Wisemom Investor

ANG INSURANCE KO AY PWEDE KAHIT NASA ABROAD KA PA!
Yes tama, explain ko sayo.

1. Kasi ang Master policy ay nasa IMG Association. Then under Master policy, meron akong individual policy dahil Member ako ng IMG.
2. Grabe sa edad ko na 41 years old, 14K lang ang annual fee sa aking life insurance. Ang mura diba?!
Eto pa mga coverage:
1. Life Insurance 1M
2. Terminal Illness 500K
3. Total and Permanent Disabilty 1M
4. AD&D 1M
5. Critical Illness 300K

Total 3.8M of Coverage sa halagang 14,816 a year. Super mura diba...

PS. 3rd Insurance ko na ito sa IMG. Yung isang tulad neto ay mas mura kasi 6 years ago ko pa yun kinuha.
And yun ang hindi pwede sa ibang bansa kasi individual policy tlga yun. Pero pwede nman yun kahit dika Member ng IMG.
Yung nasa Picture pwede sa ibang bansa basta member ka ng IMG.

I hope malinaw na kung bakit ang insurance namin ay pwede sa ibang bansa?

OFW ka? Ano pa inaantay mo?

Kumuha ka na din para ano't ano man ang mangyari, secure ang pamilya mo diba...

Mas bata mas mura... Wag mo na antaying magBirthday ka pa, tataas na presyo. 😊😊😊

Message me for details :)

If you want to be rich, invest! If you don't want to suffer especially your family 🧑 🧑 Kung Kungyou should have INSURANCE! 💯
Ano ang advantage ⁉️
✅ INSTANT MONEY & TAX FREE 💰- Unlike properties hahanap ka ng buyer at babayad ng tax.
✅ RETIREMENT ete sa- Complete package for your needs. Especially when you don't have a salary forever.
✅ FAMILY SECURITY 👫👧👦- Di natin alam what will happen in the next 5-10 years. Atleast may pera maiwan sa family mo.
✅ PEACE OF MIND 😎😎- Because you know there's a backup plan for the unexpected.

LET YOUR MONEY WORK FOR YOU!

May INVESTMENT ka na ba sa Stock Market / Mutual Fund? Good News! This is the "BEST TIME" to start your investment.

Learn to become an Investor and be part of the Leading Companies in the Philippines. Know the STEPS to be an Investor!

Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.
Financial literacy is the key! Aral muna bago mag-invest ma'am/sir.
Grab this opportunity to be one of the investor.

TOPICS:
1. Paano mag start sa Stock Market and Mutual Funds and maging part ng BIG Companies like Jollibee, SM, BPI, BDO, AYALA at iba pa.
2. Paano ba kumikita sa Stock Market?
3. Bakit mas magandang mag IPON sa Stock market compare sa mga bank?
4. Magkano ba ang START-UP?
5. Paano makaiwas sa Scam at paano malaman kung hindi scam ang isang company.

Lahat po ng details ay i-discuss natin for your convenient.
Start investing NOW!
PM IS KEY!😊

Kung ikaw ay 20 years old ngayon, posibleng magkaroon ng P4.7 Million at age 60. Pag-ipunan lang ang iyong Ultimate Kaiser Health Builder (Long Term Healthcare) Plan ng P3,529 sa loob ng 7 taon.

Ultimate Kaiser is a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

How it works?
- The Health Care Benefit can be used lifetime.
-85% return of premium upon maturity of the plan if there is no -utilization of health benefit during the paying period.
- Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
- Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
- Unused health fund are invested
- On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long term care) Plan?
This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!

Apply Now!
Message me

HEALTHCARE, the most neglected one!!!!
Why choose KAISER HEALTHCARE BUILDER?
Dahil eto po ay maituturing na may 3-in-1 benefits.
✅Kapag nagkasakit ka at nahospitalize, may gagamitin ka for hospital bills dahil may HEALTHCARE ito (short term during the 1st 7yesrs, and long term on the 8th year and beyond)…
✅Kapag kinuha ka ni Lord sa loob ng 20 years, may matatanggap ang Family mo na malaking halaga para makapagsimula sila kahit wala ka na dahil sa INSURANCE component ng Kaiser. At the same time, kung kinuha ka ni Lord habang nagbabayad ka palang, automatic na fully paid na ang Plan, wala ng babayaran ang mga beneficiaries..
✅Kapag naman umabot ka sa 20th year, may matatanggap kang Retirement Fund dahil yung hinulog mo sa loob ng 7 years, nag-iinterest at tumutubo (INVESTMENT component)😊
Kaiser ang IPON na WALANG TAPON!
Nasa iyo na po kung sasayangin niyo ang opportunity na makapaginvest ngayon..
Ngayon na malakas pa kayo, malusog at kumikita pa..
Dalawa lang pwede nating masabi balang araw:
1. Sana nag-invest ako noon.
2. Mabuti nalang nag-invest ako noon.
Life is a matter of choice.
Ang Premium ay base sa iyong edad. Kaya habang bata ka pa simulan mo na. Kahit late na ang edad mo kung wala pa namang 60, maaari ka paring kumuha nito.. better you have one than nothing.
Simply message me for assistance.

