Properties For Sale

“When the bird is alive, it eats the ants.” When the bird dies, the ants eat the bird. Time and circumstances can change at any time. Never devalue or hurt anyone in life. You may be strong today but remember that time is stronger than you! One tree makes a million matchsticks, and one matchstick can burn a million trees, so do not let one negative thing affect the millions of positive things in your life...
“So be good and do good.🤏

COMMERCIAL LOT FOR SALE
LOT AREA: 4246 SQ.M
PRICE: 6000 PER SQ.M

MABINI, CBR

COMMERCIAL LOT FOR SALE
Area : 1000 sq.m
Price : 5.5M
Frontage : 25 meters
Clean Title
Flat area
No need tambak
Location : Km.10, Brgy. Quezon Surigao City
For inquiries and more information you may call or text.
09278205986 - globe
09603299290 - smart
JOSUE BIOLON SECORIN, REB, REA
Licensed Real Estate Broker
PRC No. 0032836
Licensed Real Estate Appraiser
PRC No. 0011328
DHSUD: R13-B01/2023-5156
AIPO No. B-32836-PHILRES
PTR No. 133266

“Married to” and "Spouses" appearing in Land Titles.

You may have come across transfer certificates of titles, also known as Torrens titles, and noticed that the property owner’s name is sometimes listed as “Juan dela Cruz married to Juana dela Cruz”, while other times it’s listed as “Spouses Juan dela Cruz and Juana dela Cruz”. If you believe these two designations are identical or convey the same meaning, you are mistaken.

The name of the titled owner is specified in the transfer certificate of title itself. This name is often considered conclusive proof of property ownership by the individual whose name is listed.

According to Section 45 of Presidential Decree No. 1529, if the property is part of the conjugal partnership, the certificate of title must be issued in the names of both spouses. The said provision states:

“SEC. 45. Statement of personal circumstances in the certificate. – Every certificate of title shall set forth the full names of all the persons whose interests make up the full ownership in the whole land, including their civil status, and the names of their respective spouses, if married, as well as their citizenship, residence and postal address. If the property covered belongs to the conjugal partnership, it shall be issued in the names of both spouses.” [Emphasis and underscoring supplied.]

Therefore, if the title is only in the name of the husband or wife, it can be legally presumed that the property covered is the exclusive and private property of the spouse named.

This distinction is crucial because it directly affects the rights and obligations associated with the property. For instance, in the event of a legal dispute or the sale of the property, the way the owner’s name is listed on the title can have significant implications.

MAY MGA NAKATIRA SA IYONG LUPA PERO AYAW UMALIS, DAHILAN NILA'Y KANILA IYON SAPAGKAT MATAGAL NA SILANG NAKATIRA, PAANO MO SILA MAPAPAALIS?

ANG EJECTMENT AY ANG LEGAL NA PROSESO KUNG SAAN ANG TAO NA PINAHINTULUTAN NA MAG-UKOPA O UMUPA SA ISANG LUPA O BAHAY AY PINAPAALIS NG SAPILITAN NG KORTE KUNG ANG MAY-ARI NG LUPA O BAHAY AY WALA NANG PAHINTULOT ANG KANYANG PAG-UKOPA O LUMIPAS NA ANG TANING SA KANYANG PAG-UPA. ANG EJECTMENT AY ISANG MABILIS NA PROSESO SA MUNICIPAL TRIAL COURT NA NILILITIS GAMIT ANG REVISED RULES OF SUMMARY PROCEDURE.

Ayon sa New Civil Code, ang sinumang may-ari ng isang bagay ay may karapatan na hawakan ito at kung siya ay tinanggalan ng karapatan ng sinuman na hawakan ito, siya ay may karapatan sa batas na magsampa ng kaso para ito ay kunin muli.

Art. 428. The owner has the right to enjoy and dispose of a thing, without other limitations than those established by law.

The owner has also a right of action against the holder and possessor of the thing in order to recover it. (348a)

Kung ang isang lupa ay may gumagamit ay nakaposisyon kahit hindi siya may-ari nito, may karapatan ba ang may-ari na sapilitan siya na paalisin dito? Wala.

Nasa New Civil Code na ang bawat possessor o humahawak ng isang lupa ay dapat igalang at mapapaalis mo lamang siya sa pamamagitan ng mga legal na remedy na nasa batas. Ito ay nasa Article 539 ng New Civil Code:

Art. 539. Every possessor has a right to be respected in his possession; and should he be disturbed therein he shall be protected in or restored to said possession by the means established by the laws and the Rules of Court.
Ano nga ba ang legal remedy para mapaalis ang isang tao sa isang lupa na wala na siyang karapatan na hawakan pa ito dahil ayaw na ng may-ari nito o kaya ay nag-expire na ang period ng pag-upa na nasa lease contract?

