Gonzales GR, AXA Financial Advisor

𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗜𝗦 𝗦𝗢𝗠𝗘𝗧𝗛𝗜𝗡𝗚 𝗧𝗛𝗔𝗧 𝗬𝗢𝗨 𝗖𝗔𝗡'𝗧 𝗕𝗨𝗬 𝗪𝗛𝗘𝗡 𝗬𝗢𝗨 𝗡𝗘𝗘𝗗 𝗜𝗧.

Hindi ka pwedeng kumuha ng fire insurance kapag sunog na yung establishment mo.

Hindi ka pwedeng kumuha ng car insurance kapag nabangga na yung sasakyan mo.

Hindi ka pwedeng kumuha ng Health Insurance kapag may sakit ka na.

At mas lalo namang hindi ka na makakakuha ng life insurance kapag nasa finish line ka na.

Ang Life Insurance, kinukuha talaga siya HABANG DI MO PA ITO KAILANGAN.

𝘿𝙊𝙉’𝙏 𝘿𝙀𝙇𝘼𝙔 𝙔𝙊𝙐𝙍 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀! 𝙔𝙊𝙐’𝙇𝙇 𝙉𝙀𝙑𝙀𝙍 𝙆𝙉𝙊𝙒 𝙒𝙃𝙀𝙉 𝙔𝙊𝙐’𝙍𝙀 𝙂𝙊𝙉𝙉𝘼 𝙉𝙀𝙀𝘿 𝙄𝙏.

--ctto

A Monday reminder from your lifetime Financial Advisor.

Start yours today!!!
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⭕️ DO NOT lapse your policy.

⭕️ REACTIVATE your lapsed policy ASAP.

Higit sa withdrawable fund na makukuha mo in the future, 'yung guaranteed benefit ang pinakaimportante rito.

"Walang naghahanda ng retirement fund sa oras mismo ng retirement niya."

Don't let your dreams of an enjoyable retirement fall through. This is where retirement planning is important. Start growing your retirement fund as early as today.

Build your retirement plan with an insurance and investment plan so you can continue to pursue your passions and avoid financial burden to your family in your golden years. We in AXA have this plan called MyLifeChoice and you can reap your compounded funds when you reach your desired retirement age.

To know more about MyLifeChoice Retirement, feel free to DM me.

Sabi ng nanay ko noon, “𝗣𝗮𝗮𝗻𝗼 𝗺𝗮𝗽𝘂𝗽𝘂𝗻𝗼 𝗮𝗹𝗸𝗮𝗻𝘀𝘆𝗮 𝗺𝗼 𝗸𝘂𝗻𝗴 𝗹𝗮𝗴𝗶 𝗺𝗼 𝗯𝗶𝗻𝗮𝗯𝗮𝘄𝗮𝘀𝗮𝗻?”

Same concept din sa long-term investments natin ngayon. Paano mo mama-maximize yung growth kung hindi mo dinadagdagan at hindi mo hinahayaang mag-accumulate.

Kaya dapat alam mo ang financial goals mo. Dahil magkakaiba ang purpose ng savings, emergency funds, life insurance at long-term investments.

GSIS NO MORE😭

The agony of the teachers family:

When I tell teachers to prepare for retirement and to get insured, the most common objection is : “MAY GSIS NAMAN AKO”.

Now, read this!! Do you know what will happen if the member dies before retiring? In this case, the heirs/beneficiaries got ZERO, ITLOG, NADA.

Read story here:

EXPOSE', BEWARE!!

We need help on this, what to do and where to go? (Long Post, pls care to read)

Matapos ng lahat ng pagod, gastos, nasayang na oras at stress na dinanas ko, may karapatan naman siguro akong ilabas at ibuhos yung frustrations ko.

