Primary Residential Mortgage, Inc.

Another incredible opportunity with an incentive from us and our colleagues over at Amreston Homes! 🏠
Check out this affordable luxury listing at 6704 Zachary Rd. NE in Rio Rancho! 🙌🏽
Amreston is offering a whopping 4% of the base price towards closing and/or buydown coupled with a 1% credit from us here at PRMI! 💯💵
Give us a call today at 5053643080 to learn more about this offer and how to make this home your own! 📱
PRMI branch number 5947 will provide a 1% of loan amount towards closing costs, or buydowns. Borrowers are eligible for a credit toward closing costs on the CLOSING DISCLOSURE. Loan must be secured by a first mortgage or deed of trust (New Loan) only, subject to qualification, approval, and closing with Primary Residential Mortgage, Inc. Consumer incentive may not exceed 1% of loan amount in total and may not be used for any other purpose. PRMI NMLS 3094 PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Up to 4% builder concessions are offered through Amreston homes and are subject to terms and conditions. See builder or lender for details.

🌟 LAND LOANS NOW AVAILABLE AT PRMI 🌟
Dreaming of owning a piece of land? 🌾 PRMI is here to help you turn that dream into reality with our Land Loans, designed to support your purchases of vacant land or lot properties! 🌳🏡
We can help with custom home construction and additionally, unlike traditional conventional loans, PRMI Land Loans give you the flexibility to purchase land without the requirement to build on it immediately. Whether you're eyeing income-producing properties, recreational land, or individual building lots, we've got you covered. 💼🔨
Key Benefits:
• Loan Amounts: $100,000 to $750,000
• Credit Score: Minimum of 660
• Loan to Value: Up to 65%
• No Pre-Payment Penalty
• Maximum Term Length: 240 months
Eligible Property Types:
• Income-producing properties with acreage
• Recreational properties (like hunting land)
• Individual building lots
Ready to get started? Reach out to us today for more information and let us help you secure the land you’ve always wanted! 🌿🏠
📞 Contact us today: 505-364-3080

Happy clients are my favorite! How can I help YOU buy a home this year? Call me! 505-917-6102

Our favorite things to hear! 🙌🏽
Christine Turpen-Patton

Attention Veterans and active military members! 📢
,
Why choose a VA Loan?
✅ Zero Down Payment: Finance 100% of the home's value.
✅ No PMI: Save money with no private mortgage insurance required.
✅ Competitive Rates: Enjoy lower interest rates.
✅ Flexible Terms: Easier qualification requirements and greater financial flexibility.
✅ Exclusive for Veterans & Military Families: Designed to meet your unique needs.
You've served our country; now let us serve you. 🏡 Reach out today to learn how you can get prequalified and start your journey to homeownership.
📞 Contact us at 5053643080 to connect with a PRMI loan originator today and discuss your options!

Have a dream of moving out to a rural area? It just got easier!🙌🏽
We are excited to announce a fantastic update to our USDA mortgage program: we've reduced the FICO requirement to 600!📉
This change means more opportunities for families in rural areas to qualify for affordable homeownership.🏠
Whether you are looking to buy your first home or upgrade to a larger property, our lowered FICO thresholds make it easier to achieve that goal.💪🏽
We are excited to empower more families to embrace the joys of rural living with our enhanced USDA mortgage program.🙌🏽
Give us a call at 505-364-3080 to connect with one of our loan originators and get started on your pre-qualification. 📱

🙌Lori Muller, Mortgage Lender - Focused on Your Home Ownership Goals | Lori Muller

Mr. Rodney Trujillo always creating great experiences for our clients and partners! 🙌🏽💯🏠

🙌🏽

Congratulations Ashley & Joseph! Another family that has made homeownership a reality! 🏡✨ Nhi and I had been assisting the Gardunos in this process for 2 years! After wishing and working towards the dream and goal of buying a home they made it! 🎉

