David A. Sagarit, AFP
Practical Money Management and Investment Strategies Guide To Every Filipino Family
Financial Tip for Today ๐
If you save, don't save for nothing, always save with goal.
Para kapag may nakita kang gustong gusto mo tapos sale tulad ngayon 9:9 SALE ๐โ๏ธ di ka maeenganyo kasi ung pagiipon mo is may GOAL. Kasi kung wala. Wala din mangyayari sa ipon mo paulit ulit ka lang magstart mag save.
Example kung Goal mo is pambili ng dream house mo. Or para sa college ng anak mo sa tingin mo gugustuhin mo ba basagin ung alkansiya kung ung iniipon mo is para sa future niyo?
Marami ka pang matutunan araw araw para may improvement sa pagsasave para future mo and ng family mo.
6K+ lang for 1M Coverage Life Insurance ๐
Super affordable but with a huge coverage term life insurance for you with riders.
โ
1M Life Insurance
โ
1M Accidental Death Benefit
โ
500K Terminal Illness Benefit
โ
300K Critical Illness Benefit
For only Php 6909.00 yearly premium, covered ka na with these insurance benefits. That is 19php per day lang! ๐ฑ
Plus, you can invest separately for a minimum of 1K na hindi nag ne-negative without affecting your insurance coverage. ๐คฉ
San ka pa? sobrang mura na yan. Dati kasi I am paying 60K yearly for my life insurance na 1M din ang coverage at nag negative pa yung fund ko.
But through IMG and Financial Education, I learned about BTID and it really fits my goals. I highly advise talaga guys to educate yourselves financially before you consider getting a policy para you can maximize the time, financial goals and growth potential of your funds.
Message us for free financial coaching and quotation. ๐ฉ
Maraming gusto ng magandang opportunity pero ayaw simulan.
Ang pagiging empleyado at ofw ay pwde dn maipamana, pero yan ba yung gusto mong ipamana sa mga susunod na henerasyon?
Alam mo ba na sa IMG ay pwde mo ng ipamana kung ano ang nasimulan mo dito.
Ang iyong investment ay pwdeng ipamana.
Ang iyong income ay pwdeng ipamana.
Ang iyong business ay pwdeng ipamana.
Ang iyong posisyon ay pwdeng ipamana.
Bakit? Dahil sa IMG ay meron tayong vesting right, ibig sabihin kung anong meron ka sa IMG ngayon ay pwdeng manahin ng iyong pamilya.
www.pinasaversclub.com
Maraming Overseas Filipino Workers (OFWs) ang nahihirapang magsimula mag-ipon dahil sa iba't ibang dahilan:
Base ito sa aming personal na karanasan at obserbasyon ng kami pa ay OFW sa Dubai ๐ฆ๐ช
1. **Mga Obligasyon sa Pamilya**: Maraming OFWs ang inaasahang magpadala ng pera sa kanilang mga pamilya sa Pilipinas. Ang responsibilidad na ito ay maaaring magdulot ng malaking bahagi ng kanilang kita na napupunta sa remittances, kaya't kaunti na lang ang natitira para sa sariling ipon.
2. **Mataas na Gastos sa Pamumuhay sa Ibang Bansa**: Sa ilang bansa, mataas ang cost of living, lalo na sa pabahay, pagkain, at transportasyon. Dahil dito, ang natitirang pera pagkatapos ng mga gastusin ay maaaring hindi sapat para makapag-ipon.
3. **Utang**: Maraming OFWs ang pumupunta sa ibang bansa na may utang mula sa recruitment fees, placement fees, at iba pang gastusin bago makapagtrabaho sa ibang bansa. Ang pagbabayad ng mga utang na ito ay maaaring magtagal at maging hadlang sa pag-iipon.
4. **Pagkabigla sa Kulturang Pinansyal**: Ang mga OFWs ay maaaring makaranas ng "financial culture shock" kung saan nahihirapan silang mag-adjust sa bagong sistema ng ekonomiya at gastusin sa bansa kung saan sila nagtatrabaho. Maaaring mahirapan silang mag-manage ng kanilang pera nang epektibo.
5. **Kawalan ng Financial Literacy**: Hindi lahat ng OFWs ay may sapat na kaalaman tungkol sa pag-iipon at pag-iinvest. Kung walang tamang kaalaman, mas mahirap makagawa ng tamang desisyon sa paghawak ng pera. Kaya andito ang para mag turo sa bawat pilipino saan man panig ng mundo.
6. **Pakikisama at Pabigla-biglang Gastos**: Madalas ay nagkakaroon ng mga biglaang gastos tulad ng pakikisama sa mga kaibigan o kapwa OFWs, o pagbili ng mga bagay na hindi naman kailangan. Ang mga ganitong klase ng paggasta ay maaaring maging hadlang sa pag-iipon.
