Financial Educator's Life

Platform for Financial Literacy in order to build a Solid Financial Foundation for all.

31/08/2022

Manigurado ka na. Kuha ka ng Health insurance. At ito o, 3-in-1

17/02/2022

HAVE YOU EVER PLAN FOR RETIREMENT?

4 Reasons Why Planning for Retirement is Important -
Jhoanna E. Vorstenbosch

1. SSS is not enough – It will
not sustain your medical
Bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2.Inflation-Your ₱1 now will have a lesser value in the future.

3. Our kids are not our retirement fund. Part of pagtanaw ng utang na loob culture. We need to break this dependency. Let us not be a burden to our kids in the future.

4. We live longer – Imagine retiring at the age of 65 with NO INCOME, then living until the age of 80, that’s 15 years worth of expenses. 65 years old is too far to imagine, right? How about taking a vacation for a month with no salary?

Let us not depend on our Company's retirement benefit. What if you loss your job or your company will go bankrupt?

If you want to start saving for your retirement.

Let' talk.

15/10/2020

Happy sweldo!!

Ganito ba lagi ang eksena tuwing sweldo day?

Sa dami ng gustong kumuha ng sweldo mo, huwag mo kalimutan to PAY YOURSELF FIRST.

Save your money today and it will save you tomorrow. 💚

😁✌🤔

04/10/2020

Kapag mag sesave ka ng 5K a month sa loob ng 20 years, magkakaroon ka ng 1 Million.

Samantala, kapag mag-iinvest ka in 7 years with interest, magkakaroon ka parin ng 1 Million in 20 years.

See, walang na bankrupt dahil nag-save, pero mas lalo ka pang yayaman kapag marunong kang mag-invest ng tama.

Iponin (at iinvest) ang pera, hindi ang resibo sa mga pinambili. 😊

Maliwanag ang financial future mo kapag kasali ka sa IMG.

03/10/2020

Sa halagang 5,500pesos ilan Lang Ito sa mga benefits na maenjoy mo as a member of IMG. Kong I-compare mo sa traditional business kukuha ka pa Ng business permit ,plus tauhan para katulong mo sa negosyo mo,at syemprey puhunan para sa mga paninda,Di sapat Ang 5,500para makapag start ka sa iyong negosyo
Dito sa IMG you own your time,you can do full time or part time....
Gustong gusto mo matutunan Ito?usap tayo.
Pm me 09777029896 or pm me at my messenger Nathz Racho

"if someone invites you to join for a business, join the business even if you don't know what it is all about. But be patient and learn the process gradually and relentlessly. Remain there even if it takes you five years to be successful in it because when the benefits begin to flow, you will NEVER be the same person ever again"

*People don't have the patience to build a business for 3 years. But they have the patience to go to work for 40 years.*

*It's crazy how some people feel that 2-5 years in a business is a long time to get rich, but don't feel that 40 years at a job is a long time to stay broke. Change your mindset!

01/10/2020

Be financially educated. Attend our online financial literacy seminar.

Good morning. 🥰

Here's our Online Event for October 1, 2020 via Zoom Meeting App.

👉1230nn Financial Coaching Class
Meeting ID: 387-142-630
Passcode: 976815

👉 2pm Membership Orientation and Financial Check up
Meeting ID: 811 0552 4509
Passcode: 778928

👉3pm Financial Education Class
Meeting ID 871 1882 8623
Passcode: 202020

👉 5pm Secret to Saving and Building your Future
Meeting ID: 84952432200

👉 7pm Financial Education Class
Meeting ID 470 732 2691

👉 8pm Investing 101
Meeting ID 597 487 8413

👉 9pm Make money work for you
Meeting ID 812 4649 8626
Password 4372

17/09/2020

MEDICALLY FIT FOR SEA DUTY kaba lagi?

Baka sunod sampa mo sumabit ka sa medical mo at hindi na makapagbarko. Paano na ang pamilya mo? Ugaliing mag-ipon at mag-invest. Hindi biro ang trabaho sa barko.

Simulan mo.

Photos from Financial Educator's Life's post 17/09/2020

Repost!!
-----------------
Retired District Supervisors from the Deparment of Education, 70 years old and up, Continously doing IMG mission of Educating Filipinos become Financially Literate for our future and for the future of our children.

Ang Financial Education ay hindi tinuturo sa school kaya maraming teachers ang nalulubog sa utang. Wala yan sa kahit gaano ka laki or kaliit ng income. Maniwala ka, friend, base yan sa experience Kaya pag aralan natin.

