Nicky Lopez, Loan Officer, NMLS 1666390, Movement Mortgage

Not sure about buying a fixer-upper? ⁣
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If you’re looking to avoid the unknowns that can come with buying an older home, new construction might be right for you. PLUS, this can allow you to add a personal touch to your new home! (AKA that unique closet design or spacious bonus room 😮).⁣
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Reach out to a Movement loan officer today if you’re ready to dive into new construction. 👷

Some economists are buzzing about a potential Fed rate cut in March, but is it wishful thinking or the real deal? Dive into the latest Market Update to see what's fueling the optimism, and learn what factors may delay a rate drop.

https://movement.com/blog/2024/01/when-will-we-see-the-first-rate-cut-of-2024

¿El pago inicial es lo que lo detiene? ¡SOLUCIONEMOS eso! 🙌

Con Movement Boost podría cubrir la totalidad de su pago inicial MÁS un 1.5% para destinarlo a los gastos de cierre.

✔ Califica con un puntaje de credito de solo 620
✔ Hasta 50% de DTI (relación deudas a ingresos)
✔ No tiene limites de ingreso
✔ No tiene que ser comprador por primera vez
✔ La propiedad debe de estar destinada a ser su vivienda principal
✔ Se permiten fondos de regalos o concesiones del vendedor para el resto de los fondos
✔ Se permiten multifamiliares de hasta 2 unidades, condominios y casas manufacturadas (crédito de 640 para las casas mobiles)

¡Póngase en contacto conmigo para obtener más información!
Para prestatarios calificados. Se aplican restricciones adicionales.

Nicky Lopez
📲: 770.862.3921
📧: [email protected]
Aplique aquí o en mi bio: 🔗 https://blinq.me/uK0CYiRQtzy8gt86GOv7


















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¿De moda o pasado? 📈o 📉Una guía sobre las tendencias y lo que se está “out” en el mundo hipotecario. ¡Desliza para ver lo que está “in” y lo que ya no va en 2024!
Nicky Lopez
📲: 770.862.3921
📧: [email protected]
🔗 https://blinq.me/uK0CYiRQtzy8gt86GOv7


















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HAPPY NEW YEAR!

It’s hard to believe it’s already 2024. (I JUST got used to writing “2023”.) But a new year means new goals, adventures and fun memories are on the horizon! Whether you’re hoping to reset your workout routine, tackle your travel bucket list or just get through the year in one piece, I hope it’s filled with joy, delight and remembering that it’s 20-TWENTY-FOUR.

Hot or not? ❄️ A loan officer's guide to what's trending and what's fading in the mortgage world. Swipe to see what's in and out in 2024!
Nicky Lopez
📲: 770.862.3921
📧: [email protected]
🔗 https://blinq.me/uK0CYiRQtzy8gt86GOv7


















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There’s truly no place like home for the holidays. Decorating the Christmas tree, ugly sweater parties and cookie exchanges, binge-watching your favorite Christmas movies with mugs full of hot chocolate…the cozy moments you share at home with family and friends are what make this holiday so special.

No matter where home is for you, I hope that you'll be home for Christmas, even if only in your dreams. Merry Christmas!

¿Es usted un comprador de vivienda por primera vez? Dependiendo de dónde viva, podría calificar para recibir hasta $8000 para su pago inicial y costos de cierre con el programa de Asistencia Comunitaria de Movement Mortgage.* ¡Contácteme hoy para ver cómo podemos ayudarlo a hacer posible la propiedad de vivienda para usted!

*Solo disponible en ciertas ciudades y mercados. Comuníquese con un oficial de préstamos de Movement para obtener una lista completa de áreas calificadas. La oferta del programa es limitada y puede estar sujeta a disponibilidad en el momento del bloqueo. Calificación requerida.

ESP: ¡No cometas este error!
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Las compras navideñas pueden ser muy tentadoras, especialmente con las ofertas locas y la sensación acogedora. ¡PERO no querrás maximizar tu tarjeta de crédito comprando regalos! 🎁

⁣Si espera comprar una casa pronto, es importante mantener su puntaje crediticio en buena forma, lo que incluye mantener bajos los saldos de sus tarjetas de crédito.

