Grow and Protect your Money with Jertz Ranie

This is the reason why I endorsed Financial Planning to you.

I understand naman if nglisod ka karon and I know na kabalo ka ang probablity of death is 100%. My question is, what if mawala kag kalit sa kalibotan? dili kaha mas maglisod imong pamilya?

Go check your monthly lifestyle expenses and eliminate those which are less priority ones. Kay sure jud ko nga naa juy WANTS ang tao sa isa ka bulan nga pwede ra walaon. So why not convert that money into PEACE OF MIND? Is that making sense?

We have affordable premium naman like 500-1,000 per month depende sa edad, work and healthy lifestyle (smoking).

Kamo man ang mag boot sa insurance premium and product nimo nga fit sa imong gusto, dili si advisor😊

PM now!

Protecting your business 📌📊 is more than just covering your assets. It's also about securing your cash flow in case of unexpected events.☠️🪦

That's why we offer health and life insurance to ensure that your business stays worry-free. Let me help you protect what you've worked so hard for.

Contact me today to learn more!

Your primary income is "PLAN A," and it's important to acknowledge the certainty of death.💀⚰️

Don't leave your family financially vulnerable. Implement "PLAN B" with life insurance, ensuring their stability in the event of your sudden passing. 💸💰

Protect their lifestyle and gain peace of mind with this vital financial security measure.

Having a savings, insurance and investment provides a sense of security and peace of mind.💵

It allows for financial stability and the ability to cover unexpected expenses, such as car repairs or medical bills.💰

Without savings, individuals may experience stress and anxiety when faced with financial hardships. ⛔️♿️

Be financially healthy!

As a financial advisor, we are truly grateful for the opportunity to assist our clients with their insurance policies.

It is even more rewarding when the client is also a friend of the advisor. Being able to help friends with their financial needs is a great honor.

Congratulations Madzzam B!🙂

Ultimately, financial planning is integral to achieving long-term financial success by effectively addressing both controllable (📚👵👴) and non-controllable events (📈📉⚰️🪦🏥) and developing tailored solutions to navigate them.

As financial advisors, we have the expertise and tools to guide our clients through these challenges and help them achieve their financial goals.💛

Did you know that before you can transfer the name or title of land owned by a deceased person, you will need to pay estate tax?💵🌅

And what if you don't have the money to cover that expense? It's crucial to ensure that you are insured now, so that your descendants will not suffer the fiscal impact of this tax burden.😓

By securing the proper insurance, you can protect your loved ones from facing financial hardship when it comes to transferring ownership of real estate after your passing.

Don't leave your family struggling to cover estate taxes – take steps to protect them now.

Don't let unexpected illness or medical expenses jeopardize the success and stability of your business.📊👩‍💼

With the right insurance coverage, you can protect your business against critical illnesses and the overwhelming burden of large medical bills.🏥🚑😷

By securing comprehensive coverage, you can safeguard your business's financial well-being and ensure that you have the resources to continue operating, even in the face of personal health challenges.

Don't leave your business vulnerable to the impact of unforeseen illness – take the proactive step of obtaining the necessary insurance protection to secure its future and provide peace of mind for yourself and your employees.

Don't wait for financial hardship to strike before seeking help. 🚫💰📉

I am to assist you every step of the way! 💪💼 Just one message away, so why wait?

Message now to connect with a trusted financial advisor! 💬📲

Do you have a licensed financial advisor in your social media accounts? 📲💼

Don't underestimate the power of financial guidance! Here are a few reasons why having a licensed financial advisor on your social media can be a game-changer ☀️💛

Being able to endorse a TOP 1 COMPANY like Sun Life is a testament to the exceptional standards and values that they uphold.☀️💛

It is inspiring to be a part of such an organization that continuously strives to make a positive impact on people's lives.💼

Receiving my 5th Medallion Award 🏅🏆 is a significant milestone in my career journey. It symbolizes hard work, perseverance, and dedication that I have put into my role here at Sun Life.

Thank you!

This is what we called ASSET PROTECTION.🏡🚖💰

Imagine walking in the rain 🌧️⛱️without an umbrella. The raindrops fall relentlessly, soaking you from head to toe. It's a situation that most of us would try to avoid, as it is uncomfortable and can leave us feeling cold and miserable.

Just like this scenario, not having insurance can leave us vulnerable and exposed to unforeseen circumstances.🪦🤮🤕

In life, we are constantly faced with risks and uncertainty. We never know what lies ahead, and sometimes, unfortunate events can occur when we least expect them. 🪦🤕

Just like the rain, critical illnesses and sudden death can strike without warning. It is during these challenging times that having insurance can make all the difference.

