Real Talk Financial Planning

We help Filipinos achieve their financial security and wellness by giving free financial advises. Traditional and VUL Life insurances

By providing a high quality life insurance services, we assures peace of mind for our clients.

10/10/2023

Completed.😊

Ready to assist you with your financial security.👨‍💼

10/10/2022

A Friendly Reminder🙋

📌6 Reasons Why You Should Not Delay Buying Insurance With Protection and Investments💯

1️⃣ Higher Premium - habang nagkakaedad nagmamahal si Insurance
2️⃣ Health Condition - kapag may sakit ka na... Mahirap na Ma approved.
3️⃣ Lower cash value - mas mababa ang balik ng Investment because of limited time of paying period ... Consider also the charges and the age of the insured that matters most.
4️⃣ Loss of financial pillar - if you are the bread winner of the family... You should protect your self to protect your income. As an asset if you die Income will die too.
5️⃣ Heightened financial stress
6️⃣ Outstanding liabilities for family

🥇The best time to insure yourself was when you were YOUNG.
🥈The second-best time to insure yourself is NOW.

Insurance (and Investment) is not as expensive as you think 🙂

ctto

02/10/2022

𝗗𝗢𝗡𝗘 𝗪𝗜𝗧𝗛 𝗢𝗨𝗥 𝗔𝗡𝗡𝗨𝗔𝗟 𝗖𝗢𝗠𝗣𝗟𝗜𝗔𝗡𝗖𝗘 𝗥𝗘𝗙𝗥𝗘𝗦𝗛𝗘𝗥 𝗔𝗡𝗗 𝗔𝗡𝗧𝗜-𝗠𝗢𝗡𝗘𝗬 𝗟𝗔𝗨𝗡𝗗𝗘𝗥𝗜𝗡𝗚 𝗖𝗢𝗨𝗥𝗦𝗘 ✨
𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐧𝐠 𝐦𝐲 𝐜𝐥𝐢𝐞𝐧𝐭𝐬’ 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐢𝐬 𝐦𝐲 𝐍𝐨. 𝟏 𝐩𝐫𝐢𝐨𝐫𝐢𝐭𝐲. 💯
As a responsible Financial Advisor, it's my job to make sure that I am fully aware and compliant to the laws, guidelines and operation standards of the following:
✔️𝑰𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝑪𝒐𝒎𝒎𝒊𝒔𝒔𝒊𝒐𝒏
✔️𝑪𝒂𝒓𝒆𝒆𝒓 𝑨𝒈𝒆𝒏𝒕'𝒔 𝑴𝒂𝒔𝒕𝒆𝒓 𝑨𝒈𝒓𝒆𝒆𝒎𝒆𝒏𝒕 [𝑪𝑨𝑴𝑨]
✔️𝑨𝒏𝒕𝒊 𝑴𝒐𝒏𝒆𝒚 𝑳𝒂𝒖𝒏𝒅𝒆𝒓𝒊𝒏𝒈 𝑨𝒄𝒕 [𝑨𝑴𝑳𝑨]
✔️𝑫𝒂𝒕𝒂 𝑷𝒓𝒊𝒗𝒂𝒄𝒚 𝑨𝒄𝒕
✔️𝑨𝒏𝒕𝒊-𝑩𝒓𝒊𝒃𝒆𝒓𝒚 𝒂𝒏𝒅 𝑪𝒐𝒓𝒓𝒖𝒑𝒕𝒊𝒐𝒏 [𝑨𝑩𝑪]
_____________
Pru Life UK is the most compliant life insurance company in the Philippines to protect the interests of its stakeholders especially our clients.
Pru Life has consistently ranked #1 among all insurance companies in the Philippines in the ASEAN Corporate Governance Scorecard (ACGS), an industry evaluation benchmarked against international best practices in corporate governance.

MAR DEL ROSARIO
70115303

Photos from Real Talk Financial Planning's post 21/06/2022

How to get your life back on track?

Follow these 6 things.

Photos from Real Talk Financial Planning's post 30/05/2022

If you are in your 20s, please take time to read this.📖📖📖

Get Pulse to access protection & more! 27/05/2022

The best things in life are free, especially with Pulse! Get free personal accident protection & step up for your family.