7. **Hindi Sapat na Kita**: Para sa ilang OFWs, ang kanilang kinikita ay sapat lamang para sa pang-araw-araw na pangangailangan, kayaโt walang natitira para ipon. Kaya wag lang umasa sa one source of income (SAHOD), pag aralan kung paano maging entrepreneur at magkaroon ng lifetime business.
Ang lahat ng mga ito ay mga hamon na kinakaharap ng OFWs pagdating sa pag-iipon, at kinakailangan ng tamang diskarte at disiplina para mapagtagumpayan ang mga ito.
Bisitahin ang aming website sa ibaba upang magkaroon ng karagdagang kaalaman about sa IMG.
www.pinasaversclub.com
๐ ๐
๐๐๐ ๐๐๐๐๐๐๐๐ ๐จ๐ง ๐๐๐ฏ๐ข๐ง๐ ๐๐ง๐ ๐๐ง๐ฏ๐๐ฌ๐ญ๐ข๐ง๐
Alam mo ba?..na pwede kang umangat sa buhay?..pwede mong mabili ang bahay na gusto mo...pwede mong pag-aralin ang mga anak mo sa magandang paaralan...pwede kang mag-retire na mayaman...pwede kang makapag-travel...pwede lahat yan.
Maybe you're asking how will that be possible.
Simple lang ang kasagutan, kaibigan. Financial Education.
Rich people are rich because they took time to study how money works. Ibig sabihin, kung matututunan mo rin paano ang tamang pag-iipon at pag-aalaga ng pera, kaya mo ring yumaman.
๐๐๐๐ ๐๐๐ ๐๐๐๐ ๐๐๐๐๐:
- The Blueprint to Stop Poverty
- How to Achieve Financial Wellness
- How Money Works
- The Different Investment Vehicles and Strategies
- How to Invest in Mutual Fund etc.
Be part of a FREE Online Financial and Investment Coaching this coming SUNDAY 1 SEPTEMBER 2024 @ 6:45 PM Ph Time.
For FREE Financial Literacy Access, click HERE freeseminars.pinasaversclub.com
๐๐ ๐๐๐ ๐๐๐๐ ๐๐ ๐๐ ๐๐ ๐๐๐๐๐๐๐๐ ๐๐
๐๐๐๐๐๐๐๐!?
If you don't have millions of money to franchise, why don't you just become an investor and ride the growth of Jollibee?
For only P1,000 you can be an indirect shareholder of Jollibee (and other blue-chips companies) thru Mutual Funds. And you can top up for as low as P20 anytime & anywhere!
Just be an IMG member.
Do you want to know how?
Meron kaming Free Financial Class na pwede ka mag attend sa mga Financial Center.
Remember: Financial Education is not only for the Wealthy. It's for Everyone.
https://6633hf.imgcorp.com/linkbio/
message me for inquiries
https://m.me/david.sagarit
๐๐ข๐ง๐๐ค๐ ๐๐๐ ๐๐ฅ ๐ง๐ ๐ข๐ง๐ฏ๐๐ฌ๐ญ๐ฆ๐๐ง๐ญ ๐ง๐ ๐๐ฒ๐จ๐ง ๐๐ฒ ๐๐ญ๐จ๐๐ค ๐๐๐ซ๐ค๐๐ญ ๐๐ง๐ ๐๐ฎ๐ญ๐ฎ๐๐ฅ ๐
๐ฎ๐ง๐๐ฌ.
๐๐๐ฉ๐๐ก๐ง๐๐๐๐ฆ ๐ข๐ ๐ ๐จ๐ง๐จ๐๐ ๐๐จ๐ก๐๐ฆ (๐๐ ๐ฆ๐ง๐ข๐๐ ๐ ๐๐ฅ๐๐๐ง)
1. ๐๐ผ๐ ๐๐ป๐ถ๐๐ถ๐ฎ๐น ๐๐ป๐๐ฒ๐๐๐บ๐ฒ๐ป๐
- It takes only P1,000 to start investing. After that, you can invest P20 pesos every month or every other month, or as often as you want.
2.๐๐ถ๐๐ฒ๐ฟ๐๐ถ๐ณ๐ถ๐ฐ๐ฎ๐๐ถ๐ผ๐ป
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.
3. ๐๐ผ๐ป๐๐ฒ๐ป๐ถ๐ฒ๐ป๐ฐ๐ฒ ๐ฎ๐ป๐ฑ ๐๐ผ๐๐ ๐ฒ๐ณ๐ณ๐ถ๐ฐ๐ถ๐ฒ๐ป๐ฐ๐
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.
