Ritchel Torres Financial Advisor Sun Life Philippines

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𝐇𝐈𝐍𝐃𝐈 𝐊𝐎 𝐊𝐀𝐈𝐋𝐀𝐍𝐆𝐀𝐍 𝐍𝐆 𝐋𝐈𝐅𝐄 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄!

-𝐁𝐚𝐭𝐚 𝐩𝐚 𝐧𝐚𝐦𝐚𝐧 𝐚𝐤𝐨
*𝘎𝘰𝘰𝘥 𝘬𝘢𝘴𝘪 𝘮𝘢𝘩𝘢𝘣𝘢 𝘱𝘢 𝘺𝘶𝘯𝘨 𝘰𝘱𝘱𝘰𝘳𝘵𝘶𝘯𝘪𝘵𝘺 𝘢𝘵 𝘵𝘪𝘮𝘦 𝘮𝘰 𝘱𝘢𝘳𝘢 𝘮𝘢𝘨𝘬𝘢𝘳𝘰𝘰𝘯 𝘯𝘨 𝘣𝘳𝘪𝘨𝘩𝘵 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯 𝘮𝘢𝘬𝘢𝘱𝘢𝘨-𝘴𝘵𝘢𝘳𝘵 𝘬𝘢 𝘕𝘢 𝘮𝘢𝘱𝘢𝘭𝘢𝘨𝘰 𝘢𝘯𝘨 𝘚𝘢𝘷𝘪𝘯𝘨𝘴 𝘮𝘰 𝘯𝘨 𝘮𝘢𝘺 𝘥𝘪𝘴𝘪𝘱𝘭𝘪𝘯𝘢.

-𝐇𝐢𝐧𝐝𝐢 𝐩𝐚 𝐚𝐤𝐨 𝐦𝐚𝐠𝐤𝐚𝐤𝐚𝐬𝐚𝐤𝐢𝐭
*𝘏𝘪𝘩𝘪𝘯𝘵𝘢𝘺𝘪𝘯 𝘮𝘰 𝘱𝘢 𝘣𝘢 𝘯𝘢 𝘮𝘢𝘨𝘬𝘢𝘴𝘢𝘬𝘪𝘵 𝘬𝘢 𝘣𝘢𝘨𝘰 𝘬𝘢 𝘬𝘶𝘮𝘶𝘩𝘢? 𝘒𝘶𝘯𝘨 𝘬𝘢𝘪𝘭𝘢𝘯 𝘩𝘪𝘯𝘥𝘪 𝘯𝘢 𝘱𝘸𝘦𝘥𝘦 𝘬𝘢𝘴𝘪 𝘯𝘢𝘨𝘬𝘢𝘴𝘢𝘬𝘪𝘵 𝘬𝘢 𝘯𝘢? 𝘚𝘢 𝘴𝘪𝘵𝘸𝘢𝘴𝘺𝘰𝘯 𝘯𝘢𝘵𝘪𝘯 𝘯𝘨𝘢𝘺𝘰𝘯 𝘥𝘪 𝘮𝘰 𝘢𝘭𝘢𝘮 𝘬𝘶𝘯𝘨 𝘩𝘢𝘯𝘨𝘨𝘢𝘯𝘨 𝘬𝘢𝘪𝘭𝘢𝘯 𝘮𝘰 𝘴𝘢𝘴𝘢𝘣𝘪𝘩𝘪𝘯 𝘯𝘢 "𝘩𝘪𝘯𝘥𝘪 𝘢𝘬𝘰 𝘮𝘢𝘨𝘬𝘢𝘬𝘢𝘴𝘢𝘬𝘪𝘵".

