Bill Schutz - Country Financial

There are a lot of myths about life insurance floating around out there. According to the Life Insurance Statistics, Data and Industry Trends 2024 report published by Forbes, 52% of Americans say they don’t have life insurance because they believe it’s too expensive. In fact, 82% of people surveyed overestimate the cost of a life insurance policy, with a majority of people incorrectly estimating the cost of life insurance to be 3x as high as it actually is.

Why is this? The truth is, there may not be a very good reason for this belief. According to the 2024 Insurance Barometer Study Report, 54% of people surveyed said their life insurance cost estimate was based on “gut instinct” or a “wild guess.”

The right life insurance for your needs might be more affordable than you think. Contact me today to see how we can affordably enhance your life insurance coverage or get you set up with a policy from Forbes’ #1 ranked life insurance in the U.S.

Life insurance policies issued by COUNTRY Life Insurance Company®️ and COUNTRY Investors Life Assurance Company®️, Bloomington, IL.

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count on our nearly 100 years of experience and award-winning service. Let’s meet today.

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s no better time to switch and save than right now. Let’s meet for a few minutes and you could save up to 20%.

If wedding bells are in your future, let’s talk about uniting your insurance policies, too.

Managing Money & Marriage Finances in marriage are challenging. Have regular conversations about budgeting, saving and paying off debt to manage money as a married couple.

Life insurance does more than protect your family. The right policy can help you take on some of life’s biggest challenges, from paying for college, to supplementing your income, or putting a down payment on a vacation home. Let’s connect and go over all your options.

Anyone in the market for a new home should read this article because it makes too much sense. Check out these five easy things you can do to save money when buying a new home. Hint: it involves talking to an insurance professional. Read it … then call me. I can help.

Home Insurance for First-Time Home Buyers Read these home insurance tips and call your insurance agent before making an offer on a home. Get the insurance claims history, a home insurance quote & more.

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a permanent policy that can help you pay for future expenses. Contact me today to discuss which option is right for you.

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable planning instrument that can help secure your future. Use this easy tool to see how much insurance you need to protect your family and loved ones: countryfinancial.com/LifeNumber

Did you know we offer a new roof discount? The newer the roof, the bigger the savings. Call me today to find out if you qualify.

Your dream of retirement doesn’t have to feel so far off. Whether you pine for cross-country travel or a beachside view, you deserve confidence in the plan to get you there. Schedule an appointment with me today to learn more.

Outlive your life insurance and get your premiums back? Yep, we do that – and you can spend the money any way you want! Comment your questions about Return of Premium and I’ll give you a call. (The Return of Premium Rider returns the annual premium paid for the base policy and the Return of Premium benefit. It does not return premiums paid for additional charges or optional benefits. See your rider for full details.) https://bit.ly/38NWpi4

How much life insurance do you need? It depends on why you need it and who you’re protecting. Our handy online calculator makes the how much question easy to answer. Click now to discover how much you might need – or call me so we can talk about it together! https://bit.ly/2L7eShr

Get more support for your financial goals. As a Financial Advisor of COUNTRY Trust Bank®️, I can help you reach your goals so you can experience more in life. Contact me today to learn more!

Feeling especially grateful today and want to send out my heartfelt thanks to all my clients who trust us with their insurance and financial needs. When you need anything, just reach out. We’re here to help.

Not everyone looks forward to winter, but it’s one of my favorites. Whether or not you like the season, I want to make sure everyone is prepared for winter travel. Learn what to include in your emergency kit.

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What To Put In a Winter Car Emergency Kit Check out these car essentials in our emergency car kit list. Prepare for winter driving or stay safe while waiting for roadside assistance during a road trip.

What impacts the cost of life insurance? Some factors we can control - like lifestyle habits, the type of life insurance we choose, and the coverage amount; and some we can’t - like our age and health history. The good news is getting life insurance has never been easier. Let’s talk about which type is right for you and how much coverage you need.

🔗https://cfin.us/45cfndg

Okay … so you packed for your vacation, but you didn’t specifically pack your insurance. But in a way … you kind of did. Check out how your insurance protects you while you travel.

How Your Insurance Protects You on Vacation Your auto and home insurance protect you while you're on vacation in several ways such as roadside assistance, rental car insurance coverage and more.

We’re looking for the best. Know someone looking for a shift in their career?
If you know a professional who is:
• Client focused
• Looking to be in business for themselves but not by themselves
• Ready to control their income and schedule
• Eager to lead a skilled sales team
• Engaged in their community
Then being a COUNTRY Financial representative may be a perfect fit! Refer them to us and you may be eligible for a $1,500 reward.
http://cfin.us/questforthebest

If your home is damaged by severe weather, you may be approached by a public adjuster to help with your claim. Do your research now to be aware of your options, which include working directly with us to get things back to normal as soon as possible.

We make it easy to file a claim. Just call 866-COUNTRY or log in to your account on COUNTRYfinancial.com to start the process right away.

Public Adjusters and Your Insurance Claim Get the facts about public adjusters and your insurance claims.

I love fall, but I know that means winter weather may not be far away. Make sure you’re prepared for winter travel.

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What To Put In a Winter Car Emergency Kit Check out these car essentials in our emergency car kit list. Prepare for winter driving or stay safe while waiting for roadside assistance during a road trip.

Know someone who needs help with insurance or meeting financial goals? Share their name and contact info and you can be entered for a chance to win a $500 VISA gift card. Call 847-690-1980 or enter here: https://bit.ly/46VK9IX

NO PURCHASE NECESSARY. Open only to legal residents of CO, IL, IN, IA, KS, MN, MO, TN or WI. 18 or older. Void where prohibited by law. Promotion starts 12:00 am CT 9/1/2023 & ends 11:59 pm CT 11/30/2023. ARV per prize: $500. Sponsored by CC Services, Inc. For Official Rules, visit cfin.us/ContestRules.

If you’ve replaced your roof recently, you could save on your home insurance. Call me today to find out if you qualify.

Reliability. Stability. It’s why AM Best* rates us “A+ (Superior)”** for financial strength and ability to meet client obligations. COUNTRY Life Insurance Company®️, our issuer of life insurance, has been in a top AM Best rating category for 90 consecutive years. Contact me today!

*For the latest rating, access ambest.com.
**AM Best's rating report 2023

October is Cybersecurity Awareness Month – is your small business covered if a data breach occurs? Data breach coverage is an option you can add to your business insurance to cover costs for things like:
• communicating a data breach
• investigating the cause and severity of the situation
• liability and defense costs

Let’s talk about how to find the right insurance coverage for your small business.

We all wish we don’t need to know this info, but the threat of wildfires is real. Please take a moment to check out these helpful tips from the Red Cross.

Wildfire Safety A wildfire can spread, giving you little time to evacuate to safety. Get the facts about wildfires and learn what to do to keep your loved ones safe!

Wondering how the current economic environment impacts your investments? We can help with that. The latest Market & Economic Outlook, written by our team at COUNTRY Trust Bank®️, covers what to expect from the current market and how we plan to navigate it as a company. You can read the full report here: https://cfin.us/MEO0923