Juniata C. Ford, Esq.

https://www.msn.com/en-us/money/personalfinance/this-california-lawyer-warns-you-should-never-leave-anything-to-your-kids-when-you-die-saying-it-ll-lead-to-serious-financial-distress-here-s-why-and-what-you-should-do-instead/ar-AA1cG3yV?ocid=socialshare&pc=U531&cvid=8eee0ed508d84d6aba257611222fbb5b&ei=22

This California lawyer warns you should 'never leave anything' to your kids when you die — saying it'll lead to serious financial distress. Here's why and what you should do instead It's an issue of trust.

Why are home prices so high? Buying a home can feel financially out of reach. Learn why house prices are so high and how today’s costs compare to historical housing prices.

New target in Biden administration's war on junk fees: Mortgage closing costs The Consumer Financial Protection Bureau is taking aim at mortgage closing costs in its latest probe against junk fees.

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For Gen X, a 'dream retirement' is a long shot A new survey found that almost half of Gen Xers have done no retirement planning and don't have nearly enough saved.

This is interesting.

Why job candidates are 'ghosting' employers like never before Payback is hell. In a turn of the tables, job seekers are increasingly ghosting employers. That’s according to a new report by Indeed, the online job search platform.

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Alphabet soars as Wall Street cheers arrival of AI model Gemini Alphabet surged 5% on Thursday as Wall Street cheered the launch of Gemini, saying the new artificial intelligence model could help narrow the gap in a race with Microsoft-backed OpenAI. Long considered a leader in AI research, Alphabet lost the spotlight when OpenAI's ChatGPT swept the tech landsca...

Jamila Souffrant talks new book, 'Your Journey to Financial Freedom' The author and podcaster shares tips to jump-start your savings and wipe out your debt amid the holidays and beyond.

Hey guys!

I wanted to share this article with you all. It's about a woman named Mandy Bowman, who created an app called Official Black Wall Street (OBWS), the fastest-growing platform for finding and supporting Black-owned businesses in the United States. She's now expanding to ten more countries, including Canada, South Africa, France, the UK, and the Netherlands. The OBWS app is available for download on both iOS and Android devices.

I think it's a fantastic story that shows what's possible when you have a dream and are willing to work for your dreams.

I hope you'll take a few minutes to read the article and learn more about Mandy's story. I think it will inspire you and give you hope.

Thanks for reading!

Her App Has Recirculated $10M into Black-Owned Businesses, Now She's Expanding to Ten More Countries After pushing $10 million in sales back into Black-owned businesses, this creator is focused on expanding her services to ten other countries.

Our community has grown to 2K! Thank you for your continued support. I could not have done it without each of you. I appreciate you all.🙏🏾🤗🎉💜

Microsoft unveils new AI-improved Bing and Edge browsers with AI-based features. Bing runs on a next-generation OpenAI large language model, making it "more powerful than ChatGPT" Microsoft CEO Satya Nadella: "AI will fundamentally change every software category, starting with the largest category of all search.

'More powerful than ChatGPT': Microsoft unveils new AI-improved Bing and Edge browser Microsoft has tapped OpenAI, the maker of ChatGPT, to help it improve its Bing search engine, while also improving its web browser

2023: Top Five Trends & Predictions for Digital Entrepreneurs | The ASK Method® Company We help entrepreneurs launch, grow, and scale digital businesses.

Almost half of U.S. workers are looking for a raise or promotion in the coming year. The Great Resignation shows no signs of stopping if employees arent paid well during times of inflation. Forty-six percent of the 2,500 employees recently surveyed by consulting firm Robert Half said they already plan to quit their jobs or look for a new one in early 2023.
Any thoughts on this? I'd love to hear your fedback in the comments below.

Workers still have power over their bosses, and a recession won't stop the Great Resignation More workers plan to quit next year than they did six months ago.

Hi Fam! This is a great read that includes a simple guide with steps to build generational wealth.

A Young Family's Roadmap to Building Generational Wealth Young families are often faced with financial challenges when starting their journeys through life. These can be turbulent times as many are settling into their careers by getting jobs that pay decent money and figuring out what to do with them. Many young families are torn with the balance of diggi...

If you want to reach your full potential, avoid these toxic behaviors⬇️

📌Self-doubt: A little self-doubt is normal. It becomes toxic when it becomes an obsessive habit that constantly makes you question yourself.

📌Talking Negatively About Yourself: Speaking negatively about yourself can make your inner-self believe the things that you are saying to yourself. You may also attract people who have the same negative energy.

📌Toxic Relationships: The best way to tell if a relationship is toxic or not is to gauge how you feel about yourself around it and wonder why your relationship isn't working out.

📌Seeking Validation from Others: You should never feel the need to seek validation from others to feel good about yourself and who you are.

📌Passing judgment on others - You never know what someone else is going through or how they got to where they are today. Don't judge them based on their appearance or actions; instead, try to seek out common ground with them and focus on building positive relationships.

📌Holding a Grudge: It's okay to feel hurt if someone wrongs you - but holding onto anger and resentment will only stunt your growth in the long run.

📌Comparing yourself to others keeps you from discovering what your individual talents and gifts are! Invest time in yourself every day.

What toxic behaviors will you remove from your life? Comment below.

Follow for daily tips!

