ClosewithChad

A proud native Texan, his Southern roots have ingrained in him the values of hard work and treating everyone like family.

Chad loves helping families achieve their dream of homeownership, and with his extensive finance and business management background, Chad is an authority on mortgage lending. He is passionate about finding creative financing solutions for his clients, no matter how complex. He utilizes his dedication to learning, experience, and unparalleled insight to better understand the forces driving interest

06/11/2024

Ready to Build Your Dream Home? 🏠

Introducing our AMAZING One Time Construction Loan! 🔨✨Purchase land + Build your dream home 🏡 = All in ONE loan! 🙌

✅ As little as 5% down!

Don't wait! Reach out TODAY! 📞💬

05/27/2024

Honoring and Remembering: A Reflection on Memorial Day

On this solemn occasion of Memorial Day, we pause to reflect on the profound sacrifices made by brave men and women who served our nation with unwavering courage and dedication. Today, we honor their selfless commitment to defending our freedoms and upholding the values we hold dear.

Let us remember those who gave their lives in service, their families who bear the weight of loss, and the veterans who carry the memories of their fallen comrades. May we never forget the price of freedom and the resilience of the human spirit that shines brightly in times of adversity.

As we gather in remembrance, let us express our gratitude to those who have served and continue to serve, ensuring that their sacrifices are never forgotten. May we strive to uphold the ideals they fought for and work towards a future of peace, unity, and understanding.

This Memorial Day, let us honor the heroes who laid down their lives for our country, and may their legacy inspire us to cherish the freedoms we hold so dear.

Zero Down Purchase From UWM 05/23/2024

That is right! 0% down up to $15,000! Reach out to me for more details. It is an amazing program and I would love to help as many borrowers as I can acheive their dream of home ownership with this and many of the other programs we offer at Edge Home Finance. Also, I am a partner of Home for Heroes and offer an incentive for our people who sacrifice their lives and time to make this world a bettre place.

Zero Down Purchase From UWM Qualified borrowers receive a 3% down payment assistance loan, up to $15,000, from UWM.

05/23/2024

If you want a great agent that will go the extra mile every time, reach out to Ellie Darrough, Prime Properties Group TX You will be happy you did!

Ellie Darrough | Prime Properties Group TX Ellie Darrough, the founder and owner of Prime Properties Group TX, proudly announces the achievement of the GRI (Graduate, REALTORÂŽ Institute) Designation. With a passion for real estate and a commitment to excellence in serving our clients. She brings a unique blend of expertise, dedication, and ...

05/21/2024

Utilizing cutting-edge automated technology, we are able to expedite the borrower approval process to as little as 15 minutes, with a closing timeline of 14 days or less. Partnering with a broker allows you to close early and receive payment promptly. Contact us today to streamline your lending experience.

05/18/2024

Take advantage of our rate lock option and secure a low rate now, even before you find your dream home. With our service, you can shop for the perfect property without worrying about fluctuating rates. Contact us today to learn more about this opportunity.

05/16/2024
05/15/2024

Enter May's sweepstakes to win $500 in gift cards from popular retailers such as Amazon, Home Depot and Target. To enter, just click the link below!

Enter now: https://dashboard.homeasap.com/nplay.corp.search.ui/sweepstakes/mobilelanding?pageid=100278515749377

Ellie Darrough
COLDWELL BANKER APEX, REALTORSÂŽ
edarrough.cbapex.com
972-900-9867

04/04/2024

Love what I do! Working with agents like Ellie make it better as well. Dustin and Sita were great and so glad we got them a home.

It ALMOST went too smoothly 😂🤦🏽‍♀️. BUT Still closed ahead of schedule thanks to EXTREMELY happy for my clients that I was able to find a “needle in a haystack” gem that fit all their criteria. It also all worked out where they still walked away with equity day of closing! Can’t get any better than that!!!

03/19/2024

Congratulations to first-time homebuyers Andy and Lauran! They bought their first home together today for their sweet family and we got a submission to clear to close in 9 days! Love it when you have clients that make your job easier.

Also, thank you to my agent Cherri Bryant! She did an amazing job getting the clients $5k in concessions and the title policy covered. She is a great agent and we were able to close early because of her hard work. I appreciate agents like her so much! Teamwork makes makes the dream work 😁❤️

Social Cricket for Realtors (RSVP required!) 02/20/2024

Attention all agents! 📣 Join us for a networking event at Sixes Social Cricket on Tuesday, the 27th at 4pm. Click the link below for event details. Your presence is highly appreciated 😎 Get ready for a fun evening filled with delicious food, exciting activities, and refreshing beverages 🎉🍔🍻 Let's make it a memorable gathering!

