David A. Sagarit, AFP

David A. Sagarit, AFP

Practical Money Management and Investment Strategies Guide To Every Filipino Family

11/09/2024

Financial Tip for Today ๐Ÿ‘Œ
If you save, don't save for nothing, always save with goal.
Para kapag may nakita kang gustong gusto mo tapos sale tulad ngayon 9:9 SALE ๐Ÿ˜‚โœŒ๏ธ di ka maeenganyo kasi ung pagiipon mo is may GOAL. Kasi kung wala. Wala din mangyayari sa ipon mo paulit ulit ka lang magstart mag save.
Example kung Goal mo is pambili ng dream house mo. Or para sa college ng anak mo sa tingin mo gugustuhin mo ba basagin ung alkansiya kung ung iniipon mo is para sa future niyo?
Marami ka pang matutunan araw araw para may improvement sa pagsasave para future mo and ng family mo.

10/09/2024

6K+ lang for 1M Coverage Life Insurance ๐Ÿ™Œ
Super affordable but with a huge coverage term life insurance for you with riders.
โœ… 1M Life Insurance
โœ… 1M Accidental Death Benefit
โœ… 500K Terminal Illness Benefit
โœ… 300K Critical Illness Benefit
For only Php 6909.00 yearly premium, covered ka na with these insurance benefits. That is 19php per day lang! ๐Ÿ˜ฑ
Plus, you can invest separately for a minimum of 1K na hindi nag ne-negative without affecting your insurance coverage. ๐Ÿคฉ
San ka pa? sobrang mura na yan. Dati kasi I am paying 60K yearly for my life insurance na 1M din ang coverage at nag negative pa yung fund ko.
But through IMG and Financial Education, I learned about BTID and it really fits my goals. I highly advise talaga guys to educate yourselves financially before you consider getting a policy para you can maximize the time, financial goals and growth potential of your funds.
Message us for free financial coaching and quotation. ๐Ÿ“ฉ

10/09/2024

Maraming gusto ng magandang opportunity pero ayaw simulan.
Ang pagiging empleyado at ofw ay pwde dn maipamana, pero yan ba yung gusto mong ipamana sa mga susunod na henerasyon?
Alam mo ba na sa IMG ay pwde mo ng ipamana kung ano ang nasimulan mo dito.
Ang iyong investment ay pwdeng ipamana.
Ang iyong income ay pwdeng ipamana.
Ang iyong business ay pwdeng ipamana.
Ang iyong posisyon ay pwdeng ipamana.
Bakit? Dahil sa IMG ay meron tayong vesting right, ibig sabihin kung anong meron ka sa IMG ngayon ay pwdeng manahin ng iyong pamilya.

www.pinasaversclub.com

28/08/2024

Maraming Overseas Filipino Workers (OFWs) ang nahihirapang magsimula mag-ipon dahil sa iba't ibang dahilan:
Base ito sa aming personal na karanasan at obserbasyon ng kami pa ay OFW sa Dubai ๐Ÿ‡ฆ๐Ÿ‡ช

1. **Mga Obligasyon sa Pamilya**: Maraming OFWs ang inaasahang magpadala ng pera sa kanilang mga pamilya sa Pilipinas. Ang responsibilidad na ito ay maaaring magdulot ng malaking bahagi ng kanilang kita na napupunta sa remittances, kaya't kaunti na lang ang natitira para sa sariling ipon.
2. **Mataas na Gastos sa Pamumuhay sa Ibang Bansa**: Sa ilang bansa, mataas ang cost of living, lalo na sa pabahay, pagkain, at transportasyon. Dahil dito, ang natitirang pera pagkatapos ng mga gastusin ay maaaring hindi sapat para makapag-ipon.
3. **Utang**: Maraming OFWs ang pumupunta sa ibang bansa na may utang mula sa recruitment fees, placement fees, at iba pang gastusin bago makapagtrabaho sa ibang bansa. Ang pagbabayad ng mga utang na ito ay maaaring magtagal at maging hadlang sa pag-iipon.
4. **Pagkabigla sa Kulturang Pinansyal**: Ang mga OFWs ay maaaring makaranas ng "financial culture shock" kung saan nahihirapan silang mag-adjust sa bagong sistema ng ekonomiya at gastusin sa bansa kung saan sila nagtatrabaho. Maaaring mahirapan silang mag-manage ng kanilang pera nang epektibo.
5. **Kawalan ng Financial Literacy**: Hindi lahat ng OFWs ay may sapat na kaalaman tungkol sa pag-iipon at pag-iinvest. Kung walang tamang kaalaman, mas mahirap makagawa ng tamang desisyon sa paghawak ng pera. Kaya andito ang para mag turo sa bawat pilipino saan man panig ng mundo.
6. **Pakikisama at Pabigla-biglang Gastos**: Madalas ay nagkakaroon ng mga biglaang gastos tulad ng pakikisama sa mga kaibigan o kapwa OFWs, o pagbili ng mga bagay na hindi naman kailangan. Ang mga ganitong klase ng paggasta ay maaaring maging hadlang sa pag-iipon.
7. **Hindi Sapat na Kita**: Para sa ilang OFWs, ang kanilang kinikita ay sapat lamang para sa pang-araw-araw na pangangailangan, kayaโ€™t walang natitira para ipon. Kaya wag lang umasa sa one source of income (SAHOD), pag aralan kung paano maging entrepreneur at magkaroon ng lifetime business.
Ang lahat ng mga ito ay mga hamon na kinakaharap ng OFWs pagdating sa pag-iipon, at kinakailangan ng tamang diskarte at disiplina para mapagtagumpayan ang mga ito.
Bisitahin ang aming website sa ibaba upang magkaroon ng karagdagang kaalaman about sa IMG.
www.pinasaversclub.com