Today, we celebrate true freedom in the United States.​​​​​​​​
Juneteenth marks the anniversary of the day when Texas slaves were informed of their emancipation. It's a day to remember how far we've come as a nation, and how much further we have to go.​​​​​​​​
I am thrilled to be living at a time when even more people are aware of Juneteenth and its significance than ever before. This is an opportunity for us all to take a step back and reflect on what it means for us individually and as a country. ​​​​​​​​
As we celebrate today, let us also resolve to work together to create a more just world.​​​​​​​​
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Moving beyond financial self-sufficiency to financial independence is completely achievable. Learning to be financially self-sufficient could accelerate you towards financial independence. Developing critical thinking is one of the most important skills that you need to develop to become financially independent. Check out a few more ideas here!

How To Move Beyond Financial Self-Sufficiency to Financial Independence To become financially independent, you must first become financially self-sufficient.

As an entrepreneur, one of the things I've learned is that planning is one of the most important things you can do if you want to achieve what you set out for.

Time blocking and planning will let you unleash the best version of yourself. Period.

Do you plan or timeblock?

How much water have you had today?

Here are just a few benefits of drinking water:

1. Gives your skin a healthy glow
2. Diminishes puffiness.
3. Enhances the tone of the skin.
4. Improves the elasticity of the skin.

So, get your drink on! Healthy-looking skin depends on drinking water.

❓Did you know, 80-90% of premature facial aging is caused by sun damage? 

Consequently: 
1️⃣Compared to naturally aged skin, we have 59% less collagen
2️⃣Skin Elasticity properties are reduced
3️⃣Hyperpigmentation occurs prematurely
4️⃣Increased pore sizes result

The Solutions:

1️⃣Prevention which includes using a high quality sunscreen, antioxidants, and safe sun practices.

OR

2️⃣Treatment: Retinoids, AHA, Vitamin C, Microneedling and laser treatment.

Here are just a few products that I keep on hand to protect my skin from unnecessary, premature aging: 

➡️ Reflect Effect AHA Smoothing Facial Mask
➡️ Counter+ All Bright C Serum
➡️ Countersun Mineral Sunscreen Stick SPF 
(Links in bio)

Curious about a safer skincare routine? 

DM me to book your free 15 minute call with me to discuss what works for your skin type or text “Safer Skincare” to 404-737-1329.

Hey Family:

Instagram has announced that it is testing a way to make Reels using formats from other posts. The feature is called Templates, which lets creators swap their own clips into video formats used in other Reels. The test comes as Instagram attempts to attract more Reels, and addresses one of its biggest problems: TikTok reposts.

My question for you: Will you use this format for your business when it becomes available? I probably will for sure!

Comment below and let me know your thoughts.

Instagram is testing a way to make Reels using formats from other posts Templates will let you swap your own clips into an existing format.

Happy Monday!

Here's how to be comfortable in your own skin this week and always.

1. Stop seeking validation from others
2. Believe in yourself and your capabilities
3. Constantly seek ways to build your self-worth
4. Be self-aware
5. Accept your weaknesses and work to improve
6. Practice self love frequently
7. Never give up on your dreams.
You are whole. You are enough. Your worth is not determined by anyone else's words, actions or inactions.

🔖Tag a friend who needs to hear this today and invite them to follow for more motivation!

I hope you’ve had a great Monday!!

Mondays are the beginning of an exciting week and they're a great time to reflect on what you're grateful for.

Next, focus on how you can make this week the most productive ever!

Name one thing you’re grateful for on this Monday? Comment 👇🏾

Setting a goal and pursuing it only takes one decision. 
As of this week, I have set a goal of working out at least four days this week and being a better planner! The latter will definitely be a work in progress!  

Where do you want to go with your career or fitness?

Follow for daily motivation and tips!

Here's to filling your cup this week and every week so you can fill the cups of others! ☕️

What are you grateful for so far this week? Comment 👇🏾

It's Friday. And this week is going to keep right on truckin'. So, celebrate the end of a work week by taking it easy and hitting that refresh button. 😎

What will you do to relax this weekend?

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Juniata Ford] with
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It’s Wellness Wednesday y’all!!

How are you taking care of yourself today? I hope you’re doing something for YOU!

Wednesdays are the days that I set aside to take a break. It's one of my favorite ways to practice self care AND recover from my workouts.

Self Care is Self Love.

Do you agree?

Drop your favorite way to self care BELOW

Be sure to follow Juniata Ford] on IG for daily fitness & nutrition tips!

What is a facial toner and why should I use it?

A toner is a skin care product that is used after cleansing, but before moisturizing.

It removes any remaining dirt, debris and makeup residue that might have been left behind after washing your face.

The main purpose of a toner is to cleanse the skin, but high quality toners often provide additional benefits as well.

Quality toners help minimize pores and combat oily skin by removing excess oil.

A great also helps to refresh and hydrate your complexion, balance pH levels and protect from environmental elements.

Have you incorporated a quality toner into your routine?

Need a skincare routine? Text “Regimen” to 404-737-1329 to receive my FREE skincare quiz and customized regimen suggestion!

For more skincare tips, follow !

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Mondays are like an empty canvas on which you can paint your entire week.

The best part is that you choose your own palette. 🎨

Here’s to a productive Monday and a good start of the week.

What will you set out to accomplish this week?

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