Social Cricket for Realtors (RSVP required!) Calling all realtors! Join us for a fun-filled evening of socializing and cricket. Food, drinks, and instruction included, RSVP required!

Social Cricket for Realtors (RSVP required!) 02/14/2024

Social Cricket for Realtors (RSVP required!)
Join us for a fun-filled day of social cricket exclusively for realtors! Whether you're a seasoned pro or just starting out, this event is perfect for all skill levels. Get ready to swing those bats and show off your cricket skills at Sixes Social Cricket, located on Grandscape Boulevard in The Colony, TX, USA.
Don't miss out on this exciting opportunity to network with fellow realtors while enjoying a friendly game of cricket. RSVP now to secure your spot and let the competition begin!

Social Cricket for Realtors (RSVP required!) Calling all realtors! Join us for a fun-filled evening of socializing and cricket. Food, drinks, and instruction included, RSVP required!

Photos from ClosewithChad's post 02/02/2024

Have you thought about buying a home but worry you can’t afford it? Just recently, the key factors influencing your ability to purchase a home – mortgage rates, home prices, and wages – have started moving in a positive direction. Let’s connect to discuss if now’s a good time for you to start your journey to homeownership.

The Top Benefits of Buying a Multi-Generational Home 02/01/2024

The Top Benefits of Buying a Multi-Generational Home

Has the idea of sharing a home with loved ones like your grandparents, parents, or other relatives crossed your mind? If so, you’re not alone. More buyers are choosing to go this route and buy a multi-generational home. Here’s a look at some of the top reasons why, to see if a home like this may be right for you too.

Why Buyers Are Opting for Multi-Generational Living

According to the National Association of Realtors (NAR), two of the top reasons buyers are opting for multi-generational homes today have to do with affordability.
First-time buyers are focused most on cost savings – with 28% saying this was a key reason for them. By pooling their resources with others, they can share financial responsibilities like mortgage payments, utilities, and more to make homeownership more affordable. This is especially helpful for those first-time homebuyers who may...

The Top Benefits of Buying a Multi-Generational Home Has the idea of sharing a home with loved ones like your grandparents, parents, or other relatives crossed your mind?

Foreclosure Activity Is Still Lower than the Norm 01/31/2024

Foreclosure Activity Is Still Lower than the Norm

Have you seen headlines talking about the increase in foreclosures in today’s housing market? If so, they may leave you feeling a bit uneasy about what’s ahead. But remember, these clickbait titles don’t always give you the full story.

The truth is, if you compare the current numbers with what usually happens in the market, you’ll see there’s no need to worry.

Putting the Headlines into Perspective

The increase the media is calling attention to is misleading. That’s because they’re only comparing the most recent numbers to a time where foreclosures were at historic lows. And that’s making it sound like a bigger deal than it is.

In 2020 and 2021, the moratorium and forbearance program helped millions of homeowners stay in their homes, allowing them to get back on their feet during a very challenging period.
When the moratorium came to an end, there was an...

Foreclosure Activity Is Still Lower than the Norm Have you seen headlines talking about the increase in foreclosures in today’s housing market?

Why It’s More Affordable To Buy a Home This Year [INFOGRAPHIC] 01/30/2024

Why It’s More Affordable To Buy a Home This Year [INFOGRAPHIC]

Home affordability depends on three factors: mortgage rates, home prices, and wages. Mortgage rates are down from their recent peak, home prices are expected to rise at a slower pace, and wages are increasing faster than usual. That’s good news if you want to buy a home because it means affordability is getting better.

Why It’s More Affordable To Buy a Home This Year [INFOGRAPHIC] Home affordability depends on three factors: mortgage rates, home prices, and wages. 

Will a Silver Tsunami Change the 2024 Housing Market? 01/29/2024

Will a Silver Tsunami Change the 2024 Housing Market?

Have you ever heard the term “Silver Tsunami” and wondered what it's all about? If so, that might be because there’s been lot of talk about it online recently. Let's dive into what it is and why it won't drastically impact the housing market.

What Does Silver Tsunami Mean?

A recent article from HousingWire calls it: “. . . a colloquialism referring to aging Americans changing their housing arrangements to accommodate aging . . .”

The thought is that as baby boomers grow older, a significant number will start downsizing their homes. Considering how large that generation is, if these moves happened in a big wave, it would affect the housing market by causing a significant uptick in the number of larger homes for sale. That influx of homes coming onto the market would impact the balance of supply and demand and more.

The concept makes sense in theory, but...

Will a Silver Tsunami Change the 2024 Housing Market? Have you ever heard the term “Silver Tsunami” and wondered what it's all about?

