Saktong Ipon

Kinakabahan ka ba kapag merong may sakit sa pamilya? Scary di ba, lalo na kapag walang pera! Buti na lang may Kaiser Long term healthcare! Habang buhay!!

Lunod sa Utang? Naku I feel you! Yan ako dati nun wala pa ako sa IMG. Dito ko natutunan na bayaran at i-zero ang mga utang. Mabuti may entrepreneurship! Join ka rin!

Ang hirap tumanda ng walang ipon! Ang hirap mag isip kung kanino ka lalapit kapag may emergency...naisip nyo rin ba mga ito? Stressful di ba?

Believe in yourself and you will be unstoppable!

Hahaha galing hintay na lng walang kahirap hirap!

A brown bear almost catches a salmon at the falls. #wildlifelovers #wildlife_perfection #natgeowildlife #wildlifeplanet #wildlifeonearth #wildlife_photography⁣⁣⁣⁣⁣⁣⁣⁣⁣ #instanaturefriends #katmainationalpark #fortheloveofbears #nature #nature_captures #photography #live_love_wildlife #video #funny #alaskawildlife #animalsofinstagram #fatbearweek #alaskalife #fatbear #wildlife_vision #instawild #bears #reels #alaska #brownbear #earthcapture⁣⁣ #wildlifepictures #wildlife_inspired #wildplanet

Wow! Lalawak lalo ang kaalamang pangfinancial!

A dedicated public servant who continuously aids the helpless joins the IMG Community.

He will use his voice to financially educate 30M families by 2030 and will continue to inspire many Filipinos to attain a brighter future.

Ang Kakampi ng mga Inaapi, at Kakampi ng IMG Community,

Senator Raffy Tulfo!

bit.ly/understandhowmoneyworks

We can't live forever. So, what will you leave with your family behind, legacy or poverty?

UNDERSTAND HOW MONEY WORKS! Avoid running out of money when you need it.

Hello everyone, we are giving free P20,000 Personal Accident Insurance.

If you're interested, sign up asap. Message me for the link.

Why You Should Save Before You Spend?

7 Reasons to Save Before You Spend

1. It Puts You in Financial Control
2. Saving Money is Good For Your Health
3. Everyone Needs a Rainy Day Fund
4. Saving Gives You a Sense of Achievement
5. Things Bought on Credit Are More Expensive
6. Savings Make You Money when you invest it.
7. You Will Reach Your Financial Goals Faster

Save before you spend.

Attend our Free Online Literacy Webinar.



Ctto

Doesn't mean may ipon at investment ka ay SOLID na ang Financial Foundation mo.

Dati akala ko, marunong na ako sa pera kasi nag-iipon naman ako, hindi ako magastos, but then I learn napaka-weak ng Financial Foundation ko.

My friends are asking me, ano ba meron sa IMG? My answer, PEACE OF MIND... why? Kasi dito namin natutunan ang pag-build ng STRONG Financial Foundation.

Naumpisahan namin ni Randy ang marriage life 👫 without debts... ang meron ay Investments, longterm healthcare, insurance Emergency Funds.. 📈(Praising God for these! Thank you, Lord!) 👆

Imagine starting your marriage only with DEBTS because of lack of right Financial Education? 🤔 Masakit sa ulo..

This is our Advocacy... advocating Financial Foundation sa mga tao, lalo na sa mga mag-asawa at may pamilya.

Helping people in their Finances para mabawasan ang stress at sakit sa ulo...

How about you, what is your CURRENT Financial Foundation?

A? or B?

It's never too late my friend. Build it right. Ayusin natin ang Finances natin 💛

Thank you, Lord, sa 💫

Akala natin ang Stocks at Mutual Fund Investment ay pang mayaman lang. Matututunan mo sa FREE Online Financial Coaching na ito, na ang pag-iinvest pala sa STOCKS at MUTUAL FUNDS ay madali, mura at para sa lahat.

Gusto mo rin bang matuto?

Aral muna bago mag-invest.

Learn more here: bit.ly/myretirementhobby1

BE DEBT-FREE by Bro. Bo Sanchez

Have you ever said, "Kasusweldo pa lang, ubos na!” Or worst, "Wala pang sweldo, ubos na!”

If you have, you are not alone. Millions of Filipinos cry this out every payday.

Once, a man invited me for coffee and asked for advice. At one point in our conversation, he ranted about his financial state. His major complaint was about how low his salary is.

He said in jest, "Ang sweldo ko parang sibuyas. Pag hinahati ko na sa gastusin, naiiyak na ako.”

