The Smart Financial Strategy

Secure your Family's future by having enough protection to cover your financial needs and growing investment .

09/01/2024

Invest in your growth with our seminar on Money Management.

RSVP for a transformative session. It's absolutely FREE!

Just scan the QR Code or click this Link for Registration ๐Ÿ‘

https://bit.ly/FinsemForEveryJuan

(Agent Name: Jessalyn Gongura)

Photos from The Smart Financial Strategy's post 14/12/2022

๐™„๐™ฉ'๐™จ ๐™ฉ๐™ž๐™ข๐™š ๐™ฉ๐™ค ๐™จ๐™–๐™ซ๐™š, ๐™ž๐™ฃ๐™ซ๐™š๐™จ๐™ฉ ๐™–๐™ฃ๐™™ ๐™—๐™š ๐™ฅ๐™ง๐™ค๐™ฉ๐™š๐™˜๐™ฉ๐™š๐™™ ๐ŸŽฏ๐Ÿ’ฏ๐Ÿ‘Œ

๐—ฆ๐˜๐—ฎ๐—ฟ๐˜ ๐—ต๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด ๐—บ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป๐˜€ ๐—ผ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฝ๐—ผ๐—ฟ๐˜๐—ณ๐—ผ๐—น๐—ถ๐—ผ ๐˜„๐—ถ๐˜๐—ต ๐—ฃ๐—ฟ๐˜‚ ๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—จ๐—ž ๐—ณ๐—ผ๐—ฟ ๐—ฎ๐˜€ ๐—น๐—ผ๐˜„ ๐—ฎ๐˜€ ๐Ÿณ๐Ÿฌ ๐—ฝ๐—ฒ๐—ฟ ๐—ฑ๐—ฎ๐˜†!

Where you can have:
โœ… Life Insurance
โœ… Critical Illness Benefit
โœ… Disability Benefit
โœ… Accident Benefit
โœ… Hospital Income Benefit
โœ… Education Funding
โœ… Retirement Funding
โœ… Investments

Imagine, by just ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด. You already have ๐—บ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป๐˜€ on your ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฝ๐—ผ๐—ฟ๐˜๐—ณ๐—ผ๐—น๐—ถ๐—ผ.

You are ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด your money, ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ฒ๐—ฑ in ๐—ฃ๐—ต๐—ถ๐—น๐—ถ๐—ฝ๐—ฝ๐—ถ๐—ป๐—ฒ ๐˜€๐˜๐—ผ๐—ฐ๐—ธ๐˜€ with ๐˜๐—ผ๐—ฝ "๐Ÿฏ๐Ÿฌ ๐—•๐—น๐˜‚๐—ฒ ๐—–๐—ต๐—ถ๐—ฝ ๐—–๐—ผ๐—บ๐—ฝ๐—ฎ๐—ป๐—ถ๐—ฒ๐˜€" and if something happens, you have the ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฏ๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€ that will take care of ๐˜†๐—ผ๐˜‚ and ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐—ฎ๐—บ๐—ถ๐—น๐˜†. If you live long you will experience the best ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ever! ๐Ÿค

You want to know more? Send me a message and get a ๐˜€๐—ฎ๐—บ๐—ฝ๐—น๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ผ๐˜€๐—ฎ๐—น. The Smart Financial Strategy ๐Ÿ“ฉ

15/11/2022

You can never lose with insurance.
โœ… If you get sick, WE PAY
โœ… If you die early, WE PAY
โœ… If you get into an accident, WE PAY

Get a free ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ฉ๐—˜๐—ฆ๐—ง quote based on your needs and age, PM me ๐Ÿคณ

Photos from The Smart Financial Strategy's post 12/10/2022

It's BREAST CANCER Awareness Monthโ—โ—โ—

Check out these 3 surprising facts about Breast Cancer! *especially for women.

Consult your doctor regularly and be INSURED with the best Cancer Protection Benefit! Message me now for a free quote!

22/09/2022

Insurance will protect all of your priorities. โค

Make it your priority as well! ๐Ÿ˜‰ Ayaw mo bang may magproprotekta sa mga pinaghihirapan mo pati na rin sa mga gusto mong makinabang sa mga pinaghihirapan mo? ๐Ÿ™

Photos from The Smart Financial Strategy's post 20/09/2022

18 uncomfortable truth about life



CTTO

17/09/2022

EITHER something happens early
OR nothing happens and you live long..

either way, you need money..
and if all else fails.. you have VUL.. ๐Ÿค—๐Ÿค—๐Ÿค—

29/08/2022

"๐—ง๐—ต๐—ฒ ๐—ฃ๐—ผ๐—ฐ๐—ธ๐—ฒ๐˜๐˜€ ๐—ง๐—ต๐—ฒ๐—ผ๐—ฟ๐˜†"

If nagiipon ka - let us say โ‚ฑ5,000 monthly, try natin ilagay yan sa 2 pockets.

