Usapang Ipon at Paglago

"Don't fund today's lifestyle with tomorrow's income. Many this Friday night will spend their capital while competing with whose spending their profits. Better to invest and lose and learn something than impress and lose. Infact when you invest and lose you are rewarded with experience."

-Nyambi Mbumwae Mumba

𝗦𝗘𝗖𝗥𝗘𝗧 𝗕𝗘𝗛𝗜𝗡𝗗 𝗦𝗨𝗖𝗖𝗘𝗦𝗦.✌

🎯 Success is not achieved on a comfort zone.

🎯 Successful people made it through difficult situations.

🎯 The key to success is to focus on goals, not obstacles.

🎯 It's going to be hard, but hard does not mean impossible.

🎯 Your positive action combined with positive thinking results in success.

🎯 If you don't sacrifice for what you want, what you want becomes the sacrifice.

🎯 Push yourself, because no one else is going to do it for you.

🎯 Don't wait for opportunity, create one.

🎯 Success takes time. Stay focused, be patient

🎯The distance between your dreams and reality is called action

Positive Thinking, Positive Life ♥️

A great man once said "if you take all the money in the world and distribute them equally among people.
after a while all the money will go back to their original owners". Why?

The poor are
mainly consumers and the rich are mainly investors.

Show me a POOR man and I'll show you a man who

P - Passes
O - Over
O - Opportunities
R - Repeatedly.

A man who sees challenges in every opportunity instead of seeing opportunity in every challenge.

Being a MAN is not a title, it's a responsibility. It means you have to answer financially in the
M - Morning
A - Afternoon and
N - Night.

You must take great risks to receive greater rewards.

You must plan and strategize, you must value profit not wages, you must be focused and you must be determined if you want good success.

Last but not least, You must involve God.

*"The worst people on earth to serve are the POOR PEOPLE"*

POOR: *meaning* "Passing Over Opportunities Repeatedly"

*See the reasons below:*

1)Give them for free, they will think it is a trap.

2)Tell them it's a small investment, they will say you can't earn much.

3)Tell them to come in BIG, they will say "I don't have any money".

4)Tell them to try new things, they will say "no experience; has it been proven to work? Who has gained from it before?".

5)Tell them it's a traditional business, they'll say "it's too HARD to do".

6)Tell them it is a new business model, they will say "I don't do network marketing and how many years has this business model been existing?".

7)Tell them to run a shop, they will say "I will be tied down, I'll have no freedom".

8)Tell them to follow a 1-year business plan, they will say "it's too long. Please, I can't wait for so long".

9)Ask them what can they do? They will say "I can do ANYTHING".

10)They like to ask friends who are as hopeless as themselves to get their opinions. Even the Holy Book acknowledges the fact that blind people don't lead blind people.

11) They think more than a University Professor and do less than a blind man.

Penny wise, Pound foolish.

One major challenge POOR people have is "LACK OF ACTION!"

They enjoy their comfort zone, dwelling and swimming in their "own type of knowledge".

Anything beyond their reason "can't work, and therefore it is fraudulent"

Remember: It's RISKY to take a RISK, but it's even RISKIER not to take any risk at all.

*BE POSITIVE*
*BE SMART*
*BE PRO-ACTIVE*

*Learn to try out new things*

*The world is not ruled only by prayer warriors but by mental warriors.*

Thinking is the highest paying job in every field.

Make time to think * PRAYERFULLY, CREATIVELY & STRATEGICALLY*.
👏🏾👏🏾👏🏾

🅢🅔🅛🅛🅘🅝🅖 🅘🅢 🅐 🅜🅘🅝🅓 🅖🅐🅜🅔.

What is going on inside your mind makes all the difference that could accelerate your selling success or kill it.

What you feel about yourself tells directly on your sales performance and effectiveness.

You will never make sales much more or much less than your self-concept level of income.

♥ You may wonder why you don't make sales as much as you wish to.

Believe me...

Sales and Marketing is 99% human psychology.

When approaching that prospect next time know that.

