill.๐Ÿšฝ
9. Habang nagcchill, kumuha ng 4 na pirasong tissue at tupiin para kumapal. Gawin ito ng tatlong beses. Eto ang magsisilbing panlinis pagkatapos ng sakuna. ๐Ÿคง
10. Huwag kalimutang gamitin ang wetwipes for final finishing. ๐Ÿ’–

๐.๐’. ๐’๐ข๐ ๐ฎ๐ซ๐š๐๐ฎ๐ก๐ข๐ง ๐ฆ๐จ๐ง๐  ๐ ๐ฎ๐ฆ๐š๐ ๐š๐ง๐š ๐š๐ง๐  ๐Ÿ๐ฅ๐ฎ๐ฌ๐ก ๐›๐š๐ ๐จ ๐ค๐š ๐ฎ๐ฆ๐ฎ๐ฉ๐จ!
๐.๐.๐’. ๐…๐จ๐ซ ๐ž๐ฏ๐ž๐ซ๐ฒ ๐Ÿ ๐ฉ๐ข๐ž๐œ๐ž๐ฌ ๐จ๐Ÿ ๐Ÿ’ฉ, ๐ข๐Ÿ๐ฅ๐ฎ๐ฌ๐ก ๐ฆ๐จ ๐ง๐š. ๐ˆ๐ญ ๐ฐ๐ข๐ฅ๐ฅ ๐ฆ๐š๐ค๐ž ๐ฌ๐ฎ๐ซ๐ž ๐ง๐š ๐ก๐ข๐ง๐๐ข ๐ฆ๐š๐ง๐ ๐š๐ง๐ ๐š๐ฆ๐จ๐ฒ ๐š๐ง๐  ๐›๐š๐ง๐ฒ๐จ. ๐€๐ญ ๐ฉ๐š๐ซ๐š ๐ก๐ข๐ง๐๐ข ๐ง๐š๐ค๐š๐ค๐š๐ก๐ข๐ฒ๐š ๐ฌ๐š ๐ฌ๐ฎ๐ฌ๐ฎ๐ง๐จ๐ ๐ง๐š ๐ ๐š๐ ๐š๐ฆ๐ข๐ญ

Maraming salamat sa life hack na ito, my loves! Dahil ditoo, lalabas ako sa bahay na taas noo. At hindi shameful mag ๐Ÿ’ฉ sa labas ng bahay! ๐Ÿคฃ

Anyways gusto ko lang naman bumati..
Happy 2nd Anniversary my Loves!

Iโ€™m so excited for what God prepares for us in the next 99 years of our marriage.
Hereโ€™s to more shared laughters, cherished moments and countless adventures ahead ๐Ÿฅ‚

I love you so much! โค๏ธ
Okay bibili na ako ng dinner โค๏ธ

11/12/2023

Life is unpredictable, but your protection shouldn't be. Invest in life insurance: a promise for peace of mind. ๐Ÿฅฐ๐Ÿง 

Episode: Insurance Explained by a 10-Year Old: Importance, Benefits, Types of Insurance

Watch the full episode here:

https://www.youtube.com/watch?v=WJ1JdXb3Xro

10/12/2023

๐–๐š๐  ๐ค๐š๐ง๐  ๐ฆ๐š๐ญ๐š๐ค๐จ๐ญ ๐ฆ๐š๐ ๐ฌ๐ข๐ฆ๐ฎ๐ฅ๐š ๐ฎ๐ฅ๐ข๐ญ.

Business failureโ“
Career setbackโ“
Mismanagement of moneyโ“

Remember this: You're not simply starting from scratch. You're now armed with the power of experience, knowledge, and wisdom.

These resources are going to rock! โค๏ธ

08/12/2023

Emergencies don't wait. Keep an emergency fund: Ready, available, and liquid. ๐Ÿš‘๐Ÿ’ฐ

Episode: How to Prepare for Parentsโ€™ Hospitalization and Death?

