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She asked her, "How much are you selling the Saba?"

The old seller replied, 3 pesos per banana, Madam.

She said to her, "I'll take 6 bananas for one peso each or I will leave."

The old seller replied, "Come take them at the price you want. Maybe this is a good beginning because I haven't been able to sell even a single banana today."

She tooked the bananas and walked away feeling she won. She got into her fancy car and went to a 1st class restaurant with her friend, ordered whatever they liked. They ate a little and left a lot of what they ordered. Then she went to pay the bill, costing P2,200.00. She gave P2,500.00 and told the owner to keep the change.

This incident might have seemed quite normal to the owner of the restaurant to keep the change.

The point is,
Why do we always show we have the power to bargain when we buy from the needy ones? And why do we get generous to those who do not even need our generosity?

THINK ABOUT YOUR LIFE.

It ends here
All the gragra, from eighthen to eighty
From morning to night
Sunday to Monday
January to December

It ends here
That seductive skin
That oval face that turns every man on
That flamboyant dress
That charming and elegant body

It ends here
That exotic cars
That intelligence
That fifty degrees
That beautiful wife
That fine children

My friend it ends here
That fame which you seek most
That luxurious life
That "upon all my wealth"
That "do you know who I am?"

It ends here
That I am not your mate?
I am richer than you
I am beautiful
Many boys woo me
Infact girls fight to have me

It all ends here
That your good poem
Your power of algebra
Your good English
Your all round best

It is just matter of time
But it is a must
Painful truth to accept
6ft awaits all
That is where it all ends

So you have nothing
You are greater than none
Stop behaving as you are a god
In a twinkling of an eye
All will go into thin air..

Humble yourself !!!!
From dust to dust

"An open letter for the one who is pressured"

Hey, I know you've been anxious lately. You're thinking of your future — how it looks like, how it's gonna be, how can you make it, how can you achieve your dreams, and different thoughts of wonders about what lies ahead. Though we really just cannot blame ourselves about this because we care for our future; we care for our dreams, our families, our finances, and even our goals in life and somehow we ask ourselves "Paano kaya yung future ko?".

Friends, let's take our time. Not because we see someone in their 20's achieving their dreams, it doesn't mean that we have to bear the spirit of pressure upon us. Breathe, take a moment of gratitude, remind yourself of your progress, continue dreaming! For me, success is not just about achieving something, it's about adding something in your dream list and being passionate about it. You don't just stop, you don't just settle for less, you don't pinpoint present achievements, you aim towards what is more valuable to you.

Most of the time, the more we compare ourselves to others, the less we see ourselves. So go, take your time. The time will come that you'll get not just what you want but also what you DESERVE, never lose faith. As long as it is His will and His timing, your future can never be left wandering alone.

Keep grinding, keep believing, keep pursuing.

"When the time is right, I, the Lord, will make it happen." - Isaiah 60:22

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Bakit nga ba hanggang ngayon wala ka pa ring ipon?

(c) The wealthy juans

Michael Jackson wanted to live for 150 years.

He appointed 12 doctors at home who would daily examine him from hair to toenails.

His food was always tested in laboratory before serving.

Another 15 people were appointed to look after his daily exercise and workout.

His bed had the technology to regulate the oxygen level.

Organ donors were kept ready so that whenever needed they could immediately donate their organ . The maintenance of these donors were taken care of by him.

He was proceeding with a dream of living for 150 years.

Alas ! He failed.

On 25th June 2009, at the age of 50, his heart stopped functioning. The constant effort of those 12 doctors didn't work.

Even, the combined efforts of doctors from Los Angeles and California too couldn't save him.

The person who would never put a step forward without the doctors suggestion for his last 25 years, couldn't fufill his dream of living 150 years.

Jackson's final journey was watched live by 2.5 million people which is the longest live telecast till date.

On the day he died,i.e. 25th June '09 at 3.15 pm, Wikipedia, Twitter,AOL's instant messenger stopped working. About 8 lakh people together searched Michael Jackson on Google.

Jackson tried to challenge death but death challenged him back.

The materialistic life in this materialistic world embraces materialistic death instead of a normal one. This is the rule of life.

Now let's think.

Are we earning for the builders,engineers,designers or decorators?

Whom do we want to impress by showing expensive house,car and extravagant wedding ?

Do you remember the food items in the wedding reception which you had attended couple of days ago?

Why are we working like an animal in life ?

For the comfort of how many generations do we want to save?