Get Pulse to access protection & more! In the spirit of “Prevent. Postpone. Protect.”, Pru Life UK extends a relevant benefit during this time of health crisis in the Philippines.  We are offering a FREE Personal Accident (“PA”) group insurance with burial benefit to New Pulse PRUShoppe Customers. This is part of Pru Life UK’s...

17/05/2022

Are you worried about PruLife UK getting bankrupted?

Well, FYI, this is how stable and trusted PRU is.

😎😎😎

Photos from Real Talk Financial Planning's post 13/04/2022

Thank you Pru Life UK for this wonderful recognition.😊🙏🏼

Thanks to all my clients who trusted me to be their lifetime partners in securing their future.🙏🏼🤗

I will continue learning and help people achieve their financial security and goals because we in Pru are the people that do!😊

31/03/2022

I am more than Proud ☺️☺️to be Part of the NUMBER 1🏆🏆🏆Insurance Company in the Philippines . PRULIFE UK🇵🇭🏆🏆

It's. OFFICIAL!!!!
PRU LIFE UK MADE IT AGAIN❤️

STILL, THE #1 LIFE INSURANCE COMPANY IN THE PHILIPPINES🇵🇭

IN TERMS OF NEW BUSINESS SOLD LAST 2021!

Trusting the right company is very important when getting your plans.

Choose the best!

Photos from Real Talk Financial Planning's post 20/03/2022

How real is Insurance?🤔
Do you really need an insurance?🤷‍♂️

The answers can be found those who believe and claimed it. Those wives, children, partners, and families whom their loved one have life insurance and experience critical sickness, accident, and death. 💯

You don’t need to have a million to get a million in times you need it.👍🏻

You can start small but you have to start now!!!








Start small, but start now!!!!!! 👌

07/03/2022

FRIENDS.

😎😎😎

Photos from Real Talk Financial Planning's post 02/03/2022

Thank you UM Farrah Del Monico of FAFLIA/BELIS for sharing you valuable knowledge and experience to us rookies.

It was a truly inspiring session and we are very touched for your sharings.

*late post.😁

27/02/2022

SAVING is wise, but INVESTING it is profitable.

24/02/2022

Don’t stop learning.
Invest in yourself.

Photos from Real Talk Financial Planning's post 24/02/2022

Rookie High Flyers Session 7: AFTER-SALES SERVICE & REFERALS

“Your biggest client is just a referal away.”

Thank you BM Recel Cu of Brilliant White Quartz Life Insurance Agency for sharing to us your knowledge and first hand experience on how we could be better in handling our after-sales services and get more clients via referals.

22/02/2022

Thank you so much mam for trusting me to be your Financial Advisor.

Your are now a SECURED INVESTOR.

CONGRATULATIONS for taking the first step in having your financial freedom in the future.

Photos from Real Talk Financial Planning's post 19/02/2022

5 Pinoy Myths about Life Insurance

1. MAHAL ANG LIFE INSURANCE.
Marami ang nagsasabi na kaya wala silang LIFE INSURANCE ay dahil mahal daw ito at gastos lang para sa kanila.

ANG KATOTOHANAN
Mas makakapag-SAVE ka pa nga ng maraming pera kapag may life insurance ka. Bakit? Isipin mo, alin ba ang mas magastos at mas mahal, ang mag-ipon thru life insurance o ang magka-sakit at ma-ospital? Kapag may life insurance ka, protektado ka at ang pamilya mo FINANCIALLY dahil ito ang aako ng ng mga financial responsibilities mo sa oras na maexperience mo ang SADD events (SICKNESS, ACCIDENT, DISABILITY & DEATH).

2. ANG INSURANCE AY PARA LANG SA MAYAYAMAN.
Marami ordinaryong Pilipino ang nagsasabi, para lang daw sa mayaman o may pera ang life insurance.

ANG KATOTOHANAN
Technically, hinde na mga kailangan ng mga mayayaman ang life insurance. Bakit? Dahil mayaman na sila, marami silang pera. Ang totoong may kailangan ng life insurance ay ang mga KARANIWANG PILIPINO dahil kapos sa buhay, kulang ang sahod para matustusan ang mga pangangailangan pinansyal lalo na sa oras SADD events. Ang life insurance ay PARA SA LAHAT.