CERTIFIED ASSOCIATE FINANCIAL PLANNER...JOAIMAH MAGBAYAO,AFP

Gaano ka ka-ready sa HEALTH CARE PROGRAM mo?
Kapag nagkasakit ka ba or any sa Family member mo READY kayo?

Kung hindi natin mapa-paghandaan.. Sigurado mauubos lahat ng inipon natin kung may naipon tayo or mabebenta ang meron man tayo... or ang mabigat baka humingi tayo ng tulong sa ibang tao!

Be Financially ready... may TIME pa kabayan...
We conduct free training, TARA NA!

Sa dami ng beses mong kumain sa Jollibee, uminom ng San Mig, nagbayad sa Meralco at Maynilad, mag shopping at grocery sa SM, at pumunta sa vacation getaway via PAL, bakit di ka na lang maging 𝙄𝙉𝙑𝙀𝙎𝙏𝙊𝙍/𝙎𝙏𝙊𝘾𝙆𝙃𝙊𝙇𝘿𝙀𝙍?

Para ang story nyo ng mga companies na ito ay hindi lang nagtatapos sa pagiging consumer mo. Every time you pay, you earn!

Makaka-ipon ka ng tama kahit wala kang oras sa pamamagitan ng Mutual Funds!

𝘼𝙣𝙤 𝙣𝙜𝙖 𝙗𝙖 𝙖𝙣𝙜 𝙢𝙜𝙖 𝙗𝙚𝙣𝙚𝙛𝙞𝙩𝙨 𝙨𝙖 𝙈𝙪𝙩𝙪𝙖𝙡 𝙁𝙪𝙣𝙙𝙨?
✔️ Professional Management (Fund Managers)
✔️ Diversification (investor ka sa iba't ibang companies)
✔️ Low Capital Requirement (kahit Php 500 lang na additional)
✔️ Great Equalizer (walang mayaman o sobrang yaman)
✔️ Secured (SEC Regulated)
✔️ Potentially Higher Returns (lalo na kung long term)
✔️ Transparent (lahat available na sa internet)

Kaya simulan mo na! Maging stockholder ka ng Jollibee, PLDT, Meralco, PAL, Cebu Pacific, San Miguel, Ayala, SM, at marami pang ibang malalaking companies sa Pinas!

Hayaan mo mag-work ang pera mo para sayo, kasi pwede naman!

𝐁𝐞 𝐰𝐢𝐬𝐞. 𝐁𝐞 𝐬𝐦𝐚𝐫𝐭. 𝐁𝐞 𝐞𝐝𝐮𝐜𝐚𝐭𝐞𝐝.

Gusto mo ba matutunan ang tamang diskarte, maging isang shareholder ng mga malalaking companies sa Pilipinas?

We are conducting a FREE training via ZOOM. 𝔹𝕠𝕠𝕜 𝕪𝕠𝕦𝕣 𝕤𝕝𝕠𝕥𝕤 𝕟𝕠𝕨!

♥ Financial education is not an option, it is a necessity. ♥

Napaka FLEXIBLE talaga ng M.O.S.T. 18 (Multiple Option Super Term).

It can cater to our:
✔️Retirement
✔️Pension
✔️Educational Fund
✔️Target Savings
✔️Target Amount

Ang ganda rin ng features ng UNBUNDLED - TERM INSURANCE with SEPARATE PDF (Premium Deposit Fund):
🔹Low Cost!
🔹No Loan Charge
🔹No Lapsed Feature
🔹The PDF is Guaranteed not to go Nagative!
🔹The Death Benefit cover both Insurance + PDF (Savings)

May Benefits din na:
🔷Critical Illness Rider
🔷Terminal Illness Rider
🔷Total and Permanent Disability Rider
🔷Accidental Death Benefit Rider
🔷Payor’s Death & Disability Benefit

Thank you for the training, sir Coco Nadal of Manila Bankers Life Insurance Corporation

Thank you IMG for the continuous learning and education.