4.๐ฃ๐ฟ๐ถ๐ป๐ฐ๐ถ๐ฝ๐น๐ฒ ๐ผ๐ณ ๐๐ผ๐บ๐ฝ๐ผ๐๐ป๐ฑ๐ถ๐ป๐ด ๐ฎ๐ ๐ช๐ผ๐ฟ๐ธ
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.
5. ๐๐ถ๐พ๐๐ถ๐ฑ ๐๐ป๐๐ฒ๐๐๐บ๐ฒ๐ป๐
- This means you can withdraw your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing market value.
6. ๐ก๐ผ ๐บ๐ผ๐ฟ๐ฒ ๐๐ฎ๐
๐ฎ๐ป๐ฑ ๐ฎ๐ฑ๐ฑ๐ถ๐๐ถ๐ผ๐ป๐ฎ๐น ๐ฐ๐ต๐ฎ๐ฟ๐ด๐ฒ๐
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therefore, investors in MF are no longer subject to tax.
7. ๐ฅ๐ฒ๐ด๐๐น๐ฎ๐๐ฒ๐ฑ ๐ฏ๐ ๐๐ต๐ฒ ๐ฆ๐ฒ๐ฐ๐๐ฟ๐ถ๐๐ถ๐ฒ๐ & ๐๐
๐ฐ๐ต๐ฎ๐ป๐ด๐ฒ ๐๐ผ๐บ๐บ๐ถ๐๐๐ถ๐ผ๐ป
Let your Money Work for You instead of putting it sa Bank.
Message me for details https://m.me/david.sagarit
๐๐๐ญ ๐ฎ๐ฌ ๐๐ง๐ข๐ญ๐ ๐ญ๐จ ๐ซ๐๐๐๐ก ๐จ๐ฎ๐ซ ๐๐จ๐๐ฅ ๐จ๐ 13๐๐ข๐ฅ๐ฅ๐ข๐จ๐ง ๐
๐๐ฆ๐ข๐ฅ๐ข๐๐ฌ ๐๐๐ฎ๐๐๐ญ๐๐ ๐
๐๐ฌ๐ญ๐๐ซ!
Just as our heroes fought for our freedom, we are on a mission to achieve financial literacy for all. With your unwavering dedication, we are making incredible strides toward our goal of empowering 13 million Filipino families even sooner.
We call on every IMG campaigner to rally our strengths, support one another, and challenge ourselves to reach new heights. Your commitment and hard work will always be the driving force behind our shared success.
Let's continue to financially educate, inspire, and uplift one another.
Thank you for your relentless efforts, and let's keep moving forward and achieve greatness together!
To know more about our mission freeseminars.pinasaversclub.com
๐๐๐ฅ๐๐ญ๐ ๐ค๐ ๐๐...๐
๐
Seriously........
Pag wala tayong tamang financial education, laging ganito ang cycle ng buhay pinansyal natin.
As part of IMG Member dito ko matutunan ung tamang pag manage ng pera maliit or malaki man ang sahod natin..
Kaya naman natin talaga mag ipon kahit mg umpisa sa maliit na halaga; ika nga ang pera ay hindi yan kung anu meron ka, yan ay kung anong habit meron tayo.
Kung gusto mong matuto, free to attend to our webinar..
message mo to learn more about
๐ https://m.me/david.sagarit
!
You should know your priorities to save even more for your future! ๐
Always be G with IMG's different workshops and trainings if you want to learn more about how to save money. Educate yourselves on how to handle finances and attain a successful future.
๐๐ก๐ ๐๐๐ฌ๐ญ ๐
๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐๐จ๐ซ๐ฆ๐ฎ๐ฅ๐
(INCOME less TITHES less SAVINGS equals EXPENSES)
100% Income
-10% Tithes
-20% Savings/Investments
__________
70% = Expenses
It's PAY DAY for most people today.
The question is, have you paid yourself first yet?
These are among the value of being an IMG member:
๐ Education becomes ex*****on.
๐ Right environment becomes right habits.
๐ Buy shares of stocks conveniently thru our IMG portal.
๐ Get Php50,000 life insurance for memorial for only Php500 (no need to pay almost 1K per month in 5 years to get the same coverage)
๐ Many more...
freefinancialcoaching.pinasaversclub.com
FINANCIAL EDUCATION IS THE BEST INVESTMENTS! Kami sa IMG our coaches always remind us be humble..huwag ipilit Kong Hindi pa afford. INCREASE CASH FLOW para mabili natin ang mga bagay na gusto natin na walang pagkukunwari.. Dito ko natutunan sa IMG ang tamang pag-iipon You will never go wrong if you decide to learn before you earn.
