Your Nifty Advisor

Eto yung mga nagpapakilig saming mga FA. 😍🥰
Congratulations client! Mejo kinabahan pa tayo pero finally naapprove. Count down na tayo sa ika6th year ng policy para may every other year kang sure money galing kay Sunlife. 😁

Still in your 20s? Gawin mong kakampi ang oras. Isali mo na ang insurance sa mga gastusin mo. 🙂

Congratulations to my OFW client for securing her child’s future! ❤️🎉

Pamana plan for the win! 🎉👍

As a Financial Advisor, we are committed to helping families achieve their financial goals and gain control of their finances by sharing with them the whole concept of financial planning.

Our job. Our purpose. Our advocacy.

Your Nifty Advisor updated their address.

Proposal's Projected Fund Value (2018) vs. Current Fund Value (2022)
This client started her Sun Maxilink Prime (VUL) in October 2018 at age 30. For the benefit of those who doesn't know, VUL is INSURANCE + investment. Primary goal pa rin talaga ng policy na ito ay mainsure si client sa mga SAD (sickness,accident,death) events. So si client ay may life insurance na 1M (200% ng face amount), accidental death benefit 500K, critical illness and total disability benefits. Sa life insurance pa lang, panalo na si client (or should I say - ang mga beneficiaries nya 😂)
Dahil VUL nga ito, small part sa binabayaran ni client quarterly ay napupunta sa investment. At that time, ang projected fund value nya by the end of 3rd year is around 49K at 8% interest rate. Dun lang tayo sa gitna para wala masyadong expectations, baka masaktan lang tayo pag todong todo magexpect (alam na alam mo yan 🤪 ).
Yung market kasi very volatile so depende talaga sa status ng market, pwedeng lower than 8% or more than that ang kitain ng investment.
Fast forward to March 2022, by this time 3 years and 5 months na yung policy ni client. By this time, nasa 58K na yung current fund value nya. Dahil ndi naman tayo nagexpect masyado, tsaka tinamaan pa ng pandemic for 2 years. Nakakahappy lang sa pakiramdam na makitang more than 8% yung nilago ng pera nya. Ndi na masama diba?
Yung sa investment portion, I'd like to think of it na nagtatabi ka ng pera pero instead na sa banko dun sa mo itatabi sa isang financial institution na makakapagbigay ng mas malaking interest. That way, you make your money work for you. Ang kagandahan ng VUL, it hits 2 birds with one stone. Insured ka na, may investments ka pa. 😉
Kung gusto mo ng more details about this or to find what's the best Sunlife product for your current life stage, message ka lang. I promise I don't bite. Charot! hahaha! 😂

We salute and recognize the pivotal role and significant contribution of women in the society. As we give our best in whatever we do, let us also remember to secure ourselves for our future and most importantly for those we love. Take care of your health with Sun Maiden / Sun Maiden Plus! Message me for more info. ;)

Happy Women's Month ladies!

Appreciate every moment of your life.

"INSURANCE? KAILANGAN BA TALAGA NYAN?"
Maybe you've been hustling for years already at madami ka ng investments. Siguro medyo malaki na din ang savings.
But protected ba ang mga naipundar mo?
Marami satin takot sa words na "life insurance" na para bang hindi siya something important at dapat itong iwasan. Siguro kasi na a-associate natin ang insurance sa death and accidents.
But relating it to bad events that might happen, di ba dapat mas gugustuhin natin maging insured para prepared?
While we focus on wealth building, let's also make sure that we have a safety net that will protect us in the future.
Hindi man natin na re-realize ngayon the importance of life insurance kasi healthy at optimistic tayo, regalo na natin yun para sa future self natin 💙
𝑮𝒆𝒕 𝒊𝒏𝒔𝒖𝒓𝒆𝒅. 𝑮𝒆𝒕 𝑷𝒓𝒐𝒕𝒆𝒄𝒕𝒆𝒅.
𝙎𝙚𝙘𝙪𝙧𝙚 𝙮𝙤𝙪𝙧 𝙛𝙪𝙩𝙪𝙧𝙚 𝙊𝙉𝙇𝙄𝙉𝙀!
Send me a message to get started. :)

