Mardina Johan: Your Realtor Since 1999

Selamat Hari Raya Haji! May this holy celebration bring you and your family abundant blessings, joy, and prosperity. May your sacrifices be accepted by Allah SWT

Wishing you and your family abundance, prosperity, and good fortune in the Year of the Dragon. Happy Chinese New Year!

🥳Congratulations To Mr & Mrs Suhaimi...!! They came a long long long way and with perseverance, determination and faith in me, they gave me a shot to sell their 4-RM in Ang Mo Kio Blk 544. And soon after renovation completed, they will be moving into a 5-RM fully-paid.

This lovely couple had gone a bumpy path. They had tried estate agents over the years with little success in selling their Ang Mo Kio flat due to ethnic quota restrictions🥵

Mr. Suhaimi discovered me through one of my Facebook posts and made the decision to give one final try to sell their home🤗. Alhamdulillah With a creative marketing strategy, I was able to sell their property in less than 60 days and secure an ample extension stay to ease the transition from their present home to their new home💥

One more time, I am grateful to you for having faith and trust in me. Thank you🙏

"Pledge your property," some say. However, you should be aware that pledging is NOT FOR EVERYONE. It does not address the mortgage situation, especially for individuals who still have large outstanding loans🫣

To begin with, Mdm Rohayu and her son own an Executive Apartment on Jurong West St 81.

They are still servicing their bank loans, and at the time of our meeting, they were almost at their breakeven point, meaning that they will soon be NEGATIVE SELLERS😨

So Mdm Rohayu chose to sell their EA flat and her 35-year-old son will buy on his own.

After doing an in-depth financial assessment of the property and factoring in Mdm Rohayu's Retirement Account, it has been calculated that she will get a significant amount of money from her CPF upon the sale of her Executive Apartment (EA). Furthermore, she will also generate profits from the sale🥳

After making a successful contribution to her Retirement Account, Mdm Rohayu and her hubby retain the ability to acquire another home😘

Alhamdulillah, I'm happy for Mdm Rohayu; at least she'll be able to enjoy her retirement funds😍

❤️ I'm appreciative of being given the chance to help them upgrade once more.

And I'm extremely grateful for the opportunity to help them sell their lovely 4-RM BTO at 336c Yishun Street 31. They were an ex-client of mine from 7 years ago, when they sold their resale flat and bought this 4-RM BTO. Then, seven years later, they engaged me to sell this 4-RM BTO🥰

In actuality, it took longer than usual to find a buyer. Numerous low-ball offers were rejected, and we have strict terms and conditions to stick to.

They wanted to give in to the buyers and sell cheaper and reduce their specific requirements several times, but I was always there to stop them and advise them to stick to "THE PLAN." 💪

Their perseverance, patience, and hard work have taken them to this well-deserved milestone🥳

They will soon be the proud owners of a 3-GEN Resale Flat that they purchased with ZERO COV and at an attractive price🤩

And, with a long extension stay period obtained from the sale of their 4-RM BTO, they can take their time renovating and gradually moving into their 3GEN Flat.

🤲I express my gratitude to this family for placing their trust, faith, and support in me, hence providing numerous opportunities for me to assist them in their real estate endeavours🙏

Agent Mardina Johan
Contact 9187-8000

Happy 20th Birthday Sweetheart..😘

Selamat bertambah usia, putriku Nazia Ummairah. Dengan bertambahnya usiamu, semoga Nazia semakin rendah hati, senantiasa bersyukur, rajin ibadah, rajin bersedekah, bahagia dan semoga segala impian menjadi nyata🤲

Dan 1 yang membuat mama & baba Nazeer Khan Johan happy, anak mama tak berdansa & berkinja showing your curves in social media🤲. Keep it up darling!!

Last note... Please slow down on your shopping😅

🤗They've gone a long way from the days when they couldn't even sell their 4-RM BTO in Yishun Avenue 4 Block 509C to the present, when they've relocated to Woodlands to be closer to their daughter's new school. (No more waking up at 5am for school anymore...!)🥳

To begin, we met 6/7++ years ago, at that time Fitri/wife co-own a flat with her parents. When both Yazrin and Fitri gotten married, they booked a unit directly from HDB hence Fitri has to remove her name out from her parents flat in order to proceed with the BTO flat that they purchased.

