Zach Scardino, Scardino Strategic Partners

If your financial needs have changed, work with a financial advisor who understands. Let's explore your options together.

Are you a business owner looking for ways to retain your key employees? Learn more about section 162 plans and how they can help build an attractive compensation package.

What is a Section 162 executive bonus plan and how does it work | MassMutual Executive bonus plans (Section 162 plans) use life insurance benefits to entice and keep key employees at your company.

Diversification is key. While home values are up, the overall real estate sector has been trending down this year. What does this mean for your investments? Let’s discuss.

Has the Fed seen enough? Unemployment claims are climbing recently. Job openings and wage growth are both slowing down. Read more here and let’s discuss the impacts.

US weekly jobless claims hit highest level since August of 2023, though job market is still hot The number of Americans applying for unemployment benefits jumped to its highest level in more than eight months last week in another sign that the labor market may be softening.

Nearly half of business owners believe the value of their business will grow in the future, and most believe it will happen by strategically improving operations. I can help you plan for a more secure tomorrow – contact me today to discuss.

Source: MassMutual’s “Business Owner Perspective” Study, 2022.

Many small business owners want to enjoy the lifestyle they’ve grown accustomed to. Yet, 60% believe they will have to adjust their lifestyle in retirement. Let me guide
you with strategies to optimize your retirement savings.

Half of small business owners say keeping their business in the family is the main goal when they exit, yet only 2/5 business owners who started a succession plan confess they’ve talked to family about it. Connect with me to help solidify your
business’ future plans.

Only 33% of business owners have identified a successor to the business. Putting a buy/sell agreement in place can offer you peace of mind and help grow business value. Let’s get started with your succession plan today.

Source: MassMutual’s “Business Owner Perspective” Study, 2022.

Alarmingly, 65% of small business owners have less than $500K saved for retirement. And only half are confident their exit strategy will maximize their
income in the next chapter of their lives. Let’s chat to discuss your options.

Zach Scardino, Scardino Strategic Partners Financial consultant

Despite the best intention to use funds from selling a business to finance retirement, just one in two business owners have had a business valuation within the last three years. I can guide you in undertaking the valuation process to position your future the way YOU see it.

It’s about more than launching a business. It’s about building a lasting legacy. Let’s find the right financial support for your journey.

Latin Americans start more businesses per capita than any other racial or ethnic group in the United States. Let’s connect and discuss how to grow and protect your business.

Source: McKinsey, The Economic State of Latinos in America, Dec 2021.

The main reasons business owners say they’ll never leave their business? Missing their role as owner (62%) and having concerns about future financial security (60%). If you’re concerned about the latter, let’s connect. I can help you plan for a more secure future.

Source: MassMutual’s “Business Owner Perspective” Study, 2022.

“My business is my baby.” It’s something we hear from business owners all the time. You care deeply about it and devote countless hours to its growth and success. Let’s make sure you’re also properly protecting it by ensuring you have the coverage you need.

A permanent life insurance policy with the Knights of Columbus is a great way to help provide financial security for your family. Contact me to learn more.

It’s Tuesday! Provide children with the gift of warmth this season by supporting our Coats for Kids initiative. Make a gift today and help us reach our $1 million goal to provide 50,000 coats for children.

Donate Now!
KofC.org/donatecoats

I'm proud to announce that for the third consecutive year, the Knights of Columbus has been recognized by Forbes and Statista for our permanent life insurance products.

Read the full press release: https://bit.ly/3sZ1HVR