Ms. Money Savvy

SAVINGS vs. INVESTING
What is the difference? 🤔

Saving money isn’t the problem—your habit is. Your habits and impractical ways of living prevent you to budget your money and save up. Thus, these tips will give you answers on how to save money from your salary.

What's stopping you?

The ‘Mañana habit,’ synonymous to the Filipino expression “Mamaya na,” is just another term for procrastination. This applies to all sort of things. One of which is INVESTING.

The only time you should invest is NOW.
Start investing now. Don't wait until it's too late!

Remember, you only got 2 choices:
1. Do it now
2. Regret it later.

For most of us, our 20s is the first decade of life where investing might become a priority. You may have just graduated college and have your first few full-time jobs. You're starting to get serious about putting your money to work. More likely than not, you're motivated and eager to start framing your financial future.

So, here's the 5 Ideas about Investing in your 20s! 💡

The goal of this budgeting plan is to give you you a simple concept of how to balance your wants, needs, savings and debts. This 50/30/20 budgeting rule starts by knowing your after-tax income, and then dividing that amount as follows:

50% for your NEEDS including all your financial obligations
30% for your WANTS or the non-essentials
20% for your SAVINGS and DEBT payments.

When it comes to budgeting your money, most people find that money seems to slip through their fingers as quickly as a fistful of sand—here one moment, gone the next.

You may have the best of intentions when payday rolls around, but without a solid budget, it’s difficult to put those plans into practice.

So, here's the Tips on How to Budget your Money and you can apply this to your daily lives.

Here's the Money Rules You Need to Know by Heart.
This rule will guide your path to financial independence.

So, start taking control of your financial life. Once you grasp these concept and apply it to your own life, you will begin to see a much brighter financial future.

Have you ever thought of putting rules on your money?
It's a pretty interesting concept, Right?

So, here's a list of 10 Money Rules You Need to Live By.
This will guide you to the maze of your life from beginning to end.