Make Your Ipon Grow

1. Pay yourself first: Save at least10% of your income before spending on anything else.

2. Control your expenses: Live within your means and avoid unnecessary debt.

3. Make your money work for you: Invest your savings wisely to generate passive income.

4. Seek opportunities for growth: Continuously educate yourself and develop new skills to increase your earning potential.

5. Protect your wealth: Insure yourself against unexpected events and diversify your investments to minimize risk.

6. Be cautious with investments: Research and understand the risks before investing your hard-earned money.

7. Avoid get-rich-quick schemes: Focus on long-term wealth-building strategies rather than chasing quick profits.

8. Surround yourself with knowledgeable advisors: Seek guidance from experts who can help you make informed financial decisions.

9. Take calculated risks: Don't be afraid to step out of your comfort zone and seize opportunities that have the potential for significant returns.

10. Learn from your mistakes: Embrace failures as learning experiences and use them to improve your financial decisions.

11. Be disciplined with your spending: Differentiate between needs and wants, and prioritize your financial goals.

12. Be patient: Wealth accumulation takes time and requires consistent effort. Avoid impulsive decisions and stay committed to your long-term plan.

13. Give back to your community: Share your wealth and contribute to the betterment of society.

14. Maintain a positive mindset: Believe in your ability to create wealth and attract abundance into your life.

15. Take responsibility for your financial future: Don't rely solely on others to secure your financial well-being. Educate yourself and take control of your own financial destiny.

Thank you for reading 📚 ❤️ 🙏

𝗘𝘁𝗼 𝘆𝘂𝗻𝗴 𝗣𝗟𝗔𝗡 𝗻𝗮 𝗽𝗮𝗿𝗮 𝗸𝗮𝗻𝗴 𝗺𝗮𝘆 𝗔𝗽𝗮𝗿𝘁𝗺𝗲𝗻𝘁! 𝗣𝗮𝘀𝘀𝗶𝘃𝗲 𝗶𝗻𝗰𝗼𝗺𝗲!

Kasi with this plan, you will pay for only 5 or 10 years BUT is like a TREE that 𝗴𝗶𝘃𝗲𝘀 𝗮𝗻𝗱 𝗴𝗶𝘃𝗲𝘀 𝗮𝗻𝗱 𝗴𝗶𝘃𝗲𝘀 𝘆𝗼𝘂 𝗠𝗢𝗡𝗘𝗬 𝘂𝗻𝘁𝗶𝗹 𝗮𝗴𝗲 𝟭𝟬𝟬!
👉𝟲𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝟴𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝟭𝟬𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝟭𝟮𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝗨𝗻𝘁𝗶l 𝗮𝗴𝗲 𝟭𝟬𝟬!

Wala kang kailangang gawin o asikasuhin. Kailangan mo lang magipon for 5 or 10 years. Then lifetime ka nang tatanggap ng benefits. . Hindi mo kailangan maghintay magretire, dahil dito, after 6 years, pensionado ka na! 🙂

✅Great for kid's educational fund preparation
✅After graduation ng kids, additional pension mo for retirement
✅Perfect pamana for your child, dahil pwedeng si anak ang makakatanggap ng pension pag wala ka na
✅Perfect complement if your current financial portfolio are mostly VULs / aggressive, dahil itong Elite, 𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗘𝗘𝗗 𝗥𝗲𝘁𝘂𝗿𝗻!

Sample in the picture is for 0yo child insured. But this plan is for all ages.

Send me a message to know more or if you have questions about Sun Smarter Life Elite plan.



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ARE YOU PREPARED FOR YOUR RETIREMENT YEARS?

Half of our life wala tayong income para masustentuhan ang ating pamumuhay, eventually we get old and we are not capable na rin para magtrabaho.

Plan your retirement as early as today!




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When the parents are insured, the education of children are secured. 👨‍🎓👩‍🎓

Real talk!🙂

Sa pagkuha ng life insurance, TIME ang kauna unahang dapat iconsider. 🙂 Dapat may sense of urgency, kasi hindi tayo sa pabata at kailangang din iconsider ang HEALTH. Minsan sa pagtagal ng delay, kung kelan ready na tayo...hindi na pala tayo insurable. 🤔

palitan na ang "DAPAT PALA at SANA" 😉

make bright decision NOW, usap tayo 📩
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Financial musings...

Retirement is the day you stop working. And for many who rely on labor income, it is also the day you stop earning. But retirement isn't the day you stop living. So expenses continue.

At that intersection should be an amount of money that can replace you as the source of your income. To sustain you for the rest of your life.

Retirement therefore is not an age but an amount of money. It is called your financial freedom number. The number that will set you free 🙌

Credits to Sir Jong Merida

Ten truths
❤❤❤
1. You will not live forever.
2. You are not the most important person in the world.
3. Your problems are not unique or special.
4. Time heals all wounds.
5. Other people's opinions of you do not matter as much as you think they do.
6. You can't please everyone, so don't try.
7. Not everything is worth your time or attention.
8. Life is hard, but it's also beautiful and worth living anyway.
9) Things will go wrong - it's how you deal with them that matters most
10) In the end, all that really matters is how you lived your life and what kind of legacy you leave behind you .

