IMG - International Marketing Group PH

Madalas na naririnig ko, "HINDI MADADALA SA HUKAY ANG KAYAMANAN" pero pwede naman na IPAMANA ANG KAYAMANAN?

Actually, pati ang kahirapan ay naipapamana rin,
Wag nating gawing rason ang kamatayan para hindi-an mo ang pagyaman kasi buhay kasi hindi mo yan madala sa hukay, at least namuhay kang masagana at masaya.. kesa naman mamuhay kang naghihirap diba?

Tandaan mo isang beses ka lang mabubuhay kaya sarapan mo na.

Kaya kung gusto mo ng masarap at masaganang buhay, kailangan mong matutunan ang tamang paraan ng pagiipon at pagpapalago ng pera, register na!
https://bit.ly/MoreAboutIMG

Ctto.

"The money we SAVE TODAY will SAVE our needs tomorrow."

Mas maaga tayong magsimulang makapag-ipon, mas maganda ang ating kinabukasan.

Kung 30 tayo ngayon, may 30 years tayong makapaghanda for retirement.
Kung tayo'y 40 na, 20 years na lang.
Kung 50 na tayo, 10 years na lang 60 na.

Kaya habang may panahon pa, kumikita at malakas pa tayo, magsimula tayong mag-Ipon at mag-Invest.

Learn more here: https://bit.ly/KaiserProgram

PANGARAP KA NALANG BA? O magiging katotohanan pa... 🏡
After graduation I told myself, when I reach 25 I will have my own house, car, business, and savings.

So I worked as Software Engineer in an international company at siguro masasabi kong ginalingan ko naman.

✅ Weekend work? Sure!
✅ OT? No problem!

Naalala ko pa 100 hours ang OT ko in a month.
Grabe noh?

Pero wala akong reklamo. Go lang ng go! 😅
Then came 2, 3, 4, 5 years...25 na ko!😱 Reality hit me!

Hindi pala ganun kadaling mag-ipon para sa bahay at kotse! Savings ko pa nga lang nababawasan pa pag may emergency.🥺

So kinalimutan ko na yung goal ko, yung mga friends ko ganun din naman e. Wala parin naman silang naipupundar.

Pantay-pantay lang kami. Hehe!

Then a business coach told me, if you want to be successful, don't adhere with the common norms of the society. 🧐

He explained to me about this financial goal,
he said successful people set their goal first and find ways to get it.
Unsuccessful people, don't set goals, they just wait for things to happen.😨
Or some set goals, but they're really not serious about it,
saying "ok lang naman mangarap"

Sila yung pagtinanong mo
"kailan mo balak bumili ng bahay?"
Ang sagot nila, edi kapag may ipon na.
And most of the time, wala ngang naiiipon.

Then we computed my goals vs my savings per month, and how long will it take me to get my goals. My goal was 100million by the way.

I realized it will take me multiple lives to get my dreams!
Meaning mamatay mabuhay, mamatay mabuhay man ako ng paulit-ulit mahihirapan akong makuha yun.😐😐😐

And he told me "kung aasa ka lang sa sweldo mo ngayon, matatagalan ka talagang makuha yan, do something else"💪

Yes mataas ang pangarap ko, so I started business with my 50k capital. And fast forward after 3 years with all the struggles as first-time entrepreneur I was able to buy my own house, car, and syempre savings. 😊

The illustration shown here is not for a 100MILLION goal.
I believe that's SIMPLE at KOMPORTABLENG buhay.

Having your own H&L is a BASIC NEED, i did not even compute for a dream house.
But if you can only save 5,000 a month, it will take you 133 years to get those goals.🥴🥴🥴

Life is short. Way too short to just sit back and wait for something to happen to you.
You can remain to where you are or you can move to a higher level where there’s abundance and financial freedom.

It's all in your hands!

Know more and improve your money mindset and strategies:
Attend our Financial Literacy Webinar, register here : https://bit.ly/MoreAboutIMG

Financial Literacy Month is in full effect so let's start writing down our
"MONEY CHORE LIST"

What are your financial goals that you wish to tackle and tidy up this month?
Here are a few examples of our money chore list and we will share more on how you can cross each item off your list throughout the month of April - Financial Literacy Month.

To attend our Financial Literacy Webinars, register here:
https://bit.ly/MoreAboutIMG

The Ultimate Kaiser Health Builder Plan is our healthcare plan that allows you to control your health and provide for your future.

Secure your future with Kaiser's Long-Term Care plan! With comprehensive coverage, you can receive the care you need when you need it.

Learn more about our healthcare plans by visiting:
https://bit.ly/KaiserProgram

Don't forget to pay the person who went to work for more than 12 hours for 5 to 7 days a week. The person who gave time and effort just to make ends meet.