Ang legal na proseso na ito ay ang "ejectment case" na sinasampa sa Municipal Trial Court o Metropolitan Trial Court at ito ay nililitis under the Revised Rules of Summary Procedure. Ang proseso na ito ay ginagawa sa korte upang patunayan na ang complainant ang may mas karapatan sa lupa at ang kanyang pahintulot sa defendant na umukopa ng lupa ay pinatitigil na niya o kaya ay expired na ang lease contract nila. Ito ay tinatawag na ejectment case na unlawful detainer. Kung ang pag-pasok naman sa lupa ay biglaan at gumamit ang defendant ng force, intimidation, stealth or threat, ito ay tinatawag na forcible entry. Ang ejectment case ay mabilis na proseso dahil wala na itong trial sa korte bagkus ay position paper lamang ang ipre-presenta sa korte para makapag desisyon ito.

-Usaping Legal

Legal Steps for Property Partition in the Philippines

Query: What can be done if siblings are not cooperating in the partition of inherited land where only one or two are paying the property taxes?

In the Philippines, the partition of inherited property among heirs can often lead to disputes, especially when not all parties are cooperative. If you find yourself in a situation where the property taxes are being unfairly shouldered by only a few, and there is a lack of cooperation from other heirs in partitioning the property, there are specific legal steps you can take.

Legal Demand for Partition: The first step is often to send a formal demand for partition to the other heirs. This can be done through a written notice, ideally drafted by a lawyer, which clearly states the intention to partition the property and requests the cooperation of all involved parties.

Filing a Petition for Partition: If the informal demand does not result in any action, the next step is to file a petition for partition in court. This legal process compels the division of the property according to the shares of the heirs as stipulated in the will, or under the law in the absence of a will.

Survey and Approval Plan: Part of the partition process will involve having the property surveyed by a licensed geodetic engineer to determine the exact boundaries for each portion. If heirs are not cooperating with the survey, the court can issue an order to enforce compliance.

Role of the Court: Once a petition for partition is filed, the court will oversee the process to ensure that the property is divided equitably among the heirs. The court can also appoint a commissioner to physically divide the property, sell the property if a division is not feasible, and distribute the proceeds among the heirs.

Legal Costs and Duration: Be prepared for the costs associated with the legal process, including attorney's fees, surveyor's fees, and court costs. The duration of the legal proceedings can vary significantly depending on the complexity of the case and the level of cooperation or resistance from the other heirs.

Ensuring Fair Property Tax Payment: Regarding the issue of property tax payments, it's advisable to keep detailed records of the payments made, as these can be used in court to claim reimbursement from the other heirs. In cases where property taxes are significantly in arrears, addressing this issue promptly with legal advice is crucial to avoid penalties or legal issues with tax authorities.

Seeking Legal Advice: Given the complexities involved, consulting with a lawyer who specializes in property law is crucial. They can provide guidance tailored to the specifics of your case, ensuring that your rights and interests are adequately protected throughout the process.

The partition of property is a right under Philippine law, and no heir can be compelled to remain in an undivided co-ownership against their will. Thus, legal mechanisms are in place to resolve such disputes, albeit they may require time and the assistance of legal professionals.

-Usaping Hatian ng Mana.

LOT FOR SALE‼️
LOT AREA: 180 SQ.M
PRICE: P 3,000,000.00
LOCATION: PCUM SAN JUAN SURIGAO CITY

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09603299290

Ocular inspection of BENITO GO's land that is now inhabited by squatters located in Springville Brgy. Luna Surigao City SDN.

Thanks to Purok Chairman Gemma Paniamogan and his colleagues for helping me with the inspection and to the residents who cooperated with us.

Holiday duty
Real Estate Service

Be humble
and never think that you are better than anyone else..for dust you are, and unto dust you shall return..

What Causes Structural Failure?
Defines structural failure as the “loss of the load-carrying capacity of a component or member within a structure or of the structure itself”. It usually happens when a material is stressed beyond its strength limit.