𝙔𝙤𝙪𝙧 𝙞𝙣𝙣𝙚𝙧 𝙙𝙞𝙖𝙡𝙤𝙜𝙪𝙚 𝙬𝙞𝙩𝙝 𝙮𝙤𝙪𝙧𝙨𝙚𝙡𝙛 𝙖𝙣𝙙 𝙚𝙢𝙤𝙩𝙞𝙤𝙣𝙨 𝙖𝙧𝙚 𝙡𝙞𝙠𝙚 𝙖𝙣 𝙤𝙥𝙚𝙣 𝙗𝙤𝙤𝙠 𝙩𝙤 𝙮𝙤𝙪𝙧 𝙥𝙧𝙤𝙨𝙥𝙚𝙘𝙩𝙨.

They feel and sense everything you feel and do.

To be able to make more sales and increase your level of income.

👉You must deliberately work on your self-esteem.

👉And believe in the product or service you are selling.

💚 A person with high self-esteem likes and appreciate him or herself.

How much you like yourself is a key factor in your performance and effectiveness in everything you do.

A person with an appropriate level of self-esteem has a natural tendency to get along well with different people. 🤼

They easily get to discuss with prospects outside their products and services.

They develop and nurture intimate conversations that make prospects feel connected to them emotionally.

And in sales... Emotions come before logic.

𝙀𝙢𝙤𝙩𝙞𝙤𝙣𝙨 𝙘𝙧𝙚𝙖𝙩𝙚 𝙗𝙤𝙣𝙙𝙨.

𝗔𝗻𝗱 𝘀𝗮𝗹𝗲𝘀 𝗮𝗿𝗲 𝗯𝗮𝘀𝗲𝗱 𝗼𝗻 𝗳𝗿𝗶𝗲𝗻𝗱𝘀𝗵𝗶𝗽.

I won't buy from you until I'm genuinely convinced you are acting in my best interest.

So does any prospect!

💙 Secondly, you should be able to effectively transfer enthusiasm to a prospect.

To do that you must be passionate about your product or service.

As selling is the transfer of enthusiasm about your product or service to a prospect.

Just as you finally got that movie to watch because you heard someone passionately talking about it.

If you are passionate enough about your product, your prospects will be passionate about it too!

Sell what you love and believe in!!

👉 Boost your self-confidence.
👉 Genuinely help your prospects.
👉 Love and believe in what you sell.



Ctto: David Ebikobowei

REAL SUCCESS
For you to achieve a real, great and powerful financial success,
1. Don't chase money, have traps for money
2. Don't work for mone, let money work for you
3. Start today, never say tomorrow
4. Work at your young age, never say when am grown
5. Use what you have, at where you are and at this time.

When you went to sleep, did you rent go to sleep? Did your electric bills also sleep? The truth is they did not so you woke up in debt. That is why it is important to have a system that pays you even when you are sleeping.

You spend 1/3 of a day sleeping. That means by the time we are 50 years, you would have spent 16years sleeping. Imagine how many things can be accomplished in 16 years🤔

Well sleep is inevitable for humans. However the good news is money doesn't sleep. That is why it is important to plug into systems that will work for you even when you are sleeping. Make money while sleeping.

Warren Buffett said " If you don't find a way to make while sleeping, you will work.until you die"

John D Rockefeller said "He who works all day has no time to make money"

Credit: Nyambi Mbumwae Mumba

What are the habits of highly successful people?

There was a very brilliant boy,

He always scored 100% in Science.Got Selected for IIT Madras and scored excellent in IIT.Went to the University of California for MBA.Got a high paying job in America and settled there.Married a Beautiful Tamil Girl.Bought a 5 room big house and luxury cars.

He had everything that makes him successful but a few years ago he committed su***de after shooting his wife and children.

So, WHAT WENT WRONG?

California Institute of Clinical Psychology Studied his case and found “what went wrong?”

The researcher met the boy’s friends and family and found that he lost his job due to America’s economic crisis and he has to sit without a job for a long time. After even reducing his previous salary amount, he didn't get any job. Then his house installment broke and he and his family lost the home. they survived a few months with low money and then he and his wife together decided to commit su***de. He first shot his wife and children and then shot himself.