Don't wait for an emergency to strike before thinking of saving & investing.
Don't wait for a life threatening situation before you think of getting a life insurance.
Don't wait for investing for your healthcare until you're bedridden in a hospital.
Don't wait for age 59 before you think of investing for retirement.
Don't wait before its too late. Because it wasn't raining when Noah built the Ark.
We're dedicated to helping young individuals prepare for a secure and healthy future. We are here to support you every step of the way.
If you're ready to start securing your health, let us guide you toward a brighter and healthier future through our innovative wealth solutions.
Contact us today to learn more about our comprehensive healthcare plans.๐
kaiser.pinasaversclub.com
Followers โ
๐ ๐ฎ๐๐ฎ๐ด๐ฎ๐น ๐ก๐ฎ ๐๐ป๐ด ๐ ๐๐๐๐ฎ๐น ๐๐๐ป๐ฑ ๐ฃ๐ฒ๐ฟ๐ผ ๐๐๐ป๐๐ถ ๐๐ฎ๐ป๐ด ๐๐ป๐ด ๐ ๐ฎ๐ ๐๐น๐ฎ๐บ.
๐ต๐ฌโ๐ Mayayaman lang ang nakakapag-invest dito dahil need mo ng 100K para ito ay umpisahan.
Kaya nga tinuturing itong sikreto ng mayayaman dahil sila lang ang may alam at kakayanan.
๐ฌ๐ฒ๐ฎ๐ฟ ๐ฎ๐ฌ๐ฌ๐ฌ: Dahil sa pagpasok ng mga financial literacy awareness nalaman narin ito ng middle class at ginawa na ring affordable sa halagang P5000:pero iilan pa rin ang nagiinvest at limitado parin sa may kaalaman na nakaattend ng financial literacy seminars at nakabasa ng mga libro tungkol dito
๐ก๐ด๐ฎ๐๐ผ๐ป: Para makaipon ang karaniwan at makayanan ng mga kabataan, 1000 na lang ang initial ng Mutual Fund at 20 Pesos lang ang minimum kung gusto mong dagdagan any time.
Ang maganda ngayon dahil sa IMG Membership Benefits,
Kung sakaling ikaw ay magiging member automatically may 1000 Pesos initial investment ka na agad at pwede ka magdagdag kahit nasaan ka man anytime using your IMG mutual membership account portal.
Wait thereโs more, alam mo ba na ang membership mo sa IMG ay may kasama nang P100,000 personal accident insurance,
P50,000 Memorial Benefit insurance, Unlimited Health Consultation and more!
Do you want to know more about How to have IMG Mutual Fund account portal?
We can help and guide you how to invest in mutual funds and become business partners with Jollibee, SM and more.
Attend our Free Personal Finance and Investments Seminar:
Message us para ma guide ka
๐ฏ
Ang tunay na epektibong lider ay hindi lang nag-iipon ng mga tagasunod; ang tunay na lider ay nag-i-empower ng mga members sa kanyang team para maging mga lider din. Thanks be to God our Team has recently created one.
Congratulations EMD-Green Jacket Myrell Cristobal. Praying for your CEO Promotion.
It is with great honor to announce Myrell Cristobal as the new WSB Green Jacket qualifier! Congratulations on your success! Knowing we have people like you who work with such dedication inspires us to continue our efforts in reaching out to the world to share our vision.
Friend: Nag research ako, may nakita akong negative reviews about IMG and Kaiser.
Me: Natural! may makikita ka talaga kasi yun ang keyword na hinanap mo.๐ฌ๐
How about positive reviews?
Did you bother looking? Or listening atleast?
I understand how you feel.
Words cannot remove people's doubts. That is why you need to experience it yourself. Be an insider!
๐๐๐
Even huge companies like telecom, airlines, etc, have negative feedbacks. But people still subscribe to them because people need internet, people need to travel, etc. They need the services.
No person nor organization is perfect. The same with IMG and Kaiser. They are growing everyday and improving the systems as time go by. But every juan needs IMG and Kaiser more than IMG and Kaiser need each person. What these organizations offer are the solution to people's debt, cashflow and protection worries. People need it more. โ๏ธ
๐๐๐
It's a human nature.
People have a knack of pointing out negativities, criticism and troubles.
Be a better person.
Look at the positive side and your life will be changed. Guaranteedโค๏ธ
Join our community.
Give yourself a chance.
TO LEARN MORE www.pinasaversclub.com
๐๐๐ฒ ๐๐ฎ๐๐ ๐ฉ๐ ๐๐ข๐ง ๐๐ ๐ฌ๐ ๐ญ๐ข๐ง๐ฎ๐ญ๐ฎ๐ซ๐จ ๐ง๐ข ๐๐๐?