So happy to have been part of this process! We found a great local new build option in the east mountains that fit their budget, location, and home size.🏡

Wishing you and your family a safe and blessed Independence Day!
Go make some memories and enjoy yourselves. 🙌🏽

🌿📽️ Spotted: A Wild Lee in His Natural Habitat! 🦁 🌿
Today's expedition has given us a rare glimpse into the habitat of the elusive and dominant mortgage leader. Guiding his pack in marking new territory, scanning the horizon for fluctuations in rates, laser-focused on the hunt for dwelling deals amongst the undergrowth of paperwork. 👀🏡 📝🔍🐾
We are truly blessed to have Lee, a magnificent creature of the mortgage world, guiding our team and clients to safe and prosperous homes. 🏠✨
Have you had a “Wild Lee” sighting lately? Share your stories in the comments! 🗣️👇

💼 Ready to Invest in Real Estate? Let’s Make Your Money Work for You! 🏡💰
Have you or a loved one been thinking about investing in real estate but aren't sure where to start?
Whether you’re looking to build a better life for your family, secure another steady stream of income, or diversify your investment portfolio, we have several loan options that can help you achieve your goals. 📈✨
Our team of experienced loan officers at PRMI has helped many clients begin their journey in real estate investing, and we’re here to guide you every step of the way.
📋 Loan Options Available:
1) Traditional Conventional Investment Loans – These options for single-unit properties can offer as low as 15% down.
2) Multi-Unit Loans – These loans for 2-4 unit properties generally go for 25% down.
3) Owner-Occupied Multi-Unit Loans – A great way to get started in investing, these loans offer down payments as low as 3.5% down when you buy and live in one of the units.
🛠️ Why Invest in Real Estate?
· Steady Cash Flow: Enjoy passive income from rental properties.
· Appreciation: Real estate can increase in value over time.
· Tax Benefits: Take advantage of tax deductions and incentives.
· Build Wealth: Create long-term financial security for you and your family.
🔑 Ready to get started? Contact us today to discuss how we can help you invest in your future with the right loan for your real estate goals!
☎️ Call us now at 505-364-3080 or send us a quick DM to get started!

Our favorite visitors are the ones that help out around the office lol.🙌🏽
The PRMI family goes way beyond just our producers and administrative staff.
There are so many others who contribute greatly to our cause and support us in incredible ways.
We couldn't do it without all of our loved ones and we thank each of you from the bottom of our hearts.
"It takes a village!" 💪🏽
Luray Layne | Lou Loans

🙌🏽🙌🏽🙌🏽 |

🙌🏽🙌🏽🙌🏽 Nhi Herrera

Understanding Mortgage Pre-Qualification: Your Key to a Smooth Home Buying Journey! 🏡✨
Are you or a loved one thinking about buying a home? Getting pre-qualified is a crucial first step that can set you up for success! 🌟 It’s important to know why pre-qualification matters and how we can help you get started. 📝
📞 Call us today to get pre-approved and take the first step toward your dream home! 505-364-3080
🔑 Why is Mortgage Pre-Qualification Important?
1. Budget Clarity: Sets you up to know exactly how much you can afford.
2. Competitive Edge: Stand out to sellers with a PRMI pre-qualification in hand. We are known and trusted locally and most Realtors will advise towards a PRMI loan over others.
3. Speed Up the Process: Move quickly when you find the perfect home.
🤔 How to Get Pre-Qualified?
1. Contact Us: Our expert loan officers will guide you through the process.
2. Gather Your Documents: Income proof, credit history, and other essentials. We will help you.
3. Receive Your Pre-Qualification Letter: Get with your Realtor and start house hunting!
Let’s make your homeownership dreams real! 💫
☎️ Call us now at 505-364-3080 or just send a DM to get started!