3. HINDE KAILANGAN NG LIFE INSURANCE DAHIL BATA AT MALAKAS PA.
Ang paniniwalang ito ay karaniwan sa mga Pilipino edad 25 hanggang 30. Dahil you only live once (yolo) kaya dapat sulitin.

ANG KATOTOHANAN
Isa sa mga kagandahan ng life insurance ay “THE EARLIER YOU GET INSURANCE, THE CHEAPER IT BECOMES.” Mas bata at malakas ka, mas malaki ang pwede mong makuhang coverage sa mababang halaga o premium. Kapag matanda kana at may mga nararamdaman kana, lumiliit na ang iyong coverage at tumataas na ang iyong premium. Ang BEST stage to have an insurance is while you are still young and healthy. Instead of thinking YOLO, think YODO (you die only once). Dahil kapag nawala kana, wala kana rin chance para tulungan pa ang iyong mga mahal sa buhay.

4. KAPAG MAY EXTRA NA AKONG PERA KUKUHA NG INSURANCE.
Kaya maraming Pilipino ang walang life insurance kahit gusto nila magkaroon ay dahil sa ganitong paniniwala.

ANG KATOTOHANAN
Having a life insurance will prevent you or your family getting into financial debt. How? Gawin natin priority ang pagkakaroon ng life insurance, kung hihintayin natin na magkaroon ka ng extra money para makakuha nito, you will end up not having one. Dahil kung hinde mo isasama sa budget mo o priority mo ang insurance, magpapatuloy lang na mauuwi ka sa utang hanggang sa magkasakit kana at mawala kana. Then ang family mo naman ang magmamana ng mga naiwan mong utang. Pero kung may life insurance ka, ito ang magiging pambayad mo sa mga utang na maiiwan mo.

5. MAY HMO NA AKO, PWEDE NA YUN.
Naniniwala ang mga Pilipino na sapat na ang may HMO ka.

ANG KATOTOHANAN
Malaking bagay ang naman talaga ang pagkakaroon ng HMO at maswerte kana kung meron ka nito. But, truth is HMO is never been enough. Bakit? HMO ay idinisenyo ng mga kompanya into the minimum limit, once na nareach mo na ang limit na ito then wala na especially in terms of critical illnesses. At dito papasok ang value ng life insurance, dahil life insurance will cover not only your hospitalization but pati narin ang iyong pagpapagaling at income.

15/02/2022

Our NBU Unit Huddle with UM Rey Correa of Brilliant Red Quartz.

15/02/2022

Live your life to the fullest!

❤️❤️❤️

13/02/2022

This Love month, spread LOVE!

Get your LOVE insurance plan, and we will have your back.

11/02/2022

How much do you love your family? Your husband/wife/partner/spouse? Your son/daughter/child/children?

Do you love them as much as you love yourself? Or do you love them crazy like that you would do every good things possible to do for their sake?

Whatever your answer is let me ask you this last question, and think about it thoroughly.

WHAT HAVE YOU DONE SO FAR TO ENSURE THAT THEY WILL HAVE A BRIGHT FUTURE AHEAD?

10/02/2022

Which one here do you belong?

🤔🤔🤔

09/02/2022

FREEDOM!!!!!

😎😎😎

08/02/2022

Mga magiging problema mo kapag 40yrs old pataas kana:

1. Pambili ng bahay at lupa
2. Pampa-aral sa mga anak mo sa college
3. Pambayad ng bills
4. Pang-retirement mo kapag gusto mo na magretire para hinde ka umasa sa mga anak mo.

Lahat ng problema na ito ay pwede mo magawan ng paraan ngayon habang bata ka pa at kumikita ng pera.

Halika and let’s start solving those problems now.
Message me.

07/02/2022

Just Say “YES”.

05/02/2022

“Kusang lalapit sa’yo yung right person.”

😎😎😎

04/02/2022

Life Insurance, not for people who will die, but for people who wants to live.

Photos from Real Talk Financial Planning's post 03/02/2022

ROOKIE HIGH FLYER SESSION 4: PAA and ELITE product

“We are offering insurance with investment, not investment with insurance!”

Thank you so much our very own UM and now General Agency Manager Farrah Del Mundo of FAFLIA and BELIS.

This session is sure a good topic to start with us rookies. The knowledge and learning you share to us will be our tools in providing our client the best experience they deserve.

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Address


Camella Tanza
Tanza
4108

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