URBAN Deca Tower Edsa Staycation by Sam De Rivera

Urban Deca Ortigas
For pasalo
Location: Ortigas Ave. Ext, Pasig
Area: 30.6Sq Meters 2 bedroom unit
Outer Unit
2nd Floor
Semi furnished
Appliances not included

Asking Price: 900K
Monthly Amortization: 15,700Php
Under Pag-ibig
Market Value: 3M+
Transfer fee is not included

Urban Deca Tondo
For Pasalo
Location: Velasquez, Tondo, Manila
22.95 square meter, studio type
Facing Sunset
14th floor
Semi furnished
Appliances not included

Asking Price: 800k
Monthly Amortization: Php13,500
Under Pag-ibig
Market Value: 1.8M
Remaining years to pay: 22 years
Transfer is not included

BAGO BUMILI NG LUPA‼️

Beware of the word “CLEAN TITLE”.

You can only call it clean title IF:
✅ Owners that appear in the title of the property are still ALIVE & CAN SIGN documents

✅ NO disputes attached in the title AND “certified true copy” of the title.
Please take note of the “AND” because not all disputes are printed in the original title itself. Thus, it is very important to request for the latest certified true copy of the title.

✅ All real estate taxes are paid on time. Always request for latest real estate tax clearance.

✅ The owners are married (on or after 1987) The property is considered conjugal even if only one property owner is in the title. Both should sign sale documents. Should the property owner dies, heirs should file and pay for the estate tax of all the properties.

✅ The property estate taxes are not yet paid, the property cannot be called “CLEAN”.

✅ Magkaiba po ang real estate tax na binabayaran ninyo annually at ang estate tax (BIR FORM 1801) You only pay estate tax if the owner in the title ay deads na. Penalties (like big penalties) apply for late filing.

Public service lang po 🙂. Ang estate tax clearance po is NON-NEGOTIABLE. Kailangan talaga syang e file at bayaran whether you like it or not, pag nadeads ang owner na nakalagay sa title. Yep di mo siya matransfer without paying it (kaya nga may amnesty para dun sa matagal na di nattransfer, naextend yun btw)

🏢Studio type unit open for 22 hour stay or 3 days, 5 days or 7 days or short term rental.

🏬Available Slots Today.

🏬Urban Deca Tower Edsa Mandaluyong City

🎯Open for transient, condotel and staycation

🎆With affordable and budget friendly rate.

🔜Daily Rate: 1,200Php Monday to Thursday

🔛Weekend Rate: 1,400php Friday, Saturday and Sunday

🔛(FULLY FURNISHED)

🎎Good for 2 persons
Add 300php for 3rd companion

☑️Unit Type Studio type Size13 sq.m

☑️Great view of the City Skyline.

💢Window view is Facing Edsa Shaw and Sierra Madre St.

☑️Near Megamall, POEA, Boni, San Juan, Ortigas CBD, Greenfield District, VRP Hospital and located along Edsa.

🔜LOCATION: SHAW BLVD. MANDALUYONG CITY

🔼With AC, Refrigerator, Full Size Bed, pillows, Shower, Flat Screen TV, unli Wifi, Electric Kettle, Utensils, plates, mugs, bowls, Towels, Toiletries with Table and chairs good for two and with digital channels like You tube, TCL Channels and netflix.

⏹️Pay Parking Available at the back of the building

🔼Please note No swimming pool in the building

📞 For inquiries you may call: 09952194384

Condo unit for Pasalo
400k Cash out
Good for Airbnb business

Urban Deca Tower Edsa

For Assume Unit
Location: 69 Sierra Madre St. Brgy. Highway Hills, Mandaluyong City

Near Megamall, Starmall and Robinson Forum

Studio type(13sqm)
Facing Edsa

Semi furnished
Asking price: P400k Cashout

Monthly Amortization:
17,947php

Market Value: P2,200,000
TCP: 1.9M
Balance P 1,800,000
Remaining Years to Pay: 21 Yrs.