I advised him to lower his expenses. He answered, "Paano magbabawas ng gastos, eh, sagad na talaga? Kulang talaga eh.” (How can I reduce my expenses? We are spending the barest minimum already… but what I get is just not enough.”)

To answer, I brought out a pen and gave him a clean table napkin and said, "I will ask you questions and if you answer yes to any one of them, just write 'Yes' on the tissue paper.”

He obliged. And so I started asking him the following:

Do you drink soft drinks?
Do you smoke?
Do you eat merienda?
Are your kids studying in an expensive school?
Do you buy branded clothes?
Do you have more than one cell phone?

To my thinking, if he answers even one 'Yes' to any of these questions, I would tell him that he had not exhausted all means to lower his spending. He had not yet reached absolute bottom. If, however, he never wrote 'Yes' to any of my questions. I have a 'sure yes' question: "Did you pay for my coffee?” He will definitely answer, 'Yes.'

If you are like my friend who can answer 'Yes' to any of my questions then — hindi ka pa sagad!

You just need to manage your finances better.

May your dreams come true.

▶ Being an OFW, doesn't guarantee your Future.

Securing your hard earned money makes you sure how bright your Future will be.
We all have dreams.

But in order to make dreams come into reality, it takes an awful lot of
"determination, dedication, self-discipline, and effort."

Your Future is not in the hands of your employer, or your government. Its neither in the hands of your bank nor your broker.

The Future is in your hands to
*MAKE Money
*SAVE Money
*ACCUMULATE Money
*PROTECT Money

Be your own money manager
*UNDERSTAND how money works
*MAKE Money work for you!

Be Financially Literate.

Attend our Free Online Financial Class upang matutunan kung paano mas magiging handa sa future.

Learn more:bit.ly/myretirementhobby1

No one is exempted in getting sick especially in our old age. When we reach the age of 60, healthcare are more expensive!

While we are young and capable, start having healthcare fund with savings. Get covered with the only Long Term Healthcare in the Philippines.

Start here:
bit.ly/myretirementhobby1

Be an inspiration to your Family.

Piece of advice. If you are working right now and you have parents who are old and about to retire at age 60.

The best gift you can give to them is a good Healthcare Plan. Good for their scheduled check ups and any medical needs. Because after retirement no one will be spared from getting serious illnesses.

Material things don't matter anymore to them. Give them something like peace of mind and good medical care.

It will spare you from paying more when emergency occurs. Trust me yung iba nabaon pa sa utang because of hospitalization. Medical expenses double every 5-7 years.

if you LOVE your Parents they would love this ❤️
https://9071jf.imgcorp.com/quote/kaiser

Hindi obligasyon ng pamahalaan na gawing mayaman ang mga tao.

Hindi rin obligasyon ng “𝘦𝘮𝘱𝘭𝘰𝘺𝘦𝘳” na gawing mayaman ang kanyang mga empleyado.

In short, obligasyon mo ang iyong pag yaman. At ang ipon o pag-iipon ang unang kapital natin sa pag yaman.

Kahit na anong libro tungkol sa “𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘭𝘪𝘵𝘦𝘳𝘢𝘤𝘺”, sinasabi na ang pagiipon ay tinatawag na “𝘱𝘢𝘺𝘪𝘯𝘨 𝘺𝘰𝘶𝘳𝘴𝘦𝘭𝘧 𝘧𝘪𝘳𝘴𝘵”.

Binabayaran mo muna ang iyong sarili bago mo ipagkasya ang natira sa mga gastusin.

Kasi kung pagdating ng sahod ay uunahin mo ang iyong gastusin ang resulta niyan ay 𝗨𝗧𝗔𝗡𝗚, kasi nga unlimited ang ating “𝘦𝘹𝘱𝘦𝘯𝘴𝘦𝘴”.

Kaya pag dumating ang sahod mo, mag desisyon kana kung magkano ang iiponin at itabi mo na agad ‘to.

𝗜𝗡𝗖𝗢𝗠𝗘 – 𝗦𝗔𝗩𝗜𝗡𝗚𝗦 = 𝗘𝗫𝗣𝗘𝗡𝗦𝗘𝗦

Kung ano ang matira, yung ang ipagkasya...

https://9071jf.imgcorp.com/

"If Healthcare is EXPENSIVE... Try having NONE"
Good health is not something you can buy but it is surely can be extremely savings account.

However, let's admit that we're not going to be healthy during our lifetime whether we like it or not. What's more, bothering us is that one hospitalization can wipe out our savings or put us in debt.

It is the best idea to have healthcare that will support our medical needs.

Tulungan natin sila...