The case concluded that the man was Programmed for successes but he was not trained for handling failures.

now lets come to the actual question, What are the habits of highly successful people?

First of all, there are many people who will say you about success habits but today I am saying you even you had achieved everything then there is a chance to lose everything, nobody knows when the next economic crisis will hit the world. The best success habit according to me is getting trained for handling failures.

I also request every parent, please not only program your child to be successful but teach them how to handle failures and also teach them proper lessons about life. Learning high-level science and maths will help them to clear competitive exams but A knowledge about Life will help them to face every problem. Teach them about how money works instead of teaching them to work for money. Help them in finding their passion because these degrees will not help them in the next economic crisis and we don’t know when the next crisis will hit the world. God bless you!!!.

copied

*DUCK OR EAGLE? You decide.*

I was at the airport when a taxi driver approached me.

The first thing I noticed in the cab was a phrase, I soon read:

- Duck or Eagle?
You decide.

The second thing I noticed was a clean, shiny cab, the driver well dressed, white shirt and well pressed pants, with a tie.

The taxi driver got out, opened the door for me and said:

"I am John, your chauffeur.
While I'm putting your luggage away, I'd like you to read on this card what my mission is."

On the card was written:

John's Mission
- To get my clients to their destination quickly, safely and economically, while providing a friendly environment.

I was impressed.

The interior of the cab was equally clean.

John asked me:
"Would you like some coffee?"

Joking with him I said:
"No, I'd rather have a juice.

He immediately replied:
"no problem.
I have a thermos with regular juice and also diet juice, as well as water," he also told me:
"if you wish to read, I have today's newspaper and also some magazines."

As the race began John told me:
"These are the radio stations I have and this is the repertoire they play."

As if that wasn't enough, John even asked me if the temperature of the air conditioning was good.

Then he told me what was the best route to my destination and if I wanted to talk to him or if he preferred that I not be interrupted.

I asked:
"Do you always serve your customers like this?"

"No," he replied.
"Not always.
Only in the last two years.
My first few years as a taxi driver I spent most of my time complaining just like the other taxi drivers.
One day I listened to a doctor who was a specialist in personal development.
He wrote a book called :Who you are makes the difference!
He said:
If you get up in the morning expecting to have a lousy day, you certainly will.
Don't be a DUCK!
Be an eagle!

Ducks just make noise and complain, eagles soar above the pack.

I was all the time making noise and complaining.

So I decided to change my attitudes and be an eagle.

I looked at the other cabs and drivers.
The dirty cabs, the unfriendly drivers, and the dissatisfied customers.

I decided to make some changes.
Since my customers responded well, I made a few more changes.

In my first year as an eagle, I doubled my turnover.
This year, I have already quadrupled it.

You are lucky you took my cab today. I am no longer at the cab stand.
My customers book through my cell phone or send me a message.
If I can't pick up, I get a trusted "Eagle" taxi driver friend to do the job."

John was different.
He offered a limousine service in a regular cab.
John, the taxi driver, decided to stop making noise and complaining like ducks do and started flying over the group like eagles do.

It doesn't matter whether you work in an office, with maintenance, a teacher, a civil servant, a politician, an executive, an employee, a freelancer, or a taxi driver!
How do you behave?

Are you dedicated to making noise and complaining? Or are you elevating yourself above the others?

Remember: THE DECISION IS YOURS!

That key only opens from the inside!

AND YOU HAVE LESS AND LESS TIME TO CHANGE!

2022 will be nothing new if we don't have *new attitudes!*

May we be *better fathers,* * *better husbands* *better wives, better mothers, better children, better friends*!
May Almighty God give us the wisdom we need to be *eagles*, so that we can fly high and live a better world of peace InshaAllah !!!!

LET'S BE EAGLES 🦅 IN 2022!
ctto

Let's start this 2022 with lots of motivation and full of discipline.

There's no shortcut to success.

Many are failing to focus on their path because they are busy looking and they envy what other people are doing.

If you compare what you want with what others have, you will be unhappy. Instead be thankful for what you have and you'll discover happiness.
Frances Bacon said"Envy has no holidays,it had no rest".

