Gerl From Pru - PruLife UK Financial Advisor

Spending your 13th-month pay should be done thoughtfully to make the most of this additional income.

Remember that the specific allocation of your 13th-month pay will depend on your individual financial situation and goals. The key is to strike a balance between covering immediate needs and securing your financial future.

Here are some tips on how to spend your 13th-month pay wisely:

Are you financially prepared for unexpected medical expenses?
Don't rely on your hard-earned savings or burden your loved ones. Start preparing for as low as P2,558 per month.

Let's connect and create a customized insurance plan that perfectly aligns with your budget and needs.

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Achieving financial freedom is not a feat accomplished overnight. To prevent yourself from being overwhelmed, consider undertaking this step-by-step process to secure financial success.

🔴Define your financial freedom goal
-What do you want to achieve? Make them specific, measurable, attainable, relevant, and time-bound (SMART goals).

🔴Grow your income & manage your expenses
-It involves finding ways to increase your income while managing your expenses effectively.

🔴Reduce Debt
-Debt can be a significant obstacle to financial peace. Develop a strategy to reduce and eliminate your debt.

🔴Build an Emergency Fund
-Aim to save three to six months' worth of living expenses in an easily accessible account. Start small if necessary and gradually build it over time.

🔴Invest for the Future
-Investing is a key strategy for building long-term wealth and achieving financial peace. It's often advisable to seek professional advice from a financial advisor to develop an investment plan that aligns with your objectives.

For free one-on-one financial planning session, send me a message today!

📌 November 30, 2022

What a productive holiday. I get to catch up with two of my friends and had one of them insured for as low as Php 65.00 per day. Her policy got issued in just 2 minutes. Amazing right? 😍

Happy na Saturday pa! 😍✨🥂

𝙻𝚒𝚏𝚎 𝚒𝚗𝚜𝚞𝚛𝚊𝚗𝚌𝚎 𝚒𝚜 𝚗𝚘𝚝 𝚏𝚘𝚛 𝚢𝚘𝚞, 𝚒𝚝'𝚜 𝚏𝚘𝚛 𝚝𝚑𝚘𝚜𝚎 𝚠𝚑𝚘 𝚑𝚊𝚟𝚎 𝚝𝚘 𝚌𝚊𝚛𝚛𝚢 𝚘𝚗 𝚠𝚒𝚝𝚑𝚘𝚞𝚝 𝚢𝚘𝚞. 😊

📌 𝙶𝚎𝚝 𝚒𝚗𝚜𝚞𝚛𝚎𝚍 𝚠𝚒𝚝𝚑 𝙿𝚛𝚞 𝙻𝚒𝚏𝚎 𝚄𝙺 𝚗𝚘𝚠. 𝙼𝚎𝚜𝚜𝚊𝚐𝚎 𝚖𝚎 𝚏𝚘𝚛 𝚖𝚘𝚛𝚎 𝚍𝚎𝚝𝚊𝚒𝚕𝚜. 📲

𝕎𝕙𝕪 𝕕𝕠𝕖𝕤 𝕥𝕙𝕖 𝕓𝕣𝕖𝕒𝕕𝕨𝕚𝕟𝕟𝕖𝕣 𝕠𝕗 𝕥𝕙𝕖 𝕗𝕒𝕞𝕚𝕝𝕪 𝕟𝕖𝕖𝕕 𝕚𝕟𝕤𝕦𝕣𝕒𝕟𝕔𝕖? 🤔

Losing a loved one is always a tragedy, but recovering from such a blow can be even more difficult to overcome if the person who died was the family’s main breadwinner.

Insure yourself now and protect your loved ones in case of 🆂 🅰 🅳 🅳 events.

📌🆂 𝚒𝚌𝚔𝚗𝚎𝚜𝚜
📌🅰 𝚌𝚌𝚒𝚍𝚎𝚗𝚝
📌🅳 𝚒𝚜𝚊𝚋𝚒𝚕𝚒𝚝𝚢
📌🅳 𝚎𝚊𝚝𝚑

𝓜𝓮𝓼𝓼𝓪𝓰𝓮 𝓶𝓮 𝓯𝓸𝓻 𝓶𝓸𝓻𝓮 𝓭𝓮𝓽𝓪𝓲𝓵𝓼 😊📲

𝕎𝕙𝕒𝕥 𝕚𝕤 𝕍𝕌𝕃 𝕖𝕩𝕒𝕔𝕥𝕝𝕪? 🤔

A variable universal life insurance, or VUL in short, is a financial product that offers the best of both worlds – guaranteed insurance benefit and fund accumulation.