Ang pinaka-malalim na layunin ng 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐏𝐥𝐚𝐧 ay ang 𝘮𝘢𝘨𝘵𝘶𝘭𝘰𝘺 𝘯𝘨 𝘱𝘢𝘯𝘨𝘢𝘳𝘢𝘱 𝘮𝘰 𝘴𝘢 𝘱𝘢𝘮𝘪𝘭𝘺𝘢 ‘𝘱𝘢𝘨 𝘥𝘪 𝘮𝘰 𝘯𝘢 𝘬𝘢𝘺𝘢 𝘰 𝘱𝘢𝘨 𝘸𝘢𝘭𝘢 𝘬𝘢 𝘯𝘢.
Ikaw, ano bang pangarap mo? Nakahanap ka na ba ng tutupad nito kung sakaling di mo na kaya?
2️⃣-2️⃣2️⃣-2️⃣2️⃣, maaring eto na ang sign para umpisahan mo. Get insured today!

INSURANCE PAYMENT noong 1959-1960 😱

This is one of the proof that even before may Insurance naaa. 💛

At kasama sa BUDGET nila ang Insurance 😍
(Ngayon, karamihan ng mga pinoy na may kakayahan naman..di nila kayang paglaanan ng budget ang Insurance)

25% of their Income goes to Insurance monthly. 😱
(Ngayon, even 15% of your income, makaka avail ka na ng plan na may coverage na 1,000,000+)

This means that Insurance is really true.
Pero marami paring mga Pilipino ang takot at di naniniwala sa Insurance.

"Baka magsara lang yan"
"Gastos lang yan"
"Baka itakbo lang pera natin"

Sun Life is already 126 years old in the Philippines.
This paper is 63 years old already.

If we know the true purpose and intention of having an Insurance for sure kagaya ka rin nila lolo at lola na may ari nito.

You will have a budget for it. Kasi alam mo na may PEACE of MIND ka that no matter what happens, napaghandaan mo ang mga pwede mong maiwang mga finances/bills sa family na mapagiiwanan mo.
🤗

Ayaw mo ba nun?

Having an Insurance is all about preparedness.

When uncertainties happen:
-magiging pang tuition ng anak mo na nagaaral pa
-pang umpisa sa pagpapatayo ng negosyo ng pamilya mo
-pang full payment sa bahay na ni loan mo (MRI)

Iilan lang yan.

Ipasok mo na rin sa budget mo ang INSURANCE at the end of the day para naman yan sa minamahal mo sa buhay 💛💛

CTTO

For eight years in a row, we made it again to the top! Sun Life Philippines was hailed as the top insurance brand in the “Top 100 Brands in the Philippines” study by Campaign Asia-Pacific.

We would like to thank everyone for your continuous trust and support. As we venture into a new year, we’ll continue doing our best as your partner for life. 💛

Read more: https://sunlife.co/SunLifeTop100

Want to be a advisor? We have opportunity for you! Message me for more info. 😉👍

My client decided to avail of our Sun Maxilink One product on February 22, 2021 kasi may funds sya na ndi pa naman nya need gamitin for now and wants to just earn interest out of it. She initially deposited it sa bank pero natatawa na lang sya sa interest after how many months kaya she tried this. After 8 months, her 300K earned almost 22k! 😱❤️🥳
And while her money is working for her, insured din sya. 😊👍🏼

Sana all noh? Isang message lang naman ako. I’ll be glad to help you understand this product more. 😉

Naghahanap ka ba ng murang health insurance? Yung wala pang 30 pesos a day ang itatabi mo? Nakakapraning na kasi ang panahon ngayon. Baka ito na yung hinahanap mo. Wag mahihiyang magtanong. 😊😉

Congratulations 🎉 to this katiwala for making a step towards brighter life! 💯💪🏻 taga linis, taga kuha ng garbage pero kaya mag ipon para sa future. Wala tlgang excuses. Thank you for trusting Sun Life!