16/09/2020

It is admirable to see that the head of DepEd was very humble to admit her need for Financial Education which she desires to share and and to empower her teachers to be Financially Educated.

"When one is Financially Illiterate is that insulting? I don't think so.

I am Financially Illiterate.

I retired from government, as a teacher, as a professor, I don't have savings, I don't have property.

And I have been serving UP for 50 years and this is because I don't think about savings, investment I only thought about sharing whatever I had with people I want to help.

I never thought what I would leave behind to my children
if anything happens to me. I am Financially Illiterate."

-Sec. Leonor Briones

---

Learn financial education with us in IMG.

14/09/2020

𝑮𝑶𝑶𝑫 𝑵𝑬𝑾𝑺 𝑻𝑶 𝑨𝑳𝑳 𝑰𝑵𝑽𝑬𝑺𝑻𝑶𝑹𝑺 ❤️

Nandito na ang THIRD TELCO ang pinakabagong Internet Provider sa ating bansa kasama ng GLOBE at PLDT!!

Ang PLDT nag simula din sa 3.00/share

Isipin mo kung ikaw ay nakapag invest kay PLDT at Globe sa STOCK MARKET dati sa panahong nagsisimula pa lang sa mababang presyo at hinayaan mo lang itong mag appreciate in a period of time, siguradong multi-millionaire ka na kung ibebenta mo na sa current price ngayon.

Ngayon ito na ang iyong pagkakataon para makapag-invest dahil nasa 3.29 pesos per share pa lang ang DITO Telecom!!

Asahan mong once investor kana, gagamitin nila ang ating perang ininvest para mag expand ng maraming projects sa buong Pilipinas, mag hire ng maraming empleyado, mag tayo ng maraming branch nationwide and as a return of investments kung ano ang kita nila, yun ang ibabalik sa ating mga investors. As the stock price goes up kumita din tayo sa kanila dahil part-owner na tayo sa kumpanya nila.

If you want to know more you can message directly our page or comment below..

INVEST and BE A SHAREHOLDER NOW!

Ctto

Bakit Marami Ang May Gusto ng LongTerm Healthcare 08/09/2020

Bakit Marami Ang May Gusto ng LongTerm Healthcare 1. Ito ay life insurance "if you die too soon." 2. Ito ay healthcare "if you get sick." 3. Ito ay investment "if you live too long" 20 years or more. Ito ay ...

18/08/2020

Many are afraid to get a HealthCare Plan because it might be a scam and what is the Assurance.

What is Assurance? is a HealthCare Provider of government staff like Supreme Court, House of Representatives and Philippines Department of Agrarian Reform.

If was a scam, I would not have signed a contract, Supreme Court and Representative immediately went up to the case in .

is an alternative HealthCare Plan whether PhilHealth will be gone or your HealthCare will expire is perfect for you.

The real scam here is yourself the way you heard you didn't even know what it was. You're really a scam if you don't have a who will help pay your hospital bills.

To know more about Kaiser, message me now!

15/08/2020

LOSERS always find EXCUSES
WINNERS always find REASONS

15/08/2020

UNDERSTANDING THE PURPOSE OF INSURANCE
Life insurance does'nt insure your life. It insures your family's ability to continue on without being financially devastated.

Some people rely on the insurance provided by the company they work for. This is usually not enough to cover a family's expenses. What's more, once they resign or retire from their respective companies, their insurance coverage also stops.

15/08/2020

Good morning everyone 😍

Here's our Online Event for August 15, 2020 via Zoom Meeting App.

👉 10am Membership Orientation and Financial Check up
Meeting ID: 811 0552 4509
Password: 778928

👉1230nn Financial Education Class
Meeting ID: 387-142-630
Password: 976815

👉 2pm Membership Orientation and Financial Check up
Meeting ID: 811 0552 4509
Password: 778928

👉3pm Financial Education Class
Meeting ID 871 1882 8623
Password 202020

👉 5pm Secret to Saving & Building your Future
Meeting ID 849 5243 2200

👉 7pm Financial Education Class
Meeting ID 470 732 2691

Invite your Family and Friends.

----------------------------------
👉 8pm Leaders Meeting
For Members Only

14/08/2020
14/08/2020

Four (4) Reasons Why Retirement Planning is Important

1. *SSS is not enough* - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. *INFLATION* - Your 1 peso right now will have lesser value in the future.

3. *OUR KIDS are not our retirement fund* - part of pagtanaw ng utang na loob culture. We need to break this culture of dependency. Let us not be a burden to our kids in the future.