Bakit naman daw need pa ng continuous Financial Education?
Bakit daw ang tagal naman daw mag grow ng investment, bakit sa iba doble agad ?
Bakit daw kailangan pa ng Longterm Goals?
Bakit daw kailangan pang consistent at may discipline pa sa pag-iipon?
Ang masasabi ko lang,
Hindi po IMG ang hanap ninyo ๐
๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐ฏ๐ฌ ๐๐ง๐ฏ๐๐ฌ๐ญ๐ฆ๐๐ง๐ญ
Lessons from the X-Curve
Ang mga typical financial advisers at financial planners sa industry ay madalas expert sa computations, product features at technical details.
Ang mga financial educators at financial coaches sa IMG ay madalas expert sa psychology, requirements at benefits.
Kasi napag-aralan natin ang X-curve.
What if I die too soon?
Who will take care of my family?
Ito ang malaking problema natin habang bata at mataas ang responsibility. Kung kunin tayong breadwinners ni Lord ng maaga, pati ba pamilya, ang ating anak o magulang na umaasa sa atin financially, mamamatay din ba sa gutom?
Para protektahan ang pamilya, kumukuha tayo ng life insurance
Tandaan na ang life insurance ay risk-sharing.
Maski healthy, willing tayo maghulog ng maliit na premium para sa malaking benefit.
Sa life insurance, maliit lang ang risk habang bata.
Ipinag-darasal mo na huwag kunin ni Lord para hindi kailangan kunin ang benefit.
Ang life insurance ay hindi para sa iyo.
Ito ay proteksyon para sa pamilya.
What if I live too long?
What if I run out of money?
Ito ang malaking problema natin pagtanda.
Lalo na kung wala nang responsibility, may sarili nang buhay ang mga anak ay marahil nauna na ang parents.
Maski may milyones ka pag-retire mo ng age 60, paano kung maubos bago ka kunin no Lord? Pag 70, 80, 90 o 100 years old ka na?
Para protektahan ang sarili kumukuha tayo ng investment.
Tandaan na ang investment ay para sa income na magagamit maski wala nang sweldo galing sa active income.
At dahil hindi natin alam kung gaano katagal ang buhay, gusto natin na kung maarin, hindi maubos ang investment, sana interest lang ang gagastusin.
Gusto natin maghulog para sa continuing benefit.
Ang investment ay pina-plano mo para sa happy, healthy at wealthy na retirement.
Ipinag-darasal mo na ma-enjoy ang benefit.
Kaya tayo kumukuha nag investment gaya ng mutual funds at long term healthcare.
Ang investment ay proteksyon para sa iyo,
๐๐ข๐ง๐๐ข ๐ค๐๐ข๐ฅ๐๐ง๐ ๐๐ง ๐ฆ๐๐ฒ๐๐ฆ๐๐ง ๐ค๐ ๐ฉ๐๐ซ๐ ๐ฆ๐๐ค๐๐ฉ๐๐ -๐ข๐ง๐ฏ๐๐ฌ๐ญ. ๐๐๐ซ๐จ ๐ค๐๐ข๐ฅ๐๐ง๐ ๐๐ง ๐ฆ๐จ๐ง๐ ๐ฆ๐๐ -๐ข๐ง๐ฏ๐๐ฌ๐ญ ๐ค๐ฎ๐ง๐ ๐ ๐ฎ๐ฌ๐ญ๐จ ๐ฆ๐จ๐ง๐ ๐ฒ๐ฎ๐ฆ๐๐ฆ๐๐ง.
Kahit P33 per day or P1000 per month kung alam mo mag-invest magiging milyonaryo ka after 20 years.
20 years? antagal naman! E di dagdagan mo ang monthly investment mo para mas mabilis ka maging millionaire.
Paano? Join one of our FREE financial literacy sessions. PM lang for the schedule and venue. We have financial centers in different locations.
This is why I love IMG. Kahit sino pwede makapag-invest.
IMG. We educate. We care.
๐๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐ข๐ฌ ๐๐๐ฆ๐ฉ๐จ๐ซ๐๐ซ๐ฒ, ๐๐๐ข๐ง๐ ๐๐ง ๐๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐๐ ๐ข๐ฌ ๐๐ฅ๐ฌ๐จ ๐๐๐ฆ๐ฉ๐จ๐ซ๐๐ซ๐ฒ.
Siguraduhin na sa pag-uwi natin ay may ipon at investment tayo.
Kasi pagdating natin sa Pilipinas, UNEMPLOYED tayo.