Envy provides the mud that failure throws at success. There are many roads to an unsuccessful life, but envy is the shortest of them all.

Don't miss what is headed your way because you are keeping an eye on other people.

Credit: Nyambi Mbumwae Mumba

Whatever Your Mind Can Conceive and Believe, It Can Achieve.” – Napoleon Hill.

The real flex is chasing assets and not material items!

15 Ways To Create Life Opportunities

1. Be Mindful About What Happens Around You
2. Reach Out & Harvest The Knowledge of Others
3. Surround Yourself The Right People
4. Travel & Broaden Your Experiences
5. Think of How Everything Can be Improved
6. Think About a Service People Need
7. What Do You Do Better Than Most?
8. People Love To Talk: Listen & Learn
9. Build a Rapport Before You Self Promote
10. How to Win Friends & Influence People
11. Hire A Business / Career Coach
12. Understand Your Core Values & Share
13. Be Trustworthy – Always
14. Share A Little Humor, Especially Self Deprecating
15. What is Your Elevator Pitch?

Read full article here: https://www.greatworklife.com/100-ways-to-create-opportunities/

TO BECOME SUCCESSFUL YOU NEED TO DO THE FOLLOWING👇👇👇👇👇👇

✅ BELIEVE: while others are Doubting.

✅ PLAN: while others are Playing.

✅ LISTEN: while others are Talking.

✅ SMILE: while others are Frowning.

✅ COMMAND: while others are Criticizing.

✅ BEGIN: while others are Procrastinating

✅ WORK: while others are Wishing

✅ PERSIST: while others are Quitting

✅PREPARE: while others are Daydreaming

✅ INVEST: while others are Wasting

You want success just go do the above👆👆👆👆👆👆👆

How do you use your free time? Remember even billionaires have never had extra time. Everyone has 24 hours and everyone has all the time to do whatever they wish. Sadly most of us give most of our time to our bosses and friends and leave none for improving ourselves .

Everything is about choices. You working for your boss is a choice. As humans we are the only life form capable of changing our course of life . If you are not happy where you are, start planning an escape route. Stop creating golden handcuffs for yourself.

Credit: Nyambi Mbumwae Mumba

Sometimes go to the biggest mall and see how people are buying items and what cars they are driving, you will realise people have money. The fact that people are making it in the same economy you are complaining about means there is a way. The only problem is that we always think of negative things and are too jealous.

Some of us have chased away our destiny helpers because of jealous and envy instead of learning from them. My question is when last did you ask for advice from someone who is making it? When last did you read a book to improve your skill? How do you expect to improve when all you do is sit in your compound where people just ride bicycles and expect yourself to think beyond a bicycle?

Am personally scared of people who complain about everything. It's like they are moving around looking for someone to blame for where they are in their life. You will show them where to mine gold, they will complain about the price of a shovel.

Remember excuses are the blocks used to build houses of failures. Words are spirit and become flash so careful what you say to your self. You don't need a better phone, a better country or better economy. You need a better mindset. You attract what you are. What the mind conceives and believes, it achieves.

Start thinking positive in any situation and you see your life change but remember you cannot change things around you without first changing things within you. Start dreaming big and thinking big.

Ctto

How are you using your phone?

📌MANY CAN'T STILL SEE THAT TIMES HAVE CHANGED!

The Industrial Age,- You set your alarm for 4.00am, sign in at the office at 7.00am or 8.00am. Close for the day at 4pm or 5pm. Get home at 8pm or 10pm.

You dread Mondays. Always looking forward to the weekend.

You work 22 days in a month, and get paid only once.

They decide your worth and pay you just enough to keep you from quitting.

You are further humiliated by the Pension Scheme!
They decide how much you are Worth, even after retirement!

Digital Age, (The 21st century)

No Alarm! You wake Up when You finish sleeping!

You work from your Home. Your bedroom, sitting room or the garden beside your house. If you have any need to go out of your house, you take your office with you. It's called SMART OFFICE/PERSONAL OFFICE/MOBILE OFFICE.