Under Inhouse Financing
Transferable to Pag Ibig

Transfer fee is not included

Thank you Sir Ronie for the nice feedback.

Greenfield District

Another great feedback from our guest.
Thank you Sir Hiro.

Thank you po for the feedback.

📶Condo Unit for rent in BGC

🔼Fort Victoria

♓1 Bedroom convertible to 2 Bedroom unit
⏏️44 sqm Bi level unit
🔼21st flr
🔼Tower B

🐶Small to medium pets are allowed
Viewing: Weekends for scheduling
weekdays 7:30pm to 9:00pm only

💢Monthly rental: 35,000 inclusive of association dues

🏬2 months deposit 2 months advance and 10 PDCs

🔼Contact me for unit viewing

Sam de Rivera 09952194384
Under a Licensed Real Estate Broker (REB)
REBL 0022454

Thank you much for coming Ma'am Bel. Balik po kayo❤️🙏

🏢Studio type unit open for 22 hour stay or short term rental.

🏬Available Slots Today.
No Reservation fee.
Payment upon check in

🏬Urban Deca Tower Edsa Mandaluyong City

Open for transient, condotel and staycation

🔜Daily Rate: 1,200Php

🔛(FULLY FURNISHED)
Good for 2 persons
Unit Type Studio type Size13 sq.m
Facing Edsa Shaw near Megamall and Ortigas

🔜LOCATION: SHAW BLVD. MANDALUYONG CITY

🔼With AC, Refrigerator, Full Size Bed, Shower, Flat Screen TV, Wifi, Electric Kettle with Table and chairs for two and netflix

⏹️Pay Parking Available at the back of the building

🔼Please note No Amenities in the building

📞 For inquiries you may call: 09952194384

Condo unit in BGC for Sale

Trion Towers in BGC
2 Bedroom with Balcony
Corner unit
Tower 2
40th Floor
81.2 sqm
no parking
fully furnished
16.8M ALL IN!

Contact me for unit viewing
09952194384 (Smart, Whatsapp)
Under a Licensed Real Estate Broker

Tips needed for PAG-IBIG FINANCING

A.) Requirements sa Pag ibig Housing Loan:
1. 2 valid IDs
2. Latest 3 months payslip
3. Certificate of Employment
or Job Contract/ITR for OFW
or Business Permit for Businessowners
4. Proof of Billing
5. 6pcs 1x1 ID picture white background
6. PSA Birth Certificate and/or Marriage Contract (for couple BUYERS)
7. If naa sa abroad ang Buyer need siya ug SPA (Special Power of Attorney) naa ray form ang Pag ibig or Developer for HMDF Loan, dayon ato e send sa BUYER thru fb/email, e print sa BUYER ug ipa notarize niya sa Philippine Embassy sa iyang home country dayon ipadala sa Pilipinas ang original copy. Pwede ra ni to follow...

B.) 2 ra ang requirements para ma approve si BUYER sa loan:
1. No foreclosed housing loan si BUYER
2. Kaabot iyahang monthly income/sweldo sa required salary sa house loan

What if dili kaabot ang sweldo sa BUYER sa required salary sa house loan?
Magkinahanglan si BUYER og CO- BORROWER para ma approve ang loan👍🏻

Available Slots today

Urban Deca Tower Edsa Mandaluyong City

Open for transient and staycation

Weekday Rate: 1,200Php
Weekend Rate: 1,400php

Studio type UNIT FOR RENT!!!!
For Transient and Short Term only

(FULLY FURNISHED)
Good for 2 persons
Unit Type Studio type Size13 sq.m

Facing Edsa Shaw near Megamall, Boni, POEA, Greenfield District, Shangrila, VRP Hospital and Ortigas

LOCATION: SHAW BLVD. MANDALUYONG CITY

With AC, Refrigerator, Full Size Bed, Shower, Flat Screen TV, Wifi, Electric Kettle with Table and chairs for two.