📌𝙸𝙽𝚂𝚄𝚁𝙰𝙽𝙲𝙴 𝙱𝙴𝙽𝙴𝙵𝙸𝚃𝚂

✅ Critical illness coverage
✅ Accidental and Disability benefits
✅ Death benefit

📌𝚂𝙰𝚅𝙸𝙽𝙶𝚂 𝙰𝙽𝙳 𝙸𝙽𝚅𝙴𝚂𝚃𝙼𝙴𝙽𝚃 𝙵𝙾𝚁 𝙰𝙽𝚈 𝙾𝙵 𝚃𝙷𝙴𝚂𝙴

✅ Retirement Plan
✅ Educational Plan
✅ Dream House
✅ Dream Car
✅ Future Business
✅ Dream vacation

𝓜𝓮𝓼𝓼𝓪𝓰𝓮 𝓶𝓮 𝓯𝓸𝓻 𝓶𝓸𝓻𝓮 𝓭𝓮𝓽𝓪𝓲𝓵𝓼 📲😊

Have a productive day ahead, folks! 🥰

"The true measure of SUCCESS is how many times you can bounce back from FAILURE."

THANK YOU MOM AND DAD FOR SECURING MY FUTURE. ❤️❤️❤️

Finally, my first ever insured baby with Pru Life UK. 😍🙏 Salute to "Mom" and "Dad", who at the early age of their little one, have decided to get their first INSURAVEST.

Aside from the INSURANCE itself, 15 years from now, Alex will already have enough EDUCATIONAL FUND for college. As we say, education is one of the best gifts that parents can give to their children.

Most of all, congratulations to the parents for taking this new step to a promising future. Thank you also for trusting me as your Financial Advisor. 🤗🙏🤍
Cheers! 🥂🥂🥂

Need free consultation and quotation proposal? DM me 📲 Let me help you kickstart your way to a secured future with Pru Life UK. 🤗

Forever thankful for my clients for trusting me as their Financial Advisor. Looking forward for more families to protect. 🥰🥂🙏 Thank you, my Lord!

Need FREE Financial Planning? Schedule NOW! 😍 I'm only ONE call/chat away. 📲

"Doctors save lives. Financial advisors save families. Both licensed. Different expertise." ~CTTO

As we continuously face the spread of Covid-19 globally, we are all affected in our financial, professional and social environments. This health crisis also resulted to economic challenges with growing repercussions. A lot of organizations shut down their operations because of the effect of community quarantine to control the further spread of the virus.

Source: https://businessmirror.com.ph/2021/04/27/managing-finances-this-pandemic/

📌 Need FREE financial planning? Leave me message via messenger or text me on the mobile number provided in this page. Let me help you kickstart your financial goals. Tara, let's talk!

What you believe controls your thoughts, which then dictates your actions. And having unhealthy beliefs about money will definitely lead to bad financial habits.

Below are seven money mindsets that a lot of us Filipinos have. We can learn and try to change these habits little by little tho. It's all a matter of our choice. 😊💡

Source:https://fitzvillafuerte.com/7-bad-money-habits-pinoys-must-stop.html

📌 Need FREE financial planning? Leave me message via messenger or text me on the mobile number provided in this page. Tara, let's talk!

Many are interested in life insurance but postpone the purchase due to one reason or the other. If you are doing the same, try to understand the importance of life insurance in detail, and you will see why it makes sense to purchase one as soon as possible.

Source: https://www.adityabirlacapital.com/abc-of-money/reasons-people-dont-buy-life-insurance

📌 Need FREE financial planning? Tara, let's talk about it. Let me offer you meaningful conversation to help you make sound financial decisions. 😊

These are some of the most prevalent misunderstandings concerning insurance. The key is not to leave insurance out of your budget unless you have enough assets to cover your expenses after you're gone. For more information, consult your life insurance agent or financial advisor, and be sure to do your research to determine which of the best life insurance companies is right for you.

📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!

These financial tips are designed to help you live your best financial life and take advantage of the fact that the younger you are, the more time your savings and investments have to grow.

Source: https://www.investopedia.com/articles/younginvestors/08/eight-tips.asp
📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!

A new year is a good time to review our financial decisions. It’s time to track our spending patterns, investments over the past year and whether these decisions were in line with our overall financial objectives.