โฌ…๏ธ ๐—Ÿ๐—ฒ๐—ณ๐˜ ๐—ฝ๐—ผ๐—ฐ๐—ธ๐—ฒ๐˜ - โ‚ฑ3,000 alloted for Savings, Emergency Fund, Short term saving goals.

โžก๏ธ ๐—ฅ๐—ถ๐—ด๐—ต๐˜ ๐—ฝ๐—ผ๐—ฐ๐—ธ๐—ฒ๐˜ - โ‚ฑ2,000 alloted for Life or Health Insurance, income protection, critical illness benefit, hospital income benefit and investments.

Imagine, if you only have one pocket na โ‚ฑ5,000 monthly savings, kapag nagkasakit ka ubos ang โ‚ฑ5,000 diba? Madalas, kulang pa. ๐Ÿ˜ฃ

Whereas if you have 2 pockets na pwdeng pag kuhanan. Yung โ‚ฑ5,000 pwede ka mag-allocate both para sa SAVINGS FUND mo and sa LIFE INSURANCE.

๐™‰๐™–๐™ฌ๐™–๐™ก๐™–๐™ฃ ๐™ ๐™– ๐™—๐™– ๐™ฃ๐™œ ๐™ฅ๐™š๐™ง๐™–? ๐™ƒ๐™„๐™‰๐˜ฟ๐™„โ€ผ๏ธ

Hinati mo lang โ‚ฑ5,000 mo. Pero once na there will be an emergency, marami kang pwede pagkukunan. Maximize your money. Your family and your future self will be protected when the unexpected time comes.

Thatโ€™s the value of financial planning.

Should you want to have an idea how to get an financial plan that is fit for your budget and financial goals, just send message me Jessalyn Gongura . ๐Ÿ“ฉ

12/08/2022

Bank account & VUL

Ano pinagkaiba? ๐Ÿ˜Š

BANK ACCOUNT
Kadalasan "savings account" but according to financial experts matatawag lamang ito na "savings account" kung hindi mo ito nagagalaw. What if winiwithdraw mo ang pera mo for your wants like food, shopping or just in case mahospital ka sa account na ito? Then hindi mo na ito matatawag na savings account. Ito ay tinatawag na "emergency fund". Ideally at least 3-6 worth of monthly expenses daw dapat ang isang emergency fund.

VARIABLE UNIT LINKED (VUL)
Ano naman ito? Dalawa pinupuntahan ng ipon mo:

1. Protection benefits - death, disability/accident or critical illness. In case may mangyari sayo you will get money. (Usually hundreds of thousands or millions)

2. Investment - may allocation ang savings mo sa bonds or stocks (e.g. Jollibee, Ayala, BDO etc) Bakit importante mainvest ang portion ng savings mo? Isa ito sa way para makapag accumulate ng funds ng mas mabilis compared to bank. Ang kinikita usually ng money sa bank ay .125% per annum which means for every 100,000 - 125pesos ang kita kada taon.

Ibig sabihin ba nito pangit ang bank account? NO! Both are important. ๐Ÿ‘

Maganda na meron bank account ang isang tao mapa savings man yan or emergency fund for easy access pag kailangan mo ng pera. Magagamit mo rin ang transaction records kung gusto mo mag apply ng visa or loan (housing, car etc)

Advantage na may VUL account ang isang tao to protect and strengthen his/her financial portfolio including savings or emergency fund. Remember for VUL meron kang benefits na makukuha if may mangyari sayo which means hindi mo kailangan galawin ang pera mo sa bangko or ibenta ang naipundar mo in case life's uncertainties strike. It's also a way to guarantee yourself na may pera ka in the future ano man ang mangyari because basically you are forcing yourself to save for your future. Ang kagandahan pa nito invested sa stocks/bonds na hindi stressful on your part dahil may nagmamanage ng investment mo for you, the #1 fund manager in Asia, Eastspring investments. ๐Ÿ‘

If you are interested to know more, message mo ako friend for an exploratory meeting. Know more, guess less. Free naman ito, friend. Part of my advocacy. โค ๐Ÿค—

02/08/2022

๐˜ฝ๐™ง๐™š๐™–๐™™๐™ฌ๐™ž๐™ฃ๐™ฃ๐™š๐™ง ๐™ก๐™–๐™ฃ๐™œ ๐™–๐™ฃ๐™œ ๐™™๐™–๐™ฅ๐™–๐™ฉ ๐™ฃ๐™– ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™š๐™™.

