Christy Neikirk - Realtor

View photos and detailed information for Lease Listing at 84 East Ave #1603, Austin, TX 78701 - ACTRIS IDX

2B/2B for $5,900 in the brand new Vesper Building!

MLS #2793700

www.prospectrealestate.com

View photos and detailed information for Lease Listing 84 East Ave #1607, Austin, TX 78701 - ACTRIS VOW, MLS #6008089

www.prospectrealestate.com

My Brokerage has a new listing and she’s going to be GORGEOUS! Introducing The Belvedere! Located at 300 Pressler Street, The Belvedere will rise on a nearly 3-acre tract and offer 247 luxury residences. has signed on to be the exclusive brokerage, with sales expected to commence Q2 of this year.

DM me for info

TheBelvedereResidences.com

As a result of multiple efforts by the Fed to control inflation, interest rates climbed sharply last year, with the average 30-year fixed-rate mortgage reaching 7.83% by October 2023.

What’s in store for 2024?

Are you thinking of a word that will define and inspire your 2024? Picking a single word to represent the new year is a trending yet powerful exercise that can set the tone for your entire year.

Choosing 'abundance' as my word of the year signifies my commitment to prosperity in business, and enriching my personal life with joy and fulfillment. Here's to abundance in every aspect of life!

Fact: It pays to be a homeowner. Why? One word: Appreciation. Your home's value is set to rise over the next 5 years.

If you're contemplating the leap into homeownership, let's connect. Together, we'll explore how your home can be a wealth-building investment. DM me to grab my Home Buyer Guide for more insights, or reach out to schedule a consultation. Let's have a conversation!

If you're still renting, it may be because the thought of buying a home seems pointless with the high cost of living and the crazy competitive housing market.

I get it. There’s no way to sugarcoat it; the cost of living is high.

If you want to sit down and talk it through, message me. I’ll be as real as I know how so you can do what’s right for you.

Vesper is a high-rise situated at 84 East Ave. It consists of 41 stories and has one-bedroom, two-bedrooms, and penthouses. Estimated to complete this year!

The sales team is offering hard hat tours to qualified buyers, let me know if you want me to get you on the next tour!

84 East Ave #2404, Austin, TX 78701
Listing Price: $838,000

https://christyneikirk.prospectrealestate.com/d8qywd57

We are now selling the Affordable Housing Units at Parkside at Mueller! There is a total of 30 units that are part of this program and we've already sold more than half of them! DM me for more details an how to apply.

1 bedroom floorplans are listed at $197,130! 🤯

https://christyneikirk.prospectrealestate.com/d8qywdrk

Buy your first home at the best possible price for your local market. With advice and tips from a team of experts, this book will help you.

Get your guide Buy your first home at the best possible price for your local market. With advice and tips from a team of experts, this book will help you.

3 Bed and 2.5 Bath Townhome in South East Austin for $370,000! Would be great for a Primary Buyer or Investor. Was previously leased out last year.

5917 Red Bud Ridge Lane #20
Austin TX 78744
1,479 SQFT
MLS #8188421
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Great GATED community, nestled in an easily accessible area of South East Austin! Discover the charm of this delightful 3-bedroom, 2.5-bathroom home boasting a cozy 1479 sqft of living space, perfect for your modern lifestyle. Step inside and be greeted by a well-designed first floor that offers a spacious interior living area seamlessly connected to the kitchen, creating an inviting open-concept feel. The kitchen itself is a culinary haven, featuring granite counters, sleek stainless steel appliances, a brand-new dishwasher, ample cabinetry, and a convenient pantry. As you venture outdoors, you'll be delighted to find a true backyard adorned with a wood deck, providing nearly 100 sqft of additional outdoor space for you to unwind and entertain with ease. Embrace the convenience of a lock-and-leave lifestyle, as all landscaping and lawn care needs are taken care of by the HOA, allowing you to focus on the things that truly matter. The location couldn't be better, as you'll find yourself within walking distance to the Dove Springs Rec Center pool, park, trail, and sports courts—perfect for staying active and enjoying quality time with loved ones. Don't miss this incredible opportunity to make this sweet home yours—schedule a viewing today and experience the epitome of comfortable and convenient living in Austin! Close proximity to ABIA and the Tesla Facility in East Austin.

Ever wonder what makes lenders “say yes to the loan?”

THIS ---> Your credit score.

Like it or not, your interest rate and loan terms largely depend on the strength of your credit score. Wanna hear more? Here you go.
Credit Score Ranges
Scores range from 300 to 850. For a conventional home loan, a credit score of 620 or higher is a strong starting point. FHA and VA loans typically require a minimum of 580, while a USDA loan typically requires 640 or above.
The Power of a High Score
Scores above 700 are seen as a sign of financial responsibility and can secure the best rates and terms for your loan. Aim to elevate your score to unlock these benefits.
Understanding the Score
Your credit score is influenced by factors such as payment history, credit utilization, length of credit history, credit mix, and inquiries. By managing these aspects wisely, you can positively impact your score.
Your Credit Score…and Then Some
Lenders also consider other factors like steady income, employment history, and a modest debt-to-income ratio. Demonstrating financial stability is key to gaining their confidence and you feel satisfied with your shiny new loan.
Find this post helpful? Give it a like and share it with a friend who might benefit! And remember, I'm here to help. If you have any questions or want to chat more about loan qualifications, feel free to DM me.