Most of us have one or two children. Have you ever thought how much do we need and how much do we want?

Do we consider that our children won't be able to earn much and so its necessary to save some extra for them?

Do you spend some time with yourself, family or friends in the week?

Do you spend 5% of your earning on yourself?

Why don't we find happiness in life along with what we earn ?

If you think deeply, your heart might fail to work. You will suffer from slip disc, high cholesterol, insomnia etc. etc.

Conclusion : Spend some time for yourself. We don't own any property,its only in some documents that our name is written temporarily.

When we say “ this is my property ”, God passes a crooked smile.

Don't create an impression on a person seeing his car or dress. Our great mathematicians and scientists used bicycle or scooter for commuting.

Its not a sin to be rich, but to be rich only with money is a sin.

Control life or else life will control you.

The things which really matter at the end of life is contentment, satisfaction and peace.

Sadly, these cannot be bought.... 🙂
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Why get a longterm healthcare when you already have HMO in your company?
● You can't bring your company's HMO when you resign
● No more coverage when you're 65 and above
● No life insurance to cover your family
● Your Company's HMO can't be transferred to your beneficiary
Then why it's best to integrate longterm healthcare with your company's HMO
👉 You can maximize the health fund side of your longterm healthcare by using your company's hmo when hospitalized - short term
👉 When you retire you have fund for your medical needs
👉 Life Insurance
It's best to start early while working. We can't work all our lives. Save for your LONGTERM HEALTHCARE.
📷 Credit

𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗔𝗗𝗩𝗜𝗖𝗘 𝗧𝗢 𝗬𝗢𝗨𝗡𝗚 𝗔𝗗𝗨𝗟𝗧𝗦

This advice can help you achieve financial independence and early retirement. Apply it for a year, and you'll learn a lot. 😎

--
Invest early here on www.investa.ph for your future self for as low as 50 pesos.

Billionaire's Advice! To achieve many things in life you need to start early in investment.

Bata ka pa dapat naturuan at napag ipunan ka na ng magulang mo. Dahil ito ang advantage ng bata mas mahabang panahon napapalago ang perang inipon.

Pagdating sa legal age you need to save and investment more money para makapag retire ka ng may ipon sa pagtanda. Para katuwang mo ang pera sa pagpapalago ng pera.

Pagdating sa pagtanda lahat ng inipon mo yun ang need mo gamitin sa lahat ng gastusin mo sa buhay retirement.

Tandaan half of our lives we dedicate it sa education para maequip tayo sa buhay na haharapin natin. Pero dapat pag tuunan din ang financial education dahil simula ng magtrabaho ka panay pinansyal na yung tutuunan mo ng pansin kagaya ng bills, tuition fees, debts, basic needs, health at madami pang iba na kailangan ng kaalaman sa pagmamanage ng pera.

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THE MIRACLE OF THE CHINESE BAMBOO🎋🎋🎋

Growth is a process, stop looking at current results and focus on becoming a better person and developing your skills.

When you plant a seed in the ground you wouldn’t dig it up after 3weeks of seeing nothing for your efforts . You would continue to water and feed the seed until it blooms into whatever it’s meant to be.

The bamboo tree takes up to 5 years to break through the soil then it grows to 90 feet within 5 weeks.

Keep going in whatever you looking to achieve . As long as you know where you’re going and are following people with results that you want then you will get there.

Do not focus too much on the end goal, it is just a direction. Trust and enjoy the process. You’ll get there soon. 🙏

MEN HAVE PAINS TOO

A woman said to me, 'It took me years to really know that men cry too. I took my husband for a super human. I see him leave the house everyday and come back providing for us. One day as I have left the house and he was at home, I remembered that I needed to take something along, I turned back and headed home. As I got home, I tried going through the back door which was closer to the window of our room. I heard my husband crying like a baby asking God to help me get a job so I can help him fend for the family. He has never complained to me before but that day, I broke down in tears realizing that my husband has held much of his pains alone"

A young married lady went to her mother and complained that her husband has not always bought things she wanted from him. The mother asked her, 'How many of those things have you bought for yourself?". She stayed quiet and said, 'But he is my husband?". The mother replied her, 'Have you ever found out the things your husband wants you to buy for him?".

Men always try to hide their pains.

Men can be financially broke and pretend to have everything.

Most men are married but they have lonely life. Sometimes, ask your husband out. Men are not always busy as women think.

