Gerl From Pru - PruLife UK Financial Advisor
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1008
Batangas, Manila
Personal Financial Advisor and Financial Advisor for Variable Unit Linked Insurance Policy (VUL) and Traditional Insurance Policy
Spending your 13th-month pay should be done thoughtfully to make the most of this additional income.
Remember that the specific allocation of your 13th-month pay will depend on your individual financial situation and goals. The key is to strike a balance between covering immediate needs and securing your financial future.
Here are some tips on how to spend your 13th-month pay wisely:
Are you financially prepared for unexpected medical expenses?
Don't rely on your hard-earned savings or burden your loved ones. Start preparing for as low as P2,558 per month.
Let's connect and create a customized insurance plan that perfectly aligns with your budget and needs.
Message me now!
*Terms and conditions apply
Achieving financial freedom is not a feat accomplished overnight. To prevent yourself from being overwhelmed, consider undertaking this step-by-step process to secure financial success.
๐ดDefine your financial freedom goal
-What do you want to achieve? Make them specific, measurable, attainable, relevant, and time-bound (SMART goals).
๐ดGrow your income & manage your expenses
-It involves finding ways to increase your income while managing your expenses effectively.
๐ดReduce Debt
-Debt can be a significant obstacle to financial peace. Develop a strategy to reduce and eliminate your debt.
๐ดBuild an Emergency Fund
-Aim to save three to six months' worth of living expenses in an easily accessible account. Start small if necessary and gradually build it over time.
๐ดInvest for the Future
-Investing is a key strategy for building long-term wealth and achieving financial peace. It's often advisable to seek professional advice from a financial advisor to develop an investment plan that aligns with your objectives.
For free one-on-one financial planning session, send me a message today!
๐ November 30, 2022
What a productive holiday. I get to catch up with two of my friends and had one of them insured for as low as Php 65.00 per day. Her policy got issued in just 2 minutes. Amazing right? ๐
Happy na Saturday pa! ๐โจ๐ฅ
๐ป๐๐๐ ๐๐๐๐๐๐๐๐๐ ๐๐ ๐๐๐ ๐๐๐ ๐ข๐๐, ๐๐'๐ ๐๐๐ ๐๐๐๐๐ ๐ ๐๐ ๐๐๐๐ ๐๐ ๐๐๐๐๐ข ๐๐ ๐ ๐๐๐๐๐๐ ๐ข๐๐. ๐
๐ ๐ถ๐๐ ๐๐๐๐๐๐๐ ๐ ๐๐๐ ๐ฟ๐๐ ๐ป๐๐๐ ๐๐บ ๐๐๐ . ๐ผ๐๐๐๐๐๐ ๐๐ ๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐. ๐ฒ
๐๐๐ช ๐๐ ๐๐ค ๐ฅ๐๐ ๐๐ฃ๐๐๐๐จ๐๐๐๐๐ฃ ๐ ๐ ๐ฅ๐๐ ๐๐๐๐๐๐ช ๐๐๐๐ ๐๐๐ค๐ฆ๐ฃ๐๐๐๐? ๐ค
Losing a loved one is always a tragedy, but recovering from such a blow can be even more difficult to overcome if the person who died was the familyโs main breadwinner.
Insure yourself now and protect your loved ones in case of ๐ ๐
ฐ ๐
ณ ๐
ณ events.
๐๐ ๐๐๐๐๐๐๐
๐๐
ฐ ๐๐๐๐๐๐๐
๐๐
ณ ๐๐๐๐๐๐๐๐๐ข
๐๐
ณ ๐๐๐๐
๐๐ฎ๐ผ๐ผ๐ช๐ฐ๐ฎ ๐ถ๐ฎ ๐ฏ๐ธ๐ป ๐ถ๐ธ๐ป๐ฎ ๐ญ๐ฎ๐ฝ๐ช๐ฒ๐ต๐ผ ๐๐ฒ
๐๐๐๐ฅ ๐๐ค ๐๐๐ ๐๐ฉ๐๐๐ฅ๐๐ช? ๐ค
A variable universal life insurance, or VUL in short, is a financial product that offers the best of both worlds โ guaranteed insurance benefit and fund accumulation.