Everyday is weekend for you. You look forward to Mondays, because it's part of your Weekend and Green Days.

You decide how much you're worth and when to get Paid!
You are Your Own BOSS!

Unfortunately, most people aren't aware that times have changed!

SUCCESS belongs to those who wake up every morning, and Pursue their Dreams and not jobs.

Regardless of the hardships, disappointments, the struggles, the insult, the rejections and so on, they refuse to give up because it's a system that will continue to reproduce even when they are gone.

SUCCESS is for those who have made up their mind not to give up, not to give in and not to throw in the towel.

It is for those who have said It is not going to be over until I win.

Success is for those who don't suffer from what will people say_ syndrome.

SUCCESS is for you! Wake Up!

Never underestimate the Ability, and the Potential, that has been Invested in You.

You've got Greatness within You, and You deserve to be Successful

WHILE OTHERS ARE THINKING OF SPENDING THIS SEASON,SOME VERY SMART ONES ARE THINKING OF EARNING.

Wealthdone to Great Minds and Multi Millionaires of the 21st century business

THE POOR, THE RICH AND THE BANK!

1. A bank is a broker between the poor and the rich.

2. The common place where the two meet is in a bank.

3. The poor brings the money in form of savings.

4. The rich takes it, through borrowing.

5. A poor person saves the money because they have more money than their thinking capacity.

6. They keep the money in the bank so they can go and think of what to do with the money they have saved.

7. On the other side, the rich people come to pick that money, through borrowing, because they have more ideas than the money they have.

8. On a practical side, please who can show me one billionaire who got rich through saving.

9. I will show you a million Filipino who have money saved in the banks and are still renting the houses that the Millionaires and billionaires build through the poor people savings which the rich borrowed from a bank.

10. I have now realised that the best savings and interests are acquired through investments and not savings.

11. It will surprise you that the only money that the rich allow in their account is minimum balance to keep it alive.
Every cash they have is seen on one investment or another.

12. Take a risk in your life, if you fail you will learn and if you succeed you will be a good example to others.

13.The only shame you must avoid is to have shame.

14. You must know that all Millionaires and Billionaires you see today were once starters.

Decide today to remove that money from your account and look for an investment especially Real Estate to reap from in due course.

TAKE IT OR LEAVE IT THE CHOICE IS YOURS!
Nobody will force you.

7 MONEY LESSONS WE WISH WE KNEW IN OUR 20's!!!!!

1. PUT YOUR MONEY TO WORK

You cannot get rich with your money in a savings account.

You must invest in appreciating assets:

-Businesses

-Real estate

-Stocks

-Mutual funds

-UITF

2. AMOUNT OF MONEY RETAINED MATTERS

It is not the amount of money you make, it's the amount of money you keep that matters.

3. ACQUIRE ASSETS

Rich people acquire assets while the poor accumulate liabilities.
Your financial choices will determine your future.

4. YOU ARE NOT BORN TO WORK FOR OTHERS FOR A LIFETIME

This is almost a firm of slavery.
You are not here just to work,pay bills and then die.
You were born for much more than that.

5. GAIN FINANCIAL KNOWLEDGE

Learn about investing, online businesses, stocks, taxes, sales and others.
It will help you to make overall better financial decisions.

6. WINNING MEANS NOT BEING AFRAID TO LOSE

Never be afraid to take calculated risks.
Those who always play it safe never make big fortunes.

7. DREAM BIG AND BE READY TO WORK HARD

You must be willing to sacrifice a few years of fun for a lifetime of freedom.

THE TIME IS NOW!!!

Most generational wealth is lost due to financial illiteracy. It is important to start teaching our children to avoid this. Teach your children early what your learnt late.

Worth to read 🤗

Why BILL GATES is not allowing her daughter to marry a poor man. Good read:

“MY DAUGHTER WON’T MARRY A POOR MAN” 👌🏻

Bill Gates explains why his daughter cannot marry a poor man.

A few years ago I attended a US conference on investment and finance. One of the speakers was Bill Gates and at the Q & A stage, I asked a question that had made everyone laugh.