4. *WE LIVE LONGER* - Imagine retiring at the age of 60 with no income then living until the age of 80, that's 20 years worth of expenses, 60 years old too far to imagine right? How about taking a vacation for a month with no SALARY?

Let's not depend on our Company's retirement benefit. What if you lose your job or your company go bankrupt? Ready na ba tayo if that will happen?

While community quarantine exists, you can attend our Free Financial Education Class. Message me for the schedules & links.

14/08/2020

🏦 Banks have little or no interest
because they offer convenience and access .
Banks are for Emergency Funds.

Longtermcare, Retirement Savings and Life Insurance give you big money later
because you allow your money
to be less accessible
over a longer period of time .

Kaya, don't put all your money in the bank
because hindi lahat ng pera mo pang emergency. 🙂

09/08/2020

Kung kintahay 10 years na kang nag trabaho...

What if P20,000 imong sweldo ug kada buwan maka tigum kag P5,000 minimum, ibutang ta lang naa sa banko nga way interest.

Dapat karon naa na kay P600,000. ❤️

What if instead tigum lang, na-invest ni nimo sulod sa 10 years nga muhatag og average 12% interest kada tuig example Mutual Funds?

Naa na unta kay 1.1 Million karon. 😍

Ang pangutana naa ba gyud? O nagasto lang gyud tanan? 🤔😔

Sa IMG tudluan ka unsaon pag tigum, unsaon pag invest ug unsaon pag manage og kwarta.

Bisan di ka negosyante, di ka dako ug sweldo, di ka taas og posisyon, as long as kahibaw kang mutigum, muinvest ug mumanage sa kwarta...

Maka retire gyud ka og sayo ug mu-retire ka nga Milyonaryo.

Walay napubre sa pag tigum, SUGDI NA.

HOW TO SAVE FOR YOUR FUTURE HEALTH EXPENSES? 07/08/2020

Kung kinaya mong mag loan ng bahay/condo at kotse dapat mas lalo mong kaya ang mag invest sa iyong healthcare protection lalo na yung pang longterm. Dahil hindi mo alam kelan ka magkakasakit hindi lang yan meron pang aksidente, na kung biglang mangyari yan at wala kang emergency fund then wala ka rin na healthcare, yung mga nainvest mo na bahay/condo at kotse maari yan maibenta sa isang iglap at sa mas mababang halaga.

Protect yourself from the "2iF's" of life, habang maaga, habang bata, habang healthy kapa..
Good news we have partner company ang Kaiser International that offer complete protection or 3 in1 plan for you and your family, and for as low as P88/day ay pwede kanang makapag invest sa iyong Long-Term Healthcare, Life Insurance (for family) and Savings/Investment if you live too long.

Pls click this for more details.

https://246854ph.imgcorp.com/healthsavingplan/




*ctto*

HOW TO SAVE FOR YOUR FUTURE HEALTH EXPENSES? Avoid the burden of long-term care costs. Get FREE coaching today.

07/08/2020

Sa Pamunuan ng , Mukhang kailangan nyo na rin pong Iinvest sa ang Pera naming mga Contributors para ndi lubusan maubos! 📢📢 Aral na po tayo about Financial Literacy !

Ilang Milyong Pilipino ang nakakaltasan buwan2 at umaasang matutugunan ang pagkakasakit,
Palaguin din po ninyo tulad ng ginagawa ngayon ng at

Kaya tayong mga Pinoy, Wag Iasa lahat sa Gobyerno ang Healthcare Needs at Future Needs. Maging Matalino sa Perang Pinaghihirapan ! ✅✅

!


Ctto
Just send me a message :)

07/08/2020

Ngayong may pandemic, marami sa atin ang hindi handa. Kaya marami kang ma realize sa buhay. Wala itong pagkaka iba sa sitwasyon na:

1. Bigla kang tinangal sa trabaho, no work no pay
2. Retired kana, no work no pay.
3. Bigla kang nagkasakit. No work, no pay
4. Biglang nagsara ang kompanyang tinatrabahuan mo. No work, no pay

Tapos di ka handa,

- Wala kang ipon.
- May pinagpapaaral kapa.
- May kapamilya kang kelangan ng medical attention.
- May mga utang na kelangan bayaran.
- May Pamilyang umaasa sayo.
- May pinapakain, ginagatas at dina diaper.
- May buwanang bayarin (tubig, kuryente, etc.)

At walang sustento na inaaaahan sa gobyerno. Dito mo ma realize na sana may Fallback ka,

- emergency fund
- savings
- Business
- investment
- passive income
- pensions
- profit share
- dividends

Na kahit wala ang active income mo ay mabubuhay ka pa rin at di ma apektuhan ang lifestyle mo at ng pamilya mo.

