Charles Weiler, Premier Home and Finance Co. - VP of Sales, NMLS# 713786

The wholesale channel continues to prove that it’s the best place for a consumer to get a mortgage. A new study by Polygon Research shows that consumers save an average of $10,662 when they work with an independent mortgage broker instead of a retail lender. There isn’t a consumer in America that shouldn’t work with an independent mortgage broker, and it’s more important than ever for us to make sure consumers understand these unmatched benefits. Anyone looking to find a local mortgage broker should visit MortgageMatchup.com.

More details here: https://www.uwm.com/about-us/media-resources/press-releases/2024/august-28-2024/

As you may have already heard, mortgage interest rates are starting to fall. If you've bought a home in the past two years and have an interest rate in the 7's (or higher), reach out to me for a five-minute mortgage review. Ways to save by refinancing:

🏠Lower monthly payments

🏠Keeping your payment the same, but shaving years off your term

🏠Consolidate high interest debt

🏠Removing PMI

🏠Many more!

Need catering in the Mid-Michigan area? Greg Buzzard and That Guys BBQ & Grill & That Guys Meats has you covered. That Guy’s has an award winning menu and is extremely flexible to meet any of your needs. Check them out!

Space feeling tight? It might be time for an upgrade! DM us to see how much home you’d qualify for and start looking for a space big enough for your growing family!

Whether you're a new homeowner or have owned for years, building equity in your home can be a game-changer for your financial future. Here's how:

💵Make a large down payment: Maximize your equity from the start by putting down a substantial amount. Use a down payment calculator to plan ahead.

⏳ Refinance to a shorter term: Switching to a shorter loan term accelerates equity building as more goes toward the principal balance. It’s time to explore those 15-year mortgage options!

🏠 Eliminate mortgage insurance: Reach 20% equity? Request to drop PMI to lower expenses and build equity faster. Check out consumerfinance.gov for more details.

💼 Increase home value: Renovations and upgrades can boost market value, increasing your equity. Focus on high ROI improvements for maximum impact.

💰 Pay more than your minimum: Extra payments shorten the loan term and build equity faster. Every bit counts!

📆 Switch to biweekly payments: Make that extra payment per year to reduce the mortgage balance and accelerate equity growth. It's all about those small, consistent efforts!

🚫 Avoid rolling closing costs into your loan: Pay upfront to prevent reducing equity and speed up the equity-building process. Keep that momentum going!

Ready to unlock your home's full potential? Let's chat about boosting your equity and achieving your financial goals! Send me a DM now.📩

Chances are if you're looking for a mortgage, we have a solution for you! See what we can offer you below:
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🎫 🎫 🎫 WE STILL HAVE RAFFLE TICKETS FOR SALE - SEE PHOTOS FOR PRIZES 🎫 🎫 🎫

$20 per ticket - THREE winners will be announced on Thursday, March 14th at 7pm via Facebook Live.

Proceeds go to Do-All Inc. - a non-profit organization located in Essexville, MI that offers much needed vocational services (and more) in our community.

Message/text/tag me if you're interested in purchasing any!

Recreational Property (Hunting, fishing, off roading)
Individual buildable lots
Income producing properties/ Farms

We are exited to announce that Premier Home and Finance can now lend on vacant land!

I think this is what that one popular sandwich shop would refer to as "Freaky Fast." 🥪🚅⚡️ Congratulations to our new homeowners from the month of March!

Looking to get in your new home quickly? Reach out today!

☎️ 989-714-6474
📧 [email protected]

Attention REALTORS ‼️ HUGE Announcement 📣

Conventional 1% is back and Premier Home and Finance Co. can help you with your buyers to get them into their dream house sooner and with less money down!

Reach out to us today to see how we can help!

Premier Home and Finance Co.
NMLS 2097658
www.PremierHomeAF.com

Congratulations to our new homeowner. Welcome to the mitten, Bill!

Big thanks to Marty at Osentoski RealEstate and Jennie at Valley Title for a great team effort on this one.

Networking with great people, learning from the best in the industry, and getting better for my clients!

First time homebuyers – worried applying for a mortgage loan will have you running in circles? Work with us and you can complete your mortgage application online whenever and wherever is best for you. Private, simple, and secure – contact us today.

📣Attention UWM friends!📣 Looking to buy a home close to work? This one is back on the market - only 3 mins from UWM.

Have questions? Reach out to James White Sr, Realtor.

View Property

Stuck at home the next couple of days and have mortgage questions? I can help!

☎️ 989-714-6474
📧 [email protected]

✨ 206 N Forest✨

We wrapped up last week with an 7 day . Is there anything better?!?!

BIG thank you to our awesome Realtor Partners Christopher Wesley Parker with EXP Realty (Buyers Agent) and Mary DuRussel with Arenac Realty Co. Pete Stanley & Associates (Listing Agent). We couldn't do what we do without you!

If you are in the market for a new home and are in need of a quick pre-approval, give me a call!

Premier Home and Finance Co.
Charles Weiler NMLS 1650130
(989) 714-6474

This is one of the best things we offer for those looking to buy a home! You can get up to $2,500 toward your down payment and closing costs. Want to see if you qualify? Here's how:

1. Click the link below, then enter the zip code you're looking to buy in:
https://sf.freddiemac.com/working-with-us/affordable-lending/home-possible-eligibility-map

2. If you're annual gross income is at or below 80% of the listed Area Median Income (AMI), you qualify!

3. Annual income:
At or below 50% AMI = $2,500 grant
Between 51-80% AMI = $1,250 grant

Have questions? Feel free to reach out!