And that person is YOU.

When you save money, yan ang totoong para sayo at sa future ng pamilya mo.

Pay yourself first.

The rest of your income goes to the big businesses (bills, grocery, school, restaurants, gadget, fashion, loans).

• Pay the big businesses last.
• Be guilt-free when you spend.
• Save first before spending.

Know more how you can help prepare for your future:
Attend our Financial Literacy Webinar, register here : https://bit.ly/MoreAboutIMG

~ctto~

Wala sa laki ng sahod yan.

Hindi na sapat na may magandang trabaho at malaking sahod para maging financially secured ang ating future. Kailangan natin matutunan kung paano mag-manage ng pera ng tama para alam natin kung anong gagawin sa perang dumarating sa atin.

Kailangan lang Financial Literacy

Know more and improve our money mindset:
Attend our Financial Literacy Webinar, register here : https://bit.ly/MoreAboutIMG

Know more how you can save money, learn to invest and help prepare for your future

Attend our Financial Literacy Webinar, register here : https://bit.ly/MoreAboutIMG

Kaiser is my partner kahit maputi na ang buhok ko

Learn more about our healthcare plans by visiting:
https://bit.ly/KaiserProgram

We are reaching almost 8 million Filipinos!
Let us share more. Imagine if by 2030, 30 million Filipinos are financially educated,

🙏A world where OFWs are not afraid to come home
🙏A retiree is ready and fearless to live comfortably beyond 60 years
🙏Hardworking parents are secured with income pro for their family
🙏 Children can choose their career path, school because parents built their own educational Fund
🙏More of the new generations create jobs rather than beg for jobs
🙏 The money machine is no longer his family's emergency fund because the entire family is financially educated and are independent

If you do not share IMG lalo na sa family mo, maaring
😔Forever ka mangamuhan at walang panahon sa mahal mo sa buhay
😔Kailangan mo maghanap buhay kahit senior ka na
😔 Ikaw lang ang properly protected sa pamilya mo, hndi ba kelangan rin nila
😔 Walang choice ang anak mo sa pag aaral nya
😔 Poverty Mindset or employee mindset ang maipamana mo. Wala pa naman Yumayaman sa pag eempleyado lang
😔 Baka di ka rin maka ipon kasi ikaw pa rin ang emergency ng Barangay at angkan mo..

Choose to leave no family behind. SHARE IMG mission from the bottom of your heart.

Know more how you can help prepare for your future
Attend our Financial Literacy Webinar, register here : https://bit.ly/MoreAboutIMG

What a rewarding and event full of new financial learnings- the Financial Literacy Tour Hongkong!

To start their path to financial freedom, our IMG Campaigners in Hongkong gathered during our Financial Literacy Tour Hongkong, which was held on April 2, 2023. After a jam-packed and standing-ovation event, everybody is now ready to begin working together to create a greater future without financial worries!

Don't forget to comment down your photos attending the Financial Literacy Tour, and let's continue achieving

Congratulations, IMG Campaigners!

Know more how you can help prepare for your future
Attend our Financial Literacy Webinar, register here : https://bit.ly/MoreAboutIMG

"Choose the Pain of Discipline over the Pain of Regret.

Mahirap mag-ipon... pero 100x na mas mahirap mag-retire na maliit (o kulang) ang ipon." - Noel Arandilla

You will always have an excuse not to save or invest.
No matter what your excuse is, one thing is for sure.
You're going to get old next year.

No matter what your excuse is, your child will grow up and enter college and you would need money for his or her education.

No matter what your excuse is, you will eventually retire and stop making active income.
You have to be prepared for these kinds of situations.

Be with a group who inspires you.
When the members of your group save, you will also be inspired to save.
IMG's mission is to convert people from being spenders to savers to investors to entrepreneurs and to teach them how to save, grow and protect their money the right way.

Know more how you can help prepare for your future
Attend our Financial Literacy Webinar, register here : https://bit.ly/MoreAboutIMG

ALWAYS PLAN AHEAD!
Start while you can dahil YOLO (You Only Live Once)

Kaya dapat let us enjoy and maximize our time but do not forget that.. YAGO (You Also Grow Old)

Dapat pinaghahandaan din natin ang ating pagtanda.
No one will do it other than YOURSELF! 😉

Ang pagsisi lagi nasa huli.

Know more how you can help prepare for your future
Attend our Financial Literacy Webinar, register here : https://bit.ly/MoreAboutIMG

Everyone deserves access to quality healthcare and it is our collective responsibility to support initiatives that make medical services available to everyone. Make sure you and your family have access to healthcare! Here are three reasons why healthcare is essential.