Very important talaga na ALAM natin and NAIINTINDIHAN ang mga financial products that we avail.

MOST18 is one of the best Financial Products that one must avail.

Message me for more details.🤝

Five tips to start investing in the Philippine stock market through mutual fund. Remember even an ordinary Juan can put their money into the stock market indirectly:

1. Know your investment goal.
2. Know what the stock market and mutual fund is.
3. Know your risk profile.
4. Set aside some of your money to start.
5. Allot time to learn for investing.

Stock market is not just for the Wealthy, it's for every Juan.

Learn first before invest.

For those who are interested to learn on how to invest in the stock market or mutual funds--- Message me..😀

Medjo long post pero excited lang akong Ishare! 😍

Isa sa satisfied members ko sa IMG ay sobrang saya na shinare yung Mutual Funds portfolio niya dahil nakita niyang sobrang laki na ng earnings ng investment niya in just more than 3 months! 😍

Dati, nagdadagdag siya pero sobrang liit and hindi consistent dahil hindi pa siya ganun ka naniniwala sa pag-iinvest sa Mutual Funds. Nagjoin lang dahil sa kagandahan ng mga benefits na maaavail niya by being an IMG Member and dahil na rin sa Long-term Healthcare.

But just this September, nagkaroon siya ng extra money. Inadvise ko na iinvest niya ito sa mutual funds dahil sayang ang kikitain ng pera niya kung sa bangko niya lang ito ilagay. Inexplain ko pa ng mabuti if how mutual funds works at nakinig at naniwala naman siya. 😊 Ti-nake advantage din niya na mababa pa ang market kaya nilagay niya ang extra money niya, a total of P200,000.00 (September 28 - 30,000, September 29 - 50,000, September 30 - 50,000, October 3 - 50,000 at October 5 - 20,000), sa Mutual Funds (Soldivo Strategic Growth Fund) through IMG at nakabili ito ng total of 327,869 Shares! 🤩

Just yesterday January 8, 2023, chineck niya ang kanyang Portfolio at laking gulat niya, ang 200,000 niya naging 226,262.40Pesos na ang value dahil ang Current Net Asset Value per Share is 0.6901!😍 Grabeh! 26,262.40 pesos ang interest for just more than 3 months! Thats 13% INTEREST!!! Kung sa bangko niya lang nilagay, palagay niyo magkano ang tubo niya? Meron ba? Hahaha.. May kaltas pang Tax for sure! 🤩😍 Kaya sa sobrang excited niya, na iscreenshot niya ang portfolio niya at sinend sa akin, sabay pasalamat dahil malaki na ang naging interest ng investment niya. Sabi ko naman, "Congratulations dahil yan sa nagpaturo ka at naniwala sa akin. At salamat din sa tiwala! Basta educated ka lang at iapply mo lang ang natutunan mo dito sa IMG, mas malaki pa ang kikitain ng investment mo. Kaya dapat tuloy2 and consistent ka lang sa pag-iinvest. "

Imagine! Mababa pa ang market ngayon! What if tuloy-tuloy pa siyang mag-invest. Consistently monthly? Magkano na kaya ang interest ng investment niya, 5 yrs or 10 yrs from now?

Ang tanong, kailangan ba may 200,000 ka rin para makapagsimulang mag.invest sa mutual funds? HINDI PO! By being an IMG member, may automatic investment ka ng 1,000 at ang good news, as low as 20 Pesos pwede ka nang magdagdag ng investment mo! Tama ang nabasa mo friend, 20 pesos lang ang minimum top-up. (Hanggang saan ba aabot ang 20 pesos mo?) Basta tandaan lang, sa pag-iinvest, dapat unahin, invest in knowledge. Alamin mo at aralin. May investment seminars kami that you can attend for FREE! Dapat din, invest with a goal! Baka 1 year ka palang nag.iinvest i-withdraw mo na agad! 😅 (naging emergency fund ang peg). At most importantly, START IT, NOW NA!!! Don't delay! Time is of great value. Simulan mo na habang kakasimula palang ng 2023!😀

Tara, usap tayo para maguide din kita! Feel free to message me! 😉







ctto: Coach Jeszy Ortega

Kung 𝗗𝗘𝗣𝗢𝗦𝗜𝗧𝗢𝗥 ka, ang perang nakadeposito sa bangko,
may taunang interest na 𝗺𝗮𝘀 𝗺𝗮𝗹𝗶𝗶𝘁 𝘀𝗮 𝟭 𝗽𝗼𝗿𝘀𝗶𝘆𝗲𝗻𝘁𝗼.
Pero kung 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥 ka, ang perang i-invest mo sa shares ng bangko,
ito ay tutubo ng interes na 𝗵𝗶𝗵𝗶𝗴𝗶𝘁 𝗽𝗮 𝘀𝗮 𝟭𝟬 𝗽𝗼𝗿𝘀𝗶𝘆𝗲𝗻𝘁𝗼.