But most of the time, a structural failure is not just caused by a single factor rather by a combination of factors. The most common of which are:

*lack of communication among the people involved in the design and construction process
*poor workmanship
*lack of construction experience
*inappropriate structural design
*poor communication between fabricators and erectors
*use of substandard materials
*compromises in professional ethics for monetary gains
*complex codes and specifications leading to misinterpretation and misapplication
*not enough construction time
*failure to accurately predict loads
*erroneous calculations
*untrained field inspectors
*failure to consider environmental conditions like floods, droughts, earthquakes, etc.

6 Steps Bago Bumili ng Lupa sa Pilipinas

Step 1
Unang-una basta't dumating yung ahente (real estate agent) o kaya yung may-ari ng lupa at sinabing pinagbibili niya ang LUPA niya, ang UNANG KUKUNIN MO ay yung kopya ng TITULO.

Sapagkat dapat mag-imbestiga ka doon sa REGISTER OF DEEDS. May xerox copy ka ng titulo ng lupa, pupunta ka doon, Kasi malay mo may mga PASANIN (problema) yang lupang yan: nakaprenda/nakasanlamay nagki-CLAIM na iba Dapat makita mo yon. Dapat malinis. Sapagkat yang kopyang yan dapat eksaktong-eksakto doon sa kopya ng Register of Deeds. Hindi sila nagkakaiba. Kaya malalaman mo kung PEKE, may mga PASANIN, o kaya may mga PROBLEMA ang lupa.

Step 2

Kumuha nang Geodetic Engr para mag Sagawa nang Relocation survey sa Mga Boundaries para ma check kong ok ba ang Actual ground wala bang structure or Fence sa Kabilang lot na lumagpas.. Sa Property na iyung Bibilhin.

Step 3

Halimbawa't nakita mo na, na wala palang problema, ok ang ganda, mag-eexecute kayo ng DEED of SALE na tinatawag. Pagka nag-eexecute kayo ng DEED of SALE o "Kontrata ng Pagtitinda", pipirmahan nyong dalawa, nung nagtitinda at tsaka nung bumibili at inonotarized yon.

Step 4
Within 1 month from notarization, magbabayad ng unang bayad. Ang tawag dun, DOCUMENTARY STAMPS. Dapat bago matapos ang buwan ng pagpipirma, magbabayad ka ng DOCUMENTARY STAMPS.

Step 5
Pagkatapos nun, yung nagtinda, sya rin ang magbabayad ng tinatawag na CAPITAL GAIN TAX. Kasi kumita siya, magbabayad siya sa BIR.

At ang BIR ang mag-iissue nung CERTIFICATE OF AUTHORITY TO REGISTER, isang certification na sinasabi sa Register of Deeds na bayad na yan ng lahat ng mga taxes at pwede mo ng ilipat ang pangalan ng titulo dyan doon sa bumili.

Step 6
Basta nakita mo na yan (CERTIFICATE OF AUTHORITY TO REGISTER), dadalhin mo yan sa Register of Deeds, yun ang huling yugto. Sasabihin ng Register of Deeds, heto ang huling bayad, Transfer Fees. Pag bayad na yon, hindi masyadong mahal yon, hayan na, kukunin na ng Register of Deeds lahat.

Isusurender na ang OWNERS' COPY ng titulo at maghihintay ka na. At yan kelangan mo ng follow-up. Dahil nga sa Register of Deeds, medyo tatagal yan. Kaya kelangan ng follow-up ng follow-up.

Extra-Judicial Settlement of the Estate

Transfer a Land Title from a Deceased Parent

In order to have the land title transferred, it needs to be settled first in what is legally called the Extrajudicial Settlement of the Estate. The estate is the property involved. The process involves drafting a contract which clearly indicates how the property will be distributed among the heirs. This process is also known as "out of court settlement" because as the term suggests, the heirs will no longer have to go to court to distribute the properties which the deceased parent/s left.

An Extrajudicial Settlement of Estate is just one among many ways to transfer the ownership of assets in an estate to the heirs or beneficiaries. It is usually completed after someone dies. It avoids costly litigation for as long as all the beneficiaries agree.

Following Rule 74, Section 1 of the Rules of Court, the heirs need to secure and execute a Deed of Extrajudicial Settlement of Estate and Adjudication of Estate with the help of a lawyer. However, all heirs must get into an agreement, including those who are not interested in the property.

The deed should specify the following information:
✔The absence of a will.
✔Proof that the deceased parent/s has no debts left.
✔Name and relationship to the deceased; Heirs should be of legal age, otherwise, minors should have a legal representative.
✔Affidavit of self-adjudication, and deed of extrajudicial settlement of estate and adjudication of the estate (should be signed by all the heirs and afterward notarized before a Notary Public).
✔Description of the property to be divided among the heirs.
✔Bond fixed by the court, should there be personal property involved.