If He, the richest man in the world could accept his daughter to marry a poor or modest man. Your answer turned something into me.

Bill:
“First, understand that wealth does not mean having a well filled bank account.

Wealth is primarily the ability to create wealth.

Example: Someone who wins the lottery or gambling. Even winning 100 million is not a rich man: he's a poor man with a lot of money, that's why 90 % of lottery millionaires go back to being poor after 5 years.

You also have rich people who can't afford it. Example Most Entrepreneurs

They are already in the way of wealth, even if they don't have money, because they are developing their financial intelligence and that's wealth.

How are the rich and the poor different?

To be simple: The rich can die to become rich, while the poor can kill to stay.

If you see a young man who decides to graduate, learn new things, trying to improve continually, know that he is a rich man.

If you see a young man who thinks the problem is the state, and thinks the rich are all thieves and constantly criticize, know that he is a poor man.

The rich are convinced that they only need information and training to take off, the poor think others should give money for them to take off.

In conclusion, when I say my daughter is not going to marry a poor man, I'm not talking about money. I'm talking about this man's ability to create wealth.

Sorry for what I'm going to say, but most criminals are poor people. When they are in front of money they lose their minds that's why they steal, rob etc...

To them, that's grace, because they don't know how they themselves could make money.

One day, a bank vigilante found a bag full of money, took the bag and went to deliver it to the bank manager.

People called this gentleman an idiot, but actually this gentleman was just a rich man who had no money.

1 year later, the bank offered him a receptionist position, 3 years later he was in charge of clients and 10 years later, he manages the regional direction of that bank, he manages hundreds of employees and their annual bonuses are beyond the value he could have stolen.

Wealth is first a state of mind my friend."

✅Multimillionaire Mindset

Are you still waiting for more money before you can start investing. You are simply wasting Time. It is better to start investing in small amount now than in big amounts later.

That is what it is important to have short term goals and long term goals. The short term goals should lead to the term goals. Don't just sit without doing anything saying am waiting for my capital to grow. Start with whatever you have no matter how small. Step by step you will get there. Slow motion is better than no motion. Below is a very good illustration 👌

Think about it 👌

✔️

"If you want to be rich, be friends with people who have the same mindset as you, or who at least won't try to change your mindset to be more like theirs. Life is too short to spend time with people who don't help you to move forward." - Robert Kiyosaki

May Philhealth ka?

Eh di mabuti basta taun- taon kailangan mo lang magrenew hanggang mag 60 yrs ka para macover ka nila kapag nagkasakit ka. Kapag di mo naman nagamit, thank you ang bayad mo. Kapag hindi mo na-renew at nagkasakit ka, di mo ito magagamit. Ito ang tinatawag na Short Term Healthcare.And Pls takenote na Discounts lang ang makukuha mo sa Philhealth ibabawas sa magiging hospital bill mo incase mahospital ka..

Eh Paano naman ang KAISER HEALTHCARD ?

Sa KAISER Healthcare, 7 years ka lang magbabayad ng premium mo, lifetime mo ng magagamit kahit 100 years old ka na. Yearly din na kumikita ang pera mo kapag hindi ka nagkasakit at hindi mo nagamit ang Healthcare mo. May kasama pang insurance coverage na pwedeng makuha ng family mo kapag ikaw na plan holder ay kinuha ni Lord.

So alin nga ba ang mas maganda?
Short Term or LongTerm Healthcare?

Kung ako ang tatanungin, dapat meron ka pareho. MAY PHILHEALTH AT KAISER ka dapat para if sickness come no worry financially and your family.. Your Philhealth benefit is intergrated with kaiser.

Wanna more about Kaiser Healthcare
Usap tayo..

Question:
OFW po ako , pwede din po ba ako kumuha ng KAISER 3 IN 1?