Many Overseas Filipino Workers (OFWs) work hard for years and still end up retiring poor.
OFWs are heroes who sacrifice a lot just to be able to send money and gifts to their families back home.
In many cases, the families take for granted just how hard it is for an OFW to earn the money they remit.
The families do not know that many OFWs send balikbayan boxes filled with brand-new clothes and shoes that they themselves do not have.

Tulungan natin sila na makauwi ng may sapat na ipon at lakas pa. Let's build our savings fast.

Alam mo bang pwede ka mag-invest sa JOLLIBEE at ibang mga BIG Companies at maging SHAREHOLDER nito? 😃

SAFE, LEGIT & SECURED...
kahit sino ay pwede maka access.

1.) Walang time mag-monitor
2.) Walang time mag-aral ng technical analysis
3.) Hindi kalakihan ang capital

We suggest to invest INDIRECTLY sa stock market thru Mutual Funds for as low as 1,000 pesos only 😊

👉 Benefits of Investing in Mutual Funds:

☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has strong track records.
☑ It is safe and secured.
☑ Zero load fees
☑ The gains are tax-exempt.

For more details, message me directly to assist you 😁

This Doctor Wrote Down a Long-Time Dream, IMG Helped Him Fulfill That Dream
by Fitz Villafuerte, RFP, a fellow IMG Member, and founder of Ready to Be Rich Blog
Updated: April 14, 2020

Dr. Jaime Lorenzo Jr. had a long-time dream – to be interviewed on TV.

He wrote it down, knowing that there is power in writing down goals.

And true enough, this month, that dream came true when he was invited to guest in ANC’s On The Money.

Indeed, it was a great year for Doc Jaime – and his TV guesting is just the icing on the cake of accomplishments that he and our team has achieved this year.

In his interview, he and host, Edric Mendoza – talked about the spending habits of Filipinos when it comes to their 13th month pay and Christmas bonus.

During the episode, Doc Jaime says that the holiday season is the best time to build a solid financial foundation for employees because of the additional cash they receive during this time.

He further suggested that these bonuses by year-end should be used to pay off debts and to start your savings; and not just spent on buying gifts and splurging during the holidays.

I really wish there was a way to feature and embed the full episode here, but there’s none which I can freely use online.

However, you can watch a 7-minute clip on this page (ANC On The Money: Keeping your Christmas Cash):
👉 https://fb.watch/5UEsAOPzRF/

In any case, I’d like to congratulate Doc Jaime for the great interview, he has really made all of IMG proud, especially us – the Warriors Team.

Source: https://fitzvillafuerte.com/this-doctor-wrote-down-a-long-time-dream-img-helped-him-fulfill-that-dream.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+ReadyToBeRich+%28Ready+To+Be+Rich%29

If you’re interested to know more about the IMG Wealth Academy, to learn financial concepts with us, and experience how it feels to be part of a family with a wealthy mindset, get in touch with the person who shared IMG to you. 😊

❤MULTIPLE OPTION SUPER TERM (MOST18)

What exactly is Manila Bankers Life MOST 18?
It is a term insurance product with 18 years coverage. Life insurance provides financial protection for your family. And among the many types of life insurance out there, term insurance is the most affordable.

How affordable is it? For a 30-year old, the annual premium would only be P5,710 for a P1 million coverage. Again, you only have to pay P5,710 per year (not per month, not per quarter) and you’re already insured for P1 million.

For the first year only, there’s an additional one-time policy fee of P500.

Upon your application, it has a required savings and investment component called (Premium Deposit Fund PDF) of Php6000.00 on top of your desired premium.

What makes Manila Bankers Life MOST 18 unique is that you can choose to pay more than your annual premium. And the excess cash that you pay will go to a PDF or Premium Deposit Fund.

The PDF is like a savings account. You can put more money there anytime you want. And you can also withdraw your money from it any time you need it. But better than a savings account, the amount in your PDF can also earn additional cash for you because the company can invest it for you.

For example, if you paid P8,710 instead of P5,710 for a particular year. Then the excess P3,000 will go to your PDF.

The following year, because you have P3,000 in your PDF, you can choose to just pay P2,710 to pay for the annual premium of your life insurance. But let’s say that the market was good during the year, and the P3,000 in your PDF earned and became P3,710 in value. Then you’ll only need to pay P2,000 for next year’s annual premium. PDF is growing every year.
It can grow that you don't have to contribute anymore because the PDF can already cover your annual premiums until the 18th year of the policy.