That's where her parents engaged me to sell their flat, and that's how we met.

Years later, after their Yishun 4-RM BTO had reached its 5 years MOP, they contacted me again.

Their check box for their next flat were:

✅️ Must be very near daughter’s school
✅️ Not facing carpark
✅️ Must be corner
✅️ 4-RM with a bigger sqft and squarish living room (avoid BTO layout)
✅️ No COV

In truth, we had serious difficulties in selling of their 4-RM BTO flat due to the unfavourable facing of their unit🫣 (kitchen yard faces multistorey carpark, living room & bedrooms faces opposite block kitchen and facing multistorey carpark aswell)🤪 There were numerous occasions when they thought about throwing in the towel and selling at lower prices, but I was against this idea.

We were able to sell their BTO in 90 days with perseverance, determination, and the right intention🥳 Currently, they have successfully transitioned to their new home in Woodlands, which is closer to their daughter's school.

Congratulations to this incredible couple on reaching their goal through their persistent perseverance and endurance!. Wishing you both a lifetime of happiness and success in their new home🥰

I would like to express my gratitude to both of you once more for the confidence, faith, and unwavering support😘

Agent Mardina Johan
91878000

🏘 SOLD IN LESS THAN 30 DAYS..! This unit belongs to my ex-clients (so meaning they are my repeat clients).

They purchased this 5-RM around 5 years ago at a good entry price and now sell this unit with profit then moved to a different location.

🔗 Contact Me Or Explore More On Mardina's Videos🔗

https://bit.ly/MardinaJohanRealty

🌈🤲I feel very privileged and blessed to be trusted with the responsibility of assisting all 4 of these families with their real estate transactions 🏡

☝️It all started when I assisted Mr. Al-Hafidz and Ms. Atikah's parents downsize, handled their parents complicated retirement case, fully pay their home loans, cash out their homes and save profits for retirement. I subsequently assisted Mr. Al-Hafidz and Ms. Atikah move up from their BTO 4-RM at Blk 782c Woodlands Crescent😊🎉

On top of that, I was given the opportunity to facilitate the transaction for the sale of his sister's BTO 5-RM at Blk 676c Yishun Ring Road😊🎊

📝Their journey begins after they witnessed both of their parents successfully completed their real estate transactions. Their objective is to upgrade to a bigger home that will accommodate their growing children while giving him more space to further his hobbies in video production and editing (very talented) 🎥🎞

Alhamdulillah, despite strong competition from other newly MOP BTO sellers, we took around 2 weeks to sell their 4-RM BTO with all requirements met while simultaneously securing a huge 5-RM in a terrific location with:

✅️ Zero COV
✅️ Zero monthly cash top-up
✅️ Minimal renovation needed
✅️ Reserved their 2nd HDB Loan for future use (forward thinking strategy)
✅️ Obtain a small home loan
✅️ Gotten 3 months extension stay to facilitate their transition from their current home to next (avoid paying exorbitant rental price)

Experiencing these families' successful real estate journeys fills my heart with satisfaction and appreciation. Which motivates me to help other families realise their real estate dreams. Turning dreams into reality🏘

I would like to take this opportunity to thank these families for their Trust, Faith, and Unwavering Support 🌈

Agent Mardina Johan
Contact Me: 91878000

💪This family perseverance, determination and hard work has put in have led this family to this well-deserved milestone🥳

Despite facing challenges from other sellers, we managed to sell their 3-RM home $40,000 more than the recent transacted price for their 30+ years old flat in Tampines bought 8 years ago, with this awesome selling price we managed to exit them from being a negative seller as because they were the 2nd owner and this flat was bought at a high price🫣

Witnessing this successful upgrading journey for this family of 7 fills my heart with joy and gratitude.

