RANG-AY BANK

Hong Kong Trip ✈️
August 24-26

Rang-ay Bank's top-performing officers and staff from the RMU Unit, Office of the Chairman, Baguio and La Trinidad (B) branches were rewarded with an unforgettable trip to Hong Kong. This well-deserved getaway is the bank’s gesture of appreciation for their exceptional performance over the past year. 🌟

Your dedication and hard work are an inspiration to us all. Congratulations on this achievement! 🎉✈️

Paano Mag-apply ng Pabahay Loan Program? Sundan ang aming gabay, ihanda ang mga dokumento, simulan ang proseso ngayon, at abutin ang pangarap mong bahay!

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

Narvacan (IS) Branch
Inauguration and Blessing✨💛💚

Rang-ay Bank with great pleasure announces the relocation of its Narvacan Branch. Formerly located at the Narvacan Mall, Sitio Limmansangan, our branch has moved to its new and improved location at Narvacan New Farmers Market, Brgy. San Antonio, Narvacan, Ilocos Sur.

This special occasion marks a new chapter in our commitment to providing enhanced services and accessibility to our valued clients, further solidifying our position as the bank with the widest branch network in the Ilocos and Cordillera.

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

Rural Banking Consciousness Week:
August 26 to September 1

The Rural Bankers Association of the Philippines leads the celebration of Rural Banking Consciousness Week, from August 26 to September 1.
With the theme “Rural Banks: Empowering Communities through Inclusive Banking,” this week-long celebration aims to promote appreciation among Filipinos by raising awareness of the vital role rural banks play in the local economy.

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

National Heroes Day

In observance of National Heroes Day, we wish to inform our valued clients and stakeholders that all 31 of our branches will be closed on Monday, August 26, 2024. This day has been declared a Special Non-Working Holiday, allowing us to collectively honor the brave men and women who have shaped our nation's history and contributed to the freedom and democracy we enjoy today.

Please be advised that our regular banking operations will resume on Tuesday, August 27, 2024.

Ninoy Aquino Day

As per Proclamation No. 665 issued by the President of the Philippines, please be informed that the observance of Ninoy Aquino Day has been moved to FRIDAY, AUGUST 23, 2024. In light of this, all 31 of our branches will be closed on this day. This Special Non-Working Holiday allows us to collectively honor the life and legacy of Senator Benigno "Ninoy" Aquino Jr., a national hero who stood for democracy and the values that define our country.

For your convenience, please note that our branches in Laoag (IN), Bangued (A), Vigan, Narvacan, Candon (IS), Baguio (B), Dagupan (P) and all La Union branches offer Saturday (half-day) banking services and will be open on Saturday, August 24, 2024. Our regular banking operations will fully resume on Tuesday, August 27, 2024.

CURRENCY EXCHANGE CENTER
@ RANG-AY BANK Sn. Fdo., LU Main Office

Kung mayroon kayong hawak na marumi o sira-sirang pera, dalhin lang ito sa currency exchange counter ng Rang-ay Bank Main Office para mapalitan ng bagong pera.

Ang pera ay tinuturing na unfit kung ito ay may labis na pagkalukot, kupas ang imprenta, o may mantsa. Mutilated naman ang pera kung ito ay may punit, butas, nginatnat ng hayop, o sira-sira.

Magbubukas ang currency exchange counter tuwing huwebes sa Rang-Ay Bank Main Office, #67 Gov. Luna St., San Fernando City, La Union mula 8:00 a.m. hanggang 2:00 p.m.

Para sa karagdagang impormasyon tungkol sa BSP Piso Caravan, bisitahin ang mga sumusunod:
· Ano ang Piso Caravan: https://bit.ly/PisoCaravanVideo
· Mga perang mapapalitan sa BSP Piso Caravan: https://bit.ly/PC-AcceptedMoney

RANG-AY BANK RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP).
Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

Financial Literacy Training

Rang-ay Bank Sta. Lucia (IS) Branch celebrated its 12th anniversay last April 26, 2024 at Brgy. Ayusan, Sta. Lucia, Ilocos Sur by donating printed shirts to the Raniag Sta. Lucia Federated Corn Growers Association Inc.