Watch the full episode here:

https://youtu.be/ioO6kQoEIdM?si=elOAb5gOO6icoRsf

07/12/2023

๐๐š๐ค๐ข๐ญ ๐š๐ง๐  ๐ฆ๐š๐ฒ๐š๐ฒ๐š๐ฆ๐š๐ง ๐ค๐š๐ก๐ข๐ญ ๐ ๐ฎ๐ฆ๐š๐ฌ๐ญ๐จ๐ฌ ๐ฌ๐š ๐ฆ๐ ๐š ๐›๐ซ๐š๐ง๐๐ž๐ ๐ฉ๐ซ๐จ๐๐ฎ๐œ๐ญ๐ฌ ๐š๐ฒ ๐ก๐ข๐ง๐๐ข ๐ง๐š๐ ๐ก๐ข๐ก๐ข๐ซ๐š๐ฉ?

๐๐š๐ค๐ข๐ญ ๐š๐ง๐  ๐ฆ๐š๐ก๐ข๐ก๐ข๐ซ๐š๐ฉ ๐ค๐š๐ก๐ข๐ญ ๐š๐ง๐จ๐ง๐  ๐ญ๐ข๐ฉ๐ข๐, ๐ก๐ข๐ง๐๐ข ๐ฒ๐ฎ๐ฆ๐š๐ฒ๐š๐ฆ๐š๐ง?

Simple lang.

May alam ang mayayaman na hindi alam ng karamihan.

Pero nahihirapan tayo aralin dahil karamihan sa atin ang tingin sa mayayaman ay masasamang tao.

Marami sa atin may mindset na

"๐‘ท๐’‚๐’ˆ ๐’Ž๐’‚๐’‰๐’Š๐’“๐’‚๐’‘ ๐’Œ๐’‚, ๐’Ž๐’‚๐’ƒ๐’‚๐’Š๐’• ๐’Œ๐’‚.
๐‘ท๐’‚๐’ˆ ๐’Ž๐’‚๐’š๐’‚๐’Ž๐’‚๐’ ๐’Œ๐’‚, ๐’Œ๐’๐’๐’•๐’“๐’‚๐’ƒ๐’Š๐’…๐’‚ ๐’Œ๐’‚."

Ganito siya kaibigan..

Ang pagyaman ay nagsisimula sa mindset natin. May mga mindset na kinalakihan tayo na hindi nagpapayaman sa atin.

Kailangan natin magdesisyon kung gusto ba natin ng pagbabago sa sarili nating buhay.

Kailangan natin magdesisyon kung gusto ba natin i-outgrow ang mga beliefs na ito para magkaroon ng pagbabago sa takbo ng ating buhay.

Ikaw ang simula.

๐’๐š๐ฒ๐จ ๐ฆ๐š๐ ๐ฌ๐ข๐ฌ๐ข๐ฆ๐ฎ๐ฅ๐š, ๐ค๐š๐ข๐›๐ข๐ ๐š๐ง. โค๏ธ

06/12/2023

Insurance comes with costs and sacrifices. Keep that cash flow positive: trim expenses or boost your income. ๐Ÿ’ช๐Ÿ’ธ

Episode: How to Prepare for Parentsโ€™ Hospitalization and Death?

Watch the full episode here:

https://youtu.be/ioO6kQoEIdM?si=elOAb5gOO6icoRsf

05/12/2023

๐€๐ง๐  ๐œ๐ซ๐š๐ฏ๐ข๐ง๐  ๐ง๐š๐ญ๐ž๐ง ๐Ÿ๐จ๐ซ ๐ญ๐จ๐๐š๐ฒโ€™๐ฌ ๐ฏ๐ข๐๐ž๐จ ๐š๐ฒ ๐š๐ง๐  ๐ฆ๐š๐  ๐ญ๐ซ๐š๐ฏ๐ž๐ฅ ๐ง๐š๐ฅ๐š๐ง๐  ๐ฉ๐š๐ฅ๐š๐ ๐ข ๐Ÿ˜Œโœˆ๏ธ

Lahat tayo pinagarap at pangarap na makapag travel kasama ang mga mahal natin sa buhay. Kapit lang! Naniniwala kameng makukuha mo din ang โ€œescapeโ€ na deserve mo. ๐Ÿฅฐ

Sharing with you our 6-day Taiwan trip! Premieres tomorrow at 7 PM! Kitakits ๐Ÿ‡น๐Ÿ‡ผ

