LNM Realty LLC-Real Brokerage

🍁 When you think of November, what comes to mind? Cozy evenings by the fire, gatherings with family, and the excitement of the holiday season just around the corner! 🎃 It’s also the perfect time to reflect on new opportunities and make a move in real estate before the year wraps up!
As the market shifts, here’s what’s unfolding for buyers and sellers right now👇
✅ For Buyers:
Mortgage Rates Trending Down: While rates are staying between 6.5% – 7%, it’s a step in the right direction, giving buyers a chance to lock in a rate before the year ends!
More Inventory, More Choices: With up to a 30% increase in homes for sale compared to last year, you’ll have more options to choose from.
✅ For Sellers:
Stable Prices: In many areas, home prices are holding steady, so you can still capture solid offers, especially before the holiday season kicks into full gear!
🏡 Renter or Buyer? It’s a win-win! Rental prices may ease slightly, but it’s a great opportunity to evaluate if purchasing could be your next step.
Let’s wrap up 2024 on a high note! Ready to explore your options? Comment “NOVEMBER” below for a personalized market analysis and strategy session.
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Mark your calendar. Our November meet up is approaching. Come out and join us

Ever heard of restrictive covenants? 🏡They’re the rules written into your property deed that tell you things like:

✔️ What color you can paint your house
✔️ If you can run a home business
✔️ Pet ownership restrictions

These are common in HOA communities. The goal? Keep the neighborhood looking sharp. But, they also limit your freedom as a homeowner.

If you’re considering buying a home in [ your town ], make sure to review these covenants. Violating them could lead to fines or even legal action!

Would these rules change your mind about a home purchase?

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First things first…❤️ Like this post and 💾 save for future reference.

Did you buy your home when interest rates were at a sweet 2-3%? That’s awesome! 👏 But it doesn’t mean you’re stuck forever!

If your current home no longer fits your needs, don’t let fear of higher interest rates hold you back.

Here are some ideas:

✔️ If you’re in a good financial position, consider turning your current home into a rental or Airbnb. This way, you keep your low rate, have tenants or guests pay down your mortgage, and can buy a new home that suits your current lifestyle better.

✔️ You might qualify for a better interest rate than you think! Options include using a 2:1 buydown, buying new construction with offered low rates, or qualifying for special programs or loan types.

PRO TIP: Explore bridge loans so you can close on a new home while your current one sells. Want to know what’s available? DM me!

✔️ Target Relocation Buyers:

Market your home to people relocating from areas with higher real estate costs, as they may find your home more affordable even with higher rates.

Considering selling soon? Smart planning starts now. Comment “SELL” below, and I’ll send you an invite to a FREE Zoom consultation where you’ll learn how to navigate current market challenges and avoid costly mistakes!

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Which would you rather have?
1️⃣ $100,000 in cash�2️⃣ $100,000 in home equity�3️⃣ A rental property worth $100,000�4️⃣ All your bills paid up to $100,000
Let’s be honest, each of these options sounds pretty good! 😏 But which one would you choose, and why? Drop your answer below ⬇️ Let’s see what the most popular pick is!

Whether you looking to purchase, sell, or invest in real estate. I will help you navigate the changes whether purchasing a home, l will connect you to the right lender, or you looking to sell your home by helping you get your home ready to sell. I will help you accomplish your real estate needs.

Great networking event. Everyone were winners this evening. Many thanks to Ashley Rustom for hosting us. We had a ball tonight y’all.

Feeling like every home search ends in frustration? Trust me, we’ve all been there. Here’s what I’d do to turn things around:

✔️ Broaden your search criteria! Don’t be afraid to explore nearby neighborhoods or homes just above your budget—you might find sellers willing to negotiate.

✔️ Work with a savvy real estate agent ( Hello 👋 ). I have insider info on listings before they even hit the market.

✔️ Adjust your must-haves. Maybe compromising on yard size or cosmetic features will lead you to the perfect home that checks most of your boxes.

✔️ Use social media and networking. Share your home search with your network—sometimes, word of mouth leads to off-market gems.

✔️ Look for off-market deals. Connect with agents or even send direct mail to homeowners in your dream area.

✔️ Be ready to act quickly! Get pre-approved so you can move fast when the right house comes along.

✔️ Expand to alternative property types like condos or townhomes. You’d be surprised how much value you can find in these options!

✔️ Set up custom alerts with real estate apps so you’re always ahead of the game.

Remember…Things are shifting, and more homes are hitting the market, giving you even more options to explore. Plus, with rates dropping, the market is starting to balance out! Your perfect home is out there, and now might just be the perfect time to find it.

Ready to take the leap into homeownership? Comment “READY” and let’s start this exciting journey together!

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3 days to go. Get ready for our October meet up.

Got student loans but dreaming of buying a home [ in your town ? ] You might wonder if your debt will hold you back. Here’s what you need to know:

Can You Qualify for a mortgage with Student Loans?

✔️ Yes! According to the National Association of Realtors, 38% of first-time buyers had student loan debt.
✔️ Steady income helps. Many people in similar situations have qualified for home loans.
✔️ Multiple loan programs are available. Even with student debt, you have options.

Key Takeaway: Homeownership is achievable even with student loans.

Next Steps: Talk to your local mortgage specialist who will guide you through your options or comment REFERRAL and I’ll send you a few solid ones 😉

Bottom Line: Many people with student loan debt can still qualify for a mortgage. Let’s explore your options.