It's estimated that the average adult makes more than 35,000 decisions per day. No wonder we're all exhausted at the end of the day!
Well, good news. Today, I'm gonna take one of those decisions off your plate — especially if you're thinking about buying a home soon. It’s this: What property type is right for you? Here's what to know:
* Single-family home: Got a big family? Three dogs? Lots of stuff? In most places, that means a single-family home.
* Condo: Don’t need a lot of space or okay with trading square footage for the best of city living? Consider a condo. Also the smart decision if you prefer an HOA to handle most of the maintenance.  
* Townhome: Similar to a condo, but different in one major way. You own the space just like a single-family home and are responsible for 100% of the maintenance.
* Neighborhood with an HOA: Maybe you like the idea of a single-family home, but you also want amenities like a pool, walking trails, and a dog park. Easy! Just know those add-ons will come with a monthly HOA fee. 
* Home with acreage: You don't much care about space inside; what YOU really want is space outside - space to breathe and stretch your legs any time of day or night. (Keep in mind when you buy a home with acreage, you can’t control what pops up beside you or across the street.)  
Know what you’re looking for? Want to see what’s out there? Send me a DM, and I’ll send over properties that meet your wishlist! Still undecided? DM me anyway and let's figure it out together.

Halfway?!

Can you believe we're already halfway through the year?
Time flies when you're making moves and embracing new opportunities!
I wanted to take a moment to reflect on the past six months and celebrate the progress made, both personally and professionally. Here's a recap of some exciting updates:
Personal Updates:
Explored new hobbies and passions like boating and hiking.
Cherished quality time with loved ones creating unforgettable memories.

Professional Updates:
✅ Sold out Parkside at Mueller
✅ Helped many clients these last 6 months find homes and rentals in the Austin Area.

Attended 3 trainings, masterminds, and conferences to stay on top of the ever-evolving market

Met handfuls of wonderful clients who have become like family.

I'm excited to shift my focus to the second half of the year. Together, let’s continue pursuing our goals, making new connections, and helping each other succeed.
If you have wins from the first half of the year, or goals you're working towards for the next half, share them below, I’d love to celebrate and cheer you on!
Here's to the rest of the year being filled with growth, success, and meaningful moments. 🎉
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Here's a truth that not all real estate agents will tell you:
Just like any investment, home values can fluctuate. One month, your home could be worth a fortune 🤩, and the next, it could drop in value 😢. 

However, unlike other investments, owning a home comes with benefits that extend far beyond financial gain. It provides:
* A place to call your own
* A space to add your own personality & flair
* A greater sense of security and stability
* Equity, equity, equity!

If you have questions about the real estate market in your area and what investing in a home might look like this summer, drop a comment below, and I’ll be in touch!
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Read this if you're thinking about buying or selling a home this summer. ☀️
The summer housing market is heating up, so whether you’re buying or selling, It's time to prepare now for what lies ahead.

Austin Market Update 📣

The Austin Market is moving towards a more balanced market. This is a good thing!
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Austin is moving towards a more balanced market!

This is a good thing! DM if you are ready to explore buying or selling in the Austin Area.

Prospect Real Estate has some of the best humans I’ve ever had the pleasure of working with!

On to the next one! Montage is going to be a great addition to 78704

5917 Red Bud Ridge is officially under contract 🎉

❄️Market Update❄️

Median price for Austin is $457K and average days on market has gone up to 73. Austin is not completely a buyers market yet, but with the high amount of inventory we have it is making it appear that way.

Happy New Year! ✨
Do you envision yourself in a new home or condo in 2023? Let's chat about your real estate goals and let me help you reach them!

DM me to schedule a Zoom Call!

Merry Christmas and Happy New Year! While there's no official name for this period (between Christmas and New Year), my personal favorite nickname for this period is 'Crimbo Limbo'.

I hope everyone is eating left over Christmas cookies and setting their goals for 2023. Let me know if you want to chat about the real estate market and where I think it's headed for Austin.

Units available at Cascade. Let me know if you want to tour the building 🙌🏻

My team was honored with "The Fastest Sell Out" Award at our annual Holiday Party for . I could not be more proud of what we accomplished. I have the best sales team. ❤️

We will be closing out Parkside at Mueller this coming year. Exciting things to come!

Just Listed✨

AXIOM EAST - is located on East 7th Street, down the street from some of Austin's hottest restaurants, bars, and shops. Axiom East Condos offers the perfect blend of residential living and urban amenities. Unit #204 is a 1B/1B with 698 SQFT that features a free-standing island in the kitchen, a walk-in closet and upgraded rainshower in the bathroom. This unit also is located on the same level as the community courtyard for easy access to that amenity. Axiom East offers a courtyard complete with a grill, fire pits, outdoor seating, a rooftop terrace with views of East Austin, and climate-controlled corridors. This unit includes one parking place inside the garage, and the building is controlled access.
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Happy Halloween! I hope everyone has a spooky fun day 🎃