Download Spotify for FREE and follow me at "Takeaways with Josh" for full podcast episodes: https://sptfy.com/takeawayswithjosh ๐ŸŽ™

Connect with Josh: https://beacons.ai/joshvaldez

๐ŸŽฅ Facebook: https://www.facebook.com/joshvaldezphโ 
๐Ÿ“ธ Instagram : https://instagram.com/joshvaldezphโ 
๐Ÿ“บ Youtube: https://www.youtube.com/.joshvaldez
๐Ÿ“ฑ TikTok: โ https://www.tiktok.com/โ 
๐Ÿ‘จโ€๐Ÿ’ป Linkedin: https://www.linkedin.com/in/joshvaldezphโ 

Schedule your FREE Financial Consultation here ๐Ÿ‘‰https://bit.ly/1on1PersonalFinancialCoachingโ 
๐ŸŽฅ Facebook: โ https://www.facebook.com/vaffluencephโ 
๐Ÿ“ธ Instagram: โ https://instagram.com/vaffluence.ph

04/12/2023

Emergency funds and savings, two sides of financial balance. Keep them separate for peace of mind and prosperity. ๐Ÿ’ฐ๐Ÿš‘
Episode: How to Prepare for Parentsโ€™ Hospitalization and Death?

Watch the full episode here:

https://youtu.be/ioO6kQoEIdM?si=elOAb5gOO6icoRsf

03/12/2023

Sumakay ka sa bus na mabango pa pero
lumabas ka na amoy mandirigma.

Umalis ka ng bahay na deretso pa ang damit mo pero dumating ka sa office na lukot-lukot na at basa dulot ng pawis.

Maaga ka bumangon kahit puyat expecting na makakatulog ka sa bus pero tatayo ka pala sa bus! Izz a prank ๐Ÿคฃ

Gumising ka na madaming energy,
Pagdating mo ng office, ubos na energy dahil 3 hours ka nakatayo sa bus.

Nakakalungkot na eto pa din ang everyday scenario for Filipino commuters.

Tiis lang, makukuha mo din lahat ng mga pangarap mo sa buhay โค๏ธ

01/12/2023

Know the difference: Liabilities take, assets make.

Invest wisely! ๐Ÿ’ก๐Ÿ’ธ

Episode: Whatโ€™s the difference between Rich and Poor? Explained by a 10 year old

Watch the full episode here:

https://youtu.be/GZgJn_pQsgA?si=vxwdaE44go7emgfP

29/11/2023

Work smarter, not harder: Don't work for money; make money work for you. ๐Ÿ’ผ๐Ÿ’ฐ

Episode: Whatโ€™s the difference between Rich and Poor? Explained by a 10 year old

Watch the full episode here:

https://youtu.be/GZgJn_pQsgA?si=vxwdaE44go7emgfP

28/11/2023

๐’๐š๐›๐ข ๐ง๐ ๐š ๐ง๐ข๐ฅ๐š, ๐ก๐ข๐ง๐๐ข ๐ง๐š๐ ๐ฌ๐ข๐ฌ๐ข๐ง๐ฎ๐ง๐ ๐š๐ฅ๐ข๐ง๐  ๐š๐ง๐  ๐›๐š๐ญ๐š ๐Ÿ˜Œ

Tara at panoorin ang ating 10-year old guest sa kanyang pahayag tungkol sa insurance! ๐Ÿ’กโœจ Nakakatuwa na bata pa lamang ay alam na nya ang kahalagahan ng pag secure ng kanyang future!

Download Spotify for FREE and follow me at "Takeaways with Josh" for full podcast episodes: https://sptfy.com/takeawayswithjosh ๐ŸŽ™

Connect with Josh: https://beacons.ai/joshvaldez
๐ŸŽฅ Facebook: https://www.facebook.com/joshvaldezphโ 
๐Ÿ“ธ Instagram : https://instagram.com/joshvaldezphโ 
๐Ÿ“ฑ TikTok: โ https://www.tiktok.com/โ 
๐Ÿ‘จโ€๐Ÿ’ป Linkedin: https://www.linkedin.com/in/joshvaldezphโ 

Schedule your FREE Financial Consultation here ๐Ÿ‘‰https://bit.ly/1on1PersonalFinancialCoachingโ 
๐ŸŽฅ Facebook: โ https://www.facebook.com/vaffluencephโ 
๐Ÿ“ธ Instagram: โ https://instagram.com/vaffluence.ph

27/11/2023

The past holds sorrow.