My father is a teacher for 32 years, retiring from work supposedly last July 13 this year. He did submit his application for retirement June 27 at GSIS Tacloban. And received by the agency same day as per Acknowledgedment Receipt na nakita namin. Unfortunately, that same day inatake siya and was admitted in the hospital. His co teachers advised me na makiusap sa GSIS na if pwede to adjust the retirement date considering the fatality of his health condition. Hindi na daw pwede kasi submitted na daw sa Manila Branch. Out of luck, Papa died July 2, 2019. Meaning to say 5 days na na process ang retirement niya ng agency.. I was even given the tentative computation of his Claims like SURVIVORSHIP, DEATH CLAIM AND LIFE INSURANCE. Since Papa died on service, half lang daw ng total retirement benefit na ma rereceive namin as heirs. (bisan 5 days na nga nareceive nira an application, grabe mga inconsiderate)

Pagkatapos ng pgluluksa namin, inasikaso ko yung GSIS FUNERAL/DEATH CLAIM niya and submitted October 2.

Binigyan ako ng tentative computation, pinaliwanag kung ano pang mga makukuha na benefits nya:

*Cash Surrender Value (Life Insurance Benefit)
*Survivorship Benefit (lumpsum)
*30k Funeral Claim

I submitted every paper they need. After roughly a month or over. lumabas yung resulta ng Cash Surrender Value (Life Insurance). Nagulat ako ZERO proceeds. I went to the agency personally for verification.. Was trying to calm down dahil a staff told us na my Survivorship pa daw around 360,000 that will be divided into us siblings then the process is on going na daw. And we'll just wait for a text message.. Then after a week I never received a message and went back to the agency to follow-up.. To my surprise, ZERO proceeds pa din.. Haaays!!!

Kasi daw may utang pa si PAPA kaya ibabawas daw dun. Hala!!.. Where is the so called INSURANCE? .. Bawal na mamatay ngayon on service, kulilat pamilya mo..

Im trying to calm myself but this is over.
We're not fighting this for money sake.. Ipaglalaban ko to dahil ayokong masayang yung 32 years senerbisyo ng Papa ko sa Gobyerno. He worked for this for his family, pinag paguran. Ikinamatay para sa pamilya
, HINDI PARA MAPUNTA LANG SA BULSA NG MGA MAPAGSAMANTALA. 👊

DIARIES

Credits to Rochie Montano

You can still find yourself underinsured and vulnerable to a myriad of financial problems if your insurance coverage is not comprehensive enough.

Talk to your trusted agent today and discuss your current coverage. 😊

Thank Your for the Opportunity to Help You 🙌✨Peace of Mind

A Young Medical Career Mom, with a 1yo child, a hubby who’s also in a Medical Career

After getting her own MajorInvestments policy, she previously got her SavingsInvestment with Education Plan for her son, Now she got herself a Savings/Health Provision Fund Policy ✅

For What??

to MINIMIZE
bigger gastos if in the event mgkasakit sya, without using her hard-earned savings, na pwede pang magamit for today, tomorrow and in future.

1.5Million Coverage for Critical Illness
2,000/Daily Hospitalization Benefit
4,000/Daily ICU Benefit
Advanced Health Fund
Living Benefits if UnUsed
1.5Million Coverage for Life Insurance

Be Future Ready Today 🙌✨







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Kung gusto mo talagang magretire na hindi lang masaya kundi may pera pa, ngayon palang umpisahan mo na.

Paano mo pinaghahandaan ang retirement mo?

‼️𝐊𝐰𝐞𝐧𝐭𝐨 𝐟𝐫𝐨𝐦 𝐤𝐚𝐩𝐰𝐚 𝐊𝐚𝐩𝐢𝐭𝐛𝐚𝐡𝐚𝐲‼️

Yung benefit na nakuha from Insurance plan naging paraan para mabayaran yung hulugang bahay ng Buo. Naparenovate niya rin yung house at age 22.

Your life insurance policy can be used as:
𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐑𝐞𝐝𝐞𝐦𝐩𝐭𝐢𝐨𝐧 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞?