You have to understand that your husband has pains and needs too. Don't judge him by things you want from him. Sometimes, your husband doesn't have things you want.

Men also have emotional needs and problems. Men still cry for love...

Kurot Principle

Ano ‘yung Kurot Principle? Ay, ang ganda nitong Kurot Principle na ito. To better understand this, I will tell you a story of a person na balak bumili ng cellphone worth P1,000. Nagkataong mayroon siyang P100,000 na savings. Puwede ba siyang bumili ng cellphone? Puwede, kasi yung P1,000, kurot lang ‘yon sa kanyang savings.

May pangalawang taong balak bumili ng cellphone. Ang bibilhin niya ay worth P1,000 din. Mayroon siyang savings sa bangko na P1,000. Bumili siya ng cellphone. Anong tawag dun? Dakot na ‘yun! Dinakot lahat ang pera niya!

May pangatlong tao, balak bumili ng cellphone, pero walang savings. P1,000 lang naman ‘yung bibilhin niya. Bumili siya. Anong tawag ‘dun? Utang na ‘yun!

Ang tanong: ano’ng prinsipyo ang ginagamit mo sa buhay mo? Kurot, dakot, o utang?

Magtataka pa ba tayo kung bakit tayo naghihirap o baon sa utang? Ang gagaling nating dumakot! Ang gagaling nating umutang! Gusto mong yumaman? Starting today, matutong kumurot. Kapag may bibilhin, dapat kinukurot lang! Nagkakaintindihan ba tayo? Kapag ginawa mo ito, pangako, yayaman ka.

Pag-aralan nating muli ang mga pinakamayayaman sa Pilipinas, ang Chinoy. Again, bakit sila mayayaman? Ang gagaling nilang… kumurot! Tayo ang gagaling nating… dumakot! Sasampolan kita…

Pinoy vs. Chinoy Businessman

May dalawang negosyanteng nagsimula ng kanilang negosyo, isang Pinoy at isang Chinoy. Ang capital nila pareho ay P100,000.

Sa unang buwan, si Pinoy, kumita ng P10,000. Ano ang iniisip bilhin? Cellphone. Si Chinoy, kumita rin ng P10,000. Ano ang gagawin niya? Idadagdag niya sa puhunan.

So magkano na ngayon ang puhunan ni Chinoy? P110,000! Si Pinoy, P100,000 pa rin, pero may bago siyang cellphone. Ang ganda!

Ituloy natin. After a few months, maganda ang takbo ng negosyo. Si Pinoy kumita ng P50,000. Ang Pilipinong may P50,000, ano ang balak bilhin? Bibili siya ng home theater, DVD, at LCD TV! Si Chinoy, kumita rin ng P50,000. Anong gagawin niya? Idadagdag uli sa puhunan niya. Magkano na ang puhunan niya? P160,000 na!

A few months later pa, ang Pinoy kumita ng P150,000! Ang Pilipinong mayroong P150,000, ano ang balak bilhin? Second-hand na kotse o pang-downpayment sa bagong kotse. Ang Chinoy, may P150,000. Ano’ng gagawin niya? Idadagdag sa puhunan! Magkano na ang puhunan niya? P310,000!

Buwan-buwan, si Pinoy kumikita. Dagdag siya ng dagdag ng gamit. Magkano ang puhunan niya? P100,000! Si Chinoy, buwan-buwan kumikita. Ano ang ginagawa niya? Dagdag ng dagdag sa puhunan niya. One day, Chinoy was able to save P1 million! So ginawa niya, he approached one supplier and said, “Supplier, kung bibili ako sa‘yo ng worth P1 million, bibigyan mo ba ako ng discount?” Hulaan mo kung ano ang sasabihin ng supplier. “Of course, ang dami mong bibilhin, kaya bibigyan kita ng additional 5% discount!”

Ngunit naisip ni Chinoy, “Hindi naman yata maganda na sa akin lahat ang 5%. Ang gagawin ko, bibigyan ko ang customers ko ng 3% discount at sa akin na lang ‘yung 2%.” Ibig sabihin, bababa ang presyo ng kanyang mga ibinebentang produkto.

