Universal Mortgage & Finance, Inc.

We are a direct lending institution for residential loans and we pride ourselves on service. Universal Mortgage & Finance, Inc. NMLS ID #118030.

At Universal Mortgage and Finance Inc, we believe in a Holistic approach to helping families achieve their home ownership and financial goals. With over 20 years as a direct lending institution, Universal Mortgage & Finance, Inc. has built a strong reputation in the mortgage industry, serving the needs of home buyers, real estate professionals and builders. is suitably equipped with Processing, Un

07/14/2023

Get in touch with us today!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

07/12/2023

Make the home of your dreams a reality with our tailored mortgage loan plans - we make the process simple and stress-free.
Talk to our Expert today!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

07/10/2023

Discover the tailored loan solution to suit your unique needs with Universal Mortgage. Our dedicated team of financial experts are here to help you find the perfect loan for your lifestyle.
Talk to our Expert today!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

07/07/2023

Let us help you reach your goal of completing a building project. Our loan options can provide the financial assistance you need.
Apply Now!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

07/05/2023

As a veteran, you can purchase your dream home with ease and confidence. Enjoy the rewards of your service with a home of your own.
Start Your Application Today.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

07/04/2023

Today we celebrate our nation's independence and the freedoms it has afforded us. Let us remember the sacrifices of those who fought for our liberty and honor their memory.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

07/03/2023

Take the first step towards owning your dream home and get pre-approved today by applying online.
Apply online using the link below.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

07/01/2023

We make loan process easy for both new and returning clients, that's why we excel. our service is friendly, flexible and fast.
Get in touch with us today to start your Loan Application.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

06/28/2023

Our Client feedback is important to us and it helps us to deliver a better service. Thank you Rosita Butler for your kind words.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

06/26/2023

With our easy and flexible loan plan, getting yourself a home is as easy as eating a pie.πŸ₯§
Talk to our Expert today!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

06/23/2023

Meeting the needs of our clients is our utmost priority at Universal Mortgage.

Talk to one of our experts today!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

06/21/2023

Achieve your real estate goals with the right financial support. Get started today and secure the funding you need for your project.
Apply Now!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

06/21/2023

Your dream of owning a home is within reach. We are here to help you make it a reality with our Mortgage Plans.
Reach out to us today to get your dream home today.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage

06/19/2023

Whatever project you might be working we are committed to seeing you succeed.
Get in touch with us today to start your Loan Application.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

06/18/2023

Wishing all fathers a very Happy Father's Day. May your day be filled with joy and gratitude for all you have accomplished.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏒 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

06/16/2023

We do not only want to provide you with financial solutions, but we also want to build a relationship with you to guide you in achieving your goals.
Get in touch today.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage

06/16/2023

Let us help you on your journey to your first home with our easy loan solution tailored to your needs as a first-time homebuyer.
Schedule a call today.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage

06/14/2023

We make loans accessible and available for real estate investors who want to fund their projects.
Get in touch today.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage

06/12/2023

We always do our best to make the loan process easy for our clients. Thanks, Daniel for your feedback.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage

06/09/2023

Discover the loan plan that enables you to live your desired lifestyle. With tailored options and competitive terms, find the perfect fit for you.
Talk to one of our experts today!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage

06/02/2023
03/20/2023

It’s no trick we can help you become a home owner!

02/26/2023

We are here to help you achieve your homeownership dreams!

01/25/2023

Make it a great day! Let us show you how to achieve homeownership!

mmp.maryland.gov 01/21/2023

Our goal is to help you achieve homeownership in 2023!

mmp.maryland.gov

12/31/2022

Wishing everyone a happy new year!

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Our Story

With over 15 years as a direct lending institution, Universal Mortgage & Finance, Inc. has built a strong reputation in the mortgage industry, serving the needs of home buyers, real estate professionals and builders. Universal Mortgage & Finance, Inc. is suitably equipped with Processing, Underwriting, Closing, Funding and In House Appraisal Order Management; ensuring quality, efficiency, consistency and accuracy.

Universal Mortgage & Finance, Inc. prides itself on always putting the borrowers needs first, giving unparalleled service and making the dreams of home ownership a reality.

Universal Mortgage & Finance, Inc. works with Tier One investors and offers a full range of programs which include: FHA, VA, USDA, 203 Rehabs, Reverses, HARP Refis, Fannie Mae and Freddie Mac Products, Foreign Nationals, Construction to Perm, Welcome Home Program, Fannie Mae HomePath and Federal Single Family Mortgage Bond Program. With such a full range of various programs, Universal Mortgage & Finance, Inc. is equipped to satisfy a variety of residential loan needs.

Universal Mortgage & Finance, Inc. supports Equal Housing Opportunity. NMLS ID #118030. (http://www.nmlsconsumeraccess.org/)

Videos (show all)

How borrowers react when another lender turned them down, but we have the programs to get them approved!#borrowlocal #fi...
Check out our latest Podcast!#buildwealth #buyersagent #sellersagent #investment
Call us today to help you with your home buying needs!#borrowlocal #firsttimehomebuyer #schooldistrict #purchase #purcha...
πŸŽ™UMAFI Podcast: Episode 03 is now available!On today’s episode, Justin Hilz - @hilzhomeloans weighs in on the current ho...
Happy flag day! πŸ‡ΊπŸ‡Έ Today we commemorate the adoption of the flag of the United States from this day in 1777.  β€’β€’β€’#umafi ...
πŸŽ™UMAFI Podcast: Episode 02 is now available!On today’s episode, Justin Hilz - Hilz Home Loans discussed everything you s...
πŸŽ™UMAFI Podcast: Episode 01 is now available!
You can do anything you set your mind to. Let’s discuss your options! 🏠 #mortgage #mortgagetips #home #empower β€’β€’β€’#umafi...
You can do anything you set your mind to. Let’s discuss your options! 🏠 #mortgage #mortgagetips #home #empower β€’β€’β€’#umafi...
Woofer Wednesday 🐾
🐾Your dog could have the PAWfect yard🐾
πŸ’– Which Super Bowl 🏈 commercial did you LOVE the most?! Let us know in the comments below!! πŸ‘‡β€’β€’β€’β€’#umafi #universalmortga...

Category

Address


2450 Riva Road, Suite 202
Annapolis, MD
21401

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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