Alhamdulillah this family determination and faith have brought them more comfort, space and convenience for the husband as because he is working in Tuas and the daily commute from Tampines to his workplace has been daunting which easily takes up a minimum 3 hours journey to and fro everyday 🤲👍

On the other hand all their request were checked🤗:-

✅️ Need to sell high to avoid negative sale
✅️ Need to buy with ZERO COV/Cash Over Value
✅️ Need 100% renovated unit
✅️ Need to sell FAST to avoid accumulating CPF ACCRUED INTEREST
✅️ Need to obtain Extension Stay from buyer to avoid paying exorbitant short-term rental

So with all their requests met. Alhamdulillah they are now a proud owners of a 4-RM flat that is fully renovated, fully fitted with built-ins, close by to workplace, ZERO COV and a much younger flat🥳🎉

🤗To everyone aspiring to upgarde from a smaller home, remember that with sincere intention, perseverance and the right guidance, your upgrading dreams can come true. Don't hesitate to reach out to me on how we can make it a reality, like how we did for this incredible family of 7🥰

Agent Mardina Johan
Contact Me: 91878000

🔗 Contact Me Or Explore More On Mardina's Videos🔗

https://bit.ly/MardinaJohanRealty

🔗 Contact Me Or Explore More On Mardina's Videos🔗

https://bit.ly/MardinaJohanRealty

🏡 This low floor EA sold in less than 45 days.

Congrats to my Sellers‼️

🥳 Congratulations to this family of 3. Managed to sell their BTO 4-RM at Blk 403b Fernvale Lane. And her husband is camera shy so just her in this picture.

Mr Husband contacted me via Facebook, as they had plans to cash-out from this BTO house which they bought more than 15 years ago and move closer to wife's workplace.

They both has a substantial amount of CPF money laying around in their Ordinary Account. So they planned to use their huge OA balance and in return cash out from the sale of their Fernvale house, keep the handsome profits and to minimise the sn*******ng accrued interest that is eating into thier cash proceeds.

🎉Congratulations to Mr Azhari and Mdm Noraini on selling at a good price even though your unit is blocked and has no views. Thank you abang and sis for engaging my service.

Agent Mardina Johan
Contact: 91878000

🎊 Congratulations to this family of 4 managed to fully-pay before age 55. Sold their 3-RM resale flat at Blk 118 Bukit Panjang.

[THEIR STORY] They chanced upon me from Facebook and contacted me. Husband is reaching 55 in few years time and currently they still servicing their home. They both has some balance of CPF money in their Ordinary Account. So they planned to use their OA balance before the funds get locked up for Retirement.

[THEIR ASPIRATIONS] They were hoping to use all the CPF from their current house plus all the funds in their Ordinary Account to fully-pay the next house and hoping not touching their cash profits, but in case if the next house exceeded their CPFs, they were still willing to forgo some cash profits from the sale.

[THEIR FINAL DESTINATION] I managed to source a 3-RM and fully-pay

✅️ Not touching their cash profits
✅️ Used 100% CPF
✅️ Mins walk to Eateries, Supermarket, Shops, Clinics and much more
✅️ Less than 10 Mins slow walk to the MRT Station
✅️ No COV paid as the Valuation matches the Purchasing Price
✅️ Gotten sufficient extension stay hence they do not need to find short term rental or stay with other family members

🎉Congratulations to Mr Anuar and Mdm Wati to be able to fully-pay comfortably. And thank you for engaging my service. May your family create sweet memories in this new home❤️

Agent Mardina Johan
Contact: 91878000

HE IS SMILING FROM EAR TO EAR..! After finalising his purchasing unit. Soon he be staying on his own.

Congratulations To My Single Buyer

Just 2 months ago, i sold his Executive Apartment that he co-own with his mum, and to allow his mum to cash-out for her retirement and for her to enjoy her retirement and not having to think of their outstanding home loan anymore, they decided to sell-off that Executive Apart.

So, when Mr Ramdan reaches 35 recently, without hesitation, we instantly proceed with his house hunting and he managed to purchase a 5rm in Jurong at a super good price and :-

✅️ The unit lay-out is one of his favourite and in his tick box
✅️ Located opposite Upcoming MRT Station (is doesn't even matter as he has own transport)
✅️ Very Nearby siblings
✅️ Nearby workplace
✅️ Without any COV
✅️ Without any cash top-up for monthly instalment for many years ahead

Im happy for you, Congrats!!

