Francis Franco, Associate Partner with New York Life

If you know, you know.

If protecting your family’s future is important to you, make sure you have enough life insurance. This video from New York Life Insurance Company shows you 5 ways that life insurance gives your family the financial security they deserve. If you have questions about the importance of life insurance for your family, please feel free to contact me. https://bcove.video/3PKghcW

A recent study showed that people who own life insurance feel better prepared for the future. Contact me to learn more.

Insurance Policies | New York Life Insurance policies help protect your family now and in the future. Learn how our agents can help you design personalized solutions.

Everyone wants to make money, and investing — if you can afford it — is a good way to increase your personal wealth, gain more financial freedom and get closer to getting ahead instead of just getting by.

Ethical Investing: 3 Easy Ways To Align Your Financial Goals With Your Values Everyone wants to make money, and investing -- if you can afford it -- is a good way to increase your personal wealth, gain more financial freedom and get closer to getting ahead instead of just...

Watch this (3:30) case study video to hear about the Chang family and their businesses before attending the 2024 Advisor Symposium, where you will learn how financial service professionals can help families and business owners like the Changs address all their estate planning and business succession objectives.
https://bit.ly/4gk3tVC

U.S. economic data has changed. With investors and the Fed now focusing more on the labor market and growth than inflation, market behavior may look different in the autumn than it did over the summer. This has important implications for asset allocation. For the team’s best ideas, visit: https://bit.ly/3zcSHzG

Find out how the DCA Plus Account within a variable universal life policy may help you earn a 12% guaranteed interest rate (6.30% actual yield) as you strategically enter the market.
https://nyl.co/4d4yV7b

Investors have flocked to private credit as higher interest rates meant higher yield. Now, with interest rates moving lower, credit managers are looking for differentiated sources of value add. Host Lauren Goodwin speaks with Patrick Koehl of Apogem Capital and Julien Rigon of Kartesia to identify how borrowers are faring, which areas of the asset class are most attractive, and how best to capture that potential.
https://bit.ly/3zcL7Fm

I’m excited to share that I have been promoted to Associate Partner at New York Life. This is a fantastic opportunity to start building and overseeing a team of financial professionals. If you know of anyone who would like a career-changing opportunity, please let me know and I will share more details.

Proud to be with a company that promotes inclusivity across all backgrounds

New York Life's 2023 Diversity, Equity, and Inclusion Report. We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

Tax-free transfers from IRAs to CRTs and CGAs
IRA owners who want to support a specific charity but also like the idea of receiving a lifetime stream of steady payments can now do both, thanks to a new law described in this article from Professor Chris Hoyt. Learn how donors can retain income from donated funds while ensuring future support for their chosen causes and take full advantage of this evolving landscape of charitable giving options.
https://bit.ly/3UyIBAX

One reason why many people get overwhelmed with money management is they have too many accounts. It can quickly get messy and confusing. Here are some easy steps to get your finances streamlined and more manageable.
https://nyl.co/4aKzouW
If you have any questions about managing personal finances, I’ll be happy to help.
https://bit.ly/3U7uzoI

This years’ tax deadline is fast approaching! Feeling the pressure? Don't sweat it, you're not the only one. Many people are hustling to get everything sorted out in time. This year, New York Life has put together a handy guide with tips to help ease the deadline frenzy.
If you have any questions about your taxes or personal finances, please reach out. For tax advice please consult your tax professional.

Is your retirement protected from the new tax laws? This insightful, on-demand seminar shows you strategies to help protect your retirement funds. View on-demand any time before 5/13/2024: https://bit.ly/3TzXz8k

With a new child, your taxes will get more complicated. But you may qualify for some of the new tax credits and deductions. Here’s what you need to know for the 2024 tax season.

2024 tax season guide for new parents: What to know about the Child Tax Credit, EITC and more Had or adopted a child in 2023? What new parents need to know about tax credits and deductions. Importantly, the enhanced Child Tax Credit went away in 2022.

It may feel like the IRS taxes most of your hard-earned money, but some types of income are nontaxable.

Types of Income the IRS Doesn't Tax

Sudden, unexpected expenses can happen at any time. Finding ways to both prepare for and endure those difficulties is called financial resilience, and it should be part of your personal financial strategy.
In the meantime, if you have any questions about making your personal finances more resilient, please feel free to reach out. I’ll be happy to help!
This article is a great place to start:

3 tips to achieve financial resilience in 2024. See results from New York Life's Wealth Watch survey 2024 outlook.

Inheriting a Roth IRA can provide financial benefits, but understanding the rules and options is crucial. We'll cover everything you need to know in this guide.

Guide to Inheriting a Roth IRA While inheriting a Roth IRA can provide financial benefits, understanding the rules and options is crucial. This guide covers taxes and more.

Hello! There's a FREE Tax Virtual Seminar Today by Ed Slott, CPA at 12nn. If you're available, you can register and attend. Here's the link.

Ed Slott Live! Keep more of your retirement savings protected from taxes Tuesday, March 19, 2024 at 3:00 PM Eastern Daylight Time.

You've worked hard to build a comfortable retirement. Be sure to safeguard that investment! Join us for this live event and learn how to help protect your retirement funds from taxes. Register now at: https://bit.ly/3PtcxLX

During Women’s History Month, join us in celebrating the countless contributions of women in our society. It’s a time to honor the remarkable women of the past who paved the way, as well as those today who continue to forge new paths. Take a moment to recognize the important women in our own lives who make a meaningful difference—not just during this month, but every day of the year.

Insure Your Love month may be coming to a close this February, but your need for coverage is year-round.

Saving for retirement is critical. According to the Federal Reserve, over half of families have retirement accounts like 401(k)s and IRAs, but the median balance of those accounts might surprise you. Check out this article to find out where you stand in retirement savings:

https://bit.ly/3uScane

If you have any questions about making plans for your retirement, please feel free to reach out. I’ll be happy to help!

Nothing says forever like planning for the afterlife together!

Let them know you love them by getting life insurance. It can speak for you even when you can’t.

Looking for a way to prepay your life insurance premiums while reducing your out-of-pocket costs? Lock in a 12% interest rate for the first year and 6% for subsequent years on a Premium Deposit Account to fund premiums for select life insurance products. Speak to me today to learn more.

"Don’t ask yourself what the world needs. Ask yourself what makes you come alive, and then go and do that, because what the world needs is people that have come alive." —Howard Thurman. Inspiration can fuel change. What inspires you?

It’s that simple.