28/08/2024

๐€ ๐…๐‘๐„๐„ ๐‚๐Ž๐€๐‚๐‡๐ˆ๐๐† ๐จ๐ง ๐’๐š๐ฏ๐ข๐ง๐  ๐š๐ง๐ ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ข๐ง๐ 
Alam mo ba?..na pwede kang umangat sa buhay?..pwede mong mabili ang bahay na gusto mo...pwede mong pag-aralin ang mga anak mo sa magandang paaralan...pwede kang mag-retire na mayaman...pwede kang makapag-travel...pwede lahat yan.
Maybe you're asking how will that be possible.
Simple lang ang kasagutan, kaibigan. Financial Education.
Rich people are rich because they took time to study how money works. Ibig sabihin, kung matututunan mo rin paano ang tamang pag-iipon at pag-aalaga ng pera, kaya mo ring yumaman.
๐–๐‡๐€๐“ ๐˜๐Ž๐” ๐–๐ˆ๐‹๐‹ ๐‹๐„๐€๐‘๐:
- The Blueprint to Stop Poverty
- How to Achieve Financial Wellness
- How Money Works
- The Different Investment Vehicles and Strategies
- How to Invest in Mutual Fund etc.
Be part of a FREE Online Financial and Investment Coaching this coming SUNDAY 1 SEPTEMBER 2024 @ 6:45 PM Ph Time.
For FREE Financial Literacy Access, click HERE freeseminars.pinasaversclub.com

27/08/2024

๐ƒ๐Ž ๐˜๐Ž๐” ๐–๐€๐๐“ ๐“๐Ž ๐๐„ ๐€๐ ๐ˆ๐๐•๐„๐’๐“๐Ž๐‘ ๐Ž๐… ๐‰๐Ž๐‹๐‹๐ˆ๐๐„๐„!?

If you don't have millions of money to franchise, why don't you just become an investor and ride the growth of Jollibee?

For only P1,000 you can be an indirect shareholder of Jollibee (and other blue-chips companies) thru Mutual Funds. And you can top up for as low as P20 anytime & anywhere!

Just be an IMG member.

Do you want to know how?

Meron kaming Free Financial Class na pwede ka mag attend sa mga Financial Center.

Remember: Financial Education is not only for the Wealthy. It's for Everyone.

https://6633hf.imgcorp.com/linkbio/

message me for inquiries

https://m.me/david.sagarit

23/08/2024

๐๐ข๐ง๐š๐ค๐š ๐‹๐ž๐ ๐š๐ฅ ๐ง๐š ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ๐ง๐ ๐š๐ฒ๐จ๐ง ๐š๐ฒ ๐’๐ญ๐จ๐œ๐ค ๐Œ๐š๐ซ๐ค๐ž๐ญ ๐š๐ง๐ ๐Œ๐ฎ๐ญ๐ฎ๐š๐ฅ ๐…๐ฎ๐ง๐๐ฌ.

๐—”๐——๐—ฉ๐—”๐—ก๐—ง๐—”๐—š๐—˜๐—ฆ ๐—ข๐—™ ๐— ๐—จ๐—ง๐—จ๐—”๐—Ÿ ๐—™๐—จ๐—ก๐——๐—ฆ (๐˜ƒ๐˜€ ๐—ฆ๐—ง๐—ข๐—–๐—ž ๐— ๐—”๐—ฅ๐—ž๐—˜๐—ง)

1. ๐—Ÿ๐—ผ๐˜„ ๐—œ๐—ป๐—ถ๐˜๐—ถ๐—ฎ๐—น ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜
- It takes only P1,000 to start investing. After that, you can invest P20 pesos every month or every other month, or as often as you want.

2.๐——๐—ถ๐˜ƒ๐—ฒ๐—ฟ๐˜€๐—ถ๐—ณ๐—ถ๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.

3. ๐—–๐—ผ๐—ป๐˜ƒ๐—ฒ๐—ป๐—ถ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—–๐—ผ๐˜€๐˜ ๐—ฒ๐—ณ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฒ๐—ป๐—ฐ๐˜†
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.

4.๐—ฃ๐—ฟ๐—ถ๐—ป๐—ฐ๐—ถ๐—ฝ๐—น๐—ฒ ๐—ผ๐—ณ ๐—–๐—ผ๐—บ๐—ฝ๐—ผ๐˜‚๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—ฎ๐˜ ๐—ช๐—ผ๐—ฟ๐—ธ
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.

5. ๐—Ÿ๐—ถ๐—พ๐˜‚๐—ถ๐—ฑ ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜
- This means you can withdraw your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing market value.

6. ๐—ก๐—ผ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ฎ๐˜… ๐—ฎ๐—ป๐—ฑ ๐—ฎ๐—ฑ๐—ฑ๐—ถ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—ฐ๐—ต๐—ฎ๐—ฟ๐—ด๐—ฒ๐˜€
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therefore, investors in MF are no longer subject to tax.

