Creative Planning

Big tech spending continues to increase as companies compete in an intensifying AI arms race. But will the spending translate into profit?

Tune in to our latest episode of The Week in Charts, where Charlie Bilello discusses:
- Whether Nvidia’s latest earnings report lived up to expectations
- Berkshire Hathaway hitting a $1 trillion milestone
- Changing dynamics in salary metrics across industries
- An evolving trend in home down payments and what it may mean for buyers

Priced for Perfection | The Week in Charts (8/30/24) | Charlie Bilello | Creative Planning The most important charts and themes in markets and investing, including:00:00 Intro00:20 Free Wealth Path Analysis01:06 Topics01:59 Priced for Perfection07:...

Are you certain you’ll be able to maintain financial independence throughout your retirement? Do you know what tax implications you'll face with your current retirement plan — or whether it could be more tax-efficient? On this week’s episode of Rethink Your Money, John Hagensen is joined by Director of Tax Services Ben Hake to discuss all things retirement and tax. Listen here: https://creativeplanning.com/podcast/achieving-a-meaningful-retirement/

The stock market had a rough start in August after a mostly calm year. But what’s considered “normal”? Peter and Jonathan answer this question and discuss why all risk isn’t rewarded in this month’s episode. Plus, learn what you should do when you have a concentrated stock position and why now’s a worse time than usual to be sitting on cash.

What's "Normal" for the Stock Market? The stock market had a rough start in August. But what’s considered “normal”? Peter and Jonathan answer this question and discuss why all risk isn’t rewarded.

We’re honored that Giving the Basics invited Peter Mallouk to speak at their recent Uncommon Leaders Luncheon. Their work in the community is truly inspiring, and we’re excited to continue partnering with them on their mission to provide personal care and hygiene products to those in need. Learn more about their impact, and how you can support their efforts, at https://givingthebasics.org/

If you’re planning to sell your home for a profit, there are several tax-saving strategies you can use to help minimize capital gains taxes.

From panic to euphoria, the market experienced a dramatic mood swing in record time over the last three weeks. The latest episode of The Week in Charts with Charlie Bilello examines this rapid shift and what may come next. Charlie also covers:
- How investors are “front-running” Federal Reserve decisions
- The latest charts analyzing the bond market and interest rates
- Data suggesting the “carry trade” may be coming to an end
- A tale of two housing markets, discussing recent activity around home values and supply

From Panic to Euphoria | The Week in Charts (8/23/24) | Charlie Bilello | Creative Planning The most important charts and themes in markets and investing, including:00:00 Intro00:19 Free Wealth Path Analysis01:48 Topics03:18 From Panic to Euphoria06...

On this week’s episode of Rethink Your Money, U.S. Navy F/A-18 fighter pilot turned wealth manager Jesse Reed joins John Hagensen to discuss how you can navigate turbulence on the way to your personal financial destination. John also shares a few client examples showcasing the good, the bad and the ugly of Roth conversions. Have a listen: https://creativeplanning.com/podcast/navigating-roth-conversions-the-good-the-bad-and-the-ugly/

National Public Data, a firm that provides background checks, recently confirmed that a massive data breach exposed 2.9 billion of its records, including consumers’ Social Security numbers, full names, addresses, dates of birth, phone numbers and more.

From freezing your credit to setting up fraud alerts, these strategies can make it harder for identify thieves to open accounts or make purchases in your name. Acting quickly is key, so be sure to monitor your accounts and credit report regularly. https://creativeplanning.com/insights/risk-management/consumer-data-breach/

We all want to ensure our family’s long-term well-being. Yet misconceptions about estate planning can lead to unintended consequences. Learn how to approach this important process with confidence and care.

We’re honored to share Creative Planning has been named a 2024 Charitable Champion by Invest in Others. This list recognizes advisory firms for their exemplary efforts to give back to their communities by promoting a culture of philanthropy amongst employees and financial advisors.

We’re humbled to be recognized for our charitable efforts. Thank you to our clients, team members and community partners who make this work possible.

A cornerstone of our efforts is focused on improving financial literacy and available resources for small business owners and individuals in under-resourced communities. Learn more and follow the story of Pathway Financial Education

It was the biggest volatility crash in history. What does it mean for the markets moving forward? Join Charlie Bilello for the latest episode of The Week in Charts, where he discusses:
- The VIX spike and reversal
- A V-shaped rebound for the S&P 500
- An inflation and interest rate outlook

The Biggest Volatility Crash in History | The Week in Charts (8/16/24) | Charlie Bilello The most important charts and themes in markets and investing, including:00:00 Intro00:24 Free Wealth Path Analysis01:02 Topics02:12 The Biggest Volatility C...

