MoveHome Abilene Mortgage, LLC

MoveHome Abilene Mortgage, LLC updated their phone number.

MoveHome Abilene Mortgage, LLC updated their information in their About section.

A huge THANK YOU to everyone that continues to recommend and choose us as your preferred local lender. MoveHome Abilene Mortgage has been recognized as a top producer for Q2 of 2021. We hope this is a sign we are doing something right by our clients and continue this growth that has allowed us to serve more and more of the great community of Abilene and surrounding areas! If we can do anything for you please don’t hesitate to give us a call or visit us online at www.MoveHomeAbilene.com



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Tech company behind ‘largest project in Abilene and Taylor County history’ unveiled ABILENE, Texas (KTAB/KRBC) – The technology company that is set to bring a $2.4 billion project to Abilene has been identified. Lancium, described as a Houston-based energy technology and inf…

Thank you to these clients for choosing & trusting me, while out of state, to find you a home in Abilene! Also big thank you & shout out to Justin Winters, Loan Officer NMLS # 1576934 MoveHome Abilene Mortgage, LLC for all your hard work!

Official Texans!🇨🇱

This Week’s Mortgage Recipe:

Deviled Eggs w Sweet Jalapeño Jelly


Just like having the perfect recipe for any meal, the same can be had with your mortgage. Don’t let a poor mortgage recipe leave a foul taste in your mouth just to end up with less money in your pocket when it’s all said and done.

Whether you are looking to purchase a home or refinance your current mortgage, contact me today and I will walk you through the simple steps of the application and get you to closing fast, saving you money every step of the way. Although on the rise, mortgage rates are still great! If you are considering to purchase in the next one to two years, call me and let’s go over where you’re at now so you can have all the information and tools you need to get where you need to be when the time comes to purchase that new home and save you the most money possible! I will also send you this week’s recipe for Deviled Eggs w Sweet Jalapeño Jelly. 👌🏼 🥚

Thank you Veteran’s for your service, to your families for their support and resilience and to both of you for your sacrifices. We appreciate all you have done for us!

🎃Zero Lender Fees
🎃Zero Origination Fees
🎃Competitive Low Rates
🎃Free Credit Analysis

Needing a Preapproval to purchase your new home?

Looking to refinance your current mortgage for a lower rate?

Maybe you’re looking to cash out on that equity you’ve gained in this market to lower your overall total monthly debt obligations?

Whatever you need, we can do it! Act now while rates are low!

Call me or apply online today!

Happy Halloween from MoveHome Abilene! 🎃👻💀

Justin Winters
325-668-8241
www.MoveHomeAbilene.com

This Week’s Mortgage Recipe:

Classic Smash Burger


Just like having the perfect recipe for any meal, the same can be had with your mortgage. Don’t let a poor mortgage recipe leave a foul taste in your mouth just to end up with less money in your pocket when it’s all said and done.

Whether you are looking to purchase a home or refinance your current mortgage, contact me today and I will walk you through the simple steps of the application and get you to closing fast, saving you money every step of the way. Although on the rise, mortgage rates are still great! If you are considering to purchase in the next one to two years, call me and let’s go over where you’re at now so you can have all the information and tools you need to get where you need to be when the time comes to purchase that new home and save you the most money possible! I will also send you this week’s recipe for The Classic Smash Burger. Make that old fashion greasy drive thru classic using the freshest ingredients at home for the best burger you’ve ever had hands down👌🏼🍔

What goes UP must come DOWN.

I just wanted to share my opinions on the current situation of the housing market and interest rates. I will try to keep it short and sweet.

Everyone wants to know the answers to the following two questions:

"ARE HOME VALUES GOING TO KEEP RISING OR ARE THEY ABOUT TO TANK?"

"HOW MUCH LONGER WILL MORTGAGE RATES STAY THIS LOW?"

Both great questions and everyone has their opinions. Some of those opinions are from sources with an agenda that is only wanting you to FEEL one way or the other for various reasons so do your own research and try to develop your own educated opinions on them. That is what I am going to do here. This is only my opinion and not to be taken as fact.

Let's start by looking at home values. What causes a homes value to rise? Many things. The reason home values have jumped so dramatically here in Texas is the sudden surge of people moving here. Supply was wiped out and still is. New homes are being built like an assembly line. The last time we saw homes peak in value was back in 2007. That peak was a natural one, there was no surge in population growth causing lack of supply. People started selling their homes because they couldn't pay for them and that created a domino effect on comparable sales prices and values dropped for the next 5 years until 2012. Homes have risen in value ever sense, roughly the last 10 years. As long as large surges of people continue to move to Texas, it is my opinion that we will continue to see a rise in home values however I do believe they will stay flat and may even take a slight dip when homeowners who have been deferring their mortgage payment are finally forced to pay back the money they owe. This could very likely cause many of them to want to sell because their home is worth as much as it has ever been and they really need to get out of a bad financial situation quick and if that group of sellers is large enough in the same area, that will begin to drive home values lower with a sudden and sharp rise in supply. Keep in mind, these numbers would have to be drastic to cause a complete tank like we saw in 2007. That is why I am thinking with the additional population growth, it will remain flat, maybe a small dip when that happens but will flatten back out and likely continue to rise after that as long as population growth exceeds supply of homes.