๐˜ฟ๐™ž ๐™ฃ๐™–๐™ข๐™–๐™ฃ ๐™–๐™ ๐™ค ๐™—๐™ง๐™š๐™–๐™™๐™ฌ๐™ž๐™ฃ๐™ฃ๐™š๐™ง, ๐™™๐™ž ๐™ ๐™ค ๐™ ๐™–๐™ž๐™ก๐™–๐™ฃ๐™œ๐™–๐™ฃ ๐™ฃ๐™œ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š.

Are you one of those people who have this same reasoning? Or do you often hear this from other people?

Besh, hindi porket hindi ka breadwinner, hindi porket hindi ka income generator, hindi porket walang nakadepende sa income mo, ay hindi ka na magkakasakit, hindi ka na maaaksidente, hindi ka na kukunin ni Lord o hindi mo na kailangan ng insurance.

To all those who are already insured, breadwinner ka man or hindi, make sure you encourage your family members to be insured as well. Kasi paano kung ikaw ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—˜๐—— pero (๐‘Š๐ด๐บ ๐‘๐ด๐‘€๐ด๐‘ ๐‘†๐ด๐‘๐ด), yung kapatid mo, or yung parents mo, or yung asawa mo, or yung mga anak mo ang kinailangan ng insurance, pero wala sila nito. Ano sa tingin mo mangyayari sa finances mo? Will you be able to continue supporting your family along with the medical and recovery expenses?

Kaya friends, once again, ๐—˜๐—ก๐—–๐—ข๐—จ๐—ฅ๐—”๐—š๐—˜ ๐—ฌ๐—ข๐—จ๐—ฅ ๐—Ÿ๐—ข๐—ฉ๐—˜๐—— ๐—ข๐—ก๐—˜๐—ฆ ๐—ง๐—ข ๐—•๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—˜๐—— ๐—”๐—ฆ ๐—ช๐—˜๐—Ÿ๐—Ÿ.

CTTO

23/07/2022

4 Reasons Why Planning for Retirement is Important โœจ๏ธ

1. SSS is not enough โ€“ You will need to downgrade your lifestyle if you depend on SSS alone.

2.Inflation - Your โ‚ฑ1 now will have a lesser value in the future.

3. Our kids are not our retirement fund. Part of pagtanaw ng utang na loob culture. But, we need to break this dependency culture because we donโ€™t want to be a burden to our kids in the future.

4. We live longer โ€“ Imagine retiring at the age of 65 years old with NO INCOME, then living until the age of 80, thatโ€™s 15 years' worth of expenses? 65 years old is too far to imagine, right? How about taking a vacation for a month with no salary?

Plan ahead ๐Ÿ‘Š๐Ÿ’ฐ , drop me a message me for queries

23/06/2022

Happy Thirst-day!

22/06/2022

A Story You Donโ€™t Want to Replicate
โ€ข
Wife: Hindi natin priority ang Life Insurance.

Husband: Pero kailangan natin ng protection.

Wife: Uunahin mo pa ba yan kesa sa bayarin sa bahay? Tuition ng mga anak mo? Monthly payment ng sasakyan natin? Mga travel vacation? Internet at cable bills? Car insurance? Etc....

Husband: Ok! Ikaw naman nagba-budget.

Wife : Oo ayos lang iyan, sabihin mo sa Financial Advisor mo ma next time nalang at may savings account ka naman.

Then sa hindi inaasahang pagkakataon na-disgrasya si husband, malaking ginastos sa hospital at mga gamot pero hindi din nagtagal at kinuha na ni Lord.

The wife without any source of income na umaasa lang sa husband, bigla nya naisip na sana kung may Life Insurance lang sana si Husband hindi sana naghihirap at iniisip san kukunin ang Bayarin sa bahay, tuition ng mga anak, monthly payment ng sasakyan, Travel trips, Internet at Cable bills,
Car insurance at naka-freeze pa ang account sa banko. Tapos need to pay the Estate Tax ng beneficiary bago makuha ang savings.

LESSON:
Huwag po natin hintayin maging widow bago maisip ang kahalagahan ng Life Insurance.
Eto dapat ang isa sa PRIORITY dahil hindi natin alam kung kailan tayo kukunin ni Lord.

Protect yourself, protect your Loved ones.
Get adequately insured.

"The first time na may mag-offer sa inyo ng Life Insurance, pag-isipan mabuti dahil baka 'yong advisor na lage nyong binabalewala ay sya palang magbibigay ng bago nyong panimula."

Hindi po dagdag bayarin o gastos ang Life Insurance, bagkus eto ang tutulong sa inyong gastusin at bayarin pagdating ng araw.