7. ๐—ฅ๐—ฒ๐—ด๐˜‚๐—น๐—ฎ๐˜๐—ฒ๐—ฑ ๐—ฏ๐˜† ๐˜๐—ต๐—ฒ ๐—ฆ๐—ฒ๐—ฐ๐˜‚๐—ฟ๐—ถ๐˜๐—ถ๐—ฒ๐˜€ & ๐—˜๐˜…๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ ๐—–๐—ผ๐—บ๐—บ๐—ถ๐˜€๐˜€๐—ถ๐—ผ๐—ป
Let your Money Work for You instead of putting it sa Bank.
Message me for details https://m.me/david.sagarit

22/08/2024

๐‹๐ž๐ญ ๐ฎ๐ฌ ๐”๐ง๐ข๐ญ๐ž ๐ญ๐จ ๐ซ๐ž๐š๐œ๐ก ๐จ๐ฎ๐ซ ๐†๐จ๐š๐ฅ ๐จ๐Ÿ 13๐Œ๐ข๐ฅ๐ฅ๐ข๐จ๐ง ๐…๐š๐ฆ๐ข๐ฅ๐ข๐ž๐ฌ ๐ž๐๐ฎ๐œ๐š๐ญ๐ž๐ ๐…๐š๐ฌ๐ญ๐ž๐ซ!
Just as our heroes fought for our freedom, we are on a mission to achieve financial literacy for all. With your unwavering dedication, we are making incredible strides toward our goal of empowering 13 million Filipino families even sooner.
We call on every IMG campaigner to rally our strengths, support one another, and challenge ourselves to reach new heights. Your commitment and hard work will always be the driving force behind our shared success.
Let's continue to financially educate, inspire, and uplift one another.
Thank you for your relentless efforts, and let's keep moving forward and achieve greatness together!

To know more about our mission freeseminars.pinasaversclub.com

22/08/2024

๐‘๐ž๐ฅ๐š๐ญ๐ž ๐ค๐š ๐›๐š...๐Ÿ˜…๐Ÿ˜…
Seriously........
Pag wala tayong tamang financial education, laging ganito ang cycle ng buhay pinansyal natin.
As part of IMG Member dito ko matutunan ung tamang pag manage ng pera maliit or malaki man ang sahod natin..
Kaya naman natin talaga mag ipon kahit mg umpisa sa maliit na halaga; ika nga ang pera ay hindi yan kung anu meron ka, yan ay kung anong habit meron tayo.
Kung gusto mong matuto, free to attend to our webinar..
message mo to learn more about
๐Ÿ‘‰ https://m.me/david.sagarit
!

21/08/2024

You should know your priorities to save even more for your future! ๐Ÿ’™

Always be G with IMG's different workshops and trainings if you want to learn more about how to save money. Educate yourselves on how to handle finances and attain a successful future.

21/08/2024

๐“๐ก๐ž ๐›๐ž๐ฌ๐ญ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐Ÿ๐จ๐ซ๐ฆ๐ฎ๐ฅ๐š
(INCOME less TITHES less SAVINGS equals EXPENSES)
100% Income
-10% Tithes
-20% Savings/Investments
__________
70% = Expenses

It's PAY DAY for most people today.
The question is, have you paid yourself first yet?
These are among the value of being an IMG member:
๐Ÿ‘‰ Education becomes ex*****on.
๐Ÿ‘‰ Right environment becomes right habits.
๐Ÿ‘‰ Buy shares of stocks conveniently thru our IMG portal.
๐Ÿ‘‰ Get Php50,000 life insurance for memorial for only Php500 (no need to pay almost 1K per month in 5 years to get the same coverage)
๐Ÿ‘‰ Many more...

freefinancialcoaching.pinasaversclub.com

19/08/2024

FINANCIAL EDUCATION IS THE BEST INVESTMENTS! Kami sa IMG our coaches always remind us be humble..huwag ipilit Kong Hindi pa afford. INCREASE CASH FLOW para mabili natin ang mga bagay na gusto natin na walang pagkukunwari.. Dito ko natutunan sa IMG ang tamang pag-iipon You will never go wrong if you decide to learn before you earn.

19/08/2024

Don't wait for an emergency to strike before thinking of saving & investing.
Don't wait for a life threatening situation before you think of getting a life insurance.
Don't wait for investing for your healthcare until you're bedridden in a hospital.
Don't wait for age 59 before you think of investing for retirement.
Don't wait before its too late. Because it wasn't raining when Noah built the Ark.

14/08/2024

We're dedicated to helping young individuals prepare for a secure and healthy future. We are here to support you every step of the way.
If you're ready to start securing your health, let us guide you toward a brighter and healthier future through our innovative wealth solutions.
Contact us today to learn more about our comprehensive healthcare plans.๐Ÿ’™
kaiser.pinasaversclub.com



Followers โŠ•

29/07/2024

๐— ๐—ฎ๐˜๐—ฎ๐—ด๐—ฎ๐—น ๐—ก๐—ฎ ๐—”๐—ป๐—ด ๐— ๐˜‚๐˜๐˜‚๐—ฎ๐—น ๐—™๐˜‚๐—ป๐—ฑ ๐—ฃ๐—ฒ๐—ฟ๐—ผ ๐—ž๐˜‚๐—ป๐˜๐—ถ ๐—Ÿ๐—ฎ๐—ป๐—ด ๐—”๐—ป๐—ด ๐— ๐—ฎ๐˜† ๐—”๐—น๐—ฎ๐—บ.

