Tony Francisco

Although everyone has his own unique financial targets, you can use some benchmarks to see whether you are hitting your retirement goals. For each decade of your life, you have to accomplish certain financial goals that build up towards your retirement dream.
https://www.fwd.com.ph/en/live/all_topics/all_articles/retirement-savings-milestones/

If you think someone is experiencing a potential stroke, watch out for these four things and help save a life.

Are insurance benefits taxable? Does the government tax you for premiums paid by your employer? Find out the answers to niggling insurance questions you’ve always wanted to ask!
https://www.fwd.com.ph/en/live/all_topics/all_articles/are-cancer-insurance-benefits-taxable/

Preparing for your retirement savings early means you can enjoy it sooner. It doesn’t mean you should go splurging it all. Instead, it would be great to also put it in worthwhile investments to further increase its value.
https://www.fwd.com.ph/en/live/all_topics/all_articles/things-you-can-do-if-you-have-retirements-savings-at-50/

Christmas 2017 is in full throttle. That means extended mall hours and weekly holiday sales in Metro Manila. Here’s a tip for holiday shopping. If you don’t need it, drop it. You’re better off allocating your Christmas bonus to your emergency fund, retirement fund, or even your travel fund! Aren’t these better gifts to yourself for the holidays?

It’s easy to lose control of your budget when you forget to pay a bill or overspend on food, clothes, or even entertainment. Follow these simple tips to take control of your finances.

Aim high. The sweetest fruit is always higher up on that tree. Don’t settle for anything less than the best.

At the end of the day, you’re your longest commitment. You can work hard to provide for and support those you love but never at the expense of your own health and well being. Have time for yourself. Move around. Travel. Eat well. Stay fit. Protect yourself from unforeseen setbacks like critical illnesses. With FWD Life Philippines’ Set for Health, you get to secure your health so that you can keep taking care of your family and doing the things you love with not a single worry. Visit www.fwd.com.ph to learn more about it.

Twenty-four hours in a day just isn’t enough. Do working moms get circus training so they can juggle everything from parenting, to wife duties, to keeping up with social circles, to maintaining a career? Saving the world sounds more doable. If you’re a new mother with a similar struggle, here are strategies that can give you a bit of breathing room and some perspective while keeping it together.
https://www.fwd.com.ph/en/live/all_topics/all_articles/work-life-balance-moms/

We understand. You love your family. You'd do anything for them. But don’t make yourself into an afterthought. Invest in your family but don't forget to invest in yourself, too. Because you can only take care of the people you love if you take care of yourself first. Visit https://www.fwd.com.ph/en/invest/ for life insurance plans that protect you and, at the same time, grow your money.

Did you know that heart disease is one of the top causes of death in the Philippines? An open heart surgery can cost around ₱690,000 to ₱1,176,000? And that cost does not even include the cost of blood transfusions, blood screening, cardiac rehabilitation, and expensive maintenance medication. Make the necessary steps to live healthier today and financially protect your future. FWD Life Philippines Set for Health covers you for three major, unrelated, critical illnesses, including cardiovascular diseases. To know more, visit https://www.fwd.com.ph/en/protect/health/set-for-health/

Money can’t buy you these things and it can’t follow you to the grave, too. But let’s not forget money’s real purpose—security. Money can buy your children a good education and your family a comfortable future. So work hard, save as much as you can, and spend as much as necessary to keep you and your loved ones protected. Visit www.fwd.com to find out how.

Great salespeople have an awesome amount of drive and perseverance to succeed despite uninterested prospects and ever-looming sales targets. They have tools that help them meet and even exceed targets, like using keywords to trigger positive responses. If you’re looking to close a deal, here are tried and tested words that will boost your chances.
https://www.fwd.com.ph/en/live/all_topics/all_articles/8-words-that-will-help-you-close-deals-faster/

Financial experts say one needs discipline to save money. However, it is very clear this is hardly ever practiced. It is, indeed, challenging to save if your mind is not appropriately conditioned. Therefore, the primary thing one needs to do is to set one’s mind that “There is a need to save!” After that, one

The many ways to save money | BusinessMirror BusinessBanking & FinanceThe many ways to save money By Don-Don Crisostomo - September 18, 2017 Financial experts say one needs discipline to save money. However, it is very clear this is hardly ever practiced. It is, indeed, challenging to save if your mind is not appropriately conditioned. Therefo...

In the face of great adversity, cry and scream if you want, but do not ever give up. Think about what the situation will teach you. Look at challenges as valuable lessons and keep in mind that setbacks are temporary and are great teachers. Something will grow from all the things you are going through—good or bad.

Visualizing your goals can be a powerful motivational tool, but every single success story has a more important practical component—a game plan. Apart from visualizing what you want to achieve, analyze your obstacles and identify what you need to change or improve on to reach your goals! The road to success involves many steps, so plan your goals to maximize your time and effort.

Dreaming of having your own house? Find out if you’re ready to make that step into buying one.
https://www.fwd.com.ph/en/news-press/articles/2016/5-signs-your-financially-ready-to-buy-a-house/

This Holy Week, you don’t need to leave home to do some family bonding. Sometimes, the simple of act of sitting down on the family couch and binge-watching films and TV series is enough. Here are several films and series that the whole fambam can enjoy.

Tony Francisco updated their address.

It takes a lot to stand out from the company crowd. Here are 8 simple steps to getting there:
1. Start a to-do list.
2. Brag about how efficient you are, not how busy.
3. Get enough sleep.
4. If you have to procrastinate, do it wisely.
5. Be open with what you need at work.
6. Learn a new work-related skill.
7. Give and get feedback.
8. Don't wait for perfection. Work at it.

Established in in September 2014, FWD Life Philippines, dubbed the fastest growing insurance company in the Philippines, closed 2015 in the 13th spot. Its excellent year-on-year performance and partnership with Security Bank for its bancassurance arm has solidified its reputation as the gamechanger (and the one-to-watch) in the local insurance industry.

No more excuses! It’s now time to get your financial act together. Post this on your wall and pin this as a daily reminder or tag a friend who can benefit from it. Want a financial management tutorial? Message me.

Tying the knot soon and no idea where to hold your big day? Here’s a list of some of Manila’s most popular wedding venues.
https://www.fwd.com.ph/en/news-press/articles/2016/10-Most-In-Demand-Wedding-Venues-in-Manila/

Congratulations on your first job! Before you step into the office, memorize these five tips guaranteed to give you top marks in the year-end performance appraisal.
https://www.fwd.com.ph/en/news-press/articles/2016/5-Job-Productivity-Hacks-for-First-Timers/

Don’t let the fear of the unknown stop you from having your best adventure yet! Go ahead and take the plunge. FWD Life Philippines has your back. Visit www.fwd.com.ph to know more.

The only certain thing in this world is uncertainty. So do what you can now, while you still can, to secure your future. Message me and let’s talk about how you can start living worry-free, now.