After a certain number of weeks, the heirs will have to obtain the certification and publication and have it affirmed and verified by the Bureau of Internal Revenue (BIR). They will release a certificate to the heirs which should be submitted to the Registry of Deeds or Land Registration Authority.

What are the Steps in the Extrajudicial Settlement Process?

1. Prepare the necessary documents:
✔A certified true copy of the deceased’s death certificate
✔Notarized Deed of Extrajudicial Settlement of Estate, signed by all the legal heirs
✔Proof of publication of the notice
✔Tax Identification Numbers (TIN) of the deceased and the heirs
✔Other relevant documents, such as land titles and tax declarations.
2. File the Deed of Extrajudicial Settlement of Estate and other required documents with the Bureau of Internal Revenue (BIR) in the Philippines.
3. The BIR will assess the estate tax, which the heirs need to pay within six months from the date of the decedent’s death. Penalties and interest may apply for late payment.
4. Secure the Certificate Authorizing Registration (CAR) from the BIR after paying the estate tax.
5. Register the properties with the appropriate government agency (e.g., Register of Deeds for land titles) and have the property titles transferred to the heirs’ names.
6. Pay the corresponding transfer taxes and documentary stamp taxes to the local government and the BIR, respectively.

Josue Biolon Secorin, REB, REA

Thank you so much to my clients for choosing me as their Real Estate Appraiser for the valuation of their properties.

-MCCB BANK
-Atty. Wendel Lim Go.

Real estate appraisal is the process of determining the value of a property by a licensed and qualified professional known as an appraiser. The appraisal is typically required when buying, selling, refinancing, or insuring a property to ensure that its value is accurately assessed.

Here are some key points about real estate appraisal:

1. **Purpose**: The primary purpose of a real estate appraisal is to determine the fair market value of a property. This value is based on various factors such as location, condition, size, comparable sales, and market trends.

2. **Appraiser**: An appraiser is a trained and certified professional who conducts the appraisal process. They evaluate the property, consider relevant factors, and provide a written report detailing their assessment of the property's value.

3. **Methods**: Appraisers use different methods to determine the value of a property, including the sales comparison approach (comparing the property to similar properties that have recently sold), the cost approach (estimating the cost to replace the property), and the income approach (evaluating the property's income potential).

4. **Factors Considered**: Appraisers take into account various factors when appraising a property, including location, size, condition, amenities, recent sales of comparable properties, local market trends, zoning regulations, and other relevant data.

5. **Appraisal Report**: After conducting the appraisal, the appraiser provides a detailed report outlining the property's value and the methods used to determine it. This report is usually used by lenders, buyers, sellers, and other parties involved in real estate transactions.

6. **Importance**: Real estate appraisal is crucial in determining the fair market value of a property, which helps buyers make informed decisions, helps sellers set appropriate listing prices, assists lenders in assessing the property's value for mortgage purposes, and ensures fair dealings in real estate transactions.

Overall, real estate appraisal is a vital process in the real estate industry that provides an objective and professional evaluation of a property's value, helping all parties involved in real estate transactions make informed decisions based on accurate and reliable information.

If you want to know the fair market value of your property, you may call or text.

09351192635 - TM
09603299290 - SMART

JOSUE BIOLON SECORIN, REB, REA
Licensed Real Estate Broker
PRC No. 0032836
Licensed Real Estate Appraiser
PRC No. 0011328
DHSUD: R13-B01/2023-5156
AIPO No. B-32836-PHILRES
PTR No. 133266

Ocular inspection of the subject property for appraisal purposes.
Agila white Beach Resort located in Sitio Cabitoonan Brgy. Consuelo Cantilan Surigao Sur

-Real Estate Brokerage & Appraisal Services

A big thank you to my client for trusting me as a proposed Commissioner in their Real Estate Partition.