๐Ÿต๐Ÿฌโ€™๐˜€ Mayayaman lang ang nakakapag-invest dito dahil need mo ng 100K para ito ay umpisahan.
Kaya nga tinuturing itong sikreto ng mayayaman dahil sila lang ang may alam at kakayanan.

๐—ฌ๐—ฒ๐—ฎ๐—ฟ ๐Ÿฎ๐Ÿฌ๐Ÿฌ๐Ÿฌ: Dahil sa pagpasok ng mga financial literacy awareness nalaman narin ito ng middle class at ginawa na ring affordable sa halagang P5000:pero iilan pa rin ang nagiinvest at limitado parin sa may kaalaman na nakaattend ng financial literacy seminars at nakabasa ng mga libro tungkol dito

๐—ก๐—ด๐—ฎ๐˜†๐—ผ๐—ป: Para makaipon ang karaniwan at makayanan ng mga kabataan, 1000 na lang ang initial ng Mutual Fund at 20 Pesos lang ang minimum kung gusto mong dagdagan any time.

Ang maganda ngayon dahil sa IMG Membership Benefits,
Kung sakaling ikaw ay magiging member automatically may 1000 Pesos initial investment ka na agad at pwede ka magdagdag kahit nasaan ka man anytime using your IMG mutual membership account portal.

Wait thereโ€™s more, alam mo ba na ang membership mo sa IMG ay may kasama nang P100,000 personal accident insurance,
P50,000 Memorial Benefit insurance, Unlimited Health Consultation and more!

Do you want to know more about How to have IMG Mutual Fund account portal?
We can help and guide you how to invest in mutual funds and become business partners with Jollibee, SM and more.
Attend our Free Personal Finance and Investments Seminar:

Message us para ma guide ka



๐Ÿ’ฏ

27/07/2024

Ang tunay na epektibong lider ay hindi lang nag-iipon ng mga tagasunod; ang tunay na lider ay nag-i-empower ng mga members sa kanyang team para maging mga lider din. Thanks be to God our Team has recently created one.

Congratulations EMD-Green Jacket Myrell Cristobal. Praying for your CEO Promotion.

It is with great honor to announce Myrell Cristobal as the new WSB Green Jacket qualifier! Congratulations on your success! Knowing we have people like you who work with such dedication inspires us to continue our efforts in reaching out to the world to share our vision.

09/07/2024

Friend: Nag research ako, may nakita akong negative reviews about IMG and Kaiser.

Me: Natural! may makikita ka talaga kasi yun ang keyword na hinanap mo.๐Ÿ˜ฌ๐Ÿ˜

How about positive reviews?
Did you bother looking? Or listening atleast?

I understand how you feel.
Words cannot remove people's doubts. That is why you need to experience it yourself. Be an insider!

๐Ÿ™‰๐Ÿ™‰๐Ÿ™‰
Even huge companies like telecom, airlines, etc, have negative feedbacks. But people still subscribe to them because people need internet, people need to travel, etc. They need the services.

No person nor organization is perfect. The same with IMG and Kaiser. They are growing everyday and improving the systems as time go by. But every juan needs IMG and Kaiser more than IMG and Kaiser need each person. What these organizations offer are the solution to people's debt, cashflow and protection worries. People need it more. โš–๏ธ

๐Ÿ™ˆ๐Ÿ™ˆ๐Ÿ™ˆ
It's a human nature.
People have a knack of pointing out negativities, criticism and troubles.
Be a better person.
Look at the positive side and your life will be changed. Guaranteedโค๏ธ

Join our community.
Give yourself a chance.

TO LEARN MORE www.pinasaversclub.com

05/07/2024

๐Œ๐š๐ฒ ๐๐ฎ๐๐š ๐ฉ๐š ๐๐ข๐ง ๐›๐š ๐ฌ๐š ๐ญ๐ข๐ง๐ฎ๐ญ๐ฎ๐ซ๐จ ๐ง๐ข ๐ˆ๐Œ๐†?

Bakit naman daw need pa ng continuous Financial Education?
Bakit daw ang tagal naman daw mag grow ng investment, bakit sa iba doble agad ?
Bakit daw kailangan pa ng Longterm Goals?
Bakit daw kailangan pang consistent at may discipline pa sa pag-iipon?

Ang masasabi ko lang,
Hindi po IMG ang hanap ninyo ๐Ÿ˜ƒ

04/07/2024

๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฏ๐ฌ ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ

Lessons from the X-Curve
Ang mga typical financial advisers at financial planners sa industry ay madalas expert sa computations, product features at technical details.

Ang mga financial educators at financial coaches sa IMG ay madalas expert sa psychology, requirements at benefits.
Kasi napag-aralan natin ang X-curve.

What if I die too soon?
Who will take care of my family?

Ito ang malaking problema natin habang bata at mataas ang responsibility. Kung kunin tayong breadwinners ni Lord ng maaga, pati ba pamilya, ang ating anak o magulang na umaasa sa atin financially, mamamatay din ba sa gutom?