Ang pera mo ay lalago at maabot ang long-term financial goals mo.
Ang extra extra mong dalawampung piso, makakapaginvest ka na sa mga kumpanya katulad ng BPI at BDO.

LEARN ways to the right way.

How? Message me

Sa LANG TALAGA ANG NAGSASABI NA MAG IPON AT MAG INVEST NG TAMA ... WE SHARE BECAUSE WE CARE 😍🥰❤️

May nagtanong: Sino ang mga competitors ni IMG?
May sumagot: Wala.

No one is doing exactly what we do.
Every financial company (banks, insurance, pawnshop, e-wallet app) is selling a product...

Most of these companies don't care whether you'll achieve your financial goals or not...

No one is promoting financial education like we do.
No one is teaching you to:
Tithe to your church Save 20% of your income Budget and spend wisely Pay off your debts asap Invest for longterm Choose right investments Properly insure yourself Build Healthcare savings Save enough for retirement Preserve your assets Build your holding corporation Save on taxes Be an entrepreneur Become a financial coach Pass on your knowledge to others Involve your family in the career

No one will continue to work with you and help you build passive cashflow and wealth for your family's future generation like we do. 😊👍

Only IMG will work side by side with you and for you to help you achieve all your financial goals.

Be part of our AMAZING IMG COMMUNITY!🥰

IMG HAVE MADE A HISTORY!! ✨ Celebrating our 20 years Anniversary!

I am proud to be part of this company with an Amazing Crusade! 💪🏻

Largest crowd to have gathered in front of Petronas Twin Tower for a photo op. The IMG Campaigners Community Summit 2022.

Thousands of IMG Members conquered the vibrant city of Kuala Lumpur with our relentless passion for change with financial literacy. We are so excited to bring you more knowledge that could empower every IMG Campaigner.

Let’s change more lives! ❤️

Join the biggest community of Savers and Investors. Lets talk!!

EMPLEYADO KA BA?

If you are, basahin mo ito, saglit lang...

Think of the thousands to millions of pesos that actually passed through your hands in the last 5-10 - 20 - 30 years.

Taon taon, you get your 13th month.

But can you tell yourself exactly what happened to your 13th month in the past 5 years? Ngayon meron pang 14th month.

Very rarely can people say HOW and WHERE they put their money.

Often, no one can really remember.

Alam mo ba, Pilipinas lang ang tanging bansa na mayroong 13th month pay!

Our foreign friends get confused when they hear it for the first time. They wonder how we can have a 13th month salary when there's only 12 months in a year.

Well actually I learned, may mga super generous pa ngang employers who amazingly give 18-20th month salary!

Yayhhhhhh, Sana All.

Pero alam mo ba, if you save your 13th month, kahit portion lang for just 6 years, then based on the power of "compounding interest" you could already have close to xx million pesos in savings and investments in the next 40 years.

Ang kaunting sacrifice for 6 years can already change your life.

So ang tanong, gusto mo bang may mabago sa buhay mo?

Then dapat may gawin kang bago na hindi mo pa ginagawa before.

Or yun gustong gusto mong gawin pero hindi mo talaga masimulan.

Or minsan, nasimulan mo na nga pero hindi mo mapagpatuloy consistently.

Huwag mo ng antayin ang new years resolution para maisulat na magsisimula ka ng mag ipon(ULIT NALANG NANG ULIT).

Kasi in a few weeks time darating na si 13th month pay!

So TIME to make a CHANGE. Take ACTION to secure your FUTURE now!

As a financial literacy advocate, part of my mission is to assist and coach you with your saving & investing journey.

Huwag mahiyang mag tanong.

Bago ka dumaan kay "𝑺𝒕. 𝑷𝒆𝒕𝒆𝒓", dadaan ka muna sa "𝑺𝒕. 𝑳𝒖𝒌𝒆'𝒔 𝑴𝒆𝒅𝒊𝒄𝒂𝒍 𝑪𝒆𝒏𝒕𝒆𝒓" (hospital).

At pag ngkasakit ka at nasa hospital Ka Hindi si VUL ang ipapakita mo, kundi ang HMO mo kabayan...

The most luxury bed cannot be found in a hotel with 5 ⭐star amenities, but in the hospital.