With Netflix

Pay Parking Available at the back of the building

Please note No Amenities in the building

📞 For inquiries you may call: 09952194384

Urban Deca Tower Edsa
Available today

Open for transient and staycation
Available Today for daily rental

Daily Rate: 1,200Php
Weekends: 1,400php

Studio type UNIT FOR RENT!!!!
Transient and Short Term only
(FULLY FURNISHED)
Good for 2 persons
13 sq.m
Facing Edsa Shaw near Megamall and Ortigas

LOCATION: SHAW BLVD. MANDALUYONG CITY

With AC, Refrigerator, Full Size Bed, Shower, Flat Screen TV, Wifi, Electric Kettle with Table and chairs for two.

With Netflix

Pay Parking Available at the back of the building

📞 For inquiries you may call: 09952194384

Or you can visit our Office Monday to Friday (8:00AM - 5:00PM) except holidays.

𝘿𝙤𝙣'𝙩 𝙏𝙝𝙞𝙣𝙠 𝙏𝙬𝙞𝙘𝙚, 𝙄𝙣𝙫𝙚𝙨𝙩 𝙉𝙤𝙬.
RETIREMENT | PASSIVE INCOME | LIVE IN IT

PLANNING TO BUY A CONDO UNIT?
RENT-TO-OWN CONDO, KAYA MO NA!
32K CASHOUT, LIPAT AGAD!

✓ Lowest Monthly Amortization
✓ Flexible Payment Terms
✓ Lifetime Ownership

📍Located along Ortigas Avenue Extension, Pasig City near Ortigas Center, Medical City and Robinsons Galleria

For inquiries and site viewing schedule:
✆ 0995-219-4384

Pre Selling Condo unit pasalo:

Victoria De Malate
Angel Linao St. Corner Quirino Highway
* Unit 25 (Outer unit)
* 34th floor Tower B
* Facing Quirino Avenue
* 22.12 sqm
* Estimated Completion: 3rd Qtr of 2023 - 2024
* Monthly Amortization: 9,191.91 (Under bridge financing scheme)
* Total Contract Price: P1,729,544.07
* Cash out as of July 29, 2022: P700,000

Rent to own Units Deca Ortigas

Thank you for the good Feedback Sir🙏

Available slot July 31,2022 onwards

Urban Deca Tower Edsa

𝘼𝙈𝙄𝙇𝙔𝘼𝙍 or 𝙍𝙀𝘼𝙇 𝙋𝙍𝙊𝙋𝙀𝙍𝙏𝙔 𝙏𝘼𝙓

We got our property last 2018, but it was only last year that I got aware of this when I attended a tax planning workshop. Regardless, whether it's still mortgaged or not, it is now our responsibility as owners to settle the amilyar or RPT on time.

The things I learned so far:

1. How much do we need to pay?

For Metro Manila, RPT rate is at 2% while provinces should not exceed 1% of the assessed value.

2. Where to pay?

Treasurer's Office in the City or Municipal Hall where your property is located.

3. What document/s to bring?

Any of the following:

✔️ Transfer Certificate of Title
✔️ Tax Declaration Number
✔️ Previous Official Receipt

- I acquire all these from our developer. No need for hardcopy, I just presented the photos.

4. When is it due?

Payment can be made annual on or before January 31. Or quarterly on or before the following dates:

March 31 - 1st installment
June 30 - 2nd installment
Sept 30 - 3rd installment
Dec 31 - 4th installment

5. What happens if we don't pay our property taxes?

If not settled promptly, penalties will be incurred. Property will be tagged tax-delinquent, or worst case, could be offered by the local government for public auction.

There you go!