Para protektahan ang pamilya, kumukuha tayo ng life insurance
Tandaan na ang life insurance ay risk-sharing.
Maski healthy, willing tayo maghulog ng maliit na premium para sa malaking benefit.

Sa life insurance, maliit lang ang risk habang bata.
Ipinag-darasal mo na huwag kunin ni Lord para hindi kailangan kunin ang benefit.
Ang life insurance ay hindi para sa iyo.
Ito ay proteksyon para sa pamilya.

What if I live too long?
What if I run out of money?
Ito ang malaking problema natin pagtanda.
Lalo na kung wala nang responsibility, may sarili nang buhay ang mga anak ay marahil nauna na ang parents.
Maski may milyones ka pag-retire mo ng age 60, paano kung maubos bago ka kunin no Lord? Pag 70, 80, 90 o 100 years old ka na?

Para protektahan ang sarili kumukuha tayo ng investment.
Tandaan na ang investment ay para sa income na magagamit maski wala nang sweldo galing sa active income.
At dahil hindi natin alam kung gaano katagal ang buhay, gusto natin na kung maarin, hindi maubos ang investment, sana interest lang ang gagastusin.

Gusto natin maghulog para sa continuing benefit.
Ang investment ay pina-plano mo para sa happy, healthy at wealthy na retirement.

Ipinag-darasal mo na ma-enjoy ang benefit.

Kaya tayo kumukuha nag investment gaya ng mutual funds at long term healthcare.

Ang investment ay proteksyon para sa iyo,

Photos from Supreme Court PH's post 04/07/2024
03/07/2024

๐‡๐ข๐ง๐๐ข ๐ค๐š๐ข๐ฅ๐š๐ง๐ ๐š๐ง ๐ฆ๐š๐ฒ๐š๐ฆ๐š๐ง ๐ค๐š ๐ฉ๐š๐ซ๐š ๐ฆ๐š๐ค๐š๐ฉ๐š๐ -๐ข๐ง๐ฏ๐ž๐ฌ๐ญ. ๐๐ž๐ซ๐จ ๐ค๐š๐ข๐ฅ๐š๐ง๐ ๐š๐ง ๐ฆ๐จ๐ง๐  ๐ฆ๐š๐ -๐ข๐ง๐ฏ๐ž๐ฌ๐ญ ๐ค๐ฎ๐ง๐  ๐ ๐ฎ๐ฌ๐ญ๐จ ๐ฆ๐จ๐ง๐  ๐ฒ๐ฎ๐ฆ๐š๐ฆ๐š๐ง.
Kahit P33 per day or P1000 per month kung alam mo mag-invest magiging milyonaryo ka after 20 years.
20 years? antagal naman! E di dagdagan mo ang monthly investment mo para mas mabilis ka maging millionaire.
Paano? Join one of our FREE financial literacy sessions. PM lang for the schedule and venue. We have financial centers in different locations.
This is why I love IMG. Kahit sino pwede makapag-invest.
IMG. We educate. We care.

01/07/2024

๐–๐Ž๐‘๐Š๐ˆ๐๐† ๐€๐๐‘๐Ž๐€๐ƒ ๐ข๐ฌ ๐“๐ž๐ฆ๐ฉ๐จ๐ซ๐š๐ซ๐ฒ, ๐๐ž๐ข๐ง๐  ๐š๐ง ๐„๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ž ๐ข๐ฌ ๐š๐ฅ๐ฌ๐จ ๐“๐ž๐ฆ๐ฉ๐จ๐ซ๐š๐ซ๐ฒ.
Siguraduhin na sa pag-uwi natin ay may ipon at investment tayo.
Kasi pagdating natin sa Pilipinas, UNEMPLOYED tayo.
Sa Pinas, WALANG HEALTHCARE COVERAGE na magbibigay ng libre , di tulad sa bansa kung nasaan ka ngayon at lalong WALANG SWELDO o active income na aasahan. Tipong tambay, ganun.
Convert a portion of your active income today into passive income!
MAY PANAHON PA.
MAGSIMULANG mag-ipon at ilagay sa tamang vehicle para kumita ang pera, Be financially educated. Aralin natin HOW MONEY WORKS kasi hindi habambuhay malakas tayo.

30/06/2024

Kamakailan lang, na-bless po tayo mabigyan ng FREE TRIP to Vietnam bilang parte ng IMG Membership benefits. We qualified to the IMG GXperience Trip for 5 Days and 4 Nights. Narito ang kakaibang paglalakbay sa Lupain ng Ascending Dragon! Mula sa puso ng Ho Chi Minh City, ang aming GXperience Vietnam team ay nagkakaisa! Naglalakbay kami ng may pagmamalaking nakatayo sa harap ng napakagandang 5-Star New World Saigon Hotel, isang sagisag ng maunlad na kinabukasan na itinatayo namin para sa 30 milyong pamilyang Pilipino.
Ang mga sumbrero ng IMG Campaigners ay taas-noo at aming mga GXperience shirts ay umaapoy, habang itinaas namin ang aming mga bandila ng "30Mby30" upang ipakita ang aming kasiyahan na ikalat at makamtan ang misyon na ito! Ang matinding sagisag na ito ay nag-uumapaw sa mga kalsada ng lungsod, na nagpapahayag ng aming matibay na pangako na palakasin ang 30 milyong pamilyang Pilipino sa kaalaman sa pinansyal hanggang sa 2030.
We travel. We learn. We are once again fired up to share the mission of changing lives through financial education.
imgmembershipbenefits.pinasaversclub.com

