Mike Hillukka - Thrivent

Recurring subscriptions can be an expense that quickly builds up over time. When was the last time you reviewed which ones you are paying for? Take some time today to cancel the ones you no longer need.

Do you tend to wait until the last minute to file your tax returns? Here are some reasons you should file earlier:

1) Protect your tax refund from falling into the hands of a tax return fraudster
2) Book an appointment more easily with a tax professional (they get busier as Tax Day approaches)
3) If you owe any money to the IRS, you have more time to prepare the payment before the deadline

Investing time and energy into financial self-care can help you feel more empowered about your finances, enable you to manage ups and downs better and take control of emotional decision making. Check out these 8 tips for creating a financial self-care routine: bit.ly/3DlzLNS

As January comes to an end, take some time for reflection. What are some achievements—big or small—that have happened during this first month of the year?

Developing a healthy relationship with money is a lifelong process. Here are some opportunities you can use to teach your kids how to use money as a tool to support their well-being: bit.ly/3VrYExR

Did you use any funds from your emergency savings last year? Don’t forget to replenish it—you can help prevent financial strain in case you need to tap into it again this year due to unplanned expenses.

What are money habits that you practice today and wish you could have taught your younger self?

January is Financial Wellness Month. Have you set any financial wellness goals for yourself this year?

Looking ahead into the upcoming year, do you have any large expenses that you need to factor into your budget? Make sure to readjust your budget as necessary.

Do you and your loved ones have the protection you need? Reassess your current policies to ensure you have the appropriate amount of coverage.

Take time to review the financial goals that you set for yourself this year. What goals did you achieve? Are there any that need to be reprioritized for next year?

Keep a close eye on your holiday spending budget. It can be tempting to overindulge during this season, but do a favor for your future self and avoid spending more than you are comfortable with.

Do you have confidence that your loved ones will receive your assets after you are gone? Estate planning helps ensure your intentions will be honored.

Estate planning essentials: 5 key elements to help prepare for the legacy you want to leave Perhaps you’ve heard the words “estate planning” and thought it wasn’t about you because you don’t have what you believe is an estate. In fact, everything you own yourself or co-own when you die is considered an estate. So for virtually everyone, estate planning is an important process to....

In this season of giving, what are your favorite ways to give back to your community and loved ones? From volunteering to donating to local charities, share what makes your heart full.

Do you have all of your charitable giving receipts saved in one place? Make sure your donations are documented and organized for easy access once tax season arrives.

Have you prepared your budget for upcoming holiday travel and gift-giving expenses? Planning ahead can help you avoid overspending during the holiday season.

Do you have any leftover health savings in your Flexible Spending Account? If you've been delaying a dental appointment or physical, make sure to get an appointment in before the end of the year.

Want to ensure you are leaving a legacy for the people or organizations you care about? Make sure to name beneficiaries for all your accounts.

For more details on designating a beneficiary, check out this helpful article: https://bit.ly/3fgNk84

When was the last time you checked your credit report? Make sure to do an annual review and ensure that all of your information is correct. Take action if you see any lender errors or suspicious signs of identity theft.

With benefit enrollment season near, now is a good time to reassess your health care needs for the upcoming year. Choosing the right benefits can help you cover planned and unexpected health expenses.

Wondering what you can do to protect yourself from identity theft and scams? Here are common ways that fraud occurs and what you can do if you fall victim: https://bit.ly/3Sov0Iv

The journey to financial independence looks different for every person. Here are a variety of tools and techniques that can help you achieve financial independence.

What is financial independence? How and why to achieve it People often may wonder "What is financial independence?" out of a desire to feel less dependent on their jobs. Whether chronic illness makes working full time taxing or you value taking part of each year to travel, the freedom to take time away from work or to set a more flexible working schedule.....

With Fall right around the corner, take some time to review and adjust your financial goals for the new season.

Planning to become a first-time parent in the near future? Welcoming a new child into the family can be nerve-wracking, but these seven steps can help financially prepare you for parenthood: https://bit.ly/3PAw0aX

Have you dipped into your rainy day fund this year? Make sure to replenish it so you can stay prepared for unforeseen expenses.

One step you should never miss when building generational wealth? Sharing your financial knowledge! What are some of your favorite ways to instill healthy financial habits in your children?

Are you planning to buy a new home in the next few years? Check out these 9 helpful strategies that can get you closer to your goal.

How to save money for a house: 9 realistic strategies Buying a home is a major step in life—and an equally major purchase. An inflated housing market,low inventoryand a pandemic have only complicated matters, however. These modern factors have influenced some traditional wisdom about how to save money for a house.

With back-to-school season around the corner, talk to your children about budgeting for school expenses. Tip: Take them school supplies shopping with a spending limit, so they can be mindful about what goes in the cart.

Thanks to all who participated in the T-shirt vote! The results are in and the winning design is below. The new shirts will be available in January. Excited to see everyone giving back in style next year!

Thinking about buying a new vehicle and can't decide between gas or electric? Take a look at the financial and environmental aspects of both to see which one would be a better fit for you: https://bit.ly/3RDegOe