Be insured now!

OUR CHILD'S COLLEGE STATION!

While others are still doubting, my clients are already witnessing the outcome of their decision to prepare ahead. 👏🏽☀️

If you are looking for a Sun Life program that is suitable for your child or you, just message me. 📩 Let me assist you. 🫱🏽 🫱🏾

More Sun Life Options. The discussion is free and online. Let's just set the schedule. 👌🏾

Ctto

Protecting your priorities (family and assets) starts when availing insurance,not the other way around😊

Initiate your "PLAN B" Now! Message me!

INSURANCE is intended for HEALTHY. Avail now before it's too late.

𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 “𝒏𝒐𝒕 𝒐𝒌𝒂𝒚” 𝒕𝒐 𝑫𝑬𝑳𝑨𝒀 𝒚𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆?

1. 𝑰𝒕 𝒈𝒆𝒕𝒔 𝒎𝒐𝒓𝒆 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆

The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.

Parang kotse lang din, kapag mas luma na yung car, mas maliit na yung benefits na pwede mong makuha sa car insurance mo. Kaya kung gusto mong makatipid, get it as early as now.

2. 𝒀𝒐𝒖 𝒘𝒊𝒍𝒍 𝒉𝒂𝒗𝒆 𝒂 𝒍𝒆𝒔𝒔𝒆𝒓 𝒄𝒉𝒂𝒏𝒄𝒆 𝒐𝒇 𝒂𝒑𝒑𝒓𝒐𝒗𝒂𝒍

Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.

So as we age, nagdedeteriorate din yung health natin. Kaya most likely kapag mas matatanda na, nagrerequire na ng medical examinations and all.

We are buying insurance with health not with money. Kahit gaano pa kalaki ang kaya mong Ibigay para lang mainsure ka, if hindi ka na healthy, hindi na talaga possible makakuha pa.

3. 𝑾𝒆 𝒎𝒊𝒈𝒉𝒕 𝒏𝒆𝒗𝒆𝒓 𝒈𝒆𝒕 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆

Life is unpredictable. Everyday, madaming pwede mangyari — accident, disability, illness and even death. Hindi natin alam kung kailan 'to mangyayari sa atin.

Hopefully, kapag dumating man ito, ready tayo financially.

Parang fire extinguisher lang. Naglalagay tayo nito sa Bahay para kung sakaling magkasunog, meron tayong magagamit. Hindi naman tayo bibili ng fire extinguisher habang nasusunog yung bahay natin di ba?

I hope before 2023 ends, insured ka na. 🤗

Message me to know your options.

4 Reasons Why Planning for Retirement is important:

𝟏. 𝐒𝐒𝐒 𝐈𝐒 𝐍𝐎𝐓 𝐄𝐍𝐎𝐔𝐆𝐇- It will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

𝟐. 𝐈𝐍𝐅𝐋𝐀𝐓𝐈𝐎𝐍 - Your Php100.00 right now will have lesser value in the future.

𝟑. 𝐊𝐈𝐃𝐒 𝐀𝐑𝐄 𝐍𝐎𝐓 𝐎𝐔𝐑 𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐅𝐔𝐍𝐃
- They will build and take care of their own family, too. Do not pass the burden to them.

𝟒. 𝐖𝐄 𝐋𝐈𝐕𝐄 𝐋𝐎𝐍𝐆𝐄𝐑- Imagine retiring at the age of 60 with no income then living until the age of 80, that's 20 years worth of expenses. 60 years old too far to imagine right? How about taking a vacation for a month with no SALARY?

Do not just depend on your company's retirement benefit. Get your own back up plan. Know your options.

Talk to your trusted Financial Advisor.

PM me for FREE Quotations/ Proposals😊

Did you know that the feeling of having personal money is not the same as having an insurance policy? 🤔💸✅

Protect yourself and your loved ones with the right insurance coverage. 🛡️✨💙

Don't wait for the unexpected to happen, be prepared and secure your future today. 🌟🔒💪

Learn more about the benefits of insurance and how it can give you peace of mind. 💡💼💫

Message now to find out more! 👉📲💻

Did you know that if you have significant bank deposits, VUL can offer you even more advantages on the investment side? 💡💸

Discover the power of Life Insurance with VUL investments! 💰💼

Maximize your potential returns and secure your financial future with VUL.

Don't miss out on this opportunity! Learn more today!

𝐏𝐚𝐲 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐟𝐢𝐫𝐬𝐭!🥰

Every payday, set aside an amount for your emergency fund, investments, insurance, and other financial must-haves.💛

Retirement could be the longest holiday of your life, or the longest nightmare.

It depends on how you prepare for it.