Sa Pinas, WALANG HEALTHCARE COVERAGE na magbibigay ng libre , di tulad sa bansa kung nasaan ka ngayon at lalong WALANG SWELDO o active income na aasahan. Tipong tambay, ganun.
Convert a portion of your active income today into passive income!
MAY PANAHON PA.
MAGSIMULANG mag-ipon at ilagay sa tamang vehicle para kumita ang pera, Be financially educated. Aralin natin HOW MONEY WORKS kasi hindi habambuhay malakas tayo.
Kamakailan lang, na-bless po tayo mabigyan ng FREE TRIP to Vietnam bilang parte ng IMG Membership benefits. We qualified to the IMG GXperience Trip for 5 Days and 4 Nights. Narito ang kakaibang paglalakbay sa Lupain ng Ascending Dragon! Mula sa puso ng Ho Chi Minh City, ang aming GXperience Vietnam team ay nagkakaisa! Naglalakbay kami ng may pagmamalaking nakatayo sa harap ng napakagandang 5-Star New World Saigon Hotel, isang sagisag ng maunlad na kinabukasan na itinatayo namin para sa 30 milyong pamilyang Pilipino.
Ang mga sumbrero ng IMG Campaigners ay taas-noo at aming mga GXperience shirts ay umaapoy, habang itinaas namin ang aming mga bandila ng "30Mby30" upang ipakita ang aming kasiyahan na ikalat at makamtan ang misyon na ito! Ang matinding sagisag na ito ay nag-uumapaw sa mga kalsada ng lungsod, na nagpapahayag ng aming matibay na pangako na palakasin ang 30 milyong pamilyang Pilipino sa kaalaman sa pinansyal hanggang sa 2030.
We travel. We learn. We are once again fired up to share the mission of changing lives through financial education.
imgmembershipbenefits.pinasaversclub.com
"๐ช๐ฎ๐น๐ฎ๐ป๐ด ๐ฃ๐ถ๐ป๐ฎ๐ป๐ด๐ฎ๐ป๐ฎ๐ธ ๐ป๐ฎ ๐ ๐๐๐๐ฆ,๐ง๐๐ ๐๐ ๐บ๐ฎ๐ฑ๐ฎ๐บ๐ถ."
Ang PAGOD ipahinga mo lang OK kana.
Ang PUYAT itulog mo lang OK kna.
Ang GUTOM ikain mo lang OK kna.
Pero ang KAHIRAPAN kapag wala kang binago sa buhay mo, kahit anong PAHINGA,TULOG, at KAIN gawin mo bukas mahirap ka pa din..!
Kung gusto mong makalaya sa hirap ng buhay ngayun, GUMAWA KA NG BAGO , ika nga "SUBOK SUBOK LANG" papaano mo malalaman na maganda ang isang bagay kung nakikinig ka lang sa mga tao na walang ginawa kundi payuhan ka ng puro negatibo.
Ikaw ang nakakita sa negosyo kaya dapat ikaw ang mag disisyon. Huwag na huwag mong ibase sa desisyon ng iba ang magiging buhay mo.
Ang unang hakbang ay maging FINANCIALLY EDUCATED ka at aksyunan mo ang natutunan mo.
Tara USAP TAYO ๐ค
Maraming malakas kumita ngunit dumating ang Oras na Ang katawan Naman Ang nawalan ng lakas.
Back to zero Ang lahat ng ipinundar
Back to zero Ang negosyo
Back to zero Ang inipon
Back to zero Ang mga Plano
Hindi lang dapat naka tuon kung paano kumita.
Dapat nakikita din Ang halaga ng pagprotekta sa mga kinikita.
kaya importante na wag kalimutan mag laan para sa heathcare fund, protection, emergency. fund and kung may anak pag laanan na ang pang education fund.
the best time to start na magsave is hindi pag kailangan mo na kundi habang malakas pa tayo at may kakayahan pa magtrabaho at kumita.
๐๐ง๐จ ๐ง๐ ๐ ๐๐ ๐ญ๐๐ฅ๐๐ ๐ ๐๐ง๐ ๐๐๐?
Bakit ikaw na lang yata ang hindi kasali?
Uulitin ko po ulit sa patuloy na nagtatanong:
Ang IMG po ay membership benefits platform kung saan mo pwedeng gawin ang mga natutunan mo sa aming Financial Literacy Campaign.
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Financial Education: Binabago muna ang maling kaisipan at paniniwala tungkol sa pera, para madevelop ang tamang habit sa pagiipon at paghawak ng pera.
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Building Solid Financial Foundation : Dapat tama ang pundasyon, alam mo rin dapat ang tamang sunud sunod, mga priorities at bakit mahalaga na meron kang healthcare, protection, investments at iba pa.