TAKE ACTION NOW!
Know more about Kaiser - https://bit.ly/KaiserProgram

Alam mo ba na may abundance formula?
Ito ay ang 10-20-70 Rule.

Sa 100% income
Dapat unahin lagyan ang tithes na 10%
Sunod ay ipon muna sa sarili, wag mo kalimutan dahil ikaw ngpakahirap mgwork ilaan mo ang 20%
At ang 70% ay pagkasyahin mo lahat ng gastusin.

Kapag natutunan mo yan, siguradong mgbabago ang takbo ng finances mo.

May free webinar kami nito baka nais mo mag attend DM ka lang para maisend ko ang details sa iyo.

IPON MUNA BAGO GASTOS.

https://bit.ly/MoreAboutIMG

The concept of "SUCCESSFUL SAVINGS"

Bakit ba hindi nagiging successful ang pag iipon ng isang tao?

UNA, wala kasing goal. Paano ka mag sisimulang umusad kung di mo naman alam ang patutunguhan mo?

PANGALAWA, walang commitment. People are born spenders and whenever they see that they have money, they usually spend it on things that depreciate in value. Konting usad, aatras agad. Kung hindi pa yun ang goal mo, wag mong gastusin sa ibang bagay.

PANGATLO, kahit may commitment pa mag save pero sa savings account lang nakalagay, kahit gaano pa kalaki ang money, it will not beat inflation. So you are actually losing the value of your money. Dahil sa inflation, ang destinasyon natin ay palayo ng palayo. Parang kang gumagamit ng bisekleta para habulin ang "mahal" mong nakasakay sa sportscar. Kailangan mas mabilis lumago ang pera natin kesa sa pag taas ng presyo ng mga financial goals natin.

PANG-APAT, kahit committed ang tao mag save at nakahanap ng pamamaraan para kumita ito ng mas mabilis sa inflation, isang major emergency lang ang mangyari, maaring maubos rin lahat ito. Worse, negative pa tayo. Kaya mainam na protektahan natin ang ating mga financial goals at the same time legal n investment kaya lamang ang may alam.

Do you think it's important to save? And when you save do you want it to be successful?

Let's Ipon together, nakaipon ka na kumita ka pa.

Register here to start your Financial Literacy Journey
https://bit.ly/MoreAboutIMG

“WALA AKONG PERA”
Wala ba talagang pera? or ayaw lang gamitin dahil natatakot mawalan ng mawalan? Or pwede gawan ng paraan? 🤔
Paano maovercome ang takot? 💪🏻
Simple lang, ito ang tanong-saan mo ba gagamitin ang pera? 🧐
Luho - hindi magpoproduce ng income ❌
Negosyo - magpoproduce ng income ✅
So saan mo gagamitin ang pera? Ikaw makakasagot nyan 😉

𝗞𝗮𝗵𝗶𝘁 𝗠𝗮𝗹𝗶𝗶𝘁 𝗡𝗮 𝗛𝗮𝗹𝗮𝗴𝗮, 𝗕𝗮𝘀𝘁𝗮 𝗠𝗮𝘆 𝗗𝗶𝘀𝗶𝗽𝗹𝗶𝗻𝗮,
𝗠𝗮𝗸𝗮𝗸𝗮𝗶𝗽𝗼𝗻 𝗞𝗮!

Ang kailangan mo ay DISIPLINA na maginvest ng tuloy-tuloy at pasensya na makapaghintay sa mahabang panahon dahil MONEY TAKES TIME TO GROW!
Time and Interest Rates are your greatest Ally while you're young.

Kung bata ka pa pwede ka pang magipon sa maliit na halaga para makamit ang iyong mga investment Goals. Kung medyo may edad ka na kailangan mo na ang mas malaking halaga dahil konti na lang ang time para mag compound ang pera mo.

Magkano na kaya ang kailangan mo para sa edad mo?
Di pa huli ang lahat para mag-umpisa.

Sa halagang 1,000 pwede ka ng magsimula maginvest sa Mutual Funds.
Safe, Legal and Correct Investment na bagay sayo, kahit ano man ang edad mo.

Attend Free Financial Literacy and Investment Seminar.
To Know More : https://bit.ly/MoreAboutIMG

Repost from Suze Orman

🎯🎯🎯
People ask me how to borrow smart. There is one unifying principle to being a smart borrower: Live below your means, but within your needs.

When you focus on borrowing the least amount possible that will provide for your needs, you are creating more financial breathing space. A smaller mortgage, car payment, or college loan balance gives you more freedom to build financial security.

Dapat Long Term din ang commitment para makita ang growth 🥰❣️👩‍🏫 Minsan kahit mahirap (bear market) kailangan mo lang kumapit, kasi dadating ang panahon na mag bounce back ito (bull market).