𝑯𝒆𝒂𝒍𝒕𝒉 𝒊𝒔 𝑾𝒆𝒂𝒍𝒕𝒉...

𝐇𝐞𝐚𝐥𝐭𝐡𝐲 people often have long life expectancies, which gives their investments time to grow...😍

“𝐋𝐨𝐧𝐠𝐞𝐯𝐢𝐭𝐲 𝐧𝐮𝐫𝐭𝐮𝐫𝐞𝐬 𝐩𝐫𝐨𝐬𝐩𝐞𝐫𝐢𝐭𝐲” it means that good health gives you more time for compound interest to build wealth, so save for your 𝑳𝒐𝒏𝒈 𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝒏𝒐𝒘, while you're still young and healthy.

Build your solid financial foundation by investing in your Healthcare. 💪

I know you don't need it right now, but when you get old and sick, you will use it.

𝑺𝒂𝒗𝒆 𝒂𝒏𝒅 𝑰𝒏𝒗𝒆𝒔𝒕 𝒇𝒐𝒓 𝒚𝒐𝒖𝒓 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆.💜

Talk to us today.

Sa dami ng beses mong kumain sa Jollibee, uminom ng San Mig, nagbayad sa Meralco at Maynilad, mag shopping at grocery sa SM, at pumunta sa vacation getaway via PAL, bakit di ka na lang maging 𝙄𝙉𝙑𝙀𝙎𝙏𝙊𝙍/𝙎𝙏𝙊𝘾𝙆𝙃𝙊𝙇𝘿𝙀𝙍?
Para ang story nyo ng mga companies na ito ay hindi lang nagtatapos sa pagiging consumer mo. Every time you pay, you earn!
Makaka-ipon ka ng tama kahit wala kang oras sa pamamagitan ng Mutual Funds!
𝘼𝙣𝙤 𝙣𝙜𝙖 𝙗𝙖 𝙖𝙣𝙜 𝙢𝙜𝙖 𝙗𝙚𝙣𝙚𝙛𝙞𝙩𝙨 𝙨𝙖 𝙈𝙪𝙩𝙪𝙖𝙡 𝙁𝙪𝙣𝙙𝙨?
✔️ Professional Management (Fund Managers)
✔️ Diversification (investor ka sa iba't ibang companies)
✔️ Low Capital Requirement (kahit Php 500 lang na additional)
✔️ Great Equalizer (walang mayaman o sobrang yaman)
✔️ Secured (SEC Regulated)
✔️ Potentially Higher Returns (lalo na kung long term)
✔️ Transparent (lahat available na sa internet)
Kaya simulan mo na! Maging stockholder ka ng Jollibee, PLDT, Meralco, PAL, Cebu Pacific, San Miguel, Ayala, SM, at marami pang ibang malalaking companies sa Pinas!
Hayaan mo mag-work ang pera mo para sayo, kasi pwede naman!
This is 💯 LEGIT‼️
𝐁𝐞 𝐰𝐢𝐬𝐞. 𝐁𝐞 𝐬𝐦𝐚𝐫𝐭. 𝐁𝐞 𝐞𝐝𝐮𝐜𝐚𝐭𝐞𝐝.
Experience a Life of Finance, Investments, and Business
You can have it all in IMG, From Financial Education to Financial Ex*****on. 💪😉

Mas maganda raw ang ibang brand. 🙂 kaysa Kaiser. Ah ok… Let me share this with you.

Akala kase nila, Life Insurance product ang Kaiser. 🙂 Aba hindi po, HMO po ang Kaiser. HMO na may Term Insurance, at Investment.

Tandaan niyo lang po sana na kapag kayo ay nagkasakit o naospital, hindi po iho-honor ng Hospital ang Insurance Product na meron kayo:) Kase ang Life Insurance ay ibinibigay kapag ikaw ay kinuha na ni Lord at ‘yan ang iiwan natin sa Pamilya natin.

May mga LIP din po na may Health Insurance pero ‘yon po ay for reimbursement po, maglalabas pa rin po kayo ng pera kapag kayo ay naospital. Claro?

Note: Insurance Products are good because it is an investment BUT mas maganda kung meron kang KAISER, because ito ay 3 in 1. HMO + Insurance + Investment. Ganda noh? 💙

Pinapaliwanag namin ito ng Maigi, hindi kase kami Benta-benta lang. When we share Kaiser with you, it means we care about you. 💙🥰

-Coach Arma Bacar

Our IMG Community 👉

*IMG is the only broker company of Kaiser International Healthgroup*

✨