Answer :
YES po!! Infact dapat nga po every OFW as much as possible may KAISER Long-term HEALTHCARE 3 IN 1 -(1) LTHC, (2)INSURANCE or PROTECTION (3)INVESTMENT para pag uwi natin sa Pilipinas , meron tayong aasahan sa oras ng pagkakasakit at sa ating pagtanda dahil ang INSURANCE na meron tayo as OFW is SHORT-TERM, pagkatapos ng contrata mo sa company tapos na din amg insurance coverage mo at di mo madadala sa PILIPINAS pag - uwi mo meaning SHORT -TERM lang ang meron tayong OFW .Renewable upon renewing our contract..

Bakit nga ba mahalaga ito?for further info.
Attend our FREE financial orientation via zoom

Ctto..

SCHOOL WON'T TEACH YOU THIS
Linear income vs Residual income
Ctto

May nagtanong: Sino ang mga competitors ni IMG?

May sumagot: Wala

No one is doing exactly what we do.

Every financial company (banks, insurance, pawnshop, e-wallet app) is selling a product...

Most of these companies don't care whether you'll achieve your financial goals or not...

No one is promoting financial education like we do.

No one is teaching you to:
Tithe to your church Save 20% of your income Pay off your debts asap Invest for longterm Choose right investments Properly insure yourself Build Healthcare savings Save enough for retirement Preserve your assets Build your holding corporation Save on taxes Be an entrepreneur Become a financial coach Pass on your knowledge to others Involve your family in the career

No one will continue to work with you and help you build passive cashflow and wealth for your family's future generation like we do. 😊👍

Only IMG will work side by side with you and for you to help you achieve all your financial goals.



CTTO

No matter how small your salary is. Save some amount so that you can invest and start something for yourself that you love. One of the worst and slowest forms of death is when you work on something you don't love, just to pay the bills.

It kills you every single day from the inside. Ask yourself if you really want this, if not get up and chase your passion.

Warren Buffett said don't be proud of your salary. Be proud of your investments.

Instead of saying "I can't afford it" ask yourself "How can I afford it?" The statement "I can't afford it" shuts down your thinking. By asking yourself "how you can afford it", you open up your mind and you will be forced to look for answers.
-ROBERT KIOSAKI, RICH DAD POOR DAD.

Same with people who like saying I don't have money. Ask yourself " How can I make money" Once you do that you will start seeing Opportunities instead of obstacles. Jim Rohn said if it's important to you, you will find a way. If it's not you will find an excuse.

Remember the world has never run of Opportunities or excuses. You just have to choose which one to go for.

Ngayong may pandemic, marami sa atin ang hindi handa. Kaya marami kang ma realize sa buhay. Wala itong pagkaka iba sa sitwasyon na:

1. Bigla kang tinangal sa trabaho, no work no pay
2. Retired kana, no work no pay.
3. Bigla kang nagkasakit. No work, no pay
4. Biglang nagsara ang kompanyang tinatrabahuan mo. No work, no pay

Tapos di ka handa,

- Wala kang ipon.
- May pinagpapaaral kapa.
- May kapamilya kang kelangan ng medical attention.
- May mga utang na kelangan bayaran.
- May Pamilyang umaasa sayo.
- May pinapakain, ginagatas at dina diaper.
- May buwanang bayarin (tubig, kuryente, etc.)

At walang sustento na inaasahan sa gobyerno. Dito mo ma realize na sana may Fallback ka,

- emergency fund
- savings
- Business
- investment
- passive income
- pensions
- profit share
- dividends

Na kahit wala ang active income mo ay mabububay ka padin at di ma apektuhan ang lifestyle mo at ng pamilya mo.

It's time to be more open minded in other opportunities. Basta makakatulong sayo at pwedeng magbigay kahit barya2ng kita sayo.

Ngayon nakita mo at na realize mo na ang hirap pala kapag umaasa ka lang sa single source of income lang.

- Hindi pala pwedeng umasa kalang sa lakas mo.
- Hindi rin pala assurance na lifetime na ang trabaho at pinagkakakitaan mo ngayon.
-Hindi mo rin pala pwede asahan sa lahat ng pagkakataon ang mga kapamilya, kaibigan, at kakilala mo.
-Hindi rin assurance na may tulong na darating sayo galing sa gobyerno.

Baguhin na natin ang nakasanayan at tanggapin na ang katotohanan.

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