Basically, ito yung paraan para protectahan yung properties na pinupundar mo pa lamang like lupa, bahay, etc. na naka loan at binabayaran sa bangko. Pag may nangyari sayo, Insurance can pay FULL amount ng loan sa bangko.

That way:
📍Hindi 𝙝𝙖𝙝𝙖𝙗𝙪𝙡𝙞𝙣 ng bank yung family mo kung sakaling mawala ka or madisable ka.
📍Hindi 𝙗𝙖𝙗𝙖𝙬𝙞𝙞𝙣 ng bangko yung property mo at hindi mapapaalis yung family mo.
📍Hindi 𝙢𝙖𝙨𝙖𝙨𝙖𝙮𝙖𝙣𝙜 yung pinagpaguran mong ipundar for how many years.
📍Your family can focus in grieving for your loss and in moving on to their lives and at the same time they can be able to sustain their standard of living.

“𝙔𝙤𝙪 𝙙𝙤𝙣’𝙩 𝙗𝙪𝙮 𝙡𝙞𝙛𝙚 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙗𝙚𝙘𝙖𝙪𝙨𝙚 𝙔𝙊𝙐 𝙖𝙧𝙚 𝙜𝙤𝙞𝙣𝙜 𝙩𝙤 𝙙𝙞𝙚, 𝙗𝙪𝙩 𝙗𝙚𝙘𝙖𝙪𝙨𝙚 𝙩𝙝𝙤𝙨𝙚 𝙮𝙤𝙪 𝙡𝙤𝙫𝙚 𝙖𝙧𝙚 𝙜𝙤𝙞𝙣𝙜 𝙩𝙤 𝙇𝙄𝙑𝙀”

Pictures and story credits to the owner

R E T I R E M E N T

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check the retirement date on your payslip.

2. Always go for your 30-day annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so your poverty multiplies.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! The same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or owning a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate a government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivating vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, don't use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

🏡Getting protected is better than hoping for the best! Shield your home from unlikely events like fire, robberies, and even lightning.

Know more about our home insurance solutions...please pm me😊

HOW TO OPEN THE HOUSE OF SUCCESS?
1. Success always begins with your PURPOSE/Dreams.

Almost all the successful individuals that I've met are always in pursuit of their life long dreams &/or meaningful purpose in life.

Confused with Purpose?
Purpose is the beacon/guiding star of your being while dreams are your 'lights' along the way.

As you move in your life's journey- your purpose becomes brighter/clearer while your dreams can change along the way/or as it gets done.

2. Success must be personal.

For some it is material while for others it is relational. But most people I know it is a 'balance' of being happy healthy wealthy and holy.

Real success must not be self serving. It should not only prosper yourself/your family but it should also prosper others.

There is really nothing wrong with being filthy rich but it is brutally wrong to die filthy rich. It's OKAY to be rich for as long as your ENRICH others along the way.

3. Success needs to be focused and goal directed.

Having a purpose/building dreams without goals are mere fantasies. Your purpose/dreams must be written, specific, with compelling reasons and have timelines. You do not wait but rather you initiate.

If you can do these things, then your dreams can have a greater probability of becoming reality. More importantly your purpose becomes solid.

I've learned that those who use these simple keys are rendered with a great feeling and a meaningful purpose throughout their lives.

After all in Deuteronomy 18:8, the bible says
"Remember the Lord your God, for it is He who gives you the ability to produce wealth"



CTto

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Marami rin ang pwedeng mangyari habang ikaw ay nagiipon o nagtatrabaho para may maibigay na magandang bukas sa iyong pamilya. Kaya hindi tayo nakasisigurado na may maiiwan nga tayo sa kanila.

Manigurado na. Get yourself covered with guaranteed million-peso worth of benefits. ❤️

----
Planning to have your own pamana plan? Message us now. 📩

While we continue to call on the government to provide more efficient healthcare programs catering the poorest of the poor, those who can't afford to get themselves adequately covered due to financial restraints.