HAPPY HEARTS DAY TO ALL!

Kung gusto mo matuto kung paano mag invest ng tama, register here:
https://bit.ly/MoreAboutIMG

R E T I R E M E N T

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce!

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep, scroll or watch movies, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.

Mindless scrolling will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Start a side hustle, or something that you are passionate about. Acquire marketable skills (not useless paper certificates), etc.

5. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:
1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

Learn HOW to Plan for Your Retirement.
Register here : https://bit.ly/MoreAboutIMG

More than 7M Financially Educated Filipinos na!

Masaya kami na kaisa kami sa IMG CommUNITY na nagtuturo at nagbibigay pag-asa sa ating mga kababayan kung paano ang tamang pag-iIpon, pag-Invest, at pagkakaroon ng Solid Financial Life at early retirement. ❤️

Join us in our FREE 1-hour Financial Education seminars and webinars. Just learn. This could be the ANSWER and save your family from years of financial worries.

Register here:
https://bit.ly/MoreAboutIMG

“Next time na ako kukuha ng Healthcare at Life Insurance. Bata pa naman ako at wala pang sakit. Hindi ko pa iyan kailangan…”

ALAM MO BA?
na ang HEALTHCARE at LIFE INSURACE ay products na mabibili mo lamang kapag HINDI MO PA KAILANGAN? Pero kapag kailangan mo na - nasa ICU ka na, may sakit, may mga maintenance at high-risk, hindi ka na makakakuha (even if you can afford it).

Buying a healthcare plan or insurance policy is a PRIVILEGE. It’s our healthy body, NOT our money, that enables us to buy it. So ngayong bata ka pa, malusog ka pa, o wala ka pang sakit, this is the BEST TIME to start your Healthcare and Life Insurance.

Good news! Sa IMG, magkakaroon ka ng access sa lahat ng healthcare and life insurance products for you and your family, without the need of an agent or middleman.

Credits to MyMoneyDoctor

To know more about IMG click here! 👈
https://1645if.imgcorp.com/

Ang Kaiser ay IPON na WALANG TAPON.

Bakit?

Magkasakit ka mababayaran ka.
Maaksidente ka mababayaran ka.
Magretire ka mababayaran ka.
Mamatay ka mababayaran ang pamilya mo.

Lugi pa ba?

Para sa mas detalyadong impormasyon tungkol sa Kaiser International Healthgroup click here : https://bit.ly/KaiserProgram 👈

Alam mo ba sa P1,000 mo pwede ka na maging Shareholder ni Jollibee at iba pang malalaking Company thru MUTUAL FUND!

Ang galing di ba?! Dati you'll need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang!

Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.

Financial literacy is the key!

Grab this opportunity to be one of the investor.
Start investing NOW!

For more information about this, feel free to sign up!
https://bit.ly/MoreAboutIMG

Heads up, IMG Campaigners in Riyadh, Saudi Arabia!

Financial Literacy Seminar happening today, February 3, 2023, from 12:00 PM to 3:00 PM for Part 1 at Jollibee Event Hall, Sulimaniyah and 3:00 PM to 6:00 PM for Part 2 to be held at Global Philcomac, Inc, Al Mariyah, Al Sulimaniyah.

Let your financial educators guide you in your journey to keeping the mission of becoming financially literate on track and assist you in knowing where to properly invest your hard-earned money for a brighter future.

See you there IMG Campaigners!

⚠️ WARNING ⚠️
Attending IMG Financial Education seminars and classes as a member will NOT make you wealthy instantly.

It will only make you happy instantly.

Happy? Why?
✅ Alam mo na ang solusyun sa mga problema mong financial
✅ Alam mo paano e secure ang future mo at future ng pamilya mo
✅ Alam mo na kung paano mo mabayaran lahat ng utang mo
✅ Alam mo paano makapag handa sa mga future financial challenges
✅ Alam mo paano ma Achieve lahat ng mga pangarap mo
✅ Alam mo paano maging milyonaryo sa ipon at emergency funds
✅ Alam mo paano maging milyonaryo sa pag retire mo
✅ Alam mo paano magkaroon ng back up income or passive income
✅ Alam mo paano mabigyan ng pamana ang mga anak mo
✅ Alam mo paano magkaroon ng financial peace of mind

Sabi ng mga eksperto...

Success and wealth will not necessarily lead you to happiness but HAPPINESS will lead you to success, peace of mind, abundance and prosperity.

If you want to be happy, ✅ join our community ✅ share your happiness to others by getting involved in our mission to educate and guide others about money matters.

To know more about IMG and It's Benefits:
https://1645if.imgcorp.com/