Area Manager Dennis Dosono, Candon Sr. Branch Manager Jane Castillo and Marketing Officer Zi Dean Tagayuna also conducted a Financial Literacy training to help the association members grasp basic financial concepts and to equip them with knowledge and skills they need to manage their funds more effectively.

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

Soft Opening of the Relocated Narvacan (Ilocos Sur) Branch

We are thrilled to announce the soft opening of our newly relocated branch in Narvacan, Ilocos Sur, last July 22, 2024. Formerly located at the G/F Narvacan Mall, Sitio Limmansangan; our branch moved to it’s new and improved location at Narvacan New Farmers Market, Brgy. San Antonio, Narvacan, Ilocos Sur. This move will enable us to provide enhanced services and facilities to better serve our valued customers. We look forward to welcoming you and continuing to offer exceptional banking experiences at our new location.

Rang-ay Bank Narvacan first opened its doors 15 years ago, April 27, 2009.

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

Happy Birthday to a Remarkable Woman - Dr. Rosita C. Nisce! 🎂🎉

Today, we joyfully extend our warmest greetings to Dr. Rosita C. Nisce, the lovely spouse of our beloved Rang-ay Bank Chairman Ives Q. Nisce, and the loving mother of our President and CEO, Ives Jesus C. Nisce II.

On this special day, we celebrate not only your achievements in the dental profession but also your contributions to the PRC Board of Dentistry during your term as Chairman, which has undoubtedly made a positive impact on the lives of everyone around you.

As a bank that cherishes family and community, we are proud to have you as part of the Rang-ay family. May your birthday be filled with joy and laughter in the company of your love ones.

Once again, Happy Birthday, Dr. Rosita C. Nisce! 🎉🎈

Loans to mSMEs

Philippine banks faced a challenge in meeting the mandated quota for small business loans in the first quarter of 2024. However, amidst this, Rang-ay Bank exceeded the minimum required compliance, thus ensuring vital support for Micro, Small, and Medium Enterprises (mSMEs).

While many banks struggle to meet the minimum required compliance for small business loans, Rang-ay Bank not only met but surpassed these targets. As of March 31, 2024, Rang-ay Bank allocated 42% of its qualifying loanble funds to Micro and Small Businesses and 33% to Medium Enterprises, demonstrating its commitment to catering to the diverse needs of mSMEs.

Rang-ay Bank’s achievement in meeting small business loan mandates, emphasizes the importance of supporting mSMEs in driving economic resilience and growth especially in the provinces.

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

PHL banks fall short of lending quota for small, medium businesses - BusinessWorld Online PHILIPPINE BANKS failed to meet the mandated quota for small business loans in the first quarter, data from the Bangko Sentral ng Pilipinas (BSP) showed. Loans extended by the banking industry to micro-, small-, and medium-sized enterprises (MSMEs) amounted to P474.922 billion as of end-March. This....

PDG RUDY NISCE FOUNDATION

The Rotary PDG Rudy Nisce Foundation together with the Rotary Club of SFLU and TESDA celebrated the "Sparks of Skill: Year 2" graduation ceremonies at TESDA Regional Office in San Fernando City, La Union. Over the course of four challenging weeks, 18 trainees (out of an initial batch of 26) successfully completed their program, passed the assessment test, and earned their Shielded Metal Arc Welding National Certification I (NC I). This certification equips them with the skills and qualifications needed to secure employment, whether locally or internationally and offers the potential for further training for NC II. This accomplishment opens up numerous exciting opportunities for the graduates, paving the way for a better and more sustainable future.

The event was attended by Rotary District Governor Ariel Jersey, Rotary Club President Gabby Go, Foundation Chair Jun Mangaoang and Foundation Treasurer Ives Nisce who delivered inspiring messages emphasizing the importance of hard work and perseverance.

The project acknowledges TESDA Regional Office under the leadership of RD Joel Pilotin, Training Center Administrator Artemio Pulido and internationally accredited Jimmy Vargas for their invaluable contributions to the training program. Their efforts and dedication have made a significant impact on the graduates.