Source: https://www.forbes.com/advisor/in/personal-finance/how-to-have-better-financial-health-in-2022/
📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!

𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝟮𝟬𝟮𝟮:
May the year 2022 be the greatest of your life. May you achieve prosperity, happiness, and all of your heart's desires. In 2021, let us forget about our pains. Allow ourselves to let go of anything that doesn't bring you joy, and greet the new year with welcoming hands and bright smiles. As the world keeps fighting the pandemic, we wish you and your family strength and good health this new year!

𝟰 𝗧𝘆𝗽𝗲𝘀 𝗼𝗳 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀

1.) PERSONAL INVESTORS
Most business owners usually depend on their close acquaintances, friends or family to help them by investing in their business, normally during the initial stages.
2.) ANGEL INVESTORS
Angel investors are those who put their money in small startups or new entrepreneurs.
3.) VENTURE CAPITALIST
A venture capitalist (VC) is an investor who offers capital to the startups that are believed to have long-term growth potential.
4.) OTHERS (PEER-TO-PEER LENDERS)
Peer-to-peer lenders are groups or individuals who provide capital to small business owners.

Source: https://eqvista.com/types-of-company-funding/different-type-of-investors/
📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!

Even if you feel that you're trapped in a bad financial situation with no way out, there are a few steps you can really do to improve your situation. To get you started, here are seven tips you might need to take note!

Source: https://www.fscb.com/blog/7-money-management-tips-to-improve-your-finances

📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!

"Once you carry your own water, you will learn the value of every drop."

Proud of my friend for deciding to start her VUL with Pru Life UK before 2021 ends. Adulting is tough, but so are we! ❤️

𝐏𝐮𝐥𝐬𝐞 𝐅𝐞𝐚𝐭𝐮𝐫𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐃𝐚𝐲!

𝙋𝙍𝙐𝙒𝙚𝙡𝙡𝙣𝙚𝙨𝙨 is a comprehensive hospitalization product that provides daily cash benefits to help cover the cost of hospitalization due to injury or illness, lump sum benefit to cover cause of hospitalization due to dread disease, surgical expense and the death of the life insured.

𝗔𝗚𝗘𝗡𝗧 𝗖𝗢𝗗𝗘: 𝟳𝟬𝟬𝟵𝟭𝟲𝟲𝟯
📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!

𝙶𝚎𝚝𝚝𝚒𝚗𝚐 𝚕𝚒𝚏𝚎 𝚒𝚗𝚜𝚞𝚛𝚊𝚗𝚌𝚎 𝚑𝚊𝚜 𝚋𝚎𝚌𝚘𝚖𝚎 𝚌𝚘𝚗𝚟𝚎𝚗𝚒𝚎𝚗𝚝 𝚏𝚘𝚛 𝚢𝚘𝚞. 𝙹𝚞𝚜𝚝 𝚊 𝚏𝚎𝚠 𝚌𝚕𝚒𝚌𝚔𝚜 𝚊𝚗𝚍 𝚢𝚘𝚞'𝚛𝚎 𝚒𝚗𝚜𝚞𝚛𝚎𝚍!
𝗔𝗚𝗘𝗡𝗧 𝗖𝗢𝗗𝗘: 𝟳𝟬𝟬𝟵𝟭𝟲𝟲𝟯

📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!

𝗛𝗮𝗽𝗽𝘆 𝗙𝗿𝗶𝗱𝗮𝘆 𝗘𝘃𝗲𝗿𝘆𝗼𝗻𝗲!

Weekend Fact: Mas masarap mag travel lalo't pag alam mong insured ka na. 😎👌

📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!

By investing at an early stage of life, you learn a pattern of financial independence and discipline. An early investment teaches the real difference between investments and saving.

📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!

Insurance offers peace of mind against the unexpected. You can find a policy to cover almost anything, but some are more important than others. It all depends on your needs. As you plant out your future, these five types of insurance that should be firmly on your radar.

📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!

𝟭𝟯𝘁𝗵 𝗠𝗼𝗻𝘁𝗵 𝗣𝗮𝘆 𝗻𝗮!

Take this as an opportunity to protect you and your loved ones from unforeseen circumstances such as a critical illness, accidents, or disability and dismemberment. Let your 13th month pay cover cost of your first life insurance premium.

📌 Don't hesitate to leave me message via messenger or text me on the mobile number provided in this page, and let's talk about how this amazing thing works. Tara, let's talk!