On this week’s episode of Rethink Your Money, John Hagensen sends a strong warning when it comes to annuities and answers the million-dollar question, “Are we in a bear market?” Later, Jessica Culpepper joins John to help apply the quote "Love your kids equally by treating them uniquely." When it comes to your estate plan, it’s a concept easier said than done. Tune in and subscribe today: https://creativeplanning.com/podcast/the-million-dollar-question-answered/

Time is on your side. While both traditional and Roth IRAs offer unique advantages and tax benefits, if you’re a millennial, it may be most beneficial to focus on saving in a Roth IRA.

Is your estate plan tax-efficient? When working with your financial advisor, consider these four crucial strategies to protect your wealth:
✅ Strategic gifting (timing matters!)
✅ Smart trust options
✅ Asset consolidation
✅ Life insurance as a wealth transfer tool

Peter Mallouk and Charlie Bilello are opening up about the $35 trillion national debt and what it means for the U.S. economy and Western civilization. Don’t miss this plus so much more on the latest episode of Signal or Noise.

The $35 Trillion Elephant in the Room | Signal or Noise Ep 32 | Charlie Bilello | Peter Mallouk Helping Investors Separate the Signal from the Noise...00:00 Intro00:12 Topics01:12 The $35 Trillion Elephant in the Room10:40 No Taxes on Tips or Social Sec...

Attend our free webinar to hear tax planning strategies with the potential to reduce your tax exposure and enhance your long-term wealth building capabilities.

Register today: https://bit.ly/3WJmjfD

Gold brokers often use the fear of political unrest, high inflation and rising deficits to persuade people to purchase gold. While it may be tempting, it seldom makes sense to buy gold as an alternative to investing in a diversified portfolio of stocks, bonds and other types of investments.

We have a can’t-miss episode of The Week in Charts following a crazy week for the markets. Charlie Bilello discusses:
✅The Nikkei’s 1987 moment (the second biggest decline in history)
✅The Monday morning panic
✅Whether Buffett is bearish
✅The debate around a Fed emergency rate cut … and more!

Volatility Spikes and Crashes | The Week in Charts (8/9/24) | Charlie Bilello | Creative Planning The most important charts and themes in markets and investing, including:00:00 Intro01:08 Topics01:52 The Nikkei's 1987 Moment06:12 A Monday Morning Panic14:...

What do the Olympics, the stock market and a Powerball winner’s nightmare have in common? Find out on this week’s episode of Rethink Your Money. John Hagensen also welcomes back Charlie Bilello to share his opinion on the impending rate cut. Have a listen!

What Do the Olympics and the Stock Market Have in Common? On this week's episode, we're making the timely correlation between the Olympics, the stock market and a Powerball winner — and sharing how to have a winning formula when it comes to your investments. We also welcome Chief Market Strategist Charlie Bilello back to the show for a candid conversatio...

Attend our free webinar to learn why it’s important to incorporate both tax filing and tax planning strategies within your financial plan.

Register today! https://bit.ly/3WJmjfD

Financial Independence, Retire Early (FIRE) is the approach of extreme saving and investing, with the ultimate goal of retiring at a young age. Before considering whether FIRE is right for you, ask yourself these questions:

1. Am I committed to the tenets of FIRE?
2. Can I live off limited savings?
3. What are my future goals?
4. Am I better suited for a variation of FIRE?
5. Am I comfortable with FIRE’s risks?

Our recent article dives into these questions and more.

The FIRE Movement The FIRE movement (financial independence, retire early), isn’t right for everyone. Ask yourself these questions to help decide whether it's right for you.

The future of financial planning looks incredibly bright. Join us in congratulating the five Creative Planning advisors named to the 2024 Forbes Top Next-Gen Wealth Advisors Best-In-State list.

Creative Planning CEO Peter Mallouk shares, “This recognition is a testament to their innovative thinking and commitment to client service excellence. I look forward to seeing these advisors continue to shape the future of financial advisory while helping our clients achieve their goals.”

We’re thrilled to congratulate our team members who recently passed the CERTIFIED FINANCIAL PLANNER™ professional exam. Their dedication and hard work paid off, and we can’t wait to see the impact they’ll make on the financial planning industry!

Creative Planning Chief Investment Officer James Battmer shares his perspective on recent market activity with Barron’s Advisor. https://bit.ly/46zgoOV

Get Peter Mallouk’s and Charlie Bilello’s takes on the current state of the market, learn how to embrace panic as a long-term investor and more on the latest episode of Signal or Noise.

Embracing Panic | Signal or Noise Ep 31 | Charlie Bilello | Peter Mallouk | Creative Planning Helping Investors Separate the Signal from the Noise...00:00 Intro00:33 Topics01:47 Embracing Panic14:48 Here Come the Rate Cuts24:38 A Costly Rollover Mista...