30/06/2024

"๐—ช๐—ฎ๐—น๐—ฎ๐—ป๐—ด ๐—ฃ๐—ถ๐—ป๐—ฎ๐—ป๐—ด๐—ฎ๐—ป๐—ฎ๐—ธ ๐—ป๐—ฎ ๐— ๐—”๐—Ÿ๐—”๐—ฆ,๐—ง๐—”๐— ๐—”๐—— ๐—บ๐—ฎ๐—ฑ๐—ฎ๐—บ๐—ถ."
Ang PAGOD ipahinga mo lang OK kana.
Ang PUYAT itulog mo lang OK kna.
Ang GUTOM ikain mo lang OK kna.
Pero ang KAHIRAPAN kapag wala kang binago sa buhay mo, kahit anong PAHINGA,TULOG, at KAIN gawin mo bukas mahirap ka pa din..!
Kung gusto mong makalaya sa hirap ng buhay ngayun, GUMAWA KA NG BAGO , ika nga "SUBOK SUBOK LANG" papaano mo malalaman na maganda ang isang bagay kung nakikinig ka lang sa mga tao na walang ginawa kundi payuhan ka ng puro negatibo.
Ikaw ang nakakita sa negosyo kaya dapat ikaw ang mag disisyon. Huwag na huwag mong ibase sa desisyon ng iba ang magiging buhay mo.
Ang unang hakbang ay maging FINANCIALLY EDUCATED ka at aksyunan mo ang natutunan mo.
Tara USAP TAYO ๐Ÿค

29/06/2024

Maraming malakas kumita ngunit dumating ang Oras na Ang katawan Naman Ang nawalan ng lakas.
Back to zero Ang lahat ng ipinundar
Back to zero Ang negosyo
Back to zero Ang inipon
Back to zero Ang mga Plano
Hindi lang dapat naka tuon kung paano kumita.
Dapat nakikita din Ang halaga ng pagprotekta sa mga kinikita.
kaya importante na wag kalimutan mag laan para sa heathcare fund, protection, emergency. fund and kung may anak pag laanan na ang pang education fund.
the best time to start na magsave is hindi pag kailangan mo na kundi habang malakas pa tayo at may kakayahan pa magtrabaho at kumita.

29/06/2024

๐€๐ง๐จ ๐ง๐ ๐š ๐›๐š ๐ญ๐š๐ฅ๐š๐ ๐š ๐š๐ง๐  ๐ˆ๐Œ๐†?
Bakit ikaw na lang yata ang hindi kasali?
Uulitin ko po ulit sa patuloy na nagtatanong:
Ang IMG po ay membership benefits platform kung saan mo pwedeng gawin ang mga natutunan mo sa aming Financial Literacy Campaign.

โœ… Financial Education: Binabago muna ang maling kaisipan at paniniwala tungkol sa pera, para madevelop ang tamang habit sa pagiipon at paghawak ng pera.
โœ… Building Solid Financial Foundation : Dapat tama ang pundasyon, alam mo rin dapat ang tamang sunud sunod, mga priorities at bakit mahalaga na meron kang healthcare, protection, investments at iba pa.
โœ… Rewards:
Dahil maganda ang iyong natutunan, Ibabahagi mo naman ito sa iba unang una na sa iyong pamilya at kaibigan na dapat din matutunan ang kahalagahan ng paghahanda para sa kinabukasan.
Habang marami ang iyong natutulungan, may magagandang rewards sa iyo ay nakalaan tulad ng ng Word class Recognitions, Awards, Free travels, Free SUV, Free HMO, Bonuses at Iba pa!
Ganito rin ba ang Mission ng Company mo?
Narerecognize ba nila ang hirap at pagod mo?
IMG Financial Literacy Mission can help you to achieve your Dreams:
Attend our Free Membership Benefits Orientation & Financial Coaching
Message ka lang kung interesado ka freeseminars.pinasaversclub.com

Photos from David A. Sagarit, AFP's post 17/06/2024

Amazing Travel and Learning Experience in Vietnam!!! ๐Ÿ‡ป๐Ÿ‡ณ

13/06/2024

๐–๐ก๐ž๐ซ๐ž ๐๐จ ๐ฒ๐จ๐ฎ ๐ฐ๐š๐ง๐ญ ๐ญ๐จ ๐›๐ž ๐ข๐ง ๐ญ๐ก๐ž ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž?

Even before up to now, most of our senior citizens are dependent to their children. Also, dependent on their benefits coming from ๐’๐’๐’, ๐†๐’๐ˆ๐’ o ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐š๐ฌ๐ฌ๐ข๐ฌ๐ญ๐š๐ง๐œ๐ž coming from the government "๐€๐˜๐”๐ƒ๐€".

In times of need like emergencies, sickness and disability funds and benefits can't even manage to cover up the expenses and their only option is ๐ƒ๐„๐๐“.

Kung kaya mo lng nmn magipon para sa iyong Healthcare fund, retirement at emergency funds why not start today!