Be careful who you listen to. ✨😊

Healthcare, Insurances, Investments and Disciplined Savings are much needed nowadays. It's not an additional expense rather it is a Financial Security in case something happens to you or to your loved ones.

Tanggalin na natin yung mindset na "tutulungan naman ako ni", "pwede naman ako mangutang" or "secured na future ko, may pera kami". Anything can be wiped out in a snap especially if you're in the middle of financial crisis. 😊
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If you're interested in Insurances, Investments and Financial Literacy, please send us a message!! 👩‍💻👨‍💻📊
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Great things come out of patience 😄

Having children who gives voluntarily is a blessing, do not make it a burden for them.

As Elon Musk once said, "My children didn't choose to be born. I choose to have children. They owe me nothing. I owe them everything."

No one is responsible for your own life except you. Let us break the cycle of dependency.

To every breadwinner in the family, as much as we want to help our family with the blessings that we have, sometimes what was supposed to be a blessing to them became a curse or a burden.

May you help your family willingly, without robbing yourself of your own future and your children's future.

And... May you find a partner that your future children can be proud of. They can't choose their parents, do it as a favor for them. Until then, always choose to become a better version of yourself. 🤍

To all of us, may we be blessed so much that our pockets overflows to bless our parents a life that they deserve without hurting our own and our children's future. 💛

Saving money is not an option or suggestion; it is your Christian duty (Proverbs 6:6-8; 30:25).

Ctto Financial Minimalist

Today

THE Medical City Ortigas

Patient: Medical Doctor

Health Care Access 1M
Appendicitis
Laparascopic

Premier Suite Room 3 days

Total Medical bill 174k+

All covered.

Thank you AXA

Ctto

It’s been 2yrs na Doc Eds ☺️🙏🏻✨📈☔️

Despite the hectic schedule..
✅Health Protection (Wealth Preservation)
✅Investments for a Hybrid Retirement

Started Young 💕✨

I feel so fulfilled today...

As an AXA Financial Advisor, I was able to lighten the burden of one of my clients who was recently diagnosed with Stage 2 Cancer.

After carefully evaluating the needs of my client, I offered him HEALTH MAX last year.

Though he was at the best of his health at the time he got his policy, little did he know that one day he would receive the most dreadful news in his life...the big "C" as we may call it.

Upon receipt of the news that he underwent numerous procedures and currently undergoing several treatments, I submitted his claim thinking that it would be classified as a minor critical illness.

However, I was surprised when I was advised that a one million peso check was already being processed ( thanks to our Claims Dept, it was processed within 5 days only) it was classified as a major critical illness.

Today, I handed to him a check in the amount of one million. As my client said, it is a blessing in the midst of the challenges he is facing right now...Something positive out of a negative event in his life.

Life is a continuous cycle. It does not stop and end with one good or bad news that we receive. We just have to prepare for the future.

"It pays to prepare early for the unexpected"

Ctto: Von Del

Wish to Retire as Early As 50’s?
Or Better yet at 40’s?
Go Travel?
Build Your Business?
Buy Your Own House?
Do Groceries/Shopping for You & Your Family
w/out looking at the price tags?

Setting Up Your Value as low as 100/day.

Benefits: ☔️Income Protection + Building Your Wealth💰

Let’s Secure Your Future Today! With Less Worries 😇

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eFNA - AXA Philippines Everyone wants financial security but not everyone knows how to get it. Have a chat with Coach Finn and let him guide you towards a winning game plan that will help you achieve financial stability.

Advice on choosing a partner:

-Wag pumili ng maluho na asawa
-Wag pumili ng asawang di practical
-Wag pumili ng asawa na di madiskarte
-Wag pumili ng asawa na di marunong magbudget
-And most of all, wag pumili ng asawa na negative 😅😉

Ctto Koji