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If tax season caught you off guard, have no fear -- here's what you need to know and the best next steps you can take to avoid further consequences.

What To Do If You Miss the Tax Deadline There are a few options available that can help reduce or eliminate penalties.

Twice a month, newsletter subscribers receive helpful information for their financial journey. The next edition will cover what you can do if you can't file taxes on time this year.

Are you on the list? Subscribe and stay tuned.

If you're trying to improve your credit score or manage your spending habits, it helps to know your credit utilization rate. This guide covers what credit utilization means and how to calculate it.

Everything You Need to Know About Credit Utilization Learn how to lower your credit utilization rate, how your rate affects your credit, and how you can influence it month to month.

I bonds can have several tax advantages compared to other investments. But they aren't entirely exempt from taxation either -- these rules and conditions generally apply to EE bonds as well.

Are I Bonds Taxable? 10 Common Situations Series I bonds are a popular investment that can also help you save on taxes, but the federal income tax consequences can be complex.

Couples can benefit from defining and discussing their retirement needs together. Following these tips helps ensure that conversations with your partner about retirement are productive.

How to Talk to Your Partner about Retirement Tips for having a dispassionate discussion about the radical lifestyle changes that accompany your decision to stop working

If you claim social security benefits and keep your job, it could impact how much you can collect in some cases. The latest newsletter covers important details for your retirement planning.

Working While Collecting Social Security Your benefits might be reduced if you fit the following criteria.

The purpose if insurance is to mitigate risk.
As a Business owner, its the only way to ensure success.

Signing up for the newsletter is a hassle-free way to get tips, news and insights twice every month.

An Easy Way to Stay Informed About Your Finances Enter your email and get the next newsletter sent directly to your inbox.

Having several sources of income can add extra confusion and stress during tax season. This guide can help you navigate your taxes to get the best return possible.

How to Maximize Tax Savings When You Have Multiple Income Sources Understanding how each income stream is taxed can help unlock additional savings.

Bond yield rates are climbing as of February, and economic indicators are hinting that cooling inflation earlier this year may have been a temporary trend.

Bond yields keep on rising Worldwide financial markets are adjusting to the reality that rates are going to go higher.

Should you write your own will? Should you add a trust in addition to your will in your estate plan? Get answers to these questions and tips to prevent common mistakes.

When Estate Planning, Don’t Let Mistakes Thwart Your Wishes Should you work with an attorney to write your will, or can you do it yourself? That depends on a number of things, including where you live.

A trust can help ensure your assets are distributed according to your wishes, but there are many types with different purposes. The latest newsletter can help get you acquainted with your options.

Your Guide to Different Types of Trusts What kind of trust do you need? Get in touch if you have questions.

Signing up for the newsletter is a hassle-free way to get tips, news and insights twice every month.

Don't Miss Out on the Latest Financial Tips & News Enter your email and get the next newsletter sent directly to your inbox.

If you've been considering a rollover from your 401(k) plan to an IRA, it might help to consider these facts first.

Rollovers from a 401(k) plan to an IRA: Weigh these 7 factors first A rollover may sound like a simple task. But there are many pros and cons to consider, and mistakes can be costly.

Many experts are in agreement that an economic slump may be around the corner, but there are a few different ideas on what it might look like.

A recession might be coming. Here's what it could look like From a mild recession to a so-called hard landing, we sift through the wild array of recession predictions.

There are several tax breaks you can enjoy after celebrating your 50th birthday that you should know.

Tax Breaks After 50 You Can't Afford to Miss IRS tax code offers perks to taxpayers of a certain age

It can be difficult to factor in how retirement expenses can change over time. Learn ways you can prepare for these three unexpected costs.

3 Changing Expenses in Retirement No. 2 can be especially difficult to foresee in advance.

Subscribers enjoy tips and insights for their financial needs twice a month. The next edition covers needs and expenses that can surprise retirees and ways you can prepare for them.

Have you signed up for the newsletter? Keep your finances in tune with our ever-changing world.

How often are you "too busy" to socialize? Time poverty is a rising phenomenon -- but it might be more about how we're spending our free time rather than having less of it.

Why No One Should Be Too Busy to Socialize Research on time poverty, and how to overcome it.

“African American insurance companies grew as traditional white companies increased premiums and reduced the size of the policies they offered African Americans, making insurance difficult or unaffordable for them”…

Honoring African Americans: Cornerstones of Economic Development – African American Insurance Companies | Inside Adams: Science, Technology & Business Many early African American insurance companies focused on industrial insurance or burial insurance and employed people in the community to sell and administer insurance contracts. Explore our resources related to African American insurance industry, including founders like Aaron McDuffie Moore, Joh...

Economic uncertainty can be stressful for anyone. These four moves can help provide more security.

4 key money moves in an uncertain economy, according to financial advisors The new year could bring more economic uncertainty and volatility, but there are still plenty ways to shield yourself from potential headwinds, advisors say.

Personal bias can be really hard to identify, especially when it's a bias toward optimism. But being too confident about financial decisions can be a major risk to your portfolio's growth.

Bullshift: How optimism bias threatens your investments and finances Two excerpts from a new book by certified financial planner John De Goey

FTX and Enron have more in common beyond being scandalous: They can both teach us all valuable lessons to make better investment decisions (even beyond the stock or crypto market).

4 Lessons We Can Learn From FTX and Enron The first lesson is very relevant in the digital media landscape.

Any couple looking forward to the big day should check out this article. It covers all the basics of how to set a wedding budget, what it should expect to cover and more.

How to Set Your Wedding Budget Stumped on how to set your wedding budget? We walk you through the steps to set a wedding budget you can actually afford for your big day!

Hoping to be a better leader this year? Resilience amidst uncertainty and change continues to be a major theme. These traits create the anti-hero figures that people trust to pave the way.

Want to Become a Better Leader? Lose the Cult CEO Mentality and Make Way for the 'Anti-Hero' Sapient leadership helps future-proof organizations since leaders are equipped to steer times filled with rapid change.

The IRS will delay implementing new reporting requirements for business transactions exceeding $600 on payment platforms. The delay hopes to "avoid confusion" for 2022 tax filings.

IRS announces delay for implementation of $600 reporting threshold for third-party payment platforms’ Forms 1099-K | Internal Revenue Service IR-2022-226, December 23, 2022 — The Internal Revenue Service today announced a delay in reporting thresholds for third-party settlement organizations set to take effect for the upcoming tax filing season.

Everyone has their own unique idea of how they'd like to retire. Taking steps like defining what you want your golden years to be like can help you craft a better savings strategy.

10 Steps to Take as You Get Ready to Retire Start planning now for the lifestyle you want and what you’ll need financially to get there

What does it mean to have a flexible savings strategy? It can make a difference when you can't count on a stable economy for your retirement. Here's what's most important to know for 2023:

Can a flexible strategy outsmart volatility? Flexibility can mean security in a volatile market.

What does validation have to do with successful business management and career development? They might go hand in hand.

How To Lead With Validation and Become A Better Leader Validation is the prerequisite to vulnerability, authenticity, and belonging. It makes psychological safety a possible reality. As you learn this essential skill, you can be the impactful leader you want to be.