D'Wealth District

For the month of May, our FSCs worked diligently to produce great results. Under Marathoners, our top in FYC are Jeffrey, Donovan and Sharon while under Sprinters, the top in FYC are Jenny, Gloria and Ricky. For cases, our top performers are Donovan, Gloria and Alicia.

All our FSCs have put in a lot of effort and achieved excellent results. Congratulations to all top performers ! 👏🏻👏🏻👏🏻 Hope everyone continues to do their best ! 👍🏻

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Although we cherish carefree living, it's essential to plan ahead for your golden years! Don't wait until it's too late to secure your future. 🧡

Take the first step towards financial security by consulting with your financial advisor today. 😄

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From inspiring aspirations to providing unwavering protection, dads are our guiding lights. As a parent myself, I know how hard it is when something unexpected happens to the family. By getting your father insured you can help protect his future and ensure he never has to worry about losing everything he worked so hard for.

To all fathers and father figures, thank you for being our motivation, inspiration, and role models. Happy Father's Day to all dads out there! 🧡

端午节快乐

In April, our FSCs worked hard and performed superbly. Under Marathoners, our top performers are Alan, Randy and Donovan. For Sprinters, we have Ricky, Kiat Huat and Gloria. Furthermore, Donovan, Gloria and Ricky are the top performers in cases.

Many thanks to our all our FSCs whose effort made our District Top for HNW in Tampines 💪💪💪

Good effort from all our FSCs and continue to strive for stellar results !

How to Spend Money When You Are in Your 20s – 40s? 🤔

I have a very simple structure for it. It is broken down into the 50/20/30 rule, which is:

📌 NO MORE THAN 50% of your earnings should go towards your BASIC NEEDS. These are your essential expenses such as rent, utility bills, and groceries.

📌 AT LEAST 20% should go towards a Financial Foundation. This means life insurance, emergency funds, retirement savings, child savings accounts, and any other form of UNTOUCHABLE long-term savings. This money is reserved for your future—a fallback fund you never touch until you reach an age where you cannot work anymore, and it's the money you rely on.

📌 THE REMAINING 30% is for the expenses you choose to create comfort and enjoyment in your life.

Once you start living with this rule, where you force yourself to spend only 80%, you will reach a point in life where you believe you WILL NOT be able to spend any more of it. And that's when your saving ratio will increase.

Remember, a penny saved is a penny earned! So budget yourself, do the math, and start saving AT LEAST 20% of whatever you earn from now to secure a better future. Otherwise, you're certainly heading for trouble, or even worse, you're already up the creek without a paddle…

Speak to a Financial Advisor today to learn more about how you can allocate 20% of your savings towards a Financial Foundation smartly! 💯

For the month of March , our FSCs worked very hard and produced excellent results.
The top FYC performers of Marathoners are Randy, Alan and Donovan while for Sprinters it is Jeany, Kiat Huat and Ricky ! For cases, our top performers are Donovan, Kiat Huat and Randy.

Well done everyone and congratulations to all top performers ! 🥳👍🏻

Insurance is the shield that guards your financial fortress against life's unexpected storms. Would you agree? ❤️

In the month of February, our top performers for Marathoners are Randy, Jeffrey and Donovan. For Sprinters, we have Alicia, Ricky and Tricia.
Our top performers for cases are Alicia, Ricky and Jeffrey.

Incredible job done by all our FSCs and continue to put in your best effort !

Throwback!

Exceptional start to the year of 2024👏🏻👏🏻👏🏻

Well done to our top performers of Marathoners, Donovan, Sharon and Jeffrey. From Sprinters, the top performers are Ricky, Gwen and Gloria. For cases, the top performers are Donovan, Ricky and Jeffrey.

Good job everyone and keep up the good work for the rest of 2024 ! 🎉🎉🎉

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Not many people realize how important it is to have a proper retirement planning strategy. You see, by the time most people come to such a realization, they are usually too late and miss out on the many opportunities that would have given them financial stability and peace of mind in their later years. ⠀
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If you have time today, spend a few minutes with your financial advisor to map out your goals and milestones across the next few years so you have a clear direction to work towards. ⠀
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If you are a financial advisor reading this, retirement planning is a topic that you should discuss with your clients as early as possible. It is not a topic only for those who are reaching retirement. In fact, the earlier this topic is discussed, the more beneficial it would be for your clients as they have a longer time horizon to achieve those plans drawn for them.

Tuesday 13th Feb
开工大吉 🍊🍊🍊
Soon Soon Li Li 😇😇😇
Gong Xi Fa Cai 🍍🍍🍍

Ending off the year with a great performance by our FSCs !
In December, the top performers of Sprinters, are Kiat Huat, Tricia and Ricky . From Marathoners, we have Laura, Donovan and Randy.
Top performers in cases are Randy, Kiat Huat and PeiLun !
Congratulations to all, keep up the good work in 2024🥳

Not many people realize how important it is to have a proper retirement plan. You see, by the time most people come to such a realization, they are usually too late and have already missed out on the many opportunities that would have given them financial stability and peace of mind in their later years.

Hence, starting somewhere is always better than not starting at all!

If you are a client reading this and do not have a retirement plan for your later years, speak to your financial advisor today and read up to educate yourself. It is always better to start early.

For financial advisors reading this: Share this message with your clients and friends who need to be aware of the importance of proper retirement planning. Don't forget to join mentoring family to get my presentations here: learn.sanjaytolani.com

AIA 2024 CNY Scratch and Play. One chance from 5th Jan 2024 to 26th Feb 2024. Login to AIA SG app and try your luck to win 1 of the 8 sure win rewards. Good luck to everyone!!!

In November, our top performers for Marathoners are Alan, Jeffrey and Donovan💪💪💪
From Sprinters, we have Ricky, Jenny and Gloria🙏🏻🙏🏻🙏🏻
Overall, Chuanyue, Ricky and Gloria have the top cases this month👍👍👍
Congratulations everyone👏👏👏
We persevere till the end of the year ! Congrats! Well done till the end the year well🎊🥂

Exploring - HNW Business -
Collaboration/Introducer Program
Thanks to our Guest Speakers: Philip & Rickson
for supporting us❤️

2nd collaboration on Fri 22nd Dec.
Blessed to be invited by Corporate to share our unique idea on “eyes, mouth & ears” created by our FSC Ricky!
Many thanks to Ricky who holds tightly on the resources we are having.
Expecting more of such events on the way ……. 💪💪💪

Retirement planning is like building a bridge to a future of comfort and independance. Start laying the foundation today.

Our 1st collaboration event after covid. Many thanks to FSC Ricky for connecting & arranging the collaboration🙏🏻
Also thanks to our FSC Ricky for his unique sharing on “eyes, mouth & ears”👍
Our FS Director Dr. Daisy Wee was present to support her team in today’s event consists of Pei Lun, Jeany, Gloria, ChuanYue, Russell & Ricky 😇
We thank each and everyone for your participation👏
This is just the beginning!
We are certain 2024 will be a better year 🍍🍍🍍

Here are our top perfomers of October ! From sprinters we have Gloria, Kiat Huat and Ricky and from Marathoners we have Donovan, Jeffrey and Alan. All in all, our top perfomers for cases are Gloria, Jeany and Ricky !

Splendid job everyone and continue striving for stellar results ! 🎉

WHEN THERE IS A WILL THERE’s A WAY !!!💪💪💪

Our 1st we-chat conference.
Collaboration with Armarium.

Thanks to our Director Dr. Daisy Wee who connected with her dear friend of 22 years👍👍👍💪💪💪 and also her niece-in-law who introduced her relatives😇😇😇

This is just the beginning!😊