It just so happened na magkatabi ang tindahan ni Chinoy at ni Pinoy. Pareho sila ng mga produktong ibinebenta. Given the situation, kanino kayo bibili? Kay Chinoy, because it’s cheaper. Ano ang mangyayari sa negosyo ni Pinoy? Malulugi na. Kasi mas mahal ang kaniyang produkto. Ano ang gagawin niya? Ibebenta niya ‘yung kotseng nabili niya ng P150,000. Sino ang bibili? Siyempre, ang maraming pera, si Chinoy. Tatawaran pa ni Chinoy ang kotse ng P80,000. Dahil gipit na si Pinoy, kahit palugi ay ibebenta na rin niya. Si Chinoy ngayon ay nagkaroon ng kotse na murang-mura lang!

After a few months, mauubos din ang P80,000 ni Pinoy. Ano ang susunod na gagawin ni Pinoy? Ang home entertainment niya ay ibebenta na rin. Magkano? P20,000 na lang. Sino ang bibili? Si Chinoy. Darating ang araw na pati ang cellphone ni Pinoy ay ibebenta na niya. Magkano niya ibebenta? P2,000 na lang! Isang araw, magsasara na ang negosyo ni Pinoy. Ano ang gagawin niya? Malamang, magtatrabaho na lang siya kay Chinoy. Ito ang kuwento ng bansang Pilipinas!

Naalala mo pa ba noong araw, mas mayayaman ang mga Pinoy kaysa sa mga Chinese. Bakit nagbago? Ano ba ang problema natin? Dakot kasi tayo ng dakot! Sila, kurot lang ng kurot!

Mayroon kaming naging participant before na nagsabi, “Sir, hindi naman totoo ‘yan! I know a Chinoy, he drives a BMW. That’s a P5 million car! Kurot ba ‘yun?” Malamang kurot ‘yun! Noong binili niya ‘yun, mayroon na siyang P100 million na savings! So kurot lang ‘yun! Nandiyan ka pa ba?

Isang Kahig, Isang Tuka

Saan ka makakakita ng mga taong isang kahig, isang tuka? Saan? Sa squatters area? Magtigil ka! Gusto mo’ng makakita ng mga taong isang kahig, isang-tuka? Sa Ortigas, sa Makati, may makikita ka.

What do I mean? Kapag hindi ka sumuweldo ng isang buwan, mabubuhay ba ang pamilya mo? Kung wala kang credit card, kung mawalan ka ng trabaho ngayon, ilang araw ang aabutin para mabuhay ng matino ang pamilya mo? Kapag nawalan ka ng suweldo, patay ka!

Ang mga Chinoy, kahit hindi muna kumita o magnegosyo, mabubuhay ng maganda. Bakit po? Kasi many years ago, kumahig sila ng kumahig at tumuka lang konti. Kaya marami sa kanila ngayon, tuka na lang ng tuka. Maraming Pinoy, kapag hindi tayo kumahig, wala tayong tutukain.

Ito ang masakit–sometimes, kahit matanda na tayo, kahig pa rin tayo ng kahig. Gaano karaming Pilipino ang 60 years old na ay trabaho pa rin ng trabaho? Puwede ba, simula ngayon, kumahig ka nang kumahig at iwasan munang tumuka. I-deprive ang sarili ng kaunti.

Ang pinakamasakit sa lahat ay ito–one day, you want to work, but you cannot work. You are already old. Why? Nagpakasasa ka kasi noong bata ka pa. Inubos mo na lahat ng lakas at kalusugan mo sa bisyo.

Tanong: Masama ba’ng bumili ng mahal? Sagot: Hindi! Basta kinukurot lang! Kapag nakakita ka ng kasamahan mong naka-Nike shoes, huwag mong husgahan kaagad iyong tao! Malay mo, kinurot lang niya iyon. At the end of the day, what is happening to other people is not important. What’s more important is what is happening to you.

The Bible says in 1 Thessalonians 4:11, “Make it your ambition to lead a quiet life. You should mind your own business and work with your hands, just as we told you.”

(Excerpted from Vic and Avelynn Garcia’s book entitled Kontento Ka Na Ba Sa KaPERAhan Mo?

😷

Kurot lang 🤏

If you think you are still so far from where you want to be. Keep on working. Keep on Hustling. Keep on trying to find ways to make yourself better and smarter. Keep on being patient. It does not have to happen overnight. Keep on going.

Change your mindset for the better.

'The Squid Game' creator Hwang Dong-hyuk.
It took Hwang 10 years to develop the plot of the Netflix series.

It was rejected several times until Netflix decided to bet on the series.

and now The Squid Game is on its way to becoming the most-watched series in Netflix history, an achievement that in a world full of streaming platforms is no small feat.

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