The Foundation, established by the Rotary Club of SFLU, is named after the very first Rotary District Governor (1966-67) hailing from the Ilocos. Rang-ay Bank is a supporter of the foundation named after the bank’s first president, Atty. Rodolfo Nisce, who served the bank from 1956 to 1993.

Narvacan (IS) Branch NEW SITE

Heads up! Our Narvacan Branch is relocating from Narvacan Mall in Sitio Limmansangan to the NEW FARMERS MARKET, Brgy. San Antonio, Narvacan, Ilocos Sur starting Monday, July 22, 2024.

We look forward to welcoming you to our new location where we'll continue to provide the same great service. See you there!

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

RANG-AY BANK RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP).
Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

PABAHAY LOAN PROGRAM 🏠

Tag-ulan na Parating? Huwag Mag-alala, Mag-apply na sa Programang Pabahay Loan!

Sa nalalapit na tag-ulan, siguruhing handa ang iyong tahanan. Mag-apply na sa Programang Pabahay Loan para sa pagpapaayos o pagpaparenovate ng iyong bahay. Huwag nang maghintay, simulan na ang pagkakaroon ng maayos at ligtas na tirahan ngayon!

Para sa iba pang detalye, mag-message lamang sa aming page o makipag-ugnayan alinman sa 31 branches ng Rang-ay Bank sa probinsya ng Ilocos Norte, Ilocos Sur, Abra, La Union, Benguet at Pangasinan.

RANG-AY BANK RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP).
Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

Happy Birthday to our dear President & CEO! Your leadership and dedication serve as our inspiration.🎈Wishing you a year filled with joy, success, and good health.🎂Cheers to another year of remarkable achievements!🎉
(17 July 2024)

USAPANG UTANG

Kailangan mo bang mangutang? Kung oo, maging responsible at protektahan ang sarili laban sa mga iligal at nagsasamantalang lenders. Paano?

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

Laoag Branch Top Taxpayer

In one of the highlights of this year’s Charter Month Celebration of the City Government of Laoag, Rang-ay Bank Laoag Branch has again been recognized as the Top 1 Taxpayer in the Laoag City Public Market & Commercial Complex for the Fiscal Year 2023 in recognition of the company’s efforts to make a positive impact in the community. Hon. Michael M. Keon led the awarding at the Laoag City Multipurpose Hall last June 17, 2024, and on hand to receive the recognition are President & CEO Ives Jesus C. Nisce II, Laoag SBM Joan Mae Asia and Laoag Officer Jan Michael Julian.

This award is another testament to Rang-ay Bank’s commitment to fulfilling its tax obligations, which has made it a vital contributor to the city’s economic growth and progress, thus taking pride in being a responsible corporate citizen. Through its unwavering dedication to upholding the standards of integrity and transparency, Rang-ay Bank has established itself as a trusted partner of the community at large.

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

SUPPORT FOR COOPERATIVES

Rang-ay Bank Balaoan (La Union) Branch turned over Monoblock chairs and tables to the Brgy. Paagan Agriculture Coop of Santol, La Union.

Area Manager Joey Di**le, Balaoan Sr. Branch Manager Eden Prime Balongcas, Marketing Officer Shakyla Atluna, and Area Associate Christian Jay Royupa together with the marketing team also conducted a financial literacy training to give the Paagan Agriculture Cooperative a grasp of basic financial concepts and equip them with knowledge and skills they need to manage money effectively.

Launching of Sparks Of Skill, a training program for welders sponsored by the Rotary PDG Rudy Nisce Foundation and Rotary Club of San Fernando (LU) at TESDA Regional Office I, San Fernando City La Union. June 18, 2024.

The Foundation, established by the Rotary Club of SFLU, is named after the very first Rotary District Governor (1966-67) hailing from the Ilocos. Rang-ay Bank is a supporter of the foundation named after the bank’s first president, Atty. Rodolfo Nisce, who served the bank from 1956 to 1993.

OPEN A CHECKING ACCOUNT

>Madaling Access
>Ligtas at Maaasahan
>Serbisyong Para Sa'yo.

