Jessica Brate, Homestead Funding Corp, NMLS #56711

When you apply for financing or new credit, your information is automatically collected and can be purchased by other financial companies. Stay informed and choose a lender that truly cares—contact us today!

🏡 Looking to purchase a house soon? Get in touch with me today to explore your loan options and make your dream home a reality!

Home buying is more than just a transaction, it's the start of a new chapter and a place where memories are made. Let us help you finance your dream home!

Happy Fourth of July! Celebrate freedom with laughter, love, and breathtaking fireworks. Enjoy the festivities and make unforgettable memories with your loved ones.

Homeownership in the summer can mean gardening, cook outs, and relaxation. You may be missing out if you're renting! What do you want from homeownership? Contact me to learn more about how I can help your dreams of owning a home!

Happy Father's Day to all the incredible dads out there! Thank you for your love, guidance, and endless support. You truly make a difference in our lives.

ATTENTION REAL ESTATE AGENTS
Please take note of these
IMPORTANT FHA UPDATES!

💧The following water sources are no longer acceptable
· mechanical chlorinators
· springs, lakes, rivers
· sand point or artesian wells

📁Documenting gift funds is easier! With a copy of both sides of the cleared check, donor bank statements will no longer be required.

💲Threshold for large deposits is increased. Only deposits in excess of 50% of the borrowers' monthly income will need to be sourced/documented.

Get ready for Summer with these essential home maintenance tips!

On this Memorial Day, we honor and remember all the brave individuals who have served our country. Their sacrifices will never be forgotten.

There’s low house inventory, which means many homes go quickly and receive multiple offers that are often well over asking price. To give yourself a leg up in this challenging market, look for these early signs that a house is going up for sale so you can put an offer…

14 Telltale Signs That a House Will Be Going on the Market Your neighbors had a tag sale and stopped cutting their lawn: Could they be moving? Learn the signs that precede "for sale"—and get your bid in first!

ATTENTION GRADUATES! If you are graduating with a medical, law, veterinary or chiropractic degree and need a new place to call home, check with me about our new 100% FINANCING DOCTOR + LOAN. Leverage your professional designation to buy a home with less cash out of pocket. Call me today to learn more!

Happy Earth Day! Celebrate with home financing solutions that emphasize sustainability. Contact me to learn more about our energy efficient programs!

Fannie Mae, Freddie Mac and FHA announce they will not include seller paid real estate commission in the concession limits. 👏Yay! Now VA needs to get it together.

Don't believe the mortgage myths! If you don't have 20% to put down, you can still avoid private mortgage insurance. Contact me today to learn more about our no PMI loan for purchase or refinancing!

Happy Easter! While I can't deliver a basket full of Easter treats, I can provide personalized home financing solutions! Ready to hop into homeownership? Contact me today!

Happy Spring! Even though our NY winter was more mild than usual, the fresh spring air and trees budding is still an exciting time. Now that it's light out until 7pm, you can look at homes in the evening! Don't forget- no matter the season, I am here all of your home financing needs!

Home is where the heart is, for people and pets alike! Our home financing solutions are just as unique as your beloved companion. Contact me to get started!

Happy Saint Patrick's Day! If you need help finding your home sweet home at the end of the rainbow, contact me!

🚨 Don't fall for Tax Scams! 🚨 The FTC is warning about IRS impersonators sending emails and texts with links for tax refunds. Remember, the IRS does not contact consumers via email or text. Be cautious and never click on suspicious links.

That Message From the IRS About Your Refund Is a Scam The IRS won't contact you by email or text, so don't click on any links in messages promising you your refund. Here's what to do if you receive one of these scam messages.

NEW PRODUCT ALERT! Our Doctors+ program isn't just for doctors! Dentists, veterinarians and attorneys can also benefit from this incredible loan with 100% financing and NO PMI!

When a Veteran has their eye on a home won't pass VA/HUD property requirements OR the seller won't accept VA financing, have no fear! We can still get them 100% financing on their dream home with our unique 100% conventional loan with NO PMI!

Are you looking to finance a home in any of these eligible areas? Look no further! I have a fantastic loan option that will impress you. Call me today to get started!

Soupfest!

Valuable Excerpt from an msn article for those searching for a home.

How to avoid buying a lemon

Pendleton has four tips for house-hunters before buying a home.

“Number one: Before you enter your home search, really understand where you're willing to compromise and where you're not,” she says. It’s important to establish your priorities and deal-breakers and separate your needs from your wants ahead of time.

Her second suggestion is to focus on the right things, like location and layout. “You can update a dated kitchen, you can rip out that ugly carpeting. But all the money in the world really can't change your home's location, and changing a home’s layout would be really expensive.”

Pendleton’s third tip is to determine any hidden costs of maintaining the home to make sure you can really afford the home.

She cautions against taking unnecessary risks, like waiving an inspection. This can end up being incredibly costly later on.

Zillow research shows that homeowners end up paying around $750 a month, or over $9,000 a year just for basic repairs and maintenance.

“The fourth tip would be to have a sounding board,” advises Pendleton. “You know, you really want to rely on a trusted real estate agent who will keep you grounded and focused on your priorities … so they can help you identify potential red flags in the home."

Happy Winter Solstice! Our dark days will be gaining a bit of sunlight every day until we reach Spring. For a home financing expert that supports you through all seasons of the year, contact me today!