Income is not the common issue to begin and attain financial success, "mindset" does. Because a lot of people earn much, but they end up broke. And also a lot of people earn less, however they were able to solidify their financial foundation.

Do not make your children as your retirement fund.

Be financially literate! www.pinasaversclub.com

12/06/2024

๐๐ก๐ข๐ฅ๐ข๐ฉ๐ฉ๐ข๐ง๐ž ๐ˆ๐ง๐๐ž๐ฉ๐ž๐ง๐๐ž๐ง๐œ๐ž ๐š๐ง๐ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ˆ๐ง๐๐ž๐ฉ๐ž๐ง๐๐ž๐ง๐œ๐ž

๐—›๐—ฎ๐—ฝ๐—ฝ๐˜† ๐—œ๐—ป๐—ฑ๐—ฒ๐—ฝ๐—ฒ๐—ป๐—ฑ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐——๐—ฎ๐˜† ๐—Œ๐–บ ๐–ป๐–บ๐—๐–บ๐— ๐–ฏ๐—‚๐—‡๐—ˆ๐—’ ๐—Œ๐–บ ๐–ก๐—Ž๐—ˆ๐—‡๐—€ ๐—†๐—Ž๐—‡๐–ฝ๐—ˆ. ๐–ง๐–บ๐–ป๐–บ๐—‡๐—€ ๐—‚๐—‰๐—‚๐—‡๐–บ๐—€๐–ฝ๐—‚๐—‹๐—‚๐—๐–บ๐—‡๐—€ ๐—‡๐–บ๐—๐—‚๐—‡ ๐–บ๐—‡๐—€ ๐– ๐—‹๐–บ๐— ๐—‡๐—€ ๐–ช๐–บ๐—…๐–บ๐—’๐–บ๐–บ๐—‡, ๐–บ๐—…๐–บ๐—…๐–บ๐—๐–บ๐—‡๐—‚๐—‡ ๐—‡๐–บ๐—๐—‚๐—‡ ๐—‡๐–บ ๐–บ๐—‡๐—€ ๐—๐—Ž๐—‡๐–บ๐—’ ๐—‡๐–บ ๐—„๐–บ๐—…๐–บ๐—’๐–บ๐–บ๐—‡ ๐–บ๐—’ ๐—๐—‚๐—‡๐–ฝ๐—‚ ๐—…๐–บ๐—‡๐—€ ๐—„๐–บ๐—…๐–บ๐—’๐–บ๐–บ๐—‡ ๐—‡๐—€ ๐—‚๐—Œ๐–บ๐—‡๐—€ ๐–ป๐–บ๐—‡๐—Œ๐–บ, ๐—„๐—Ž๐—‡๐–ฝ๐—‚ ๐—‰๐–บ๐—๐—‚ ๐—‡๐–บ ๐—‹๐—‚๐—‡ ๐–บ๐—‡๐—€ ๐—‰๐–บ๐—€๐–ป๐—‚๐–ป๐—‚๐—€๐–บ๐—’-๐—„๐–บ๐—‰๐–บ๐—‡๐—€๐—’๐–บ๐—‹๐—‚๐—๐–บ๐—‡ ๐—Œ๐–บ ๐–ป๐–บ๐—๐–บ๐— ๐–ฏ๐—‚๐—…๐—‚๐—‰๐—‚๐—‡๐—ˆ. ๐– ๐—‡๐—€ ๐—ฃ๐—ถ๐—ป๐—ฎ๐—ป๐˜€๐˜†๐—ฎ๐—น ๐—ป๐—ฎ ๐—ž๐—ฎ๐—น๐—ฎ๐˜†๐—ฎ๐—ฎ๐—ป ๐–บ๐—’ ๐—‚๐—Œ๐–บ๐—‡๐—€ ๐—†๐–บ๐—๐–บ๐—…๐–บ๐—€๐–บ๐—‡๐—€ ๐—‰๐—Ž๐—‡๐–ฝ๐–บ๐—Œ๐—’๐—ˆ๐—‡ ๐—‡๐—€ ๐—‰๐–พ๐—‹๐—Œ๐—ˆ๐—‡๐–บ๐—… ๐—‡๐–บ ๐—„๐–บ๐—…๐–บ๐—’๐–บ๐–บ๐—‡, ๐—‡๐–บ ๐—‡๐–บ๐—€๐–ป๐—‚๐–ป๐—‚๐—€๐–บ๐—’ ๐—Œ๐–บ ๐–บ๐—๐—‚๐—‡ ๐—‡๐—€ ๐—„๐–บ๐—„๐–บ๐—’๐–บ๐—๐–บ๐—‡๐—€ ๐—๐—Ž๐–ป๐—Ž๐—€๐—‚๐—‡ ๐–บ๐—‡๐—€ ๐–บ๐—๐—‚๐—‡๐—€ ๐—†๐—€๐–บ ๐—„๐–บ๐—‰๐–บ๐—…๐–บ๐—‹๐–บ๐—‡, ๐—€๐–บ๐—๐—‚๐—‡ ๐–บ๐—‡๐—€ ๐–บ๐—๐—‚๐—‡๐—€ ๐—†๐—€๐–บ ๐–ฝ๐–พ๐—Œ๐—‚๐—Œ๐—’๐—ˆ๐—‡, ๐–บ๐— ๐—†๐–บ๐—†๐—Ž๐—๐–บ๐—’ ๐–บ๐—’๐—ˆ๐—‡ ๐—Œ๐–บ ๐–บ๐—๐—‚๐—‡๐—€ ๐—‡๐–บ๐—‚๐—Œ.