And this is how Manila Bankers Life MOST 18 works;

List of Features and Benefits
1. Affordable. It’s a term life insurance. The most affordable type of life insurance.
2. Higher Fund Value. PDF allows higher growth of return.
3. Premium Flexibility. Settle your contributions on a schedule that fits your lifestyle. You can pay it Annually, Semi-Annual or much cheaper Quarterly.
4. Withdrawal Advantage. Withdraw anytime without penalty.
5. Level Coverage Risk. Your savings is always added to your coverage (death benefit).
6. Emergency Fund Advantage. You already have savings in the first year.
7. Alternative Investment Flexibility. You are free to decide where to invest the difference.
8. Early Maturity. Maturity after 10/15/18 years.
9. Issue Age is 5 yo to 60 yo. Insure yourself and your whole family.
10. Address Various Financial Needs. Can be used for retirement, pension, education, travel, etc.
11. Convertible to Permanent Insurance. You have an option to a permanent policy.
12. Low Chance of Lapsation. Premiums may be settled from your PDF / investment earnings.
13. ONLINE application anywhere you are.

If you love your family, put it in writing! Get them protected now while you're young and healthy!

Gusto mo bang matuto paano mag invest sa mga Malalaking Companies sa pilipinas?

Pwede ka na maging SHAREHOLDER at PART OWNER!

SAFE, LEGIT & SECURED.
kahit sino ay pwede maka access.

We suggest to invest INDIRECTLY sa stock market thru Mutual Funds for as low as 1,000 pesos only 😊

👉 Benefits of Investing in Mutual Funds:
☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.

☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has strong track records.
☑ It is safe and secured.
☑ Zero load fees
☑ The gains are tax-exempt.

For more details, message Down below📩

CONGRATULATIONS to IMG for having acquired it's own building in the heart of Makati Central Business District - OMNIS PROSPERTY TOWER!!! ❤️

We're so proud to be part of IMG.

For 20 yrs now, IMG has been helping thousands of Filipino families into achieving their financial goals thru the power of Financial education.

Be part of the community of Savers & Investors.

Click this link to know more, https://9071jf.imgcorp.com/

Bakit patok na patok si Kaiser Ultimate Health Builder?
🤔☀️
9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )

✅ 1. SPECIAL ACCESS TO 800+ hospitals NATIONWIDE
🧘‍♂️⛹️‍♂️🚴‍♀️🏊‍♂️💆‍♀️
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang free annual physical exam, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.

✅2. COMPREHENSIVE HEALTH CARE BENEFITS
🚑🏨💊🏩🌡🔬🏥
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.

✅3. HOSPITALIZATION BENEFIT
🏨🛏🛌🏩
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.

✅ 4. FAMILY ASSISTANCE
👨‍⚕️🏠🏡🙏♿️
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

✅ 5. LIFE INSURANCE COVERAGE
🤝👨‍👩‍👧‍👦💰🗂💵
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting

✅ 6. GUARANTEED CASH BENEFIT
📊📈💸💵🎯
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity.
Accumulated health benefits consumable anytime.
May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.

✅ 7. LIMITED PAYING PERIOD
⏱⏳🕰⏰⏳
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteeed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

✅ 8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

✅ 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AND the fully paid plan is inherited by the primary beneficiary

Learn how to get covered with the No. 1 healthcare in the Philippines.

If you have questions, feel free to send a message or contact me on my personal FB. Thank you!

The MOST Important Financial Product you need to have today is
"HEALTHCARE".
WE ALL KNOW THAT. 👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

WE ALL KNOW THAT....
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

WE ALL KNOW THAT....
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.
You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.
That's why it's very important to start building up your long-term healthcare savings starting today.

KAISER LONG-TERM CARE!
A 3in1 Savings Program that has HEALTHCARE, LIFE INSURANCE, AND INVESTMENT.
You only need to save for 7 years and you're lifetime covered with healthcare.
✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?
Time is our greatest ally in building wealth 🙋🏻‍♀️
A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."
Start today, while you still can. ❤️👌🇵🇭 ASK ME HOW...

Hello everyone. Extended until March 31. Hurry! ❤️
---
IMG and Manila Bankers Life are giving FREE P20,000 Personal Accident Insurance for non-IMG members.

Simply follow these steps:

1. Register here: https://9071jf.30m2030.com/share. Please make sure that your email address is active.

2. Click the Activation Link that you will receive in your email.

3. Register 5 persons that you want to share the Free P20,000 Personal Accident Insurance with (remember sharing is caring).

4. Application form will be sent to your email for your completion. Make sure all details are correct to avoid inconvenience.

5. Done! You will receive your policy from Manila Bankers Life – The best way to show your love!

Stay safe everyone!