HUB International

HUB celebrates Native American Heritage Month.

Across much of Florida, especially along the western coast, a surplus of inventory and dwindling buyer interest are slowing sales and keeping homes on the market longer, cooling off what had been one of America’s biggest housing booms this decade.

HUB's Katherine Frattarola explains how the rising costs are causing high-net-worth clients to make choices away from waterfront Florida property: https://ow.ly/PtGo50TWrZc

Wishing you a safe & happy Halloween.

U.S. commercial property is mired in overdue loans, rising construction costs, sky-high insurance rates and force-placed insurance programs, and the multifamily segment is also seeing inflation, higher interest rates and relatively low rental rates eroding owner profits in many markets.

Learn how a high crime rate can negatively affect or even cause rejection of insurance coverage with HUB's Chief Sales Officer and Real Estate Practice Leader, Chip Stuart in Leader's Edge: https://www.leadersedge.com/p-c/extend-and-pretend

As 2025 approaches, retirement plan sponsors are navigating new challenges in governance, compliance and risk management, so it's important to know how to optimize your retirement plan and stay ahead of the curve.

Don't miss our upcoming webinar with Fred Reish to gain actionable insights to master your fiduciary responsibilities, know how to avoid costly legal pitfalls and boost the overall performance of your retirement plan.

Register now! https://attendee.gotowebinar.com/register/5800134285598128222?source=FACEBOOK-O

Join HUB’s David Garrigus, Andrew Kosoff, Robin Ann Nowicki and Whitney Ross for a forward-thinking discussion how technology, legal frameworks and regulatory scrutiny are shaping the future of public companies’ D&O exposures, with a special focus on considerations for IPO and mergers.

Mark November 21 on your calendar and email [email protected] for a registration code. Learn more: https://ow.ly/ghyI50TVNAw

Last chance to register for our upcoming webinar!

Join HUB Compliance experts for step-by-step guidance on how to develop an AI policy that aligns with your company values, ensures compliance, and mitigates risk.

Register now! https://ow.ly/CmmE50TVuIs

Welcome to Tim DeSett, HUB’s new North American Commercial Lines President! Bringing with him more than 30 years of experience in the insurance industry, Tim will lead the strategy for HUB’s Commercial Lines business.

Read more about Tim’s extensive professional background & why we’re excited to have him join the HUB team in our press release: https://ow.ly/uUkL50TUGaj

The medical spa industry is currently riding a huge wave of enthusiasm for health, wellness and extended youthfulness, but between rapid growth and spotty oversight of the business, the risks are inherent.

HUB's Brittney Stinnett explains how business owners should work with the right insurance broker with extensive experience in the medical spa business to identify and manage new and emerging risks & design optimal insurance coverage against exposures: https://ow.ly/C1Ow50TUBZN

While high-net-worth clients are increasingly opting for "coolcations" to northern destinations like Whistler, Greenland and Antarctica to escape the heat, these high-costs trips come with unique risks, necessitating specialized insurance coverage.

HUB's VP of Private Client, Robb Lanham explains how clients can ensure they are adequately protected in his published Financial Planning article: https://ow.ly/zE6a50TTpkF

HUB Month of Giving is underway, from British Columbia to Puerto Rico! Check out some photos of HUB employees who have already made an impact in their local communities this month. What better way to conclude our 25th Anniversary celebration than by giving back to the communities we serve.​
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Are you interested in working for an organization that gives back? Visit our careers page to explore open roles! https://ow.ly/Y0wA50TOukf​

As property and casualty insurance premiums soar, many homeowners, especially in high-risk states like Florida and California, are reevaluating their coverage options.

Before you consider dropping your homeowners insurance, download our whitepaper for essential insights and strategies to help protect your home and reduce costs. https://ow.ly/zA2w50TSHIq

Helping connect drivers to meaningful benefits improves their health, wellness and financial security and supports recruitment and retention efforts.

As Transportation companies continue to expand their wellness programs for employees, they are also finding new ways to connect independent equipment owner-operators and contract motor carriers with benefits.

Although companies cannot legally offer traditional benefits to independent contractors (ICs) without changing their employment classification, new technology platforms can help connect ICs with health and wellness programs.