🎊 Congratulations to this family of 4 in their Upgrading journey from their newly mop BTO 4-RM at Blk 691a Woodlands Dr 73🎊

So i met this beautiful couple more than 10 years ago when they just got married. Back then, She (the wife), before they got married, has co-own a property with her parents, which i sold it off and they purchased the above-mentioned BTO.

[THEIR STORY] Mr Khidir/the husband has been staying in a big home with a sprawling 2000 sqft all his childhood life. So when their BTO hit its mop, without hesitation they contacted me. They optioned 2 units, a Executive Maisonette and a 5-RM But, they decided to proceed with the latter as the numbers makes more sense to Mr Khidir.

[THEIR ASPIRATIONS] To upgrade to a slightly bigger sqft home, not low floor, near by schools, shops, amenities without monthly cash top-top and with minimal renovation

[THEIR FINAL DESTINATION] I managed to source a 5-RM

✅️ Fully renovated home with a huge walk-in wardrobe, open style kitchen with an island
✅️ Opposite Eateries, Supermarket, Shops, Clinics and much more
✅️ Less than 8 Mins slow walk to Schools (convenient for their 2 children)
✅️ Less than 10 Mins slow walk to the MRT Station
✅️ No monthly instalment cash top-up
✅️ Obtain a very small loan for their purchase
✅️ Reserve their 2nd HDB Loan for future plans (forward thinking)
✅️ Paid very tiny COV, with this, they saved on the exorbitant renovation cost

🎉Congratulations to my repeat Clients! May this new home brings more joy, happiness, laughters, rezki, barakah and create sweeter memories. May we be given the chance to move on with "the next plan" in 5 years down the road. Insyallah🥰

Agent Mardina Johan
Contact: 91878000

ANOTHER REPEAT CLIENTS

7 Years ago we assisted Encik Rizal & Mdm Lizah to sell their unit in Yishun on a #03. During that time they had plans to purchase a new flat directly from HDB (many years ago to buy directly from HDB is very much easier, compared to now). My advice to them was:-

👉 Must buy a high floor unit
👉 Avoid top floor
👉 Make sure its corner unit

Fast forward, 6 years later, they engaged us again to sell their newly BTO flat. Honestly, it took a little longer to sell his #14 floor unit & not becos its difficult to sell but we rejected all the Low Ball unrealistic offers & we did request "extra terms & conditions".

Alhamdulillah, their Selling completed & they still staying at their current place while waiting for the Completion of their bigger home

Thank you abg & sis for the trust, faith & support

‼️𝗞𝗵𝗮𝘀 𝘂𝗻𝘁𝘂𝗸 𝗣𝗘𝗠𝗜𝗟𝗜𝗞 𝗥𝘂𝗺𝗮𝗵 🇸🇬 𝘆𝗮𝗻𝗴 𝗯𝗲𝗿𝘂𝘀𝗶𝗮 𝟱𝟱 𝗧𝗮𝗵𝘂𝗻 𝗸𝗲 𝗔𝘁𝗮𝘀 𝘆𝗮𝗻𝗴 𝗶𝗻𝗴𝗶𝗻 𝗯𝗲𝗯𝗮𝘀 𝗱𝗮𝗿𝗶 𝗵𝘂𝘁𝗮𝗻𝗴 𝗿𝘂𝗺𝗮𝗵‼️

Urusan Jual dan Beli yang melibatkan umur sebegini amat sensitif. Banyak penglibatan dengan pihak seperti HDB atau Bank dan terutama sekali, wang CPF Pesaraan/Retirement dan Medisave

"Bukan setakat Menjual atau Membeli, Untung atau Rugi"