-𝐃𝐚𝐠𝐝𝐚𝐠 𝐠𝐚𝐬𝐭𝐨𝐬 𝐥𝐚𝐧𝐠 𝐲𝐚𝐧
*𝘛𝘢𝘮𝘢! 𝘋𝘢𝘩𝘪𝘭 𝘪𝘵𝘰 𝘭𝘢𝘯𝘨 𝘢𝘯𝘨 𝘨𝘢𝘴𝘵𝘰𝘴 𝘯𝘢 𝘱𝘢𝘱𝘢𝘭𝘪𝘵 𝘴𝘢 𝘣𝘶𝘰𝘯𝘨 𝘤𝘢𝘴𝘩𝘧𝘭𝘰𝘸 𝘯𝘨 𝘱𝘢𝘮𝘪𝘭𝘺𝘢 𝘮𝘰 𝘬𝘢𝘱𝘢𝘨 𝘮𝘢𝘺 𝘯𝘢𝘯𝘨𝘺𝘢𝘳𝘪 𝘴𝘢𝘺𝘰 𝘭𝘢𝘭𝘰 𝘯𝘢 𝘬𝘶𝘯𝘨 𝘪𝘬𝘢𝘸 𝘢𝘯𝘨 𝘉𝘳𝘦𝘢𝘥𝘸𝘪𝘯𝘯𝘦𝘳 𝘰𝘳 𝘗𝘢𝘳𝘦𝘯𝘵. 𝘒𝘶𝘯𝘨 𝘸𝘢𝘭𝘢 𝘯𝘢𝘮𝘢𝘯 𝘮𝘢𝘯𝘨𝘺𝘢𝘳𝘪, 𝘢𝘵𝘭𝘦𝘢𝘴𝘵 𝘬𝘶𝘮𝘶𝘩𝘢 𝘒𝘢 𝘯𝘢 𝘴𝘰𝘰𝘯 𝘮𝘢𝘱𝘢𝘨𝘬𝘶𝘬𝘶𝘯𝘢𝘯 𝘯𝘺𝘰 𝘬𝘢𝘱𝘢𝘨 𝘸𝘢𝘭𝘢 𝘯𝘨 𝘱𝘶𝘮𝘢𝘱𝘢𝘴𝘰𝘬 𝘯𝘢 𝘪𝘯𝘤𝘰𝘮𝘦.

-𝐊𝐚𝐩𝐚𝐠 𝐧𝐚𝐦𝐚𝐭𝐚𝐲 𝐬𝐚𝐤𝐚 𝐥𝐚𝐧𝐠 𝐧𝐚𝐦𝐚𝐧 𝐦𝐚𝐲 𝐦𝐚𝐤𝐮𝐤𝐮𝐡𝐚
*𝘖𝘰 𝘪𝘬𝘢𝘸 𝘩𝘪𝘯𝘥𝘪 𝘮𝘰 𝘯𝘢 𝘮𝘢𝘱𝘢𝘱𝘢𝘬𝘪𝘯𝘢𝘣𝘢𝘯𝘨𝘢𝘯, 𝘱𝘦𝘳𝘰 𝘺𝘶𝘯 𝘱𝘢𝘮𝘪𝘭𝘺𝘢 𝘮𝘰 𝘯𝘢 𝘶𝘮𝘢𝘢𝘴𝘢 𝘴𝘢𝘺𝘰? 𝘔𝘢𝘨𝘪𝘨𝘪𝘯𝘨 𝘮𝘢𝘴𝘢𝘺𝘢 𝘬𝘢 𝘣𝘢 𝘯𝘢 𝘬𝘢𝘩𝘪𝘵 𝘴𝘢 𝘩𝘶𝘭𝘪𝘯𝘨 𝘴𝘢𝘯𝘥𝘢𝘭𝘪 𝘮𝘦𝘳𝘰𝘯 𝘬𝘢𝘯𝘨 𝘪𝘯𝘪𝘸𝘢𝘯 𝘢𝘵 𝘨𝘪𝘯𝘢𝘸𝘢 𝘱𝘢𝘳𝘢 𝘮𝘢𝘬𝘢𝘱𝘢𝘨𝘱𝘢𝘵𝘶𝘭𝘰𝘺 𝘴𝘪𝘭𝘢 𝘯𝘨 𝘭𝘪𝘷𝘪𝘯𝘨 𝘯𝘪𝘭𝘢?