It's time to be more open-minded in other opportunities. Basta makakatulong sayo at pwedeng magbigay kahit barya2xng kita sayo.

Ngayon nakita mo at na realize mo na ang hirap pala kapag umaasa ka lang sa single source of income lang.

- Hindi pala pwedeng umasa kalang sa lakas mo.
- Hindi rin pala assurance na lifetime na ang trabaho at pinagkakakitaan mo ngayon.
-Hindi mo rin pala pwede asahan sa lahat ng pagkakataon ang mga kapamilya, kaibigan, at kakilala mo.
-Hindi rin assurance na may tulong na darating sayo galing sa gobyerno.

Baguhin na natin ang nakasanayan at tanggapin na ang katotohanan.

Welcome! You are invited to join a meeting: Better Millennials 2. After registering, you will receive a confirmation email about joining the meeting. 07/08/2020

Good morning 🤗

Here's our Online Event for August 7, 2020 via Zoom Meeting App.

👉1230nn Financial Education Class
Meeting ID: 387-142-630
Password: 976815

👉 2pm Membership Orientation and Financial Check up
Meeting ID: 811 0552 4509
Password: 778928

👉3pm Financial Education Class
Meeting ID 871 1882 8623
Password 202020

👉 5pm Better Millennials
Register here: https://bit.ly/b-millennials2

👉 7pm Financial Education Class
Meeting ID 470 732 2691

Invite your Family and Friends.
-------------------
👉 8pm Leaders Meeting
Open to all Members

Welcome! You are invited to join a meeting: Better Millennials 2. After registering, you will receive a confirmation email about joining the meeting. Be a better millennial. Be an investing millennial. Get Smarter About Money for Millennials event via Zoom !!! Topic: Basics of Investing: How Mutual Funds Work & Why It's Best to Start Investing Early Date & Time: Friday, July 24, 2020 05:00-6:30pm PH Time We hope you and your friends can join us.....

07/08/2020

2 What if's sa atong kinabuhi:

(personally at the age 37 kining duha ka what if angayan dyud nako/nimong hingutlogan)🥰

1.What if..... i die too soon?
Who will take care of your family?
Solution: Life Insurance
(Instant Money)

2. What if i Live too long?
Who will take care of me?
Solution: Investment & Long-term Care
(Money working for you)

Unsa pay gidugayan nimo amega og amego kuha ka na ng
IMG- Kaiser Ultimate Health Builder. For as low as 88 pesos/day savings my long term health insurance kana.

Remember amega, Long Term kini, Dili Renewable every year. You will only need to Pay for 7 Years at Cover kana ng insurance for 20 years or kahit aabot ka pa ng 100 years old. ❣️

Message me anytime or Join our financial literacy campaign we have daily schedule via Zoom.🥰❣️pm for password

06/08/2020

KAISER IS THE BEST investment to START! ❤️

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare + Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

Message us now! 😊

Photos from Financial Educator's Life's post 06/08/2020

Basta ang alam ko, ang healthcare insurance mas magagamit ko sya pagdating ng araw, kapag tumanda na ako.

Kaya dito na ako sa Kaiser kasi ang Future ko ang aking pinaghandaan. Sa panahon na mas kailangan ko siya...

Kaya ang ipon ko ngayon sa aking LongTerm HealthCare Insurance from Kaiser ay hindi talaga maitatapon...

Ikaw? may mapapala kaba sa Health Insurance mo ngayon para sa future mo? May makukuha ka bang benefits after mag mature ang health insurance mo?

Only Seven years to pay peru hanggang 20years or kahit until mag edad 100 years old ka pa Covered ka ni Kaiser.
🥰🥰🥰🥰

Ano pang hinihintay niyo ate, kuya, mama og papa. Text me or Message me. Para matulungan kita.
NOW NA! 😍

06/08/2020

📌Wow hindi lang Senate of the Philippines and Department of Agrarian Reform ang pumili kay KAISER bilang knilang Healthcare provider..

Just in 👉Supreme Court has just signed up for Kaiser Healthcare👏🏻

This is the first healthcare provider in Philippines.

Photo Credit to
Mam Leah Uy Yolo
Kaiser President and Medical Director

Ikaw? anu pang hinihintay mo kapatid?
Gawan mo na nag paraan magkaroon ng long term health care insurance habang bata ka pa...

Text or Message me para matulongan kita🥰

Want your practice to be the top-listed Clinic in Surigao City?
Click here to claim your Sponsored Listing.

Website

Address


Brgy. Luna
Surigao City
8400

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