Now mortgage rates. Mortgage rates react inversely to bond prices, or the same direction as the bond's yield. Everyone is on the edge of their seats right now with the mortgage rate question. Up, down, same, how long? The biggest thing you need to be keeping up with is the Fed's purchasing of corporate bonds. That has been going on for a while now and has to come to an end and those talks have begun. As soon as an announcement of any kind comes out that the plan is to begin tapering off these purchases, mortgage rates will likely spike on just that announcement because what that would end up doing is causing the bond prices to fall, bond yields to rise and therefore causing a rise in mortgage rates. Mortgage rates have already began their trend upwards and that trend is likely to continue, but the question is at what pace. I think it will come in two parts. The first is likely to be a large spike and then maybe it comes down a hair and back up two hairs and back and forth on a long-term upward trend after that. It will always go up and down but you want to be on the better end of the spike when it does.

If you bought a home in 2019 or earlier in the last 10 years and have not refinanced your home, you may want to consider it. Home values are $50,000 higher than they were just TWO years ago AND current mortgage rates are roughly 1.6% lower than they were two years ago. Your home is an ASSET and it must be managed or you could cost yourself tens of thousands of dollars. I just helped a couple that bought a home three years ago with a cash out refinance and lowered their total monthly debt service obligations by $900/mo! That is $10,800 in 12 months they just saved and they received cash back on top of that!

If you bought a home prior to 2020, don't let this market pass by without talking with a lender about your mortgage and seeing if you would also benefit like this couple did.

I hope this was informative at the very least but if you have questions, give us a call!

JW

***Please share if someone you know could benefit from a refinance***

If you financed a home before January 2020, you need to take full advantage of these interest rates before they climb any higher by refinancing your home. The average 30 year mortgage rate in 2019 was 4.25% and is currently approaching 2.65%. With no money out of your pocket, I can look at getting you a lower monthly payment, a lower interest rate and possibly even cash out of your home to pay off other debt and lower your total monthly debt obligations significantly. As everyone probably knows, home values are at an all time high and these rates will not remain this low much longer. In fact, rates are on an upward trend. There will never be a better time to refinance your home. Take full advantage of this market while you can.

If you were told that you could lower your $500 car payment by $100 for the remainder of the life of your loan with no cash out of your pocket AND pay off thousands in other debts at the same time, would you? Your home's equity can be a powerful tool. It's most people's largest financial asset and you have to manage it correctly and that time to manage it is now!

Give me a call or apply online at MoveHomeAbilene.com and let me put together a financially responsible plan that will save you as much money as possible today before rates jump any higher. Once they jump, that's money lost so don't put it off any longer and let's take a look at it.

You can also call, text or email me and we will set up an appointment for you to come in if you would like to go over things in person. I prefer this option but I understand that not everyone's schedule allows for it. Filling an application out online or over the phone is perfectly fine and we'll get it done.

Justin Winters
325-668-8241

Mortgage Rates will likely continue their trend upwards especially with what is going to be going on with the market this week. I expect to see a fairly significant jump to the average rate over the next few weeks. If you have a rate you are floating due to timing of the closing, you may be better off locking a 60 day or longer rate today vs waiting a couple more weeks to lock in a 30 day rate.

Call me if you would like to discuss your mortgage or have any questions. I’d be happy to help!

JW
325-668-8241

Buying or refinancing? It all begins here with a fast and secure online application! If you have any questions about your current mortgage, about the mortgage application process or anything at all please don’t hesitate to call or message me today!

Many Thanks,
JW
325-668-8241

www.movehomeabilene.com

Mortgages Made Easy Need help with your mortgage process? We've got you covered!

This Week’s Mortgage Recipe:

BBQ Candy Poppers


Just like having the perfect recipe for any meal, the same can be had with your mortgage. Don’t let a poor mortgage recipe leave a foul taste in your mouth just to end up with less money in your pocket when it’s all said and done.

Whether you are looking to purchase a home or refinance your current mortgage, contact me today and I will walk you through the simple steps of the application and get you to closing fast, saving you money every step of the way. Although on the rise, mortgage rates are still great! If you are considering to purchase in the next one to two years, PLEASE call me and let’s go over where you’re at now so you can have all the information and tools you need to get where you need to be when the time comes to purchase that new home and save you the most money possible! I will also send you this week’s recipe for my BBQ Candy Poppers!

We are excited to announce that we are expanding our operations to Texas. On behalf of all GLC Owners, we can't wait to welcome the new Abilene employee-owners into our Family.

If you are looking at a new or old concrete slab and wondering what to do with it, give my buddies a call at Nxt Lvl Epoxy and they will do you right! Nothing but the best out of these guys!

This Week’s Mortgage Recipe:

Chicken Fried Steak &
Country Gravy


Just like having the perfect recipe for any meal, the same can be had with your mortgage. Don’t let a poor mortgage recipe leave a foul taste in your mouth just to end up with less money in your pocket when it’s all said and done.