Did you know that most lenders will allow up to 4 borrowers per loan? This home would be perfect to split as a vacation home. Only 10% down needed for a second/vacation home. Come check it out today! We’ll be there from 11a-1p.

Coldwell Banker Professionals - Erin Martin

5372 Lake Shore Dr, Weidman, MI 48893 | realtor.com® 5372 Lake Shore Dr, Weidman, MI 48893 is for sale. View 38 photos of this 4 bed, 3 bath, 2300 sqft. single-family home with a list price of $599000.

Friendly reminder - if you're applying for a mortgage loan, make sure you "Opt-Out" of third party solicitation from other lenders. These lenders purchase information from the credit bureaus and are notified when you apply for a mortgage. By opting out, these lenders won't be able to call you 20+ times daily.

Here's the link to opt out. It only takes two minutes to do so:
https://www.optoutprescreen.com/

📢ATTENTION TO THOSE THAT WILL SOON BE APPLYING FOR A MORTGAGE📢

Now more than ever, lenders are purchasing information from the credit bureaus that shows when someone has applied for a mortgage. This means when you apply for a mortgage and your credit is run, hundreds of phone calls/texts/emails follow from these lenders that purchase this info.

If you're planning on applying for a mortgage soon, you can avoid this solicitation by going to the link below and selecting to "opt-out." This will prevent the credit bureaus from selling your contact information to other lenders.

https://www.optoutprescreen.com/

One of the many reasons to use us for your mortgage needs is that when getting pre-approved, we will pull a SOFT credit inquiry. Soft inquiries do NOT impact your credit score and will not result in endless solicitation from others. Once you have an offer accepted, a hard inquiry will be run, but we'll make sure you're on the opt-out list well before that day.

Questions? Reach out!

☎️ (989) 714-6474
📧 [email protected]

🏠***OPEN HOUSE ALERT***🏠

Come see us this Saturday! This is a beautiful home almost entirely surrounded by water. It's fully furnished, includes a pontoon in the sale, and only a 27 minute drive to Soaring Eagle! 🪙💰🎰🎲🦅

Questions? Reach out to Coldwell Banker Professionals - Erin Martin or myself.

https://www.realtor.com/realestateandhomes-detail/5372-Lake-Shore-Dr_Weidman_MI_48893_M42560-27106

Thank you for trusting me with your home purchase, Shawn!

New listing in Isabella County! Fully furnished, looking out most windows and seeing water, and a pontoon included? 🙋‍♂️

5372 Lake Shore Drive, Weidman, MI 48893 - Homesnap 5372 Lake Shore Drive is currently listed at $599,000 on Homesnap. View 38 photos of this 4 bed, 3 bath, 2300 Sq Ft home in Weidman, MI.

💥🦺💥REALTORS - BUILDERS - BUYERS💥🚧💥
We are excited to announce that we are now offering one-time close new construction loans!
Build the dream home you've always wanted — all along with the faster, easier process we are known for. The best part? One closing! Which means one interest rate (with the option to modify down if the market improves), one down payment, and one approval!*
Available on primary, second home and investment properties! Already own a lot and want to build? We've got that covered!
Financing is available with as little as 5% down.*
Give us a call or DM today for more details!

*Information subject to change. Certain restrictions apply. Subject to borrower approval.

Back on the market. Reach out for a payment quote!

Beautiful Country home at 980 E Borton Rd, Essexville, MI 48732 for sale. 13 Acre Mini farm and barns. Call me to learn more (989) 671-1791 .

Click here for details:
https://www.remax.com/MI/ESSEXVILLE/home-details/980-E-BORTON-RD-ESSEXVILLE-MI-48732/3188406528257702265/M00000765/50093862

Check out this new listing! Beautiful home in a sought after neighborhood in Midland. Mortgage rates improved today after the Fed announcement. If you're interested in this property, let me know and I can give you a quote within minutes.

2389 N Woodland Estates Drive Midland, MI 48642 Nestled on a point in one of Midlands most sought after neighborhoods, this Woodland Estates pioneering home has been very well maintained and is ready for new partners to continue its story! Comfort and function meet with over 2700 sq ft of living space. Special features of this home include new ca...

This was a slide in a recent training for our team. This is why I make myself available at night and on the weekends.

Need a mortgage pre-approval outside of banking hours? Want a review of your current mortgage? Have questions about getting pre-approved for a mortgage? Call/text/email me!

☎️ 989-714-6474
📧 [email protected]

These are the three most common home loan programs out there. What program is best for you? Reach out for more info.

☎️ 989-714-6474
📧 [email protected]

Boom! This is becoming the new norm with us. Great work, Mack!

Another QUICK ! This loan was submitted on January 3rd and received the clear to close on Jan 18th!! Phenomenal work Mack Lee!! Thank you Shelly Brewster with Our Home & Co. Real Estate for your continued business!!

If you are in the market for a new home, give Mack a call for a pre-approval!

Mack Lee
NMLS #1122626
(810) 471-0412
PremierHomeAF.com