๐–ฒ๐–บ ๐—”๐—ฟ๐—ฎ๐˜„ ๐—ป๐—ด ๐—ž๐—ฎ๐—น๐—ฎ๐˜†๐—ฎ๐—ฎ๐—ป ๐—‡๐–บ ๐—‚๐—๐—ˆ, ๐—†๐–บ๐—€๐—‰๐–บ๐—„๐–บ๐—๐–บ๐—๐–บ๐—€ ๐—๐–บ๐—’๐—ˆ ๐—‡๐–บ ๐—๐—‚๐—‡๐–ฝ๐—‚ ๐—…๐–บ๐—†๐–บ๐—‡๐—€ ๐—‰๐–บ๐—๐–บ๐—…๐–บ๐—€๐–บ๐—๐–บ๐—‡ ๐–บ๐—‡๐—€ ๐—‰๐–บ๐—†๐–ป๐–บ๐—‡๐—Œ๐–บ๐—‡๐—€ ๐—„๐–บ๐—…๐–บ๐—’๐–บ๐–บ๐—‡ ๐—„๐—Ž๐—‡๐–ฝ๐—‚ ๐—‰๐–บ๐—๐—‚ ๐—‡๐–บ ๐—‹๐—‚๐—‡ ๐–บ๐—‡๐—€ ๐—‰๐–บ๐—€๐—Œ๐—‚๐—Œ๐—‚๐—„๐–บ๐—‰ ๐—‡๐–บ ๐—†๐–บ๐—„๐–บ๐—†๐—‚๐— ๐–บ๐—‡๐—€ ๐—ฃ๐—ถ๐—ป๐—ฎ๐—ป๐˜€๐˜†๐—ฎ๐—น ๐—ป๐—ฎ ๐—ž๐—ฎ๐—น๐—ฎ๐˜†๐—ฎ๐—ฎ๐—ป, ๐—Ž๐—‰๐–บ๐—‡๐—€ ๐—†๐–บ๐—„๐–บ๐—†๐—๐–บ๐—‡ ๐–บ๐—‡๐—€ ๐—‚๐—Œ๐–บ๐—‡๐—€ ๐—„๐—‚๐—‡๐–บ๐–ป๐—Ž๐—„๐–บ๐—Œ๐–บ๐—‡๐—€ ๐—๐–บ๐—’๐—ˆ ๐–บ๐—’ ๐—†๐–บ๐—…๐–บ๐—’๐–บ ๐—‡๐–บ ๐—Œ๐—Ž๐—‡๐–ฝ๐–บ๐—‡ ๐–บ๐—‡๐—€ ๐–บ๐—๐—‚๐—‡๐—€ ๐—†๐—€๐–บ ๐—‰๐–บ๐—‡๐—€๐–บ๐—‹๐–บ๐—‰.

www.pinasaversclub.com

11/06/2024

Ano nga ba ang sukat ng ikapo? 10% nga ba? Naalala ko ang katagang: "Give until it hurts." But I would say: Give to God that 10% until that giving becomes your habit." Yung bang nagbibigay ka kahit sobra pa sa 10% pero wala ka ng nararamdaman na hurt or panghihinayang.
๐“๐ก๐ž ๐›๐š๐ฌ๐ข๐œ ๐ช๐ฎ๐ž๐ฌ๐ญ๐ข๐จ๐ง ๐ข๐ฌ ๐ง๐จ๐ญ ๐ก๐จ๐ฐ ๐ฆ๐ฎ๐œ๐ก ๐จ๐Ÿ ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ง๐ž๐ฒ ๐ฐ๐ž ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ ๐ข๐ฏ๐ž ๐ญ๐จ ๐†๐จ๐, ๐›๐ฎ๐ญ ๐ก๐จ๐ฐ ๐ฆ๐ฎ๐œ๐ก ๐จ๐Ÿ ๐†๐จ๐'๐ฌ ๐ฆ๐จ๐ง๐ž๐ฒ ๐ฐ๐ž ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ค๐ž๐ž๐ฉ ๐Ÿ๐จ๐ซ ๐จ๐ฎ๐ซ๐ฌ๐ž๐ฅ๐ฏ๐ž๐ฌ.
The good thing in IMG is that, Tithing is part of our Financial Education. I am blessed to be part of IMG. Nakikita ng mga anak ko that tithing is part of our church routine. This religious practice teaches my daughters the virtue of generosity and religiosity.
Thank you IMG for giving us the venue and avenue for this practice.
www.pinasaversclub.com

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In 2008, while being a College Professor, I was able to encounter my turning point that my passion and a life of purpose in changing lives through financial education. In 11 years, Dave is able to transform himself from an academic educator to a Financial Educator. 11 transformative years where I found the mission aligned to my passion and purpose that helped great number of people moved from nobody to somebody. I discovered the humble service that transform people from dreaming to doing.

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The highest reward for a person's toil is not what l they get for it, but what they become by it.- John Ruskin

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