Whether you are looking to purchase a home or refinance your current mortgage, contact me today and I will walk you through the simple steps of the application and get you to closing fast, saving you money every step of the way. Although on the rise, mortgage rates are still great! If you are considering to purchase in the next one to two years, PLEASE call me and let’s go over where you’re at now so you can have all the information and tools you need to get where you need to be when the time comes to purchase that new home and save you the most money possible! I will also send you this week’s recipe for a crispy country Chicken Fried Steak!

This Week’s Mortgage Recipe:

The Texas Over/Under
-Steak & Sushi


Just like having the perfect recipe for any meal, the same can be had with your mortgage. Don’t let a poor mortgage recipe leave a foul taste in your mouth just to end up with less money in your pocket when it’s all said and done.

Whether you are looking to purchase a home or refinance your current mortgage, contact me today and I will walk you through the simple steps of the application and get you to closing fast, saving you money every step of the way. Although on the rise, mortgage rates are still great! If you are considering to purchase in the next one to two years, PLEASE call me and let’s go over where you’re at now so you can have all the information and tools you need to get where you need to be when the time comes to purchase that new home and save you the most money possible! I will also send you this week’s recipe for The Texas Over/Under Steak & Sushi!

Move Home Abilene Mortgage would like to congratulate Abilene Christian University on the big win! Go Wildcats!

CREDIT TIP ALERT! 🚨

Credit scoring models predict future credit behavior and determine an overall level of risk for the lender; the higher your risk level (lower your score) the higher interest rate you will receive on your mortgage. I’d like to begin with my most valuable tip when it comes to credit and purchasing a home. If you know you will be in the market to buy a home in the next year, you could save tens of thousands of dollars by contacting a lender early. Give yourself plenty of time to get yourself in the best financial and credit position possible.

Tip of the Day 💰 Past Payment History (35%)

Revolving Credit Accounts are weighted the heaviest and can have a drastic effect on 4 of the 5 pies below (up to 95%). Today we will focus on the biggest slice of the pie, Past Payment History.

This is by far the most important factor that effects your credit score. Keep in mind that more recent information has a bigger impact than information that is older. Revolving accounts are the most heavily weighted type of accounts in this category.

Tip: Quality revolving accounts, such as a premier credit card, are less heavily effected by changes, balances and payment history than those issued by other finance companies, for example, what you would receive from a furniture store.

This Week’s Mortgage Recipe:

Cheesy Chicken Quesadillas

Just like having the perfect recipe for any meal, the same can be had with your mortgage. Don’t let a poor mortgage recipe leave a foul taste in your mouth just to end up with less money in your pocket when it’s all said and done.

Whether you are looking to purchase a home or refinance your current mortgage, contact me today and I will walk you through the simple steps of the application and get you to closing fast, saving you money every step of the way. If you are considering to purchase in the next one to two years, PLEASE call me and let’s go over where you’re at now so you can have all the information and tools you need to get where you need to be when the time comes to purchase that new home and save you the most money possible! I will also send you this week’s recipe for my Cheesy Chicken Quesadillas!

If you are looking to purchase a home and checked your credit using Credit Karma, just know that Credit Karma excludes certain accounts that mortgage credit pulls do not. If everything is clean, sometimes they will be close. Most of the time, Credit Karma will be wildly inaccurate. If you are looking to purchase a home and want to make sure you have plenty of time to fix any credit issues, there is only one way to do this and that is to get Pre-Qualified through a licensed Mortgage Lender and obtain a Pre-Qualification Letter that you can use to submit an offer on a home when one hits the market. Without this letter, 90% of the time, the seller will go with another offer that does have a letter. Don't do this to yourself and miss out on that dream home. Go to the link below and create your account with MoveHome Abilene and I will get you taken care of!
https://movehomeabilene.my1003app.com/1576934/register

Easy and secure on-line loan application With our on-line my1003 app, you can quickly and securely complete your loan application, check status of your loan and complete your tasks

Please SHARE with your family and friends.

Most of you may already know this but for those that don’t, Bond Prices have an “Inverse Relationship” to Mortgage Rates. If one decreases, the other will increase and vice versa. Bond Prices are currently going down and it is also the reason many of you might not have much “GREEN” showing in your investment portfolio this week. The news of bond prices falling is eating up the media headlines. Mortgage rates are now on the rise.

If you have been thinking about purchasing a home or refinancing your current mortgage but haven’t been able to pull the trigger, you need to sit down with your significant other and have a serious conversation about it this week.

Call me with any questions you may have. You can also apply now on my website. This will allow me to review your information, get accurate quotes and lay your options on the table for you to choose. The sooner we can get to that point, the quicker we can get your rate locked in.

Congratulations to Windthorst on a great game. Amazing play calls and better ex*****on 👏🏼

Here’s the pre-approval paperwork you need. When you are ready to begin looking for that new home, give me a call and get pre-approved with MoveHome Abilene Mortgage.

Documents You Need for Mortgage Pre-Approval: A Checklist for Each Type of Loan How to get pre-approved for a mortgage? The most critical thing is to gather all the required documents for mortgage pre-approval. To help, we've put together a mortgage loan documents checklist that's specific to each type of loan.