⁣¡Esto no significa que no puedas comprar NADA! (Después de todo, es la temporada). Solo decimos que usted del futuro, también conocido como propietario de vivienda, le agradecerá que compre con moderación. 😉

ENG: Don’t make this mistake!⁣
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Holiday shopping can be very tempting, especially with the crazy deals and cozy feelings. BUT you don’t want to max out your credit card buying presents! 🎁

⁣If you’re hoping to buy a house soon, it’s important to keep your credit score in good shape, which includes keeping your credit card balances low.

⁣This doesn’t mean you can’t buy ANYTHING! ('Tis the season, after all.) We're just saying, Future You, AKA Homeowner You, will be grateful if you shop in moderation. 😉

Let us save you from bad advice. 🙅 ⁣
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Just because you’re downsizing doesn’t mean you’re downgrading!

Whether you’re an empty nester who doesn’t need five bedrooms, or you just want less square footage to clean, downsizing can be a great option. A home that’s just the right size for you means LESS upkeep and MORE time and money to spend on other things (i.e. hobbies, travel or anything you want 🤩)! ⁣
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Reach out to a Movement loan officer today to discover more perks of downsizing!

Markets are already reacting as the latest jobs report numbers have come in stronger than many economists anticipated. Will this data be enough to maintain the Federal Reserve’s stance that rates should remain “higher for longer?” Find out what you need to know in this week’s Market Update.

https://movement.com/blog/2023/12/latest-jobs-report-comes-in-stronger-than-expected

A home warranty is NOT the same as home insurance! 🚫⁣
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We know they sound similar, but they actually cover different things. A home WARRANTY covers the normal wear and tear of the appliances and systems in your home. Home INSURANCE protects your home from unexpected damages or natural disasters. ⁣
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Reach out to a loan officer today to learn more about what you need to make sure your home is covered! 🏡

Rate cuts could be on the horizon in 2024 if recent comments from prominent Fed members are to be believed.

Read this week’s market update to see what the latest economic data is telling the Fed.

https://movement.com/blog/2023/12/are-rate-cuts-coming-in-2024

Want the freedom to customize? Check out new construction! 👷

If you’ve been looking at homes but haven't found THE ONE, a new-construction home might be a great option. Choose everything from your ideal floor plan to your dream kitchen countertops. ⁣

While not EVERYTHING is customizable (you MIGHT not find a builder willing to put an in-ground pool in your living room...not that we know from experience...👀) new construction is a chance for your personal style to shine from the moment you move home.

Thanksgiving is a time to reflect on what we’re thankful for. And on Thanksgiving Day, there are 3 things at the top of the gratitude list: Family, friends and food. Whether you’re gathered around the table, celebrating Friendsgiving or filling your plate to the brim, I hope you have a wonderful Thanksgiving!

Happy Thanksgiving to all my wonderful clients! I am so thankful for the opportunity to help families achieve their homeownership dreams. Wishing you all a safe and joyous holiday with your loved ones.

This year, I am especially grateful for the opportunity to have helped so many first-time homebuyers achieve their dream of owning a home. It is truly rewarding to witness the joy and excitement on their faces when they finally get the keys to their new home.

I am also thankful for having joined my new team at , where I have found a completely different way to do business by focusing on serving my business partners and clients and giving back to our communities.

Nicky Lopez
📲: 770.862.3921
📧: [email protected]
🔗 https://blinq.me/uK0CYiRQtzy8gt86GOv7

🏡 Closing Day Cheers! 🥂

Today, another family officially unlocks the door to their dream home? And just in time for Thanksgiving! It's always a heartwarming moment to witness the joy and excitement of new homeowners. 🏠

I want to extend my heartfelt gratitude to .elsenordelascasas for their exceptional partnership in making this dream a reality. Their expertise, dedication, and unwavering support were instrumental throughout the entire process. 🤝

Together, we've helped this family achieve a significant milestone, and I'm incredibly proud of the work we've done. 🏆

Congratulations to the happy homeowners! 🎉

Let’s talk about VA loans.