Tuloy ang masaganang pamumuhay kung may insurance ang buhay.
Ctto

Let me help you ๐Ÿฅฐ
PM me to check our programs ๐Ÿคณ

19/06/2022

To all the Dads out there , happy father's day!

09/06/2022

Today is the best time to save, habang kumikita pa tau at malakas pa, please dont delay dahil mabilis lang lumipas ang panahon, magugulat kanalang malapit ka na sa retirement age.

Today is the best time to properly save and invest your hard earned money and still be insured.

Let me help you, DM for our programs.

Photo Ctto

04/06/2022

Saving VS. Investing

The act of saving and investing is the number driver to reaching your financial independence.

Confused whether to save or invest? Why not do both ๐Ÿคฉ?

Check out this video to know what goals are meant for saving and what goals are meant for investing. Talk to us!

31/05/2022

Attention to All Young Professionals๐Ÿ“ฃ

Our company is looking for part-time/ Full time Financial advisor. The career set-up is remote, flexible and no experience required.

If you are graduate of any 4years course and looking side hustles or fulltime job, this might be for you!

Attend na sa June 4, 2022 7:30 PM!

DROP ME A MESSAGE TO REGISTER!

23/05/2022

Good morning everyone! Happy monday๐Ÿ˜

20/05/2022

We are expanding!

Our company is looking for part-time/ Full time Financial advisor. The career set-up is remote, flexible and no experience required.

If you are graduate of any 4years course and looking side hustles or fulltime job, this might be for you!

Attend na Tomorrow May 21, 2022 7:30 PM!

DROP ME A MESSAGE TO REGISTER!

13/05/2022

We are expanding!

Our company is looking for part-time/ Full Elite Wealth Management Consultants. The career set-up is remote, flexible and no experience required.

If you are graduate of any 4years course and looking side hustles or fulltime job, this might be for you!

Attend na Tomorrow May 14, 2022 5:00 PM!

DROP ME A MESSAGE TO REGISTER!

09/05/2022

Your Vote is your Voice!

Let your voice be heard at this year's Election!
Vote wisely mga Kababayan!

08/05/2022

She is far more precious than Jewels
Proverbs 31:10

Happy Mother's day to all Mom!

06/04/2022

"Its easy to find beautiful Wife , BUT it is difficult to find a wife who has beautiful HEART and willing to live in A HARD LIFE"

Client Wife 1 said : Yes dad , kuha ka ng insurance , it will save us in future .

Client Wife 2 said : No dad , gastos lang yan ang dami natin bayarin.

Who's wife have better mindset. ๐Ÿค” Remember Soon you booth get old and weak. Ang daming Balo ang nagsuffer at the time na nagkasakit ang partner nila at namapatay. Im praying na Ready ka incase it happen to you ๐Ÿ˜”
Get ready for your future . Start your Insuravest Plan Now . And Ask Me How. Free Quotation

17/03/2022

You, as a breadwinner, protect and provide for your family.
Insurance does the same, it protects and provides for you and for your family.

โœ…When you get sick, insurance pays.
โœ…When you die, insurance pays.
โœ…When your child go to college, insurance pays
โœ…When you retire, insurance pays.

Message me now to know more.

11/03/2022

We are reaching out to professionals and executives who are potentially looking for an income diversification.

Our company is looking for part-time/ Full Elite Wealth Management Consultants. The career set-up is remote, flexible and no experience required.

Graduate of any 4years course.

DM us to register๐Ÿคณ

07/03/2022

Scenario. Just imagine.

A loved one got ill, now in the hospital, about to get the different lab test & medication.
The bills are piling up by the day. ๐Ÿ’ธ

Advice: Don't get overwhelmed by the situation. Don't let the worries sink in.

Learn to step back for a while and ask yourself - "if this happens to me, will my family be emotionally and financially prepared for the cost?"

In life, we hope for the best and we should prepare for the worst.โ˜
Learn how to invest the right way and protect yourself.

Ctto

05/03/2022

Calling all Gen Z!๐Ÿ“ฃ

We are expanding!

If you are graduate of any 4years course and looking side hustles or fulltime job, this might be for you!

Attend na later 7:30 PM!

DROP ME A MESSAGE TO REGISTER!

19/02/2022

We are expanding!

If you are graduate of any 4years course and looking side hustles or fulltime job, this might be for you!

DROP ME A MESSAGE TO REGISTER!

15/02/2022

Girls lam nyo na, wag mging byuda na pulubi ๐Ÿ˜Š or if you plan to be single for life, get your own VUL or other insurances and investment pra ready sa pagtanda and life uncertainties.

Want your business to be the top-listed Accountant in Taguig?
Click here to claim your Sponsored Listing.

Videos (show all)

Saving VS. InvestingThe act of saving and investing is the number driver to reaching your financial independence. Confus...

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Taguig
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