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🍂 October’s here, bringing crisp air, cozy vibes, and the perfect time to make your move in real estate! Whether you’re buying or selling, the market’s shifting like the autumn leaves, and you don’t want to miss out!
Here’s what’s in store for you this month: 👇
✅ For Home Buyers:
-> Lower Mortgage Rates: With just 15 weeks left until the end of the year, we’re expecting some relief as mortgage rates start to gradually decrease. That means potentially lower monthly payments!
-> Price Adjustments: Home prices are stabilizing, and in some areas, you might even see modest declines. But remember, this varies by region!
-> More Homes on the Market: With inventory growing, you’ll have more choices, but the competition for lower-priced homes will still be strong.
✅ For Home Sellers:
-> Still a Seller’s Market: Demand remains strong, so it’s still possible to get great offers.�-> New Build Competition: Watch out for competition from newly constructed homes, especially in areas where builders are busy!
💬 –> Let’s cozy up with a conversation! Got questions about what this could mean for you? Comment “OCTOBER” below for a quick Zoom consultation where you’ll learn how to avoid common mistakes and navigate the homebuying or selling process like a pro! 🍂💬
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Escrow has officially closed on this beautiful ranch home. Congratulations to my past client for giving me this opportunity to help him purchase his home. Thanks to Lisa Vernon from North Group, Ashley Rustom of Element Funding and a smooth closing

Dream home time! We all have that one feature we can’t live without. Is it a large backyard for those summer BBQs? A modern kitchen to channel your inner chef? A cozy home office for productive days? Or maybe being close to work for a smooth commute?
Drop your must-have in the comments below! Let’s see what tops your list!👇

Selling your home and faced with multiple offers? It’s crucial to understand different types of financing to make the best decision. Here’s a quick guide:
✔️ Conventional Loans 💵: These are the go-to for buyers with good credit and a solid down payment. They’re reliable but might take a bit longer to close compared to cash offers.
✔️ FHA Loans 🏠: Ideal for first-time buyers or those with lower credit scores. They’re backed by the government but come with strict appraisal rules, which can sometimes complicate things.
✔️ VA Loans 🎖️: For veterans and their families, offering zero down payment. They require a VA appraisal, which can be more detailed and rigorous.
✔️ Cash Offers 💰: The dream for any seller! They close quickly with fewer contingencies, making them a safer bet if you’re looking to sell fast and avoid potential financing hiccups.
✔️ Contingent Offers 🔄: These depend on the buyer selling their current home first. While they can work out, they carry more risk and uncertainty.
Understanding these financing types helps you choose the best offer, balancing speed, reliability, and the buyer’s ability to close the deal.
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We are getting closer to our October meetup. Please don’t forget to RSVP by 10/4. Thanks everyone

Here are the latest housing market statistics for Stockbridge, GA! If you'd like more detail on the market, what's available or how much your home might be worth, let's set up a meeting to discuss!

If you can’t see the number, you:
4 – Have a Cold 🤧
2 – Need Sleep 💤
7 – Need Water 💧
5 – Have a Headache 🤕
1 – Need a New Home 🏡
9 – Have Low Blood Sugar 🍬
Sometimes, it’s not just your eyes playing tricks on you! 😉

I’m a huge advocate for owning a home because real estate can be a fantastic investment. But let’s be real – it’s not worth it if it means becoming house poor.

Here are three critical mistakes to avoid to ensure you don’t end up house broke ⬇️

1️⃣ Overspending Beyond Your Budget

Getting pre-approved is crucial to understand your home-buying limit. Aim for homes well within this budget to give yourself financial breathing room.

2️⃣ Ignoring the Full Spectrum of Costs

Owning a home is more than just a mortgage payment. Factor in closing costs, inspection fees, insurance, maintenance, and utilities. Create a comprehensive budget to see how these expenses will impact your finances.

3️⃣ Lack of an Emergency Fund

Unexpected costs can and will arise. It’s vital to have a rainy day fund to cover surprises without jeopardizing your financial stability.

–> Save this post if you’re planning to buy soon, or share it with a friend who is!

Ready to see homes within your budget? comment “READY” and let’s start this exciting journey together! Not quite ready yet, but thinking about buying soon? Smart planning starts now. Comment “GUIDE” and I’ll send you an invite to a FREE Zoom consultation where you’ll learn how to navigate the current market challenges and discover how to avoid costly mistakes!

Struggling with a down payment? Shared Equity Agreements might be your anwer. Think of them as the cool cousin of mortgages! Instead of shouldering all the debt yourself, you partner with an investor who shares in the property’s equity. It’s like having a co-pilot on your homebuying journey! 🏡
Why go solo when you can have a buddy, a significant other, or a family member to share the load (and the profits)? With a shared equity agreement, you get financial help without the heavy loan burden. Curious how it works? Let’s break it down:
✔️ You and an investor both chip in for the down payment.�✔️ You live in and take care of the home.�✔️ When you sell, you both share the profit (or loss).
It’s a win-win, especially if you’re short on cash but big on dreams.
Ready to take the plunge into homeownership? Don’t let the down payment or interest rates hold you back. Comment the word “READY”, and I’ll take it from there!

Thanks so much for everyone’s patience with us. The is back on next month. We appreciate everyone that continues to support us. Please RSVP for address

Happy Labor Day! 🎉 Time to relax, BBQ, and enjoy the last bit of summer. 🏡 If you’ve been thinking about selling your home, now’s a great time to start! Let’s turn your property into someone’s dream home and make your next move exciting.

DM me, and let’s get your home sold!

🍂🏠 Fall is officially here, and it’s not just about pumpkin-spiced lattes and cozy sweaters! The real estate market is buzzing with opportunity. As the leaves change, it’s the perfect time to see how your home measures up in today’s hot market.

Ready to crunch some leaves and maybe even some numbers? 🍁