In our case, I opted to pay it in full because that's where the discount comes in, 15% in our location. And it's a guarantee that I won't miss any of the mentioned dates. 😅

To avoid any hassle in the future, let's make sure to settle our Amilyar or RPT on time. Apart from the discount we can avail, it can save us money too by avoiding the penalties. And of course, the peace of mind it offers. 💛

-Verma Salvoro
-HomeBuddies

Fyi sa gustong magprocess ng transfer ng titulo

How to Transfer Real Estate Titles in the Philippines (From a Sale)

Too often, when there’s a problem with the documents of a piece of land, it can be traced back to an improper transfer of ownership. And this simple mistake is the root cause of very long court proceedings in a lot of cases.
When the Title to a property is not properly transferred to the the new owner, it likely becomes a cause of conflicting claims in the future. It costs a lot of resources — not only money, but also time and energy — to resolve this when a long period of time has already passed.
Situations you don’t want to get into
Below are some problematic situations we’ve seen from previous and existing clients. And I’m sure you don’t want to get into any one of them, so I recommend reading the rest of this post.
• A sale of a property between two strangers. They only executed a Deed of Absolute Sale but the buyer did not proceed to transfer the Title to his name. The sale was not even registered with the Registry of Deeds.
Many years later, the buyer died and his children assumed ownership of the property, also without completely processing the transfer of Title.
When the seller also died, his children settled his estate. Included in there was the property already sold to the abovementioned buyer. A new Title was released for the property, in the name of one of the seller’s children.
There are now conflicting claims between the children of the seller and the children of the buyer.
• A Transfer Certificate of Title issued to a person without complete supporting documentations. It turned out that this new Title was issued with the help of an insider “contact” or “connection” from the concerned government agency. But the supporting documents are lacking.
A buyer bought the property relying on the authenticity of the said Title. Now, when he tried to transfer it to his name, the supporting documents for the previous transfer were required. They are nowhere to be found, so… big problem.
(Sidenote: This is why an independent Title Verification is very important before buying a property from an individual seller.)
• A sale of a property by a corporation to an individual buyer. After completing his payment, the buyer did not proceed to complete the transfer of the Title to his name. The Deed of Sale was not registered and not even notarized.
Years later, the corporation dissolved. Now the buyer wants to process the transfer of Title to his name. But in getting the Deed of Sale notarized, nobody can sign the documents in behalf of the corporate seller because the corporation is not existing anymore. Again, a big problem.
We have some more examples of these troubled situations involving real property Titles. But the above should be enough to give you an idea of how important it is to transfer Titles properly.
So, below is a practical and step by step guide on how to properly process a transfer of Title subsequent to a sale.
Important note: There are several different modes of transferring ownership of a real property. It can be through a sale, donation, exchange, inheritance, and others that are more complicated. Each of these modes has different sets of documentary requirements. The one I’ll be describing here is for a sale.
________________________________________
THE PROPER AND COMPLETE PROCESS
I. Preparation
1. Prepare the necessary documents for ex*****on of Deed of Sale:
o Deed of Absolute Sale (or other variants, as appropriate in your case)
o Acknowledgment of Payment (from buyer to seller)
o Affidavit of non-tenancy and/or no pending case (as appropriate)
o Affidavit of land holdings by the buyer (as applicable)
2. Signing of documents.
Both parties should sign the following:
o Deed of Absolute Sale
o Acknowledgment Receipt of Payment by the buyer to seller
The seller should sign the:
o Affidavit of non-tenancy and/or no pending case
The buyer should sign the:
o Affidavit of land holdings
3. Secure the following documents to be needed later:
o 2 government-issued ID’s of both the seller and the buyer
o Tax Identification Number (TIN) of each party
o Original Owner’s duplicate of Title
o Marriage contract, if applicable
o Previous Certificate Authorizing Registration (CAR)
o Tax declaration
