Sonia Pellot, Registered Representative with Nylife Securities LLC

October is Financial Planning Month! As the year ends, it's a great time to review your finances. Check out these lesser-known tips to help secure your future:
If you’d like to discuss a personalized financial strategy, feel free to reach out.

3 lesser-known tips for financial success. The power of financial planning can be unlocked for everyone, regardless of income, net worth, age, or goals.

You may have the perfect retirement in mind, but when it comes to your savings, it's always a good idea to expect the unexpected. From medical bills to inflation, having a steady stream of income in retirement can ensure your plans don't get derailed. Reach out, and I'll help you come up with a strategy that keeps you on track.

From your savings account to your investment portfolio, discover 5 ways interest rates can impact your finances.
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Top savings goals deferred for child-rearing expenses: retirement (28%), education (21%), emergencies (21%)

Wealth Watch midyear outlook: Americans adjust spending strategies to cope with inflation, make progress on debt management. New York Life’s latest Wealth Watch survey finds that inflation and credit card debt continue to present challenges for everyday Americans, despite some progress.

Recently, 529 plans hit a new milestone with over half a trillion dollars being saved in plans across the country. Why are 529 plans so popular?

529 Plans Hit a New Milestone: Why They're So Popular

The benefits of using life insurance as a tool to create multi-generational wealth—while ensuring your loved ones can move forward financially after your passing—can be priceless.

How rising taxes affect your finances.
Taxes are crucial to personal finances, and staying informed is key. This article discusses individual tax rates, the national debt, and projected tax increases over the next decade. The analysis is data-driven and provides a comprehensive look at what we might expect in the coming years. Article is for information purposes only. Consult your own tax advisor to tax advice.
Let's discuss how this might impact your financial situation.
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Happy Labor Day! Here's to all the hard workers who deserve a day of acknowledgement and gratitude for all they do.

Student loans are among the biggest debts for Americans. Lowering these debts can provide significant financial relief. This article discusses ways to reduce your monthly payments amidst recent changes in student loan relief.
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If you have questions about how student debt affects your finances, please contact me.

Top Olympic athletes' rigorous training, dedication, focus, and adaptability are key elements of financial success. Understanding their approach to finances offers valuable insights. Read more about how top-tier athletes' handle their strategies here:
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If you have any questions about reaching your personal financial goals and would like to discuss your strategies, please feel free to contact me.

Social media can be a great resource for tips and advice. But when it comes to your financial security, it never hurts to follow up with a trusted professional. Whatever your goals for the future may be, I can provide customized guidance to help you in your journey. Reach out, and let's talk.

Mortgage rates have risen, making home affordability more challenging, but many continue to buy. If you’re looking for a new house, it's crucial to maximize your finances. Here are some tips to reduce the impact of high interest rates on your wallet and monthly payment.
If you have questions about personal finances and buying a home, please feel free to contact me.
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If you’re planning to retire in the next few years, it’s important to be prepared. Taking steps now to manage your finances can help you enjoy your golden years with fewer concerns. Here’s a great article with five tips to make your retirement a little sweeter.
If you have questions about reaching your retirement goals, please feel free to contact me.
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Having a personal trainer can be a big help if you want to stay in shape. The same is true when it comes to your financial fitness. Reach out, and together we can discuss some holistic strategies to help get your financial health in tip-top shape.

You may not think you need life insurance when you're young and healthy, but that's actually the best time to get it. The right policy can help you pay for expenses, grow wealth over time, and save money by locking in your rates early. Reach out and do more for your financial health.

Summer vacations remind us of the importance of creating lasting memories. Ensure those memories are protected no matter what life brings. Reach out, and let's discuss a financial strategy that secures your family's future.

Happy Independence Day! As we celebrate our nation's freedom, let's also take a moment to reflect on financial independence. Whether you're planning for retirement, investing, or saving for a big goal, I'm here to help you achieve your financial dreams.

What’s the true cost of pet ownership? Here’s how much you should expect to pay when adopting a new furry friend.

Pet Ownership: What It Really Costs to Own a Dog or Cat What's the true cost of pet ownership? Here's how much you should expect to pay when adopting a new furry friend.

The reality is, it's never too late to work on your retirement dreams. Read this interesting article to find out more. Read about 3 general reasons you can still successfully plan for retirement, no matter when you start.
For more about information on the topics mentioned in the article and your personal retirement strategy, please feel free to contact me.
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Today is a day of celebration and hope, as we reflect on the struggle for equality African Americans have faced throughout history.

We’ve got some answers to questions like what is inflation, really? What causes it? And how will it affect your personal finances? Read this insightful article to find the answers to some of the most frequently asked inflation-related questions.
If you like to talk about how today’s inflation may be affecting your own personal finances and what you can do about it, please reach out.

Inflation explained: Everything to know in 3 minutes or less. What does inflation actually mean? And how can it impact your financial situation?

In today’s economic landscape, financial stability is becoming more elusive than ever. But there is a solution – diversifying your income. What does that mean and is it a right strategy for you? Read this interesting article to find out more.
For more about income diversification and your personal financial strategies, please feel free to contact me.
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The sticker price of college tuition only continues to increase.

Soaring Costs: Here’s How Much College Tuition Has Increased in 8 Notable States The sticker price of college tuition only continues to increase. In March 2024, NBC 10 Boston reported that two Massachusetts colleges, Wellesley and Boston University, now have annual student costs...

Happy Mother's Day to all the new moms cherishing precious moments, the experienced moms who guide with wisdom and patience, and the grandmothers whose love spans generations. Thank you for all that you do!