Cornerstone Mortgage Group

To those who have served, we’re honored to serve you. Our VA Loans offer incredible benefits, including zero down payment and competitive rates, to help you and your family find a home in New Jersey.

Thank you for your service!

Looking for peace of mind in your mortgage? Our Fixed Rate Mortgage offers the security of consistent payments throughout the life of your loan.

No surprises, just stability for your New Jersey home.

Taking the first step toward homeownership? Our FHA Loans are designed to help first-time buyers with lower down payments and flexible terms.

Start your journey in New Jersey with a trusted partner.

Not sure which loan is best for you? We’ve broken it down.

Compare your options and find the perfect fit for your dream home. 🏡

We're so proud of our team for delivering exceptional service and making our clients feel truly valued.

🔑 Considering a Second Mortgage? It's crucial to understand both the benefits and potential pitfalls before making a decision. Our latest blog post breaks down everything you need to know about leveraging your home’s equity. From accessing cash for significant expenses to understanding the risks of additional debt, we cover it all. 💡

Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained - Cornerstone Mortgage Group, Inc A second mortgage is a loan secured by your home that allows you to tap into its equity, offering potential benefits like access to cash and lower interest rates, but also comes with risks such as increased debt and potential foreclosure.

We're incredibly grateful for the kind words and positive feedback! 🌟 It was a pleasure working with you, and we're thrilled to hear about your great experience with our team at Cornerstone Mortgage Group. Our commitment to professionalism, attention to detail, and customer satisfaction is at the heart of everything we do.

We are grateful for our amazing clients! Thank you for this wonderful review. We're thrilled to hear the mortgage experience was smooth and stress-free.

Understanding the appraisal process is crucial for a successful refinance. Our latest blog post at Cornerstone Mortgage Group dives into the essentials of navigating refinance appraisals with confidence.

Navigating Refinance Appraisals with Confidence - Cornerstone Mortgage Group, Inc By understanding and preparing for the refinance appraisal process, you can better navigate your mortgage refinancing and potentially secure more favorable loan terms.

A heartfelt thank you to everyone who attended our Lunch and Learn today at Scotty’s Bar & Grill in Cresskill, NJ. Your presence and participation made it a great success! We hope you enjoyed the lunch, networking, and valuable insights shared. Stay tuned for more events and opportunities from Cornerstone Mortgage Group. We look forward to seeing you at our next event!

🌟 Join Us for a Realtor Continuing Education & Lunch Event! 🌟
Cornerstone Mortgage Group is thrilled to offer another fantastic opportunity for Realtors to earn CE credits while enjoying a complimentary lunch. Seats are limited! Don't miss out on this chance to enhance your knowledge and network with peers.
🎟️ Register now to secure your spot: https://www.eventbrite.com/e/realtor-continuing-education-lunch-tickets-944356715357?aff=odeccpebemailcampaigns&utm_source=eventbrite&utm_medium=ebcampaigns&utm_campaign=30429169&utm_term=ctabutton&mipa=ABIdvVvy-6hFDuQCxhkgYBCPjzgMw

Unlock Better Home Loan Rates by Understanding Your FICO Score! Learn how your credit score impacts your borrowing power and interest rates, and discover tips to improve your score for future financial success. Dive into the key factors that determine your FICO score and take control of your financial future.

Understanding Your FICO Score: Key to Better Home Loan Rates A FICO score is a three-digit number representing your creditworthiness, determined by factors like payment history and amounts owed, and it significantly influences your ability to qualify for and secure favorable terms on home loans.

A heartfelt thank you to everyone who joined us today at Cornerstone Mortgage Group’s Lunch and Learn event! Your participation and engagement made it a truly successful and enriching experience. We hope you found the sessions valuable and informative. Looking forward to seeing you at our next event!

We're incredibly proud of our dedicated team at Cornerstone Mortgage for going above and beyond to ensure our clients achieve their homeownership dreams, even in challenging times. Thank you for your trust and kind words! 🏡💼

Owning a home comes with responsibilities, including ensuring proper insurance coverage. "Hazard insurance" is often mentioned, but what exactly does it mean, and how does it differ from homeowners insurance? Can you claim hazard insurance deductions on your taxes?

This article clarifies these questions and provides insights into what your homeowners insurance may or may not cover. Learn more about ensuring your home is adequately protected and understanding your tax options.

📚 Read more:

Understanding Hazard Insurance: What Homeowners Need to Know Hazard insurance covers specific physical damages to homes, usually isn't tax-deductible for primary residences, but may be for business or rental properties.

🏡 Want to buy a home without breaking the bank? Check out my latest blog post for tips on purchasing a home at a lower cost:
https://www.cornerstonemtggroup.com/blog/tips-for-buying-a-home-at-a-lower-cost/

🔹 Stay updated on market conditions
🔹 Be respectful of sellers
🔹 Understand seller’s motives
🔹 Get your financing in order
🔹 Reduce contingencies
🔹 Be honest about your budget
🔹 Be prepared to walk away

Tips for Buying a Home at a Lower Cost Here are tips for buying a home at a lower cost in any market!

A big thank you to everyone who joined us today for our Lunch and Learn at TapHouse Grille. Your presence and engagement made the event truly remarkable. I am deeply thankful for your enthusiastic participation and support. It was a day filled with insightful learning and valuable networking. I look forward to our future gatherings, where we can continue to learn, grow, and thrive together.

