Jeriod Patterson Farmers Insurance Agency

You know you’re supposed to. You hear it all the time. But do you *always* buckle your seatbelt? Even for those quick errands just down the road? Nevermind the “click it or ticket” slogan. It could save your life.

Fireplace safety 101: Keep those glass doors open to help prevent fire-causing creosote buildup. But keep mesh curtains closed to keep embers from shooting out.

That cozy cabin, or condo at the slopes — any vacant vacation or seasonal home — has special insurance considerations. Call me to find out more.

Is there a doctor in the house? Why, yes. Glad you asked. Farmers® has an on-staff physician and more than two dozen nurses to help with workers’ compensation claims when one of your employees gets hurt on the job. And the nurse triage is there for your employees 24/7.

You’re *three times* more likely to be in a car crash if you are tired. Fact

You’re excited. You’re scared. And, truth time, maybe you don’t know what “replacement value” means? Buying a new home is BIG and making sure you have the homeowners insurance that is right for you can feel daunting. I’m happy to answer your questions.

How well do we know workers’ comp? Would you believe… Farmers® has been insuring small businesses since the year Amelia Earhart first flew solo across the Pacific? Since Social Security was born? Since 1935.

It’s National Teen Driver Safety week, so if your teen gives you nothing but [eyeball roll emoji] when you talk about safe driving, consider this: it’s not what you say, it’s what you do. Put the phone down and keep your eyes on the road when you’re driving.

Life can be complicated. Understanding what your condo insurance does or doesn’t provide coverage for shouldn’t be. Let’s talk about your policy options.

Wet roads. Slippery leaves. Ice! And it’s getting dark earlier. Give yourself extra room to stop, stay a safe distance from the car in front of you and make sure your tires and brakes are in good shape.

Change the HVAC filters, put up the storm windows, clean out the gutters. If it all sounds like a chore now, imagine when its 20 degrees outside. There’s still time to get your home ready for winter’s cold, snow and ice. farme.rs/FallTips

Here’s one way you may actually *save* money while your kid is away at college: If your student only drives the family car on breaks, you might catch a break on your auto insurance. Let’s talk about your current coverage.

From bikes to laptops, your college kid’s gear is a key ingredient in their success. Let’s talk about whether their belongings are covered under your home insurance policy if they’re stolen or damaged — or how to get additional coverage if they’re not.

Injury claims can be expensive. And medical costs are growing faster than other goods and services. Do you have the business insurance coverage you want for your business? Call me for a review.

Empty or unfinished buildings can increase the risk of vandalism, negligence, and theft. If you have vacant property, do you have the insurance you want? Give me a call.

If your college kid is living off- campus for the first time, maybe it’s time to have The Talk … about renters insurance. Call me to learn more about what renters can cover.

Is it weird to brag about Farmers® workers’ compensation claims reps? Maybe. But with an average of 11.5 years of experience on the job, Farmers claim reps have experience to help take work out of your company’s workers’ compensation claims. Let’s talk.

Dropoffs, pickups, rides to practice — back to school means more driving, more traffic and more kids in crosswalks. It’s a good time to pay special attention when
driving near schools, bus stops and intersections with crossing guards.

Condos can make home ownership easy. Roof need fixing? That’s the HOA’s headache. But things can get complicated. Let’s review your HOA’s master policy and find out if your policy includes the coverage you want.

Do you own a small business? There are many options for business insurance, and I’m happy to help you understand your options.

When back to school means packing for college (sheesh, already?), remember to add “review their insurance coverage” to your checklist. I can help

Does *anyone* not have insurance questions when renting a car? I thought so. Let’s find out if your rental has coverage under your current Auto policy.

As a Farmers® agent, I know insurance. And as a small business owner myself, I know the importance of quality coverage. Would you like to get a crash course on coverage options for your business? I’m happy to set up a quick chat.

Buying a home is a huge deal. So many decisions — and you want to get it right. I can help answer your questions about insurance for your new home sweet home.

Most small businesses seek protection against the loss of their important assets (buildings, equipment, etc.) but often overlook their most important asset — key employees. Contact me today to discuss how life insurance could fit into your business insurance portfolio.

What if I told you the Signal® by Farmers® app may help teenagers learn more about becoming better drivers? Call me to learn more.

Sure, your mobile home is a dream home – but did you know the insurance coverage is actually quite different? I can help you sort through your coverage options so you can make a confident, informed choice.

Small valuables often require additional insurance coverage. Do you have precious jewelry, electronics, or collectibles at home? Give me a ring if you need to learn more.

Do you know your limits? Auto policy limits, that is. If you’re in an accident and liable for damages, umbrella insurance might be able to help, by providing you extra liability coverage. Reach out to me to learn more about your insurance options.

Small Business Week begins May 2. Your small business shows your strength. Thank you, and Happy Small Business Week!