Here are some innovative ways to connect your ICs with benefit programs: https://ow.ly/CKm050TQStn

The medical spa industry is currently riding a huge wave of enthusiasm for health, wellness and extended youthfulness, but between rapid growth and spotty oversight of the business, the risks are inherent.

HUB's Brittney Stinnett explains how business owners should work with the right insurance broker with extensive experience in the medical spa business to identify and manage new and emerging risks & design optimal insurance coverage against exposures: https://ow.ly/kSSh50TQ8bO

Last chance to join HUB Private Wealth Executive Vice President Dennis Bielik and Chief Investment Strategist Phil McInnis of Avantis Investors® as we discuss what you really need to know to maximize your investments in our upcoming webinar. Register now! https://ow.ly/3Xw150TQ140

At HUB, we understand that military service personnel have specialized skills that play an important role in our company culture. That's why we are proud to be a fellowship host company for Hiring Our Heroes, an initiative of the U.S. Chamber of Commerce Foundation, that empowers our military community through meaningful employment. ​

Learn more about HUB's commitment to transitioning military: https://ow.ly/E0em50TM0GH.​

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October is National Retirement Security Month!

Empowered employees are productive employees. When organizations provide the right support and resources for financial management, they help their workforce tackle financial challenges head-on. This creates a more focused, satisfied, and productive team, improving both personal and professional well-being. Let’s make financial wellness a priority! By investing in our people’s financial health, we can build a thriving, resilient workplace.

Learn more about how financial wellness can transform your organization with HUB FinPath: https://ow.ly/b70750TN1u3

Artificial intelligence (AI) is rapidly becoming a critical tool in the modern workplace—and with that, organizations must establish clear policies to ensure ethical and secure usage. But where to begin?

Join HUB Compliance experts for step-by-step guidance on how to develop an AI policy that aligns with your company values, ensures compliance, and mitigates risk.

Register now! https://attendee.gotowebinar.com/register/614104074293642329?source=FACEBOOK-O

We’re quickly approaching another power-packed panel! MOXIE, a women’s network by HUB, is a community of visionary rebels & go-getters in risk, insurance, employee benefits & financial wellness.

Carol Murphy, HUB’s Executive Vice President, North American Casualty Practice Leader, will lead a discussion with Chi Nguyen, Valerie Eisen & Courtney Davis, who will share their experiences of navigating tough decisions & taking risks while leading with grit, innovation & resilience.

Register now for our October 23 event: https://ow.ly/RO8s50TM5zl

Helping your employees address their financial wellness isn’t just good for them, it’s good for your business. Financially stressed employees are less productive & more likely to change jobs for even a small pay increase.

While financial wellness is one of the top benefits that employees are seeking, it’s important to understand that each generation has their own unique priorities – from retirement to paying down student debt. Discover what to consider when creating a financial wellness program in this month’s HUB EDGE: https://www.hubinternational.com/blog/2024/10/how-tech-empowers-retirement-planning-across-generations/

We're excited to be back at this year's Risk Summit, an event that showcases innovation in risk management in the nonprofit sector and brings together nonprofit leaders and industry professionals who support nonprofit missions.

With 20+ educational sessions, in-person networking & exciting evening socials, you won't want to miss out! Catch HUB's experts Scott Konrad, Ben Jonas, Rachel Sams & Jennifer Ortmeyer as they share valuable insights. We hope to see you there!

Check out the whole agenda here: https://nonprofitrisk.org/events/risk-summit/2024-agenda/

HUB’s priority is to be there for those in our communities who have been impacted by Hurricane Milton and Hurricane Helene. We’re here to support you during each step forward.

You can find recovery resources within our Hurricane Resource Center: https://ow.ly/CmTA50TJaK5

We’re here to help.

As we enter the Fall, there is no shortage of headlines and recommendations in the media about what changes you should make to your portfolio in anticipation of the upcoming elections.

Join HUB Private Wealth Executive Vice President Dennis Bielik and Chief Investment Strategist Phil McInnis of Avantis Investors® as we discuss what you really need to know to maximize your investments in our upcoming webinar. Register now! ow.ly/jWPF30sGUab