Sana pag umiyak ka uli, answered prayer na. 🙂

𝐔𝐬𝐚𝐩𝐚𝐧𝐠 𝐒𝐔𝐍 𝐒𝐌𝐀𝐑𝐓𝐄𝐑 𝐋𝐢𝐟𝐞 𝐄𝐋𝐈𝐓𝐄 𝐏𝐞𝐬𝐨 10

📍Anu ang Sun smarter Life Elite Peso 10?

✅ Ito ay 10 year payment whole life insurance na merong GUARANTEED Cash Value or merong guaranteed anticipated Endowment benefit.

✅ MAGBIBIGAY ng 8% GUARANTEED cash benefit on the 6th years of the policy until 100 years old and 2 years there after.

✅ If 10yrs to pay ang kinuha mo, on the 6th year makakatanggap ka na ng 8% guaranteed return.

Anu daw?😅

✅ Magbibigay si Sun Life ng 8% guaranteed ng face amount pagdating ng 6th year ng policy, tapos kada 2 taon ang pagbigay hanggang tumanda ka until 100 years old. Diba ang ganda, nag p pension ka until 100 years old.

📌Anu ang PROS ng Sun Smarter Life Elite

PROS
✅double ang face amount upon death
✅merong syang GUARANTEED 8% na anticipated endowment benefit
✅meron kang dividend (not guaranteed ,projected nasa 1-3% depende sa income ng company)
✅maganda sa child's educational fund from 0 to 10 years old
✅ikaw ang bahalang ilipat sa anak mo ung cash benefit, until magka apo ka, meron kang makukuha until 100 years old.
✅sa laki ng face amount ,sa laki ng 8% na mabibigay
✅merong waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan ( wag man sana), makakatanggap sya ng pera until 100 years old.
✅maganda sa Ayaw ng VUL, since ayaw nila I invest sa stocks ang pera nila at gusto nila ng GUARANTEED return, yung kahit mababa ung market, kumikita sila.
✅maganda sa taong sigurista
✅may paying period na 10 years GUARANTEED
✅merong Accidental Death at Total Disability Benefit
✅Meron ding FREE living benefit na 60% ng face amount (in case nagkaron ng terminal illness, mabibigay na yung 60% ng insurance coverage)
✅10% DISCOUNT if you PAY ANNUAL
✅WALA ka ng babayaran pagkatapos mong matapos ung plan 10YRS
✅Pwedeng mag Loan sa POLICY with 10% Interest a year, lower interest kesa sa bank.
✅Pwedeng ilipat sa anak ang ownership ng plan pagdating ng right age
✅Pwedeng huwag ibigay sa anak ung pera, ikaw lang ang hahawak at magwi withdraw nito.
✅ Walang karapatan ang anak/apo na kumuha ng 8% endowment benefit hanggat hindi naiilipat yung ownership sa anak/apo
✅Kapag kumuha ka nito, ELITE ka 💛

❎ Eh panu naman ang CONS nito..

👉Pwede sa CLASS A, na merong budget na 5,000-50,000 per month para sa plan nila
👉hindi pwede sa maliit ang budget (sample proposal, 500,000 Face Amount, 26,Male,Non Smoker=110,000/year)
👉hindi ka naka invest sa stocks,money market, bond
👉madaling maglapse kpag hindi nabayaran within a month
👉 HINDI SA LAHAT PWEDE 😅

✅For example if you have
👉1,000,000 face amount (Life Insurance Coverage)
👉8% of 1million is 80,000

Child: 0 years old
If 10 years ung payment,

👉6th year : 80,000 + dividend
👉8th year: 80,000 + dividend
👉10th year: 80,000 + dividend
👉12th year: 80,000 + dividend until 100 years old ng insured 🙂

Credits to Ms. Ame
ctto📷

Good problem. 😅

💛☀️💛

𝗣𝗵𝗽 𝟰𝟬𝟬,𝟬𝟬𝟬 𝗣𝗔𝗬 𝗢𝗨𝗧 𝗙𝗥𝗢𝗠 𝗦𝗨𝗡 𝗟𝗜𝗙𝗘
(EVERY 2 YEARS)!

My client is so happy to have received this check, this is 𝗦𝗨𝗡 𝗦𝗠𝗔𝗥𝗧𝗘𝗥 𝗟𝗜𝗙𝗘 𝗘𝗟𝗜𝗧𝗘 𝗣𝗟𝗔𝗡.

It’s a 10 years to pay plan but on the 6th year up to age 100 may makukuha na syang P400,000 every 2 years and thereafter 𝗙𝗢𝗥 𝗟𝗜𝗙𝗘!

It is like a giving tree that gives and gives and gives...

Source: Tetchie Carpio

Message me if you want this plan for yourself. 🤩

Have faith that good times are on the way. 💛☀️💛

💛☀️💛

Thank you for your continued trust and confidence in us!

Sun Life remains the #1 life insurance company for Filipinos for 11 years in a row. 💛



Source: Insurance Commission’s Unaudited Quarterly Reports on Selected Financial Statistics (QRSFS) as of Dec. 31, 2021