Let me help you achieve you a brighter future with Sun Life.☀️

𝐌𝐄𝐒𝐒𝐀𝐆𝐄 𝐍𝐎𝐖! 💛

Stop Delaying...

Be the person today that your future self will thank you for. 💛💛💛

Discover the Hidden Benefits of Insurance!Did you know that insurance is not just for emergencies? It can also be a valuable tool for planning your retirement, paying off debt, protecting your estate, and safeguarding your business!

Insurance is more than just peace of mind - it's a smart investment in your future. Whether you're looking to secure a comfortable retirement, eliminate debt, ensure your loved ones are taken care of, or protect your business assets, insurance can provide the financial support you need.

Don't miss out on these often overlooked benefits of insurance!

Message now to learn more about how insurance can help you plan for a secure and prosperous future.

Health problems can range from pre-existing conditions to chronic illnesses, and insurance companies often assess an applicant's health status to determine the level of risk they present.

While it is understandable that insurance companies need to mitigate their risks, the rejection of applications solely based on health problems can be disheartening for individuals in need of coverage.

Be insured now while still able and healthy!

Photo: CTTO

Attention everyone! Are you tired of feeling stuck in the "rat cycle"?

Learn how to break free from this cycle and achieve financial freedom through FINANCIAL PLANNING!

Don't wait any longer, start living the life you deserve today!

Are you prepared for the financial burden of a critical illness?

It can be incredibly costly and can destroy your savings and assets. Don't let an unexpected illness derail your financial stability!

Learn how to protect yourself and your loved ones from the devastating effects of critical illness!

Message now to know more.

'Wag naman po sana😪

As you aware, some Filipinos find it hard to believe in what Life Insurance can do.

The so-called “Hard-earned money” only goes to hospital bills when an accident or unexpected illness occurs.

Sometimes people find security from Philhealth and HMO but the truth is it will not be enough for critical illness fees.

And most of the time, people lower their coverages for a more affordable policy and the regret of “Sana pala nilakihan ko” happens when they are already in the hospital bed.

If you have time now, stop running from that Financial Advisor who’s been messaging you.

Start talking to him/her before you feel the need to talk to a doctor because something aches or doesn’t feel right.

For all the young families or parents-to-be, take a minute to read this.

As a parent, we always want what’s best for our children. We want what is best for the family. 👨‍👩‍👧‍👦

The only thing that can provide you “peace of mind” is financial planning and insurance. ✅

Understand that you need to have that back up plan so that your family and you are protected from unexpected events.

Our responsibility is to secure a greater future for our children, spouse, parents and even ourselves; with insurance you can definitely achieve that. 🙌🏼

Transfer the risk of Income Protection to an insurance company as your family is too young to carry this risk. 🙏🏼

If you are a client reading this: Speak to your financial advisor today and read up to self educate;

(c) Dr. Sanjay Tolani

Having an insurance policy can provide peace of mind and financial security, especially for those who have dependents.

In the unfortunate event of sudden loss, a life insurance policy can help continue your family's lifestyle and provide them with financial stability during a difficult time.

Pamana Plan for kids!👦👶🧒 Unli 80K!

There are countless reasons why people availed insurance products; some do it to secure their future, some do it to protect their loved ones, and some do it to ensure their assets are protected.

However, we also understand that not everyone has sufficient income to avail of such products.

This is where we come in😊

We are here to help you navigate the complex world of insurance and finance, and we are committed to providing you with the best possible advice and solutions.

Some Lessons on Finances:

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don’t save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you can’t pay cash, you CAN’T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don’t need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don’t go broke trying to look rich. ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we need money for our family.

Is your loved one burdened with debt due to a critical illness? Don't let it happen to you.

Protect yourself and your family with a comprehensive health plan that covers medical expenses!

Stay worry-free and focus on recovery. Learn more about our health plans now!

What would you do if you were hit with a sudden illness next week, next month, or next year?

Don't wait until it's too late to make a plan!

Learn how to protect yourself and your loved ones from the unexpected by messaging me now!

Don't let an illness catch you off guard – be prepared!

𝗪𝗵𝗲𝗻 𝗶𝘁 𝗰𝗼𝗺𝗲𝘀 𝘁𝗼 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴, 𝗶𝘁'𝘀 𝗻𝗲𝘃𝗲𝗿 𝘁𝗼𝗼 𝗲𝗮𝗿𝗹𝘆 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁 𝘀𝗮𝘃𝗶𝗻𝗴.

The more you invest and the earlier you start means your retirement savings will have that much more time and potential to grow.

By investing early and staying invested, you may be able to take advantage of compound earnings.

I’m here to help! 🙋🏻‍♂️