They provide qualifying borrowers with some perks and benefits that can make homeownership more attainable. BUT VA loans MUST be used for primary residences.

These loans help veterans and active duty service members find the perfect place to call home.

If you think you may qualify, reach out to a Movement loan officer to learn more!

The US economy is yet again showing signs of slowing down, which economists believe could be good news for rates. But, the Fed has cautioned they will keep a close eye on future data before making any decisions about interest rates. Read our full update to get the latest insights.

https://movement.com/blog/2023/11/despite-easing-inflation-fed-governors-caution-aga

Did you know VA loans come packed with mortgage savings for qualified borrowers?

VA loans offer perks and benefits for veterans and active duty service members that go above and beyond what everyone else can get their hands on. One MAJOR perk? VA loans typically don’t require down payments!

If you think you might be eligible for a VA loan and want to learn more about how you can potentially get into a new home FASTER and with fewer hurdles, reach out to a Movement loan officer today!

Your situation is unique – we want to build you a loan to match. VA home loans come with a lot of perks, and our experienced team can make sure you’ll close on a loan that’s right on target. Ready to get started?


















https://movement.com/movement-military/

Gratitude to our veterans for theirunwavering sacrifice, unparalleled bravery,and the inspiration they provide to us all.🇺🇸

Gratitud a nuestros veteranos por su inquebrantable sacrificio, su valentía incomparable y la inspiración que nos brindan a todos

Many economists think the Fed is likely done with its hiking cycle, but Fed Chair Jerome Powell’s recent statement on inflation has created some uncertainty on that belief. Read this week’s Market Update to get the latest on rates, inflation and the economy.

https://movement.com/blog/2023/11/fed-chair-not-confident-enough-done-decrease-inflation

ESP 🏡✨ ¿Quién dice que las fiestas no pueden ser un momento perfecto para comprar una vivienda? En noviembre, exploraremos las oportunidades y ventajas únicas de comprar la casa de sus sueños durante la temporada festiva. Desde acogedoras mudanzas invernales hasta posibles ahorros, hay mucho que desenvolver cuando se trata de buscar una casa para vacaciones. ¡Estén atentos a ideas y consejos!

ENG 🏡✨ Who says the holidays can't be a perfect time for home buying? In November, we're exploring the unique opportunities and advantages of purchasing your dream home during the festive season. From cozy winter moves to potential savings, there's a lot to unwrap when it comes to holiday house hunting. Stay tuned for insights and tips!

ENG: November marks the start of Native American Heritage Month, a time to honor the vibrant cultures, deep traditions, and significant contributions of our indigenous peoples. Let's celebrate and embrace this heritage together! 🌾🌟

ESP: Noviembre marca el inicio del Mes de la Herencia Nativa Americana, un momento para honrar las culturas vibrantes, las tradiciones profundas y las contribuciones significativas de los pueblos independientes de nuestra nación. ¡Celebremos y abracemos juntos esta herencia! 🌾🌟

Thank you for allowing me to be a part of this beautiful labor of love, my reading this morning said: “we are unworthy servants, we have only done our duty” in that spirit, to do what I’m supposed to do, to educate, to guide, to do right by each client, I hope to continue serving alongside you on this wonderful project.

We are working to ensure their clients have access to education and guidance to prepare to own a home, Stefani is an example of overcoming and persistence and I was so honored to help her in her journey. This is

Nicky Lopez
📲: 770.862.3921
📧: [email protected]
🔗 https://blinq.me/uK0CYiRQtzy8gt86GOv7

Movement Mortgage at the .ga event tonight

Candle lovers know that the phrase 'I have too many candles' is simply a myth; it doesn't exist in our world! Celebrating National Scented CandleDay with all the cozy vibes. 🧘‍♀️ 🕯

Muchísimas gracias a la familia Hernández por confiar en mi equipo para compra de su primera casa. Fue un placer trabajar con ustedes y su increíble agente

Felicidades Homeowners!



















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