o Receipt(s) of Real Property Tax (RPT) payments
o Special Power of Attorney (SPA), if dealing with an attorney-in-fact (an authorized representative)
4. Notarization of documents – all documents signed by the parties should be notarized.
II. Secure payment computations and certified copies of the following documents.
1. Bureau of Internal Revenue (BIR):
o Secure computation of fees for Documentary Stamp Tax (DST) and for
o Capital Gains Tax (CGT)
Notes: Go to ONETT for DST and CGT computation; ask for the specific payee to be named in the manager’s check (if paying in check); and take note of their accredited banks, so you’ll know where to submit the payments.
2. City (or Municipal) Treasurer’s Office:
o Secure computation of Transfer Tax
o Secure Tax Clearance
Notes: Ask for computation of the Transfer Tax; ask for the specific payee to be named in the manager’s check for payment (if paying in check).
3. City (or Municipal) Assessor’s Office:
o Secure Certified True Copy of the Tax Declaration
4. Registry of Deeds:
o Secure computation of Registration Fee
o Secure Certified True Copy of the existing Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT), as appropriate
Notes: Ask for computation of the Registration Fee; ask for the specific payee to be named in the manager’s check for payment (if paying in check).
III. Preparation of payments.
Now that you know the exact fees that you will have to pay, you should prepare these amounts. These fees are preferrably paid using manager’s checks. But you can also pay them in cash.
Take note of the following deadlines for the settlement of these fees.
1. BIR:
o CGT – 30 days after the date of notarization of the Deed of Sale
o DST – 5th day of the following month from notarization of the Deed of Sale
2. City Treasurer’s Office:
o Transfer Tax – 60 days from date of ex*****on of Deed of Sale or the Acknowledgment of Payment
3. Registry of Deeds:
o Registration Fee – 1 year from the date of release of CAR from BIR + 6 months extension if approved by BIR upon due submission of request
IV. Process payments to BIR.
1. Present the following requirements to ONETT to obtain the official Computation Sheet:
o Certified True Copy of the Title (TCT or CCT)
o Certified True Copy of the Tax Declaration
o IDs of the buyer(s) and the seller(s)
o TIN of the buyer(s) and the seller(s)
o Filled-out online DST & CGT BIR Forms
o Deed of Sale
o Acknowledgment of Payment
2. Pay the DST & CGT at the Accredited Agent Bank (AAB) of the BIR-RDO (Revenue District Office)
o Fill out the bank form for the BIR payments
o Present the verified DST & CGT BIR returns together with the MCs (or cash payment) and the bank form
o Don’t forget the transaction slip!
3. Then go back to BIR to file the above listed documents together with the transaction slip for the processing of the new CAR
V. Process payment to the City Treasurer.
1. Present the following requirements to the Officer in Charge (OIC):
o Deed of Sale
o IDs of the buyer(s) and the Seller(s)
2. Submit manager’s check or cash payment to the designated cashier.
3. Bring the receipt to the OIC together with the above mentioned documents to process the Transfer Tax Clearance.
VI. Process payment to the Registry of Deeds.
1. Fill out an application form for transfer of Title and present the following requirements to the Examiner of the Day:
o CAR from the BIR
o Deed of Sale
o Transfer Tax Clearance
2. Submit the manager’s check or cash payment to the cashier for the registration. Then attach the receipt to the application form together with the documents stated above.
VII. Follow up with the Registry of Deeds.
1. Contact the assigned examiner for the progress of your application for new Title.
2. Once the new title has been released, file a copy with the City Assessors’ Office.
VIII. New Tax Declaration.
1. Finally, when the new Title under the buyer’s name is already released, present it to the Assessors’ Office for the issuance of the new Tax Declaration.
2. Congratulations! You’ve now completed the proper transfer of Title.
________________________________________
PARTING REMINDERS
Great care and attention to small details are required in this process. You are also going to need a lot of patience as this will involve a lot of waiting and sometimes long queues.
Little mistakes along the way may cause major delays and possible serious issues in the future. So please be careful to save yourself a lot of trouble. If there’s anything you are not sure about, ask questions to relevant persons, not just to anyone.
Also, if you’re in doubt as to whether an original or only a copy of a document is required, just bring the original. You can just make copies there if only copies are needed.

credits to the owner