Mari kita lihat scenario dibawah ini:
🗃Encik Fahmi umur 56, dan isteri umur 52

✅ Memiliki flat 5 Bilik di Pasir Ris dan ramalan harga boleh dijual $670,000
✅ Baki hutang rumah masih $100,000
✅ Jumlah CPF + Faedah/ Interest yang harus dipulang balik ke CPF mereka selepas rumah dijual ialah $490,000
✅ Hasil UNTUNG/Proceeds/Profits dari penjualan rumah ialah hampir $80,000 Tunai !!
✅ Tetapi selepas 𝗔𝗞𝗛𝗜𝗥 𝗣𝗲𝗻𝗷𝘂𝗮𝗹𝗮𝗻 𝗥𝘂𝗺𝗮𝗵 𝗺𝗲𝗿𝗲𝗸𝗮, 𝘄𝗮𝗻𝗴 𝘀𝗲𝗹𝘂𝗿𝘂𝗵𝗮𝗻 𝘆𝗮𝗻𝗴 𝗱𝗶𝗿𝗮𝗶𝗵 𝗶𝗮𝗹𝗮𝗵 $𝟲𝟬𝟬,𝟬𝟬𝟬 !!
✅ "Cash Out" dan Beli rumah di kawasan yang lebih Murah dan raih keuntungan lumayan
✅ Pindah dekat dengan Anak yang sudah berumah tangga (Dapatkan Grant Tambahan!)
✅ "Cash Out" atas sebab bersara atau sebab-sebab peribadi
✅ Cara menguna semula wang retirement account untuk membeli rumah selajutnya (tanpa hutang/ bebas hutang/ $0 Loan) atau raih keuntungan tunai untuk disimpan
✅ Pemilik segala Jenis & Size hartanah dipersilakan (Semua Jenis HDB atau Private Property)

𝗝𝗮𝗱𝗶... 𝗕𝗮𝗴𝗮𝗶𝗺𝗮𝗻𝗮 𝗵𝗮𝘀𝗶𝗹 𝗽𝗲𝗻𝗷𝘂𝗮𝗹𝗮𝗻 $𝟴𝟬,𝟬𝟬𝟬 𝗯𝗼𝗹𝗲𝗵 𝗺𝗲𝗻𝗷𝗮𝗱𝗶 $𝟲𝟬𝟬,𝟬𝟬𝟬. 𝗔𝗽𝗮 𝗿𝗮𝗵𝘀𝗶𝗮𝗻𝘆𝗮?

Anda keliru...? Bukan sahaja mengelirukan, tetapi tidak mudah, kerana urusan Jual dan Beli untuk yang Pesara/Retiree perlu mengikut garis masa yang tepat. Jika tersilap langkah, ia boleh mendatangkan masalah besar untuk anda, serta masalah kepada bakal pembeli rumah anda atau pembelian rumah baru Resale Flat atau BTO flat anda nanti.

Dan jika Agent anda tidak mahu atau tiada pengalaman dalam urusan kes Pesaraan. Jangan Sesekali Ambil Risiko.. Lantik yang berpengalaman. Jual dan Beli melalui saya Mudah Dan Selamat. Kerana saya telah bantu ramai yang berusia 55 keatas.

✒ "𝗧𝗲𝗿𝗹𝗮𝗷𝗮𝗸 𝗽𝗲𝗿𝗮𝗵𝘂 𝗯𝗼𝗹𝗲𝗵 𝗱𝗶𝘂𝗻𝗱𝘂𝗿, 𝘁𝗲𝗿𝗹𝗮𝗷𝗮𝗸 𝘁𝗶𝗻𝗱𝗮𝗸𝗮𝗻 𝗯𝘂𝗿𝘂𝗸 𝗽𝗮𝗱𝗮𝗵𝗻𝘆𝗮" ✒

Jika anda atau kenalan anda ingin tahu lebih lanjut sila 'LIKE' dan 'SHARE' atau terus hubungi saya.. Segala jenis hartanah dipersilakan ( 3rm/4rm/5rm/ Executive atau hartanah Privet )

Sila tekan 'SEND MESSAGE' yang dibawah, ia akan terus sambung ke 'WHATSAPP' saya.

🧕 Segala Pertanyaan Dipersilakan:
MARDINA JOHAN
- Branding Since 1999
- Proven Track Record Since 1999
- 91878000

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