‼️ All Real Estate Brokers' Board Examinees this April 2024! ❤️💚💙

You are All invited to Attend our FREE WEBINAR via Zoom this coming Friday, 5 April 2024, 4pm Onwards. 😍😍😍

💥💥💥 TIPS AND TRICKS to become (Real Estate Board Exams) TOPNOTCHER! 💥💥💥

Register Now thru QR Code on the Poster! 🥰🥰🥰

💢💢 Our High-Caliber Speakers and Guests 💢💢

⭐️⭐️⭐️⭐️⭐️
Consultant Edwin Binag Calamba, REB, REA, REC
2023-2024 National President
Philippine Association of Realty Consultants and Specialists (PARCS)
President, Emmanuel Realty Services and Development Corporation
PRC-Accredited Lecturer

⭐️⭐️⭐️⭐️⭐️
Consultant Ma. Dani Vi P. Edrad, REC, REA, REB, DURP, MPA
Lone Passer, 2022-2023 Real Estate Consultants Board Examinations
System Administrator, Bangko Sentral ng Pilipinas
Member, BSP Technical Team for Site Inspection/Selection/Lot Acquisition
Masters in Public Administration - PUP Manila
Diploma ladderized to Master's Degree in Urban and Regional Planning - University of the Philippines Diliman, Quezon City
Vice Chargerson in Finance, UP PLANO
Real Estate Organizations Member: PARCS, PARA and REBAP
Member, Toastmasters Philippines

⭐️⭐️⭐️⭐️⭐️
Dr. Carl E. Balita
Chief Executive Officer (CEO), Dr. CARL E. Balita Review Center (CBRC)
The First and Only ISO-Certified Review Center in the Philippines
Dubbed as Father of Philippine Review
Best-Selling Author and Top-Rated Reviewer
Triple Licensed Professional
Dual Doctoral Degree holder
Multi-awarded Entrepreneur and Educator
Radio and TV Anchor

⭐️⭐️⭐️⭐️⭐️
Dr. Mary Gaw So, REB, REA, REC
2024 National President
Philippine Association of Realty Appraisers, Inc. (PARA)
President, My Hometown Realty and Developer, Inc.
President, Real Estate Hub (REHub)
Holder of Eight (8) Licenses
PRC-Accredited Lecturer

⭐️⭐️⭐️⭐️⭐️
CRB Roi Marc A. Teodoro, REB, REA
2024 National President
Real Estate Brokers Association of the Philippines, Inc. (REBAP)
President, Teodoro Appraisal and Realty Services
PRC-Accredited Lecturer

COMMERCIAL LOT FOR SALE
Area : 1000 sq.m
Price : 5.5M
Frontage : 25 meters
Clean Title
Flat area
No need tambak

Location : Km.10, Brgy. Quezon Surigao City

For inquiries and more information you may call or text.

09278205986 - globe
09603299290 - smart

JOSUE BIOLON SECORIN, REB, REA
Licensed Real Estate Broker
PRC No. 0032836
Licensed Real Estate Appraiser
PRC No. 0011328
DHSUD: R13-B01/2023-5156
AIPO No. B-32836-PHILRES
PTR No. 133266

A relocation survey is a land survey that identifies the exact boundaries of a property and its corners. The purpose of a relocation survey is to re-establish the boundaries of a tract and verify if the property's current location overlaps with neighboring lots.

Pob. Sison, SDN

A site visit is a physical observation that can help identify relevant property characteristics in a valuation service.

Thank you Atty. Princess for trusting me as your independent Real Estate Appraiser.

-Appraisal work
-Brgy. Mabini, Surigao City

Real Estate Appraisal Report

An appraisal determines the home's value to ensure that the price reflects the home's condition, age, location, and features such as the number of bathrooms. Also, valuations help banks and lenders avoid loaning more money to the borrower than the house is worth.

-Brgy. Sanjuan, Surigao City
-Ceniza Height, Surigao City
-Brgy. Mabua, Surigao City
-Brgy. Macalaya, Placer, SDN
-Central Placer, SDN

PROPERTY INSPECTION

A property inspection is a visual inspection of a property to determine its condition and any potential issues or problems with the property. An inspection is most often done as part of a real estate purchase contract.

Ocular inspection of the subject property for valuation purposes.

-Brgy. Quano Ceniza Heights, Surigao City
-Brgy. Mabua, Surigao City
-Sitio Lumaban, Brgy. Rizal Surigao City

Be a wise man....

Life is akin to riding a bicycle, where the path is not always smooth, and balance is critical to avoid stumbling. Just as a cyclist must pedal to maintain balance and momentum, we too must keep moving forward despite obstacles.

Beware Of These 7 Real Estate Scams
One of the reasons many home buyers fall victim to scam artists is that there are so many different types of real estate scams. It’s impossible to be aware of every possible scam, but here are seven common ones you should familiarize yourself with.