We LOVE to hear from our Santa Fe Realtors! Great work Annette! 🙌🏽🏠

🙌🏽

⚠️DONATION & SUPPORT INFO BELOW!⚠️
So many of us have a special place in our hearts for the treasure that Ruidoso, New Mexico is. It has been grounds where we have found rest for our souls and reconnection with our loved ones time and time again. The hospitality and care shown by those who call Ruidoso home and share their haven with travelers from around the world is truly special. Our hearts are heavy today for the devastation affecting so many and our prayers and support are with you all.🤝🤍
We would like to point everyone in our real estate network to the Greater Albuquerque Association of REALTORS® and their donation collection effort in partnership with the Otero County Association. They will be accepting donations of a variety of necessities at GAAR'S University office through Thursday, June 20th by 5pm. Needed are water (individual bottles, gallons), Gatorade, protein bars, non-perishable food items, deodorant, tampons/pads, dog/cat food, soap, towels, toothbrushes, toothpaste, and basic necessities of the like. They are also accepting monetary donations. They will be delivering the supplies on Friday so be sure to get your contributions there on time. Check out their page and the link in their blog for further information.🏠
We encourage everyone in our community to help out in any way they can and offer our sincerest thanks to all who are sheltering the evacuated and of course the men and women putting themselves in harm's way to protect this one-of-a-kind village and our fellow New Mexicans. God bless you all!🙏

This is still an incredible opportunity for getting into that first home. 🥇
💰10k at 0% (0.686% APR) interest is no small deal and has been a big help for many of our first-time homebuyers!
The MFA First Down Plus Program is still funding borrowers and we are excited to help more families take advantage. 🏠
Here is a refresher on the program features.⬇️
✅ This program is offered through MFA’s FirstDown Plus program and is tailored for first-time homebuyers.
✅FirstDown Plus program loans are 0% (0.686% APR) interest rate, with monthly principal payments of $55.56.
✅Program funds may only be used towards down payment, not for closing costs. Closing cost may apply depending on your individual situation.
✅The outstanding balance of the loan is due on sale, refinance, or transfer of the property.
✅Eligible occupancy is for owner-occupied principal residences.
✅Loan must be a 15-year maturity. No other loan maturities are currently offered.
Give us a call today at 5053643080 and get connected with one of our loan originators and into that new home. 🤝

Great news for veterans! 🎉 The Department of Veterans Affairs (VA) will temporarily lift its ban on buyers directly paying their real estate agents, allowing VA buyers to compensate their agents until further rulemaking. This decision comes after advocacy from the National Association of REALTORS® (NAR) and aims to ensure veterans have access to professional representation in a competitive housing market. This move will help veterans using VA home loans avoid switching to less favorable loan products. Contact PRMI to learn how this update can benefit your home-buying journey as an appreciated veteran! 🏡

🙌🏽

Our man Dustin Caroland PRMI crushing it as usual out here in !!! 🏠💯🙌🏽

📢 Co-signing an FHA loan can go a long way in helping your children!
👉 Did you know that FHA will allow parents to help their adult children purchase a home by acting as a Non-Occupying Co-Borrower?
✅They will also allow you to co-sign for more than one child, provided they will reside in the house.

If you are ready to help your kiddo buy a home, get in touch with us at 📞505-364-3080 to discuss how we can help!

And they're buying homes early too! 🙌🏽

More Gen Z workers are going into trades as disenchantment with the college track continues, and rising pay and new technologies shine up plumbing and electrical jobs.
🔗: https://on.wsj.com/4aNs2pQ

We know you're feeling it too, Summer is right around the corner and if you're planning on using the time with kids off of school to look for that new home, getting a jump on things with a pre-qual letter is a great way to kick off the season! ☀️
Your Realtor will appreciate you being ready to rock and happy to open all the doors of available homes to check out! 🚪
Don't wait because, as always, the busy home-buying season will create just a bit more competition so be first to the punch. 🥊
Just get in contact with one of our PRMI loan originators or give us a call at 505-364-3080 to link up with one there.📱
You can also visit our website on our profile to find out more!
Talk soon!