Justin Holyszko - USA Mortgage

I am committed to providing my customers with mortgage services that exceed their expectations. Come see Justin Holyszko at Academy Mortgage!

Your Neighborhood Lender



Shopping for a home in Bay City, Michigan? He has been in the mortgage industry for over 14 years helping people like you obtain their goal of sustainable homeownership. Preparing to buy a new house is serious business. In fact, it may be the largest single purchase you’ll ever make. As such, you want a great mortgage loan for your situation. That’s why clients choos

07/05/2024

Want to know one way we make the enjoyable? The keeps it SIMPLE. With a small number of steps to get you from here to closing day and into your new home 😎

Start your journey toward at https://brnw.ch/21wL8XA!

07/04/2024

Land of the free, because of the brave! Happy from the !

07/01/2024

Why work with a when financing your home?

📍 They are familiar with the local market and have access to loan programs that can be tailored to your exact needs.
🤝 Developing a relationship with a local lender can be extremely beneficial. You can get to know them on a personal level and ensure that you are working with someone who is trustworthy and reliable.

Both of these things can help make the experience smoother and more successful!

06/27/2024

While it is important to consider, interest rates are not the ONLY important factor in determining your monthly mortgage payment.

There are many factors to consider, including the down payment and loan program! Don't let interest rates deter you from purchasing your dream home! The is here to work with you.

📲 https://brnw.ch/21wL0aF
🔗 https://brnw.ch/21wL0aG

First Time Home Buyer Tips 06/25/2024

For a first time home buyer, the entire buying process can be scary, intimidating, and all around nerve-wracking.

Our team wants to make sure that you are comfortable throughout the entire process and that you are ready for what is to come as you purchase your first time. Check out the below tips to help navigate the homebuying waters 🏠⬇

First Time Home Buyer Tips Homebuying is worth doing this the right way and that means buying a home that you love and that doesn’t hurt your future money goals.

06/21/2024

The next few weeks are going to be BUSY! The always brings more houses to the market and they won't last long. Don't waste any time! Get started at https://brnw.ch/21wKTfP 🏠👏

06/19/2024

Today marks - at its heart, a day of celebration of the journey and freedom of the Black community in the United States.Let us use this time for reflection and rejoicing. It is a time for assessment, self-improvement, and for planning the future.

06/19/2024

Today marks - at its heart, a day of celebration of the journey and freedom of the Black community in the United States.

Let us use this time for reflection and rejoicing. It is a time for assessment, self-improvement, and planning for the future.

06/16/2024

Home is where dad and his jokes are - to all 🏠👨‍👦

06/13/2024

reminds us to celebrate the BENEFITS of owning your house:

⬆️ Chance to build home equity
📈 Steady monthly rates can help you to predict long-term expenses
💸 Tax deductions and other tax benefits
🏠 More privacy than renting
🎨 Decorate and alter the home to your liking
🐶 Owning pets without the added fees

Start your journey toward at https://brnw.ch/21wKISn.

06/11/2024

Accurate 😂

Photos from Justin Holyszko - USA Mortgage's post 06/07/2024

Congratulations to all of these new homeowners! Another busy week of making dreams come true! Contact me for your complimentary pre approval,so you can be ready to purchase or refinance your next home! Thanks again to all of my referral partners, friends, and family for trusting me and my team to get the job done! 🥂 🏠

06/07/2024

Ready to learn how easy it is to apply for a with the ? Reach out to [email protected] or call 989-245-0373 today! 🏠

06/05/2024

Believe it or not, if you want to be in a house before the start of the school year, you need to start the process yesterday 😉

Lucky for you, our team of is available to help during the week and weekends to make sure you're able to finance the perfect house! Start today at https://brnw.ch/21wKtuR.

06/03/2024

June is 🤩

At USA Mortgage, we know home means everything and we're proud to bring dreams of to life. It's where you raise your family, where you play with your fur baby, where you can relax and be yourself, where you celebrate life’s milestones and make memories that will last a lifetime.

Happy National Homeownership Month from all of us at the !

05/31/2024

School's out and we know the long summer months ahead can feel a little daunting 😰☀️

Here are a few ideas to help keep the kids busy for the next few weeks!

05/29/2024

Did you know that yesterday was ?! We celebrated by ordering the original HOMEburger 😉🍔

05/27/2024

Today, we remember the men and women who have given their lives in service to our country. Let us take the day to honor them and their sacrifice! 🇺🇸

05/26/2024
05/23/2024

Gearing up for the ? 🤔☀️

Make sure you:
👉 know what you want
👉 know what you can afford
👉 get preapproved
👉 understand what you can't live without
👉 take everything into consideration

Start your journey toward at https://brnw.ch/21wK4gu.

Justin Holyszko 05/21/2024

You can now apply for a mortgage anytime, ANYWHERE! All you have to do is click the link below to get started 😉⬇

Justin Holyszko It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a l...

05/17/2024

Our team of experienced brings honesty and expertise to each relationship. We mind the details and take our responsibility seriously because it matters to your future. Visit https://brnw.ch/21wJSup to start your journey toward today 🙌

05/15/2024

Anyone have B-I-N-G-O?? As , we've have seen it all, which means we can help you through it all! How we can help you check off another bingo box? 🏠✔

05/12/2024

to ALL the INCREDIBLE moms out there; you deserve an amazing day for all the hard work, love, and devotion you give to your families 💐

05/09/2024

As we gear up for the - don't forget that you can OWN your home on the day you close when you place a competitive all-cash offer through the USA Mortgage ! Message [email protected] to learn more 🏠😎

How to Save for a Down Payment | USA Mortgage 05/07/2024

Thinking about buying a home? First things first, you’ll want to save a little 💲💲 for a down payment 🏠⬇

How to Save for a Down Payment | USA Mortgage Thinking about buying a home? First things first, you’ll need to save money for a down payment and we’re here to teach you how.

05/05/2024

Happy - we're honored to be able to celebrate Mexican heritage today (and every day) 🎉

Want your business to be the top-listed Finance Company in Bay City?
Click here to claim your Sponsored Listing.

Justin Holyszko - NMLS #170956

Academy Mortgage is 1st CHOICE in delivering the dream of sustainable homeownership. We accomplish this mission by providing exceptional service and customized loan solutions and tools. Academy also has the distinct advantage of being a direct lender, which means all loan processing, underwriting, closings, and funding are handled at our local branch office. As a result, we have a proven track record of closing loans as quickly and efficiently as possible. CoreLogic ranks Academy as one of the top independent purchase lenders in the country.

Videos (show all)

I'm not just a #LocalLender, I'm also proud to be a #TopProducer at the #HomeOfPossibility 🏆🎉
A house is made of wood and beams. Homes are made of love and dreams. No need to wish upon a star, we can help make your...
Rate is the word of the day, and always a top question when shopping for a mortgage.  Our mortgage experts will make sur...
Third guess is a charm! With our help, you as the buyer will know the power you have when it comes to purchasing a new h...
Benefits of a large company, but with a local business feel.  You’re sure to feel like family, because to us, you are mo...
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Being a homeowner means building a life of memories and laughter in your favorite space! Ready to experience the feeling...
Heads up: diets don’t count today. Happy World Chocolate Day!
A home is a safe space, a retreat from the rest of the world. I am honored to be able to help my clients find that every...
Just what IS your credit score, and why does it matter? This short video walks you through what determines your score an...
Happy National Donut Day! 🍩 Of all the national food days, this one is definitely the sweetest to celebrate. What's your...

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Telephone

Address


201 6th Street, Unit 207
Bay City, MI
48708

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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