-Ang pagkuha ng Life Insurance ay hindi nangangahulugan na may mangyayari sayong masama, ito ay paghahanda sa tinatawag nating life’s risks.

This simply means being prepared lang for whatever happens. They say, insurance is the Last Act of Love. You still provide for your family even after life.

It is better to look ahead and be prepared than to look back and regret. Talk to your insurance advisor now. 🙂

Get insurance as soon as possible. ✅

That one document that can give you a million-peso worth of benefits. 💯

Let's start creating the bright future you deserve. ☀

I believe that in every policy sold, there is property saved. ❤

Learn more? Talk to your trusted agent today.

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Thank you for your continued trust and confidence in us!

Sun Life remains the #1 life insurance company for Filipinos for 11 years in a row. 💛



Source: Insurance Commission’s Unaudited Quarterly Reports on Selected Financial Statistics (QRSFS) as of Dec. 31, 2021

But it can certainly replace his income to make tomorrow, the kind of tomorrow he intended it to be. :)

Ask me how.😊

Mga mars...

Yes Marites! Pwede ma-insure ang anak mo as your best "pamana plan" on his/her future.

😅

Yung tipong tuwing may aberya pag dating sa pinansyal ay si Batman lagi ang inaasahan.

Kulang sa budget - si Batman bahala.
Nagkaroon ng medical emergencies - si Batman bahala.
Pampagamot sa a*o - si Batman bahala.

Masaya si Batman kapag may natutulungan siya. Pero di mo lang alam, nauubos at napapagod din siya kapag abuso na.
Paano naman siya makakapag ipon kung lahat nalang ay i-aasa mo sa kanya?

Sana pilitin mo din magsumikap, para dumating naman ang araw na masabi mong,

"AKO na bahala Batman, kaya ko na toh!" 😉

Tipid hacks 101: Kung gusto mo makamura sa life at health insurance, kumuha ka neto habang bata at malusog ka pa. Thank me later! :)

Insured another life.. Thank you bro. Balong and sis. Elena for the trust.🥰

Maraming pinipiling hindi nalang mag pagamot dahil sa gastusin, gagawin mo din ba ito kung kaya naman pag handaan?

Tama!

Kung sobrang yaman mo , di mo na siguro kailangan pa ng insurance.

PERO alam mo ba, na yung mga mayayaman sila pa ang mas maraming insurance kahit di naman nila kailangan?

Bakit?
kasi gusto nilang protektahan ang perang pinaghirapan nilang ipunin.

Hindi mo naman kailangan pilitin kumuha ng malaki at mahal na insurance, marami naman affordable na pa*ok sa budget mo.
Ang kailangan mo lang magtanong :D

Kung kaya mo naman (kahit maliit), bakit hindi mo gawan ng paraan?

Para kung sakaling mauna ka, may magagamit silang pera para maipag patuloy nila ang buhay kahit wala ka na.

😆

Malapit na ba February?

😅

Mas mahal ang magmahal ng maling tao!
Sa insurance sigurado pa ang kinabukasan mo!

😊

Be one of my Partners for a Brighter Life. 😊

I am not a photographer, but I can picture out myself protecting your income, your assets, your business, your retirement, your child's education, your life mile stones and most of all...your LIFE and your FAMILY. 😊

Survey lang po families, friends, neighbors, classmates and acquaintance.

What do you think about life insurance?

A. It's too expensive
B. It's too complicated
C. Only old people need it

General rule.

Kaya lagi ang payo ng mga experts ay dapat mayroon tayong insurance bago mag invest.

-
Mayroon ka na bang insurance?
Message me

Saan aabot ang 19.54/day mo? Sa Sun Life at age 39 ay may health insurance ka na with 500,000.00 Face Amount na maaari mong gamitin sa pag papagamot mo, cash po siya na ibibigay sa iyo magandang siyang ka-tandem ni HMO. Sa panahon ngayon hindi sapat si PhilHealth at HMO kailangan din ng Health Insurance. Sa halagang 19.54/day magkakaroon ka na ng peace of mind at ang pamilya mo.