๐๐ธ๐ฝ๐๐๐๐ฐ๐ฝ๐ฒ๐ด ๐ฑ๐ด๐ฝ๐ด๐ต๐ธ๐๐
โ
Critical illness coverage
โ
Accidental and Disability benefits
โ
Death benefit
๐๐๐ฐ๐
๐ธ๐ฝ๐ถ๐ ๐ฐ๐ฝ๐ณ ๐ธ๐ฝ๐
๐ด๐๐๐ผ๐ด๐ฝ๐ ๐ต๐พ๐ ๐ฐ๐ฝ๐ ๐พ๐ต ๐๐ท๐ด๐๐ด
โ
Retirement Plan
โ
Educational Plan
โ
Dream House
โ
Dream Car
โ
Future Business
โ
Dream vacation
๐๐ฎ๐ผ๐ผ๐ช๐ฐ๐ฎ ๐ถ๐ฎ ๐ฏ๐ธ๐ป ๐ถ๐ธ๐ป๐ฎ ๐ญ๐ฎ๐ฝ๐ช๐ฒ๐ต๐ผ ๐ฒ๐
Have a productive day ahead, folks! ๐ฅฐ
"The true measure of SUCCESS is how many times you can bounce back from FAILURE."
THANK YOU MOM AND DAD FOR SECURING MY FUTURE. โค๏ธโค๏ธโค๏ธ
Finally, my first ever insured baby with Pru Life UK. ๐๐ Salute to "Mom" and "Dad", who at the early age of their little one, have decided to get their first INSURAVEST.
Aside from the INSURANCE itself, 15 years from now, Alex will already have enough EDUCATIONAL FUND for college. As we say, education is one of the best gifts that parents can give to their children.
Most of all, congratulations to the parents for taking this new step to a promising future. Thank you also for trusting me as your Financial Advisor. ๐ค๐๐ค
Cheers! ๐ฅ๐ฅ๐ฅ
Need free consultation and quotation proposal? DM me ๐ฒ Let me help you kickstart your way to a secured future with Pru Life UK. ๐ค
Forever thankful for my clients for trusting me as their Financial Advisor. Looking forward for more families to protect. ๐ฅฐ๐ฅ๐ Thank you, my Lord!
Need FREE Financial Planning? Schedule NOW! ๐ I'm only ONE call/chat away. ๐ฒ
"Doctors save lives. Financial advisors save families. Both licensed. Different expertise." ~CTTO
As we continuously face the spread of Covid-19 globally, we are all affected in our financial, professional and social environments. This health crisis also resulted to economic challenges with growing repercussions. A lot of organizations shut down their operations because of the effect of community quarantine to control the further spread of the virus.
Source: https://businessmirror.com.ph/2021/04/27/managing-finances-this-pandemic/
๐ Need FREE financial planning? Leave me message via messenger or text me on the mobile number provided in this page. Let me help you kickstart your financial goals. Tara, let's talk!
What you believe controls your thoughts, which then dictates your actions. And having unhealthy beliefs about money will definitely lead to bad financial habits.
Below are seven money mindsets that a lot of us Filipinos have. We can learn and try to change these habits little by little tho. It's all a matter of our choice. ๐๐ก
Source:https://fitzvillafuerte.com/7-bad-money-habits-pinoys-must-stop.html
๐ Need FREE financial planning? Leave me message via messenger or text me on the mobile number provided in this page. Tara, let's talk!
Many are interested in life insurance but postpone the purchase due to one reason or the other. If you are doing the same, try to understand the importance of life insurance in detail, and you will see why it makes sense to purchase one as soon as possible.
Source: https://www.adityabirlacapital.com/abc-of-money/reasons-people-dont-buy-life-insurance
๐ Need FREE financial planning? Tara, let's talk about it. Let me offer you meaningful conversation to help you make sound financial decisions. ๐
These are some of the most prevalent misunderstandings concerning insurance. The key is not to leave insurance out of your budget unless you have enough assets to cover your expenses after you're gone. For more information, consult your life insurance agent or financial advisor, and be sure to do your research to determine which of the best life insurance companies is right for you.
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
These financial tips are designed to help you live your best financial life and take advantage of the fact that the younger you are, the more time your savings and investments have to grow.
Source: https://www.investopedia.com/articles/younginvestors/08/eight-tips.asp
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
A new year is a good time to review our financial decisions. Itโs time to track our spending patterns, investments over the past year and whether these decisions were in line with our overall financial objectives.