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Rewards:
Dahil maganda ang iyong natutunan, Ibabahagi mo naman ito sa iba unang una na sa iyong pamilya at kaibigan na dapat din matutunan ang kahalagahan ng paghahanda para sa kinabukasan.
Habang marami ang iyong natutulungan, may magagandang rewards sa iyo ay nakalaan tulad ng ng Word class Recognitions, Awards, Free travels, Free SUV, Free HMO, Bonuses at Iba pa!
Ganito rin ba ang Mission ng Company mo?
Narerecognize ba nila ang hirap at pagod mo?
IMG Financial Literacy Mission can help you to achieve your Dreams:
Attend our Free Membership Benefits Orientation & Financial Coaching
Message ka lang kung interesado ka freeseminars.pinasaversclub.com
Amazing Travel and Learning Experience in Vietnam!!! ๐ป๐ณ
๐๐ก๐๐ซ๐ ๐๐จ ๐ฒ๐จ๐ฎ ๐ฐ๐๐ง๐ญ ๐ญ๐จ ๐๐ ๐ข๐ง ๐ญ๐ก๐ ๐๐ฎ๐ญ๐ฎ๐ซ๐?
Even before up to now, most of our senior citizens are dependent to their children. Also, dependent on their benefits coming from ๐๐๐, ๐๐๐๐ o ๐๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐๐ฌ๐ฌ๐ข๐ฌ๐ญ๐๐ง๐๐ coming from the government "๐๐๐๐๐".
In times of need like emergencies, sickness and disability funds and benefits can't even manage to cover up the expenses and their only option is ๐๐๐๐.
Kung kaya mo lng nmn magipon para sa iyong Healthcare fund, retirement at emergency funds why not start today!
Income is not the common issue to begin and attain financial success, "mindset" does. Because a lot of people earn much, but they end up broke. And also a lot of people earn less, however they were able to solidify their financial foundation.
Do not make your children as your retirement fund.
Be financially literate! www.pinasaversclub.com
๐๐ก๐ข๐ฅ๐ข๐ฉ๐ฉ๐ข๐ง๐ ๐๐ง๐๐๐ฉ๐๐ง๐๐๐ง๐๐ ๐๐ง๐ ๐
๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐๐ง๐๐๐ฉ๐๐ง๐๐๐ง๐๐
๐๐ฎ๐ฝ๐ฝ๐ ๐๐ป๐ฑ๐ฒ๐ฝ๐ฒ๐ป๐ฑ๐ฒ๐ป๐ฐ๐ฒ ๐๐ฎ๐ ๐๐บ ๐ป๐บ๐๐บ๐ ๐ฏ๐๐๐๐ ๐๐บ ๐ก๐๐๐๐ ๐๐๐๐ฝ๐. ๐ง๐บ๐ป๐บ๐๐ ๐๐๐๐๐บ๐๐ฝ๐๐๐๐๐บ๐๐ ๐๐บ๐๐๐ ๐บ๐๐ ๐ ๐๐บ๐ ๐๐ ๐ช๐บ๐
๐บ๐๐บ๐บ๐, ๐บ๐
๐บ๐
๐บ๐๐บ๐๐๐ ๐๐บ๐๐๐ ๐๐บ ๐บ๐๐ ๐๐๐๐บ๐ ๐๐บ ๐๐บ๐
๐บ๐๐บ๐บ๐ ๐บ๐ ๐๐๐๐ฝ๐ ๐
๐บ๐๐ ๐๐บ๐
๐บ๐๐บ๐บ๐ ๐๐ ๐๐๐บ๐๐ ๐ป๐บ๐๐๐บ, ๐๐๐๐ฝ๐ ๐๐บ๐๐ ๐๐บ ๐๐๐ ๐บ๐๐ ๐๐บ๐๐ป๐๐ป๐๐๐บ๐-๐๐บ๐๐บ๐๐๐๐บ๐๐๐๐บ๐ ๐๐บ ๐ป๐บ๐๐บ๐ ๐ฏ๐๐
๐๐๐๐๐. ๐ ๐๐ ๐ฃ๐ถ๐ป๐ฎ๐ป๐๐๐ฎ๐น ๐ป๐ฎ ๐๐ฎ๐น๐ฎ๐๐ฎ๐ฎ๐ป ๐บ๐ ๐๐๐บ๐๐ ๐๐บ๐๐บ๐
๐บ๐๐บ๐๐ ๐๐๐๐ฝ๐บ๐๐๐๐ ๐๐ ๐๐พ๐๐๐๐๐บ๐
๐๐บ ๐๐บ๐
๐บ๐๐บ๐บ๐, ๐๐บ ๐๐บ๐๐ป๐๐ป๐๐๐บ๐ ๐๐บ ๐บ๐๐๐ ๐๐ ๐๐บ๐๐บ๐๐บ๐๐บ๐๐ ๐๐๐ป๐๐๐๐ ๐บ๐๐ ๐บ๐๐๐๐ ๐๐๐บ ๐๐บ๐๐บ๐
๐บ๐๐บ๐, ๐๐บ๐๐๐ ๐บ๐๐ ๐บ๐๐๐๐ ๐๐๐บ ๐ฝ๐พ๐๐๐๐๐๐, ๐บ๐ ๐๐บ๐๐๐๐บ๐ ๐บ๐๐๐ ๐๐บ ๐บ๐๐๐๐ ๐๐บ๐๐.