We’re overjoyed to share this wonderful review from one of our valued clients! 🌟A big thank you to our incredible clients for trusting us with such a crucial part of your life journey. Your satisfaction is what drives us every day. We're here to support you every step of the way

I’m thrilled to announce that Cornerstone Mortgage Group is hosting a not-to-be-missed event offering Realtor Continuing Education Credits!

📅 Join us on Thursday, May 16th from 11:30 AM to 2:00 PM
📍 Location: TapHouse Grille, 1930 NJ-57, Hackettstown, NJ 07840

What’s on the Agenda?
Tax Stories Part 2 - Dive deeper into tax narratives with Brian Kordell, MBA. This course is an Elective CEU (class ).
Ethical Issues - Buyer’s & Seller’s Agency - Navigate through ethical dilemmas in real estate with Matthew J. Petriello, Esq. This course counts as an Ethics CEU (class ).

Enjoy a complimentary lunch while enhancing your professional skills and network with fellow real estate professionals.

🔗 Register here to secure your spot before it fills up! https://www.eventbrite.com/e/realtor-continuing-education-lunch-tickets-901548725507?aff=oddtdtcreator

Navigating the Maze of Home Loans? Get the lowdown on conventional and non-conforming loans and how they could impact your home-buying journey. Whether you're considering a jumbo loan for that dream home or aiming for a conforming loan with great rates, understanding your options is key! Dive into our latest article to make informed decisions that suit your financial landscape. Read the full article here: https://www.cornerstonemtggroup.com/blog/demystifying-home-loans-the-scoop-on-conventional-and-non-conforming-loans/

Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans Learn the difference between conforming and non-conforming loans in this easy-to-understand mini guide.

Thank you to everyone who joined us today for our lunch and learn! It was wonderful to see so many engaged professionals! Looking forward to continuing to support our community's educational growth!

Buying a home isn't just about the perfect location—it's also about making smart compromises. Our latest article, "Balancing Act: The Art of Compromise in Home Buying," explores key trade-offs to consider to align with your needs and budget. From deciding between size and location to evaluating renovation potential and more, discover how flexibility can lead you to your ideal home without breaking the bank. Dive into the full read for actionable insights that could make your property search more fruitful.

Balancing Act: The Art of Compromise in Home Buying Buying your dream home in this market may require some compromise. Here are 5 areas to reconsider on your way to buying your first home.

I am thrilled to announce that Cornerstone Mortgage Group is hosting an exclusive opportunity for Realtor CE Credits, and spots are filling up fast!
Join us for lunch and two complimentary continuing education courses on Thursday, April 18th, 2024, from 11:30 am to 2:00 pm at Scotty’s Bar & Grill – 172 Piermont Rd, Cresskill, NJ 07626.
Register today to secure your spot before it's gone. This event is co-sponsored by Edyta Papachimonas of Real Safe Title. https://www.eventbrite.com/e/realtor-continuing-education-lunch-tickets-879663626587

Embarking on a second homebuying journey? 💼🏡 As seasoned professionals, we've got you covered with insights on leveraging government loans, navigating stricter underwriting, and utilizing your experience for a smoother process. Dive into our latest article for all you need to know about securing your next dream home with confidence.

Second Time's the Charm: Navigating Your Next Home Purchase Ready to buy your second home? Here's what you need to know about which home loan programs you qualify for the second time around.

Big thanks to all who attended our Realtor Continuing Education & Lunch at Stoney Brook Grille! The combination of learning and networking over lunch created a vibrant atmosphere, filled with engaging conversations and new connections. It's events like these that strengthen our community and enhance our professional growth. Your participation made the day a success. Grateful for the community we're building together!

Join Cornerstone Mortgage Group for a unique learning opportunity with lunch included!

📅 Date: Thursday, March 21, 11:30 AM - 2:00 PM EDT

📍 Location: Stoney Brook Grille, 1285 NJ-28, North Branch, NJ

What's on Offer?

Tax Stories Part 1: Insightful elective course by Brian Kordell, MBA. Earn 1 Elective CEU (Class ).

Fair Housing Act on Real Estate Transfers: Core course presented by Matthew J. Petriello, Esq. Earn 1 Core CEU (Class ).

Limited seats available! Secure your spot now for a blend of education and networking.

👉 Register here: https://www.eventbrite.com/e/realtor-continuing-education-lunch-tickets-861564481557

Don't miss this chance to enhance your real estate knowledge!

Unlock the potential of homeownership with the strategic advantage of co-signing. Our latest article dives into how a co-signer can boost your mortgage application, ensuring better loan terms and enhancing your eligibility. It's a partnership that could pave the way to your dream home. Discover the benefits and considerations of mortgage co-signing.

Mortgage Partnership: The Power of Co-Signing on a Mortgage Thinking about adding a co-signer to your home loan application? Here's what you need to know.

Thrilled to have hosted a rewarding event today, offering valuable Realtor Continuing Education Credit. Our attendees enjoyed a blend of knowledge and networking over lunch, while earning CE Credits through two insightful courses. Grateful for the engaging discussions and the opportunity to contribute to our community's continuous learning and growth!

Grateful to receive such positive feedback from our valued clients! At Cornerstone Mortgage Group, your successful home journey is our top priority. Thank you for trusting us to be a part of your dream.

I am very excited to share that Cornerstone Mortgage Group will be hosting another great opportunity to offer Realtor CE Credits. Please join us for lunch and two complimentary continuing education courses on Thursday February 15th from 11:30am to 2:00pm at the TapHouse Grille 1930 NJ-57, Hackettstown, NJ 07840

Realtor Continuing Education & Lunch Complimentary Lunch and Two CE Credits