Simulan ang iyong tagumpay sa pananalapi dito! Magbukas ng Current/Checking Account sa RANG-AY BANK. 😉

*Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

RANG-AY BANK RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP).
Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

Donation of Gang Chairs to Luna La Union Transport Cooperative

Rang-ay Bank Luna Branch headed by Branch Manager Shari Karen Torralba donated two (2) sets of gang chairs to Luna LU Transport Coop last May 22, 2024 in line with the bank’s aim to help the people in the community. Coop Chairman Mr. Nestor Abuda together with their officers and staff expressed their gratitude in accepting the donation that will be of great use and comfort to their passengers waiting in the station.

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

Rang-ay Bank joins the nation and the Philippine Deposit Insurance Corporation (PDIC) in celebrating the 22nd Depositor Protection & Awareness Week. June 16-24, 2024.

RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP) and deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

June 17, 2024 (Monday)

Malacañang Proclamation No. 579, declared Monday, June 17, 2024, a Regular Holiday throughout the country in observance of Eid'l Adha (Feast of Sacrifice). May the spirit of Eid'l Adha bring harmony, happiness, and prosperity to everyone.

All 31 branches will be closed on June 17, 2024 (Monday) and regular banking operations will resume on June 18, 2024 (Tuesday).

To access the full proclamation:
https://www.officialgazette.gov.ph/XJwNCy

Rang-ay Bank joins the nation in commemorating the 126th Independence Day of our beloved country, the Philippines.

Maligayang Araw ng Kalayaan sa bawat mamayang Pilipino. Mabuhay!🎉

All 31 branches will be closed on June 12, 2024 (Wednesday) and regular banking operations will resume on June 13, 2024 (Thursday).

InstaPay is now available at Rang-ay Bank!

You can now transfer funds into your Rang-ay Bank deposit account from any participating bank in real-time with InstaPay! Likewise, you can transfer funds from your Rang-ay Bank deposit account to a deposit account with another participating bank! Enjoy the convenience of fast, secure, and seamless banking transactions anytime, anywhere. Experience the future of banking with us.

RANG-AY BANK RANG-AY BANK is regulated by the Bangko Sentral ng Pilipinas (BSP).
Deposits are insured by the Philippine Deposit Insurance Corp. (PDIC) up to P500,000 per depositor.

Financial Literacy Training for PNP Personnel

Rang-ay Bank was invited to conduct a financial literacy training for the PNP personnel of San Fernando City at the La Union Police Provincial Office Camp Diego Silang.

Rang-ay Bank’s SFC Main Branch Sr. Mgr. Aeri Shambey and Marketing Officer Ealaine-joy Borja conducted the training to equip the PNP personnel with an improved grasp of basic financial concepts and to prepare them with the knowledge and skills they need to manage money effectively.

Rang-ay Bank Increases Authorized Capital to Php1 Billion.

In a pivotal move poised to enhance it’s place in the banking industry, Rang-ay Bank in its annual shareholders meeting on May 4, 2024 approved the increase in its Authorized Capital from Php 500million to a formidable Php 1billion.

With this increase in capital, the bank aims to strengthen further its financial capacity and catalyze expansion efforts. This strategic increase signals Rang-ay Bank's commitment to fortifying its position in the ever-evolving landscape of the financial sector.

The decision to increase its capital underscores the institution's proactive stance in seizing emerging opportunities and navigating challenges with resilience. It reflects a forward-looking approach geared towards sustaining momentum and fostering sustainable growth.

The meeting served as a platform for shareholders expressing support for the proposed capital enhancement. Their vote of confidence reaffirms Rang-ay Bank's status as a trailblazer in the industry, poised to chart new horizons.

As the financial landscape continues to evolve, Rang-ay Bank stands poised to leverage its strengthened capital base to pioneer innovative solutions, empower communities and shape a future defined by prosperity and progress. With this transformative move, the institution reaffirms its commitment to excellence and its dedication to improving the countryside economy.

Uray nakulpi ti kuarta, mabalin latta nga igatang.