๐ฒ๐บ ๐๐ฟ๐ฎ๐ ๐ป๐ด ๐๐ฎ๐น๐ฎ๐๐ฎ๐ฎ๐ป ๐๐บ ๐๐๐, ๐๐บ๐๐๐บ๐๐บ๐๐บ๐๐บ๐ ๐๐บ๐๐ ๐๐บ ๐๐๐๐ฝ๐ ๐
๐บ๐๐บ๐๐ ๐๐บ๐๐บ๐
๐บ๐๐บ๐๐บ๐ ๐บ๐๐ ๐๐บ๐๐ป๐บ๐๐๐บ๐๐ ๐๐บ๐
๐บ๐๐บ๐บ๐ ๐๐๐๐ฝ๐ ๐๐บ๐๐ ๐๐บ ๐๐๐ ๐บ๐๐ ๐๐บ๐๐๐๐๐๐๐บ๐ ๐๐บ ๐๐บ๐๐บ๐๐๐ ๐บ๐๐ ๐ฃ๐ถ๐ป๐ฎ๐ป๐๐๐ฎ๐น ๐ป๐ฎ ๐๐ฎ๐น๐ฎ๐๐ฎ๐ฎ๐ป, ๐๐๐บ๐๐ ๐๐บ๐๐บ๐๐๐บ๐ ๐บ๐๐ ๐๐๐บ๐๐ ๐๐๐๐บ๐ป๐๐๐บ๐๐บ๐๐ ๐๐บ๐๐ ๐บ๐ ๐๐บ๐
๐บ๐๐บ ๐๐บ ๐๐๐๐ฝ๐บ๐ ๐บ๐๐ ๐บ๐๐๐๐ ๐๐๐บ ๐๐บ๐๐๐บ๐๐บ๐.
www.pinasaversclub.com
Ano nga ba ang sukat ng ikapo? 10% nga ba? Naalala ko ang katagang: "Give until it hurts." But I would say: Give to God that 10% until that giving becomes your habit." Yung bang nagbibigay ka kahit sobra pa sa 10% pero wala ka ng nararamdaman na hurt or panghihinayang.
๐๐ก๐ ๐๐๐ฌ๐ข๐ ๐ช๐ฎ๐๐ฌ๐ญ๐ข๐จ๐ง ๐ข๐ฌ ๐ง๐จ๐ญ ๐ก๐จ๐ฐ ๐ฆ๐ฎ๐๐ก ๐จ๐ ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ง๐๐ฒ ๐ฐ๐ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ ๐ข๐ฏ๐ ๐ญ๐จ ๐๐จ๐, ๐๐ฎ๐ญ ๐ก๐จ๐ฐ ๐ฆ๐ฎ๐๐ก ๐จ๐ ๐๐จ๐'๐ฌ ๐ฆ๐จ๐ง๐๐ฒ ๐ฐ๐ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ค๐๐๐ฉ ๐๐จ๐ซ ๐จ๐ฎ๐ซ๐ฌ๐๐ฅ๐ฏ๐๐ฌ.
The good thing in IMG is that, Tithing is part of our Financial Education. I am blessed to be part of IMG. Nakikita ng mga anak ko that tithing is part of our church routine. This religious practice teaches my daughters the virtue of generosity and religiosity.
Thank you IMG for giving us the venue and avenue for this practice.
www.pinasaversclub.com
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I am David Sagarit, a CEO of International Marketing Group, a Registered Financial Educator of Heartland, USA.
In 2008, while being a College Professor, I was able to encounter my turning point that my passion and a life of purpose in changing lives through financial education. In 11 years, Dave is able to transform himself from an academic educator to a Financial Educator. 11 transformative years where I found the mission aligned to my passion and purpose that helped great number of people moved from nobody to somebody. I discovered the humble service that transform people from dreaming to doing.
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