01/28/2024

Saving for the down payment on your first home may seem challenging, but resources are available to make it easier. There are many programs that offer down payment assistance and help with closing costs. If you qualify, you could be one step closer to reaching your homeownership goal. DM me if you're a first-time buyer looking for guidance—I'm here to help.

3 Must-Do’s When Selling Your House in 2024 01/27/2024

3 Must-Do’s When Selling Your House in 2024

If one of the goals on your list is selling your house and making a move this year, you’re likely juggling a mix of excitement about what’s ahead and feeling a little sentimental about your current home. Keep these three best practices in mind when you’re ready to sell.

1. Price Your Home Right

If you price your house too high, you run the risk of deterring buyers. And if you go too low, you’re leaving money on the table. An experienced real estate agent can help determine what your ideal asking price should be, so your house moves quickly and for top dollar.

2. Keep Your Emotions in Check

Today, homeowners are staying in their houses longer than they used to. According to the National Association of Realtors (NAR), since 1985, the average time a homeowner has owned their home has increased from 6 to 10 years.

This is much more than what used to be the norm. The...

3 Must-Do’s When Selling Your House in 2024 If one of the goals on your list is selling your house and making a move this year, you’re likely juggling a mix of excitement about what’s ahead and feeling a little sentimental about your current home.

Photos from ClosewithChad's post 01/26/2024

Starting out on your home buying journey and feeling a bit lost in the lingo? Let's simplify the process and boost your confidence. Here's your go-to guide, breaking down the language of home buying. DM me today with any questions you have.

Photos from ClosewithChad's post 01/25/2024

If you’re worried home prices will drop, here’s some good news. More than 100 experts project they’ll keep going up through 2028. That means if you buy now, your home's value – and your equity – could get a nice boost. Let’s connect to talk about what’s happening with home prices in our area.

Easy and secure online loan application 01/24/2024

Exciting news! Are you dreaming of becoming a homeowner but struggling to save up for a large down payment? Look no further! Our exclusive offer allows you to get into your dream home with as little as 1% down. Take advantage of this incredible opportunity to invest in your future and start building equity today. Don't let financial barriers hold you back from achieving your homeownership goals. Contact us now to learn more about this fantastic offer and take the first step towards owning your own place.

Easy and secure online loan application With our online my1003 app, you can quickly and securely complete your loan application, check status of your loan and complete your tasks

Experts Project Home Prices Will Increase in 2024 01/24/2024

Experts Project Home Prices Will Increase in 2024

Even though home prices are going up nationally, some people are still worried they might come down. In fact, a recent survey from Fannie Mae found that 24% of people think home prices will actually decline over the next 12 months. That means almost one out of every four people are dealing with that fear, and you might be, too.

To help ease that concern, here's what experts forecast will happen with prices this year.

Experts Project a Modest Increase

Prices aren’t likely to depreciate in 2024 because inventory is still tight and lower mortgage rates are leading to strong buyer demand. Those two factors will keep pushing prices up as the year goes on. As Selma Hepp, Chief Economist at CoreLogic, explains: “With mortgage rates dropping, demand for homes in early 2024 is likely to be strong and will again put pressure on prices, similar to trends observed in...

Experts Project Home Prices Will Increase in 2024 Even though home prices are going up nationally, some people are still worried they might come down.

Why You May Want To Seriously Consider a Newly Built Home 01/23/2024

Why You May Want To Seriously Consider a Newly Built Home

Are you putting off your plans to sell because you’re worried you won’t be able to find a home you like when you move? If so, it may be time to consider a newly built home and the benefits that come with one. Here’s why.

Near-Record Percentage of New Home Inventory

The percentage of the total homes available to buy that are newly built is well over two times higher than the norm. And even more new homes are on the way.

Recent data from the Census shows there’s been an uptick in both housing starts (where builders break ground on more new homes) and housing completions (homes where construction just wrapped).

And while some people may worry builders are building too many homes, that isn’t a concern – if anything, the recent increase is really good news.

How This Helps You

Since the supply of existing homes for sale is still low right now, the increase of...

Why You May Want To Seriously Consider a Newly Built Home Are you putting off your plans to sell because you’re worried you won’t be able to find a home you like when you move?

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Videos (show all)

Take advantage of our rate lock option and secure a low rate now, even before you find your dream home. With our service...
Less Equity Doesn’t Mean Low Equity
Why You Need a Real Estate Agent When Selling Your House
Things To Avoid After Applying for a Mortgage
The Summer Buyer and Seller Guides Give You the Facts
Homeowners Have a Surprising Amount of Equity Right Now
Don’t Wait for Home Prices To Fall
Moving Fuels the Economy
Tips To Help You Buy a Home in Today’s Market
Foreclosure Numbers Today Are Nothing Like 2008
4 Tips for Selling Your House

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