Source: https://www.forbes.com/advisor/in/personal-finance/how-to-have-better-financial-health-in-2022/
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
๐ช๐ฒ๐น๐ฐ๐ผ๐บ๐ฒ ๐ฎ๐ฌ๐ฎ๐ฎ:
May the year 2022 be the greatest of your life. May you achieve prosperity, happiness, and all of your heart's desires. In 2021, let us forget about our pains. Allow ourselves to let go of anything that doesn't bring you joy, and greet the new year with welcoming hands and bright smiles. As the world keeps fighting the pandemic, we wish you and your family strength and good health this new year!
๐ฐ ๐ง๐๐ฝ๐ฒ๐ ๐ผ๐ณ ๐๐ป๐๐ฒ๐๐๐ผ๐ฟ๐
1.) PERSONAL INVESTORS
Most business owners usually depend on their close acquaintances, friends or family to help them by investing in their business, normally during the initial stages.
2.) ANGEL INVESTORS
Angel investors are those who put their money in small startups or new entrepreneurs.
3.) VENTURE CAPITALIST
A venture capitalist (VC) is an investor who offers capital to the startups that are believed to have long-term growth potential.
4.) OTHERS (PEER-TO-PEER LENDERS)
Peer-to-peer lenders are groups or individuals who provide capital to small business owners.
Source: https://eqvista.com/types-of-company-funding/different-type-of-investors/
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
Even if you feel that you're trapped in a bad financial situation with no way out, there are a few steps you can really do to improve your situation. To get you started, here are seven tips you might need to take note!
Source: https://www.fscb.com/blog/7-money-management-tips-to-improve-your-finances
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
"Once you carry your own water, you will learn the value of every drop."
Proud of my friend for deciding to start her VUL with Pru Life UK before 2021 ends. Adulting is tough, but so are we! โค๏ธ
๐๐ฎ๐ฅ๐ฌ๐ ๐
๐๐๐ญ๐ฎ๐ซ๐ ๐จ๐ ๐ญ๐ก๐ ๐๐๐ฒ!
๐๐๐๐๐๐ก๐ก๐ฃ๐๐จ๐จ is a comprehensive hospitalization product that provides daily cash benefits to help cover the cost of hospitalization due to injury or illness, lump sum benefit to cover cause of hospitalization due to dread disease, surgical expense and the death of the life insured.
๐๐๐๐ก๐ง ๐๐ข๐๐: ๐ณ๐ฌ๐ฌ๐ต๐ญ๐ฒ๐ฒ๐ฏ
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
๐ถ๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐๐ ๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐๐๐ ๐๐๐ ๐ข๐๐. ๐น๐๐๐ ๐ ๐๐๐ ๐๐๐๐๐๐ ๐๐๐ ๐ข๐๐'๐๐ ๐๐๐๐๐๐๐!
๐๐๐๐ก๐ง ๐๐ข๐๐: ๐ณ๐ฌ๐ฌ๐ต๐ญ๐ฒ๐ฒ๐ฏ
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
๐๐ฎ๐ฝ๐ฝ๐ ๐๐ฟ๐ถ๐ฑ๐ฎ๐ ๐๐๐ฒ๐ฟ๐๐ผ๐ป๐ฒ!
Weekend Fact: Mas masarap mag travel lalo't pag alam mong insured ka na. ๐๐
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
By investing at an early stage of life, you learn a pattern of financial independence and discipline. An early investment teaches the real difference between investments and saving.
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
Insurance offers peace of mind against the unexpected. You can find a policy to cover almost anything, but some are more important than others. It all depends on your needs. As you plant out your future, these five types of insurance that should be firmly on your radar.
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
๐ญ๐ฏ๐๐ต ๐ ๐ผ๐ป๐๐ต ๐ฃ๐ฎ๐ ๐ป๐ฎ!
Take this as an opportunity to protect you and your loved ones from unforeseen circumstances such as a critical illness, accidents, or disability and dismemberment. Let your 13th month pay cover cost of your first life insurance premium.
๐ Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!
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Quezon City
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Quezon City, 1106
Authorized by the Insurance Commission to act as an Insurance Agent.
Quezon City, 1101
To provide financial freedom and peace of mind for all Filipinos.
Unit 509 5th Floor South Insula Condominium, 61 Timog Avenue, South Triangle
Quezon City, 1103
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A very humble financial advisor at your service. ๐ช๐ป๐๐ปโ๐ป