Are you looking for a sign kung dapat kang kumuha ng insurance? Hope this helps. 🌞

Message me to know more. 😉

📢 If you are planning for a long-term investment that does not break your budget, you can consider the 𝐌𝐀𝐗𝐈 𝐋𝐈𝐍𝐊 𝐏𝐑𝐈𝐌𝐄.
The 𝐌𝐀𝐗𝐈 𝐋𝐈𝐍𝐊 𝐏𝐑𝐈𝐌𝐄 is a two-in-one product that is called a VUL which allows you to have both insurance and investment. You can be protected with GUARANTEED life insurance until age 88 while letting your money GROW through the investment component of VUL!
By allocating ₱75/daily, you can have an insurance plan that covers you until you are 88 years old! Your ₱75/daily guarantees you the following benefits:
👉 Lifetime insurance coverage
👉 Funds for future needs
👉 Retirement fund
👉 Manageable premium payments
All of these can be used not only for YOU but also for your FAMILY'S:
✅ Education
✅ Life Milestones
✅ Retirement
📩 Do you want to know more? Type I'm Interested! below or send a message for a FREE consultation. 💛💛💛

𝗔𝗻𝗴 𝗣𝗔𝗠𝗔𝗡𝗔 𝗣𝗟𝗔𝗡 𝗽𝗮𝗿𝗮 𝘀𝗮 𝗶𝘆𝗼𝗻𝗴 𝗮𝗻𝗮𝗸 😊
💛SUN SMARTER LIFE ELITE PESO 5/10
Magbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on the 6th year of the policy, and every other year thereafter until age 100!
Sun Smarter Life Elite 5/10 summary:
✅ Double ang face amount upon death of the insured
✅ Meron syang GUARANTEED 8% na endowment benefit
✅ Meron kang dividends (not guaranteed, projected 3%)
✅ Great for child's educational fund from 0 to 10 years old
✅ Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron makukuha until age 100.
✅ Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
✅ Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap pa rin siya ng pera until age 100
✅ Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
✅ Perfect para sa mga taong sigurista
✅ May paying period na 5 years or 10 years
✅ Merong Accidental Death at Total Disability Benefit
For example if you have
1,000,000 face amount..
8% guaranteed endowment benefit, that is 80,000
Child: 0 year old
6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends
14th, 16th. . .and so on...until 100 years old!

Interested? Send me a message now. 🌞

Congratulations to my breadwinner client for taking the first step to brighter life. 🌞 Kudos to his partner too for encouraging and supporting him all throughout the process. 👍 😄

“By Failing to prepare, you are preparing to fail.”– Benjamin Franklin

♥️ LIFE SECURED LIFE VIA ONLINE ♥️

Yes, we can get you started with your brighter life too through FREE online coaching via Zoom/FB or the like.

Should you need to revisit your goals, identify where you at currently in your finances, learn Personal Money Management, strategies & techniques about budgeting, is at your service.
PM me for more details. 😉👍

The cost of regret is always higher than the cost of sacrifice that you will make today to have an Insurance Policy! 🤕

Get yours now! Let me help.

Policies have arrived. 😍❤️
Ready for delivery. 👍🏻
Welcome to the brighter life dear clients! 👍🏻❤️☀️😎

Ikaw na ba ang next client ko? Learn to properly manage your finances, invest and insure through my free financial planning. 😉👍🏻

Message na! 🙂

Let's plan for your business ahead so that in time of uncertainties you will have a contingency fund to sustain your business...👍✅

To know more about Sun Life "Negosyante Starter Pack" you may send me a personal message.

BANK SAVINGS is for liquidity (Back up Fund), INSURANCE is for Financial Protection, and INVESTMENT is for growth.

You must have ALL THREE.

DM me to guide and help you!🙋🏻‍♀️☺️

Retirement-
The longest holiday of our lives.. Are we ready?

Click that Send Message button and let me help you build that plan. 👍