Farmers Insurance Agent Derrick Colby

Ring in the New Year with Farmers.

Turning the page on 2023 may mean your home insurance is about to renew. That’s a good time to do a quick coverage review and make sure you’re getting all of your discounts. I can help.

Flat tires don’t wait for the new year. Having an emergency kit in your trunk could help you stay safe if you broke down on the road or had to make an unplanned stop. Just be sure to pull off the pavement as far as you can to wait for assistance to arrive.

Holiday travelers — don’t forget to pack an umbrella (as in, the insurance policy). It’s there to help if you run into trouble and the costs exceed the liability limits of your primary insurance policies. Call me.

Winter brings snow, hot cocoa, and a reminder to plan for your family's future. Learn how life insurance can help provide financial protection during the chilly months and beyond.

Zoom! The year sure went by fast. Did it bring a new baby? A new car? Even a new TV? Make sure your policy still meets your needs going into 2024. Give me a call and we can run a quick review.

Your legacy is your story and life insurance can help make it a story of financial protection for your loved ones. Start building your legacy today with life insurance coverage from Farmers Life®️.

Life insurance is often overlooked as an option when individuals consider giving to charities, but it can be a way to provide a charity with funds in the future. If philanthropy has been a way of life for you, let’s discuss ways for your legacy of giving to continue after you are gone.

Mom and Pops. Corner stores. Twee boutiques. Small businesses make our communities hum. Today’s the day to celebrate — and shop — local. It’s Small Business Saturday.

Stuffing or dressing? Pumpkin or apple? These are questions we can answer. Today, let the other big decisions go – and have a Happy Thanksgiving.

This season of gratitude reminds us to appreciate the moments we have together. Life insurance can help ensure that those moments can continue even if the unexpected happens.

Keep your business fresh as a daisy. If a power outage or busted refrigeration system (or other mechanical breakdown) could spoil your inventory, we offer coverage that can help you get up and running again. Call me to learn more.

Veterans Day honors all who have served. November 11 is your day, and we thank you for your service.

Hitting the road for the holiday? Check your oil, tires and emergency kit before you buckle up.

Don’t let one bad apple spoil your business. A Farmers business policy can help you recover from employee theft and other losses caused by a dishonest worker. Call me to learn more.

Happy Halloween, everybody! Here’s an important question: Costume or candy — which is the most important?

Grumpy cats! Zoomie cats! Fat cats! Cats in shark costumes! The best thing the internet ever gave us? Cat memes. What’s your favorite? And happy National Cat Day.

Does your business have an iconic, instantly-recognizable sign out front? You can cover outdoor signs with a business insurance policy. Call me to learn more about this and other coverage to help you keep your business up and running.

If windows are the eyes into the soul of a brick-and-mortar shop, a broken window — think: vandalism, a break-in or storm — could be a black eye for your business. Call me to learn more about tenants exterior glass coverage in a Farmers business policy.

It’s National Teen Driver Safety week, so if your teen gives you nothing but [eyeball roll emoji] when you talk about safe driving, consider this: it’s not what you say, it’s what you do. Put the phone down and keep your eyes on the road when you’re driving.

Life insurance can play a major role in estate planning, from things such as helping your beneficiaries cover your final expenses, estate taxes, or to leaving a potential nest egg for your children. I’m here to help you get started.

It’s ON. Pumpkin spice latte? Sweater weather? Fresh-baked apple pie? Roasted turkey and stuffing? What’s your favorite thing about fall? Let us know.

Ahhh, autumn leaves. They blaze, they amaze. And then they fall and gum up your gutters, just in time for the rain and snow. Cleaning clogged gutters now can help prevent damage to your roof and home this season.

You don’t have to spend a lot to stay warm this winter. Caulking, weather stripping and door draft guards are inexpensive DIY fixes to help keep drafts out and heat in – and save energy. Got single-pane windows? Storm windows or plastic film provide easy insulation.

Before frosty evenings make you pine for a toasty fire, consider having a chimney inspection or professional sweep to make sure your fireplace is safe and ready to roar.

Cash flow is important to keep your business running, but what happens if you’re shut down by a storm, vandalism or other loss? Ask me about how business income coverage could help you save the day.

Including an advance directive in your estate plan is a personal choice that can allow you to plan and communicate your medical treatment preferences under circumstances that prevent you from doing so on your own. Read the blog to learn more.

Should my estate plan include an advance directive? : Farmers Insurance® Including an advance directive in your estate plan is a personal choice that can allow you to plan and communicate your medical treatment preferences under circumstances that prevent you from doing so on your own.

Using devices hands-free while driving may not be as safe as you think. A recent study found that even using a phone’s voice features can leave you in a distracted state for up to 27 seconds afterward

Has your heating and cooling system ever broken down? Have you experienced a phone or security system meltdown? When critical equipment breaks down, you know that means your business can, too. Let’s talk about coverage that can help you repair or replace equipment damaged by a power surge, storm and other incidents.

Fall encourages us to embrace change and make positive transformations. Thinking about life insurance to include in your estate plan can be a proactive step in helping you to protect your legacy and make a financial impact for future generations.