The future may bring anxiety.

Are you willing to let these emotions rob you of the happiness that the present moment offers?

Don't give up on hope.

Times always change circumstances. A brighter future will surely arrive. โค๏ธ

27/11/2023

๐Ÿšจ NEW EPISODE ALERT!

"๐™๐™๐™š ๐™—๐™š๐™จ๐™ฉ ๐™ฌ๐™–๐™ฎ ๐™ฉ๐™ค ๐™™๐™š๐™–๐™ก ๐™ฌ๐™ž๐™ฉ๐™ ๐™ž๐™ฉ (๐™ก๐™ž๐™›๐™š), ๐™ž๐™จ ๐™ฉ๐™ค ๐™ฉ๐™ง๐™ฎ ๐™ฉ๐™ค ๐™จ๐™ฉ๐™–๐™ฎ ๐™๐™š๐™–๐™ก๐™ฉ๐™๐™ฎ ๐™–๐™ฃ๐™™ ๐™จ๐™š๐™˜๐™ช๐™ง๐™š ๐™–๐™ฃ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š ๐™–๐™จ ๐™จ๐™ค๐™ค๐™ฃ ๐™–๐™จ ๐™ฅ๐™ค๐™จ๐™จ๐™ž๐™—๐™ก๐™š."

Tara at panoorin ang ating 10-year old guest sa kanyang pahayag tungkol sa insurance! ๐Ÿ’กโœจ Nakakatuwa na bata pa lamang ay alam na nya ang kahalagahan ng pag secure ng kanyang future!

Full video on Youtube: https://youtu.be/WJ1JdXb3Xro

27/11/2023

Rich Dad, Poor Dad wisdom: Poor Dad says 'get a good job,' while Rich Dad says 'build a good company.'

Choose your mindset, shape your destiny. ๐Ÿ“š๐Ÿ’ก

Episode: Whatโ€™s the difference between Rich and Poor? Explained by a 10 year old

Watch the full episode here:

https://youtu.be/GZgJn_pQsgA?feature=shared

26/11/2023

"๐˜๐จ๐ฎ๐ซ ๐Ÿ๐ซ๐ข๐ž๐ง๐๐ฌ ๐š๐ซ๐ž ๐ง๐จ๐ญ ๐จ๐›๐ฅ๐ข๐ ๐š๐ญ๐ž๐ ๐ญ๐จ ๐ก๐ž๐ฅ๐ฉ ๐ฒ๐จ๐ฎ"

๐Ÿ“ ๐ฒ๐ž๐š๐ซ๐ฌ ๐š๐ง๐ ๐š๐ฅ๐ฆ๐จ๐ฌ๐ญ ๐Ÿ“๐ŸŽ๐ŸŽ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ โค๏ธ

5 years ago, I started with zero clients

I remember dahil baguhan pa, nagmamakaawa pa ako sa mga tao na kumuha ng insurance sa akin.

Alam mo yung mga kinakagalit ng mga tao ngayon about financial advisors? Yun! Ganun ako! ๐Ÿคฃ Sorry na kaagad mga beshy! ๐Ÿ™๐Ÿฝ

Madami ang di ako pinansin.

Madami din naman ang natawa nalang sakin at bakit ko daw pinasok ang mundo ng insurance.

Madami ang napatanong, ang ganda daw ng career ko sa UP pero bakit ako nagbbenta ng insurance.

Madami din ang nagsabi na kukuha daw sakin pero sa iba kumuha.

Madami ang nagsabi ng NO.

Madami din ang hindi nagtiwala sakin dahil sino ba naman ako?

Baon sa utang, mukhang mahirap at financially illiterate? Sino ba naman ako para pagkatiwalaan ng pera nila?

Ang sakit pala mareject lalo na ng mga taong inaasahan mong unang magtitiwala sayo.

5 years later, I realized one thing..

One thing that is very hard to accept.