1.Wire Fraud Scam
There are many different types of wire fraud that can occur in real estate scams, from escrow wire fraud to mortgage wire fraud. This typically happens when a scammer poses as your real estate agent and tricks you into wiring the funds for your closing costs to a fraudulent account. Scammers often use special software that mimics your agent’s email address or phone number. And unfortunately, once you wire money to someone, it’s nearly impossible to ever get those funds back. As a home buyer, you can protect yourself by understanding what your closing process will look like from the start. And always call to confirm wire transfer requests before sending money.

2. Foreclosure Relief Scam
In a foreclosure relief scam, scammers will target individuals on the brink of having their homes foreclosed on. A company may reach out and promise to either stop the foreclosure or modify the loan in exchange for an upfront payment. This type of scam is especially devastating because not only will the victim be unable to get their money back, but they’re still at risk of losing their home. To protect yourself from this type of scam, never agree to pay a company upfront for a service that hasn’t been completed. And make sure you do your due diligence about the individual or company promising to help you. For instance, if you’re contacted by someone claiming to be an attorney, check your state’s bar website to determine whether that person is legitimate.

3. Loan-Flipping Scam
In a loan-flipping scam, scammers will convince victims to refinance their homes repeatedly, charging high fees and points on every transaction. As a result, the borrower will end up with high loan payments that they can’t afford and limited equity in their home.
Seniors often fall victim to these types of scams because they often have significant equity built up in their homes. Not realizing they are being taken advantage of, they can easily fall victim to scam artists.
To protect themselves, senior homeowners should only work with lenders they know and trust. And if possible, they should have a friend or family member that they consult with before making these types of financial decisions.

4. Commercial Real Estate Scam
Commercial real estate fraud is often complex and can take various forms, from forged documents to misrepresentations. However, one of the most common types of commercial real estate fraud is the misappropriation of funds. This happens when a borrower diverts the funds they received from a loan or payment to an expense it wasn’t approved for. For instance, if a property management company collects rent payments and uses those funds to pay for another property, this would be a misappropriation of funds.
Commercial real estate fraud also often involves misrepresentation; for instance, submitting falsified documents or providing false financial statements.

5. Home Inspection Scam
Home inspections are vital to the home buying and selling process because this is how the lender ensures you’re paying the fair market value for the home. In a home inspection scam, an unqualified provider performs the inspection and hides potential problems with the home. To prevent this type of fraud, make sure to ask lots of questions and look for signs of irregularities. Make sure the inspector can access all areas of the property and ask to look at the report yourself.

6. Rental Scam
Most renters will look online to find a new apartment or rental home. Scammers often take advantage of this by listing properties that don’t actually exist to trick borrowers into sending them money. Other times, scammers will pull a bait-and-switch by posting low-quality rentals at a high price point.
To prevent rental scams, it’s a good idea to check listing photos for the MLS watermark. It’s also a good idea to visit the property in person before agreeing to rent it. And you should never sign anything or wire money until you’ve seen the property.

7. Title Or Deed Scam
Title or deed fraud involves the involuntary transfer of ownership without the owner’s knowledge. Another individual may try to transfer property ownership to another person or borrow money using that property as collateral. This type of fraud is serious because the victim could lose their home as a result. Even if the homeowner doesn’t lose their home, a title scam can be an expensive problem to fix. Anyone who owns rental properties or vacation properties they don’t personally oversee is at risk.
To protect yourself, make sure to watch out for signs that anything is amiss at your property. If you notice that bills are missing or your credit score has taken a hit, you may have been a victim of title fraud.

How Do I Avoid Real Estate Scams?
Because scammers often use advanced technology and interact digitally with their victims, it can be challenging to avoid real estate scams. However, it’s important to stay vigilant about protecting your personal information and bank accounts.

Here are some tactics you can take to avoid real estate scams:

1. Consult a licensed professional: Only work with licensed real estate agents and lenders that you trust. If someone contacts you out of the blue, verify that they are who they say they are.

2. Keep your personal information secure: Never give your personal or financial information to someone you don’t trust. Don’t provide financial information through emails or website links.

3. Avoid upfront fees: Never pay money upfront for a service to your home, especially if that person seems to be pressuring you.

4. Be wary of last-minute changes: If you’re in the process of buying a home and you receive news of a last-minute change, take the time to verify that it’s real. Don’t act hastily or out of emotion.

5. Avoid off-market transactions: And finally, it’s never a good idea to engage in off-market transactions, no matter how good the deal is.

Home is where a heartwarming community thrives. Come home to Butuan.