Your friends aren't obligated to help you.

When I was starting, only few unexpected people trusted me.

Yung mga taong inaasahan mo ay wala noong panahon na kailangan mo sila habang may mga di inaasahang tao ang tumutulong sa akin.

Kahit matagal na panahon na ang nakalipas ay mahal ko pa din naman sila.

Matutuwa ako at tatanawin kong malaking utang na loob if natulungan nila ako during those times pero kung hindi naman edi that's life ๐Ÿ˜…

Dahil ang realidad ay napunta din naman ako sa ganitong sitwasyon kung saan madaming kaibigan ang nangailangan ng tulong habang abala ako masyado sa mga responsibilidad sa buhay.

I wish I could always be there, but life's unpredictable. ๐Ÿ’”

Kung may mga kaibigan ka na hindi sumuporta sa panahon na kailangan mo sila, sana huwag kang magtanim ng sama ng loob sa kanila.

Dahil may sariling buhay din sila at hindi natin alam kung ano ang challenges na kinakaharap nila sa buhay.

At para sa mga kaibigan kong tinuring akong pamilya na andyan para tumulong at magtiwala, Maraming salamat!

Kayo ang nagbigay ng lakas sa akin para magpatuloy patungo sa tagumpay. ๐Ÿฅ‚
Sa mga kaibigan kong negosyante, huwag tayo panghinaan ng loob.

After 5 years of being a financial advisor, I've talked to more than 10,000 people but only 500 people trusted me with their money. And those 500 people made us consistent top advisors nationwide in the past 5 years.

Sabi nga nila you just need a few people who will believe and trust in you to change the course of your life.

Laban lang ๐Ÿฅ‚

Kung hindi pa kita natutulungan, sakto meron akong Personal Money Management Workshop tonight register ka lang dito, sagot ko na ang kwento: https://forms.gle/wekUyENqLu5gWe1s8

Kung gusto mo na ako tulungan, aba'y pumunta ka dito kaibigan: https://beacons.ai/joshvaldez

I'm giving away the same Budgeting tool template that I use to build my finances from scratch here: https://www.v-affluence.com/personalfinancetracker

Kung gusto mo pa ng mas maraming kwento, follow mo ako sa Spotify at Youtube ๐Ÿ˜Šโค๏ธ

24/11/2023

Embrace opportunities and watch yourself grow.

Stay open, stay limitless. ๐ŸŒฑโœจ

Episode: Baon sa utang?! (Drowning in Debts?!)

23/11/2023

๐–๐ž ๐š๐ฅ๐ฅ ๐ก๐š๐ ๐จ๐ฎ๐ซ ๐ฉ๐š๐ฌ๐ญ.

We grew from our mistakes and weaknesses.

This is important for all of us to remember.

So when people try to comment on how wrong you were and how weak you used to be, this would be a good reminder:

"If you hear people talk about me and my past I can assure you they do not know the person I am now. I've changed. So they are probably talking about a different person."
We change for the better. โค๏ธ

22/11/2023

Good debts build wealth, bad debts weigh you down.

Choose your financial allies wisely. ๐Ÿ’ธ๐Ÿ’ก

Episode: Baon sa utang?! (Drowning in Debts?!)

20/11/2023

Next time you see someone enjoying something, that isn't hurting anyone, that's not your cup of tea instead of saying something negative, train yourself to think:

"I'm glad they are happy"

and carry on with your life.

โค๏ธโค๏ธโค๏ธ

20/11/2023

"๐ˆ ๐ฅ๐จ๐ฏ๐ž ๐ฆ๐ฒ ๐ฉ๐š๐ซ๐ž๐ง๐ญ๐ฌ ๐›๐ฎ๐ญ ๐ˆ ๐ค๐ง๐จ๐ฐ ๐ฌ๐จ๐ฆ๐ž๐๐š๐ฒ ๐ญ๐ก๐ž๐ฒ ๐ฐ๐ข๐ฅ๐ฅ ๐›๐ž ๐ก๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ข๐ณ๐ž๐ ๐š๐ง๐ ๐ฆ๐จ๐ฌ๐ญ ๐ฅ๐ข๐ค๐ž๐ฅ๐ฒ ๐๐ข๐ž. ๐‡๐จ๐ฐ ๐๐จ ๐ˆ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ฉ๐ซ๐ž๐ฉ๐š๐ซ๐ž ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ข๐ฌ?"

Tanong mo din ba ito dahil breadwinner ka ng pamilya?

or maybe alam mo lang na ikaw ang tatakbuhan financially ng pamilya kapag nangyari ang mga hindi natin inaasahang pangyayari...

Alamin kung paano natin maprotektahan ang ating pamilya mula sa mga hindi inaasahang pangyayari. Panuorin na at makipag-usap tayo tungkol sa pagmamahal at responsibilidad sa pamilya. ๐Ÿค

Download Spotify for FREE and follow me at "Takeaways with Josh" for full podcast episodes: https://sptfy.com/takeawayswithjosh ๐ŸŽ™

Connect with Josh: https://beacons.ai/joshvaldez

๐ŸŽฅ Facebook: https://www.facebook.com/joshvaldezphโ 
๐Ÿ“ธ Instagram : https://instagram.com/joshvaldezphโ 
๐Ÿ“บ Youtube: https://www.youtube.com/.joshvaldez
๐Ÿ“ฑ TikTok: โ https://www.tiktok.com/โ 
๐Ÿ‘จโ€๐Ÿ’ป Linkedin: https://www.linkedin.com/in/joshvaldezphโ 

Schedule your FREE Financial Consultation here ๐Ÿ‘‰https://bit.ly/1on1PersonalFinancialCoachingโ 
๐ŸŽฅ Facebook: โ https://www.facebook.com/vaffluencephโ 
๐Ÿ“ธ Instagram: โ https://instagram.com/vaffluence.ph

20/11/2023

Credit cards: a tool for the disciplined, a risk for the reckless. ๐Ÿ’ณโœจ

Use wisely, or not at all.

Episode: Baon sa utang?! (Drowning in Debts?!)

19/11/2023

๐˜๐จ๐ฎ ๐ฐ๐ข๐ฅ๐ฅ ๐ฅ๐จ๐จ๐ค ๐ฌ๐ญ๐ฎ๐ฉ๐ข๐.

Yes, you will look stupid at first.

You will look stupid for starting something new.

This was me when I started my fitness journey way back in 2016.

Walang alam sa paggamit ng mga equipment.
Walang alam sa ano bang dapat exercise ang gawin.
Walang alam sa different programs na fit for my body type.
Wala ding pambayad ng coach.

Yung coach sa gym ay binabantayan ako dahil baka mabagsakan daw ako ng plates.
Walang maayos na shoes, walang gloves, walang maayos na gym outfit.

Nakakatawa diba?
Mukha akong ewan.

Noong nagsimula din ako mag negosyo, nakakatawa din ako. Mukha akong ewan sa paghahabol ng mga kliyente. ๐Ÿ˜…

But here's what I've realized..

Pag magsisimula ka magnegosyo, you'll look like a fool.
Pag magstart ka fitness journey mo, you'll like a fool.
Sa pagaayos ng finances mo, you'll look like a fool.
Pag may bagong opportunities kang ittry, you will really look like a fool.

You will really look stupid at first. And that's perfectly okay.

Alot of people ay takot magsimula dahil ayaw nilang magmukhang "tanga", mag mukhang "baguhan"

Siguro kaya kakaunti lang ang nakakakuha ng buhay na gusto nila dahil kakaunti lang ang may lakas ng loob harapin ang season of looking stupid and fool and having alot of criticism.

But the truth is, when you embark on something new, there will always be naysayers and critics. They'll say you're foolish or inexperienced.

Ang hiling ko para sayo, kaibigan
Sana wag kang matakot.
Sana itry mo pa din.

Sana ipaglaban mo ang buhay na pinapangarap mo.

Because only those with the courage to face these doubts and push past them are the ones who truly succeed.

Remember, greatness often starts with the willingness to step into the unknown.

Laban tayo, kapatid โค๏ธ

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Deserve din ng mga magulang natin ang maproteksyunan at maalagaan ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ฆ๐